UMB Financial (UMBF) Competitors

UMB Financial (NASDAQ:UMBF) and M&T Bank (NYSE:MTB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, profitability, risk, valuation, institutional ownership, community ranking, dividends, media sentiment and earnings.

Do institutionals & insiders hold more shares of UMBF or MTB?

87.8% of UMB Financial shares are owned by institutional investors. Comparatively, 84.7% of M&T Bank shares are owned by institutional investors. 5.5% of UMB Financial shares are owned by company insiders. Comparatively, 0.5% of M&T Bank shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Which has more risk & volatility, UMBF or MTB?

UMB Financial has a beta of 0.71, suggesting that its share price is 29% less volatile than the S&P 500. Comparatively, M&T Bank has a beta of 0.58, suggesting that its share price is 42% less volatile than the S&P 500.

Does the media favor UMBF or MTB?

In the previous week, UMB Financial had 9 more articles in the media than M&T Bank. MarketBeat recorded 25 mentions for UMB Financial and 16 mentions for M&T Bank. M&T Bank's average media sentiment score of 1.38 beat UMB Financial's score of 1.20 indicating that M&T Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
UMB Financial	13 Very Positive mention(s)	2 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
M&T Bank	12 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is UMBF or MTB a better dividend stock?

UMB Financial pays an annual dividend of $1.60 per share and has a dividend yield of 1.6%. M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 3.2%. UMB Financial pays out 20.1% of its earnings in the form of a dividend. M&T Bank pays out 36.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. UMB Financial has increased its dividend for 32 consecutive years.

Does the MarketBeat Community favor UMBF or MTB?

UMB Financial received 19 more outperform votes than M&T Bank when rated by MarketBeat users. Likewise, 46.37% of users gave UMB Financial an outperform vote while only 46.04% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
UMB Financial	Outperform Votes 275 46.37%	Underperform Votes 318 53.63%
M&T Bank	Outperform Votes 256 46.04%	Underperform Votes 300 53.96%

Which has higher valuation & earnings, UMBF or MTB?

M&T Bank has higher revenue and earnings than UMB Financial. M&T Bank is trading at a lower price-to-earnings ratio than UMB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
UMB Financial	$1.62B	4.59	$441.24M	$7.95	12.30
M&T Bank	$9.30B	3.02	$2.59B	$14.93	11.46

Is UMBF or MTB more profitable?

M&T Bank has a net margin of 19.24% compared to UMB Financial's net margin of 15.76%. UMB Financial's return on equity of 13.73% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
UMB Financial	15.76%	13.73%	0.98%
M&T Bank	19.24%	10.12%	1.25%

Do analysts recommend UMBF or MTB?

UMB Financial currently has a consensus target price of $121.13, suggesting a potential upside of 23.88%. M&T Bank has a consensus target price of $208.24, suggesting a potential upside of 21.72%. Given UMB Financial's stronger consensus rating and higher probable upside, equities research analysts plainly believe UMB Financial is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
UMB Financial	0 Sell rating(s)	3 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.63
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.47

Summary

UMB Financial beats M&T Bank on 12 of the 21 factors compared between the two stocks.