UMB Financial (UMBF) Competitors

M&T Bank (NYSE:MTB) and UMB Financial (NASDAQ:UMBF) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their community ranking, institutional ownership, dividends, valuation, media sentiment, earnings, risk, analyst recommendations and profitability.

Which has stronger earnings & valuation, MTB or UMBF?

M&T Bank has higher revenue and earnings than UMB Financial. M&T Bank is trading at a lower price-to-earnings ratio than UMB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$9.30B	3.13	$2.59B	$14.93	12.13
UMB Financial	$1.62B	4.82	$441.24M	$7.95	12.92

Do institutionals & insiders have more ownership in MTB or UMBF?

84.7% of M&T Bank shares are owned by institutional investors. Comparatively, 87.8% of UMB Financial shares are owned by institutional investors. 0.5% of M&T Bank shares are owned by company insiders. Comparatively, 5.5% of UMB Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Does the MarketBeat Community believe in MTB or UMBF?

UMB Financial received 18 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 46.57% of users gave UMB Financial an outperform vote while only 46.26% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 260 46.26%	Underperform Votes 302 53.74%
UMB Financial	Outperform Votes 278 46.57%	Underperform Votes 319 53.43%

Is MTB or UMBF more profitable?

M&T Bank has a net margin of 19.24% compared to UMB Financial's net margin of 15.76%. UMB Financial's return on equity of 13.73% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	19.24%	10.12%	1.25%
UMB Financial	15.76%	13.73%	0.98%

Does the media refer more to MTB or UMBF?

In the previous week, M&T Bank had 18 more articles in the media than UMB Financial. MarketBeat recorded 36 mentions for M&T Bank and 18 mentions for UMB Financial. UMB Financial's average media sentiment score of 1.30 beat M&T Bank's score of 0.92 indicating that UMB Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	16 Very Positive mention(s)	0 Positive mention(s)	11 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
UMB Financial	13 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is MTB or UMBF a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 3.0%. UMB Financial pays an annual dividend of $1.60 per share and has a dividend yield of 1.6%. M&T Bank pays out 36.2% of its earnings in the form of a dividend. UMB Financial pays out 20.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. UMB Financial has increased its dividend for 32 consecutive years.

Which has more volatility and risk, MTB or UMBF?

M&T Bank has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500. Comparatively, UMB Financial has a beta of 0.72, indicating that its stock price is 28% less volatile than the S&P 500.

Do analysts rate MTB or UMBF?

M&T Bank presently has a consensus target price of $212.53, suggesting a potential upside of 17.31%. UMB Financial has a consensus target price of $120.33, suggesting a potential upside of 17.13%. Given M&T Bank's higher probable upside, equities research analysts plainly believe M&T Bank is more favorable than UMB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	7 Hold rating(s)	13 Buy rating(s)	0 Strong Buy rating(s)	2.57
UMB Financial	0 Sell rating(s)	3 Hold rating(s)	5 Buy rating(s)	1 Strong Buy rating(s)	2.78

Summary

UMB Financial beats M&T Bank on 12 of the 22 factors compared between the two stocks.