Selective Insurance Group (SIGI) Competitors

Selective Insurance Group (NASDAQ:SIGI) and Kinsale Capital Group (NYSE:KNSL) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, analyst recommendations, media sentiment, earnings, valuation, institutional ownership, dividends and profitability.

Does the media favor SIGI or KNSL?

In the previous week, Kinsale Capital Group had 6 more articles in the media than Selective Insurance Group. MarketBeat recorded 15 mentions for Kinsale Capital Group and 9 mentions for Selective Insurance Group. Kinsale Capital Group's average media sentiment score of 0.73 beat Selective Insurance Group's score of 0.30 indicating that Kinsale Capital Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Selective Insurance Group	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Kinsale Capital Group	8 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Is SIGI or KNSL more profitable?

Kinsale Capital Group has a net margin of 25.92% compared to Selective Insurance Group's net margin of 7.50%. Kinsale Capital Group's return on equity of 25.93% beat Selective Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Selective Insurance Group	7.50%	12.61%	2.75%
Kinsale Capital Group	25.92%	25.93%	7.92%

Is SIGI or KNSL a better dividend stock?

Selective Insurance Group pays an annual dividend of $1.52 per share and has a dividend yield of 1.8%. Kinsale Capital Group pays an annual dividend of $0.68 per share and has a dividend yield of 0.1%. Selective Insurance Group pays out 24.9% of its earnings in the form of a dividend. Kinsale Capital Group pays out 3.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Selective Insurance Group has raised its dividend for 11 consecutive years and Kinsale Capital Group has raised its dividend for 2 consecutive years. Selective Insurance Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate SIGI or KNSL?

Selective Insurance Group presently has a consensus target price of $87.50, suggesting a potential upside of 3.87%. Kinsale Capital Group has a consensus target price of $503.30, suggesting a potential upside of 6.46%. Given Kinsale Capital Group's stronger consensus rating and higher possible upside, analysts clearly believe Kinsale Capital Group is more favorable than Selective Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Selective Insurance Group	2 Sell rating(s)	6 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.89
Kinsale Capital Group	0 Sell rating(s)	7 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.42

Which has better earnings & valuation, SIGI or KNSL?

Kinsale Capital Group has lower revenue, but higher earnings than Selective Insurance Group. Selective Insurance Group is trading at a lower price-to-earnings ratio than Kinsale Capital Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Selective Insurance Group	$5.11B	1.00	$207.01M	$6.11	13.79
Kinsale Capital Group	$1.72B	6.39	$414.84M	$19.17	24.66

Which has more risk & volatility, SIGI or KNSL?

Selective Insurance Group has a beta of 0.39, suggesting that its stock price is 61% less volatile than the S&P 500. Comparatively, Kinsale Capital Group has a beta of 1.09, suggesting that its stock price is 9% more volatile than the S&P 500.

Do insiders & institutionals believe in SIGI or KNSL?

82.9% of Selective Insurance Group shares are held by institutional investors. Comparatively, 85.4% of Kinsale Capital Group shares are held by institutional investors. 1.5% of Selective Insurance Group shares are held by company insiders. Comparatively, 5.5% of Kinsale Capital Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Kinsale Capital Group beats Selective Insurance Group on 16 of the 19 factors compared between the two stocks.