Selective Insurance Group (SIGI) Competitors

Kinsale Capital Group (NYSE:KNSL) and Selective Insurance Group (NASDAQ:SIGI) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, risk, media sentiment, valuation, profitability, analyst recommendations, earnings and dividends.

Do institutionals and insiders hold more shares of KNSL or SIGI?

85.4% of Kinsale Capital Group shares are held by institutional investors. Comparatively, 82.9% of Selective Insurance Group shares are held by institutional investors. 5.5% of Kinsale Capital Group shares are held by company insiders. Comparatively, 1.5% of Selective Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Do analysts prefer KNSL or SIGI?

Kinsale Capital Group presently has a consensus price target of $505.80, suggesting a potential upside of 11.36%. Selective Insurance Group has a consensus price target of $87.33, suggesting a potential upside of 10.96%. Given Kinsale Capital Group's stronger consensus rating and higher possible upside, equities analysts plainly believe Kinsale Capital Group is more favorable than Selective Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Kinsale Capital Group	0 Sell rating(s)	7 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.36
Selective Insurance Group	2 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.86

Which has stronger earnings & valuation, KNSL or SIGI?

Kinsale Capital Group has higher earnings, but lower revenue than Selective Insurance Group. Selective Insurance Group is trading at a lower price-to-earnings ratio than Kinsale Capital Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Kinsale Capital Group	$1.59B	6.67	$414.84M	$19.17	23.69
Selective Insurance Group	$4.86B	0.99	$207.01M	$6.11	12.88

Which has more volatility & risk, KNSL or SIGI?

Kinsale Capital Group has a beta of 1.12, meaning that its share price is 12% more volatile than the S&P 500. Comparatively, Selective Insurance Group has a beta of 0.47, meaning that its share price is 53% less volatile than the S&P 500.

Is KNSL or SIGI more profitable?

Kinsale Capital Group has a net margin of 25.92% compared to Selective Insurance Group's net margin of 7.50%. Kinsale Capital Group's return on equity of 25.93% beat Selective Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Kinsale Capital Group	25.92%	25.93%	7.92%
Selective Insurance Group	7.50%	12.61%	2.75%

Is KNSL or SIGI a better dividend stock?

Kinsale Capital Group pays an annual dividend of $0.68 per share and has a dividend yield of 0.1%. Selective Insurance Group pays an annual dividend of $1.52 per share and has a dividend yield of 1.9%. Kinsale Capital Group pays out 3.5% of its earnings in the form of a dividend. Selective Insurance Group pays out 24.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Kinsale Capital Group has raised its dividend for 2 consecutive years and Selective Insurance Group has raised its dividend for 11 consecutive years. Selective Insurance Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media prefer KNSL or SIGI?

In the previous week, Kinsale Capital Group had 12 more articles in the media than Selective Insurance Group. MarketBeat recorded 20 mentions for Kinsale Capital Group and 8 mentions for Selective Insurance Group. Kinsale Capital Group's average media sentiment score of 1.19 beat Selective Insurance Group's score of 0.73 indicating that Kinsale Capital Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Kinsale Capital Group	12 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Selective Insurance Group	5 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Kinsale Capital Group beats Selective Insurance Group on 16 of the 19 factors compared between the two stocks.