Trinity Capital (TRIN) Competitors

United Community Banks (NASDAQ:UCB) and Trinity Capital (NASDAQ:TRIN) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, community ranking, profitability, earnings, valuation, risk, media sentiment, dividends and analyst recommendations.

Which has stronger earnings & valuation, UCB or TRIN?

United Community Banks has higher revenue and earnings than Trinity Capital. Trinity Capital is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Community Banks	$938.98M	3.61	$252.40M	$2.11	13.46
Trinity Capital	$190.27M	4.93	$76.89M	$2.19	6.62

Is UCB or TRIN more profitable?

Trinity Capital has a net margin of 40.73% compared to United Community Banks' net margin of 16.48%. Trinity Capital's return on equity of 15.90% beat United Community Banks' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Community Banks	16.48%	8.64%	1.04%
Trinity Capital	40.73%	15.90%	7.14%

Does the media favor UCB or TRIN?

In the previous week, Trinity Capital had 4 more articles in the media than United Community Banks. MarketBeat recorded 14 mentions for Trinity Capital and 10 mentions for United Community Banks. United Community Banks' average media sentiment score of 1.30 beat Trinity Capital's score of 0.95 indicating that United Community Banks is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
United Community Banks	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Trinity Capital	4 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, UCB or TRIN?

United Community Banks has a beta of 0.75, suggesting that its stock price is 25% less volatile than the S&P 500. Comparatively, Trinity Capital has a beta of 0.57, suggesting that its stock price is 43% less volatile than the S&P 500.

Does the MarketBeat Community believe in UCB or TRIN?

Trinity Capital received 52 more outperform votes than United Community Banks when rated by MarketBeat users. Likewise, 53.85% of users gave Trinity Capital an outperform vote while only 40.00% of users gave United Community Banks an outperform vote.

Company	Underperform	Outperform
United Community Banks	Outperform Votes 4 40.00%	Underperform Votes 6 60.00%
Trinity Capital	Outperform Votes 56 53.85%	Underperform Votes 48 46.15%

Is UCB or TRIN a better dividend stock?

United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.4%. Trinity Capital pays an annual dividend of $2.04 per share and has a dividend yield of 14.1%. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Trinity Capital pays out 93.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Trinity Capital has increased its dividend for 1 consecutive years. Trinity Capital is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate UCB or TRIN?

United Community Banks currently has a consensus price target of $33.14, suggesting a potential upside of 16.72%. Trinity Capital has a consensus price target of $15.13, suggesting a potential upside of 4.31%. Given United Community Banks' stronger consensus rating and higher possible upside, analysts clearly believe United Community Banks is more favorable than Trinity Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
United Community Banks	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57
Trinity Capital	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.50

Do institutionals and insiders believe in UCB or TRIN?

82.3% of United Community Banks shares are held by institutional investors. Comparatively, 24.6% of Trinity Capital shares are held by institutional investors. 0.4% of United Community Banks shares are held by company insiders. Comparatively, 5.3% of Trinity Capital shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Trinity Capital beats United Community Banks on 12 of the 22 factors compared between the two stocks.