Trinity Capital (TRIN) Competitors

Trinity Capital (NASDAQ:TRIN) and Qfin (NASDAQ:QFIN) are both banking companies, but which is the superior business? We will compare the two companies based on the strength of their risk, valuation, media sentiment, analyst recommendations, dividends, earnings, institutional ownership and profitability.

Is TRIN or QFIN a better dividend stock?

Trinity Capital pays an annual dividend of $2.04 per share and has a dividend yield of 12.7%. Qfin pays an annual dividend of $1.50 per share and has a dividend yield of 5.3%. Trinity Capital pays out 91.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Qfin pays out 21.2% of its earnings in the form of a dividend. Trinity Capital has increased its dividend for 1 consecutive years. Trinity Capital is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders and institutionals have more ownership in TRIN or QFIN?

24.6% of Trinity Capital shares are owned by institutional investors. Comparatively, 74.8% of Qfin shares are owned by institutional investors. 5.3% of Trinity Capital shares are owned by insiders. Comparatively, 17.1% of Qfin shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is TRIN or QFIN more profitable?

Trinity Capital has a net margin of 51.88% compared to Qfin's net margin of 38.66%. Qfin's return on equity of 30.74% beat Trinity Capital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Trinity Capital	51.88%	15.72%	7.08%
Qfin	38.66%	30.74%	13.78%

Do analysts prefer TRIN or QFIN?

Trinity Capital presently has a consensus price target of $15.75, indicating a potential downside of 2.14%. Qfin has a consensus price target of $51.73, indicating a potential upside of 82.13%. Given Qfin's stronger consensus rating and higher probable upside, analysts clearly believe Qfin is more favorable than Trinity Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Trinity Capital	1 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25
Qfin	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more volatility and risk, TRIN or QFIN?

Trinity Capital has a beta of 0.54, meaning that its share price is 46% less volatile than the S&P 500. Comparatively, Qfin has a beta of 0.45, meaning that its share price is 55% less volatile than the S&P 500.

Which has stronger earnings & valuation, TRIN or QFIN?

Qfin has higher revenue and earnings than Trinity Capital. Qfin is trading at a lower price-to-earnings ratio than Trinity Capital, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Trinity Capital	$237.69M	4.76	$115.60M	$2.23	7.22
Qfin	$2.35B	1.90	$858.21M	$7.08	4.01

Does the media prefer TRIN or QFIN?

In the previous week, Qfin had 1 more articles in the media than Trinity Capital. MarketBeat recorded 9 mentions for Qfin and 8 mentions for Trinity Capital. Qfin's average media sentiment score of 1.73 beat Trinity Capital's score of 0.77 indicating that Qfin is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Trinity Capital	1 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Qfin	8 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Summary

Qfin beats Trinity Capital on 13 of the 19 factors compared between the two stocks.