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UMB Financial (UMBF) Competitors

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$112.36 +3.51 (+3.22%)
Closing price 10/20/2025 04:00 PM Eastern
Extended Trading
$112.40 +0.05 (+0.04%)
As of 10/20/2025 04:49 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

UMBF vs. ABCB, CATY, FFIN, HWC, ONB, WTFC, ASB, BKU, FNB, and PB

Should you be buying UMB Financial stock or one of its competitors? The main competitors of UMB Financial include Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), First Financial Bankshares (FFIN), Hancock Whitney (HWC), Old National Bancorp (ONB), Wintrust Financial (WTFC), Associated Banc (ASB), BankUnited (BKU), F.N.B. (FNB), and Prosperity Bancshares (PB). These companies are all part of the "finance" sector.

UMB Financial vs. Its Competitors

Ameris Bancorp (NASDAQ:ABCB) and UMB Financial (NASDAQ:UMBF) are both mid-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, institutional ownership, earnings, dividends, media sentiment, valuation, profitability and analyst recommendations.

UMB Financial has higher revenue and earnings than Ameris Bancorp. Ameris Bancorp is trading at a lower price-to-earnings ratio than UMB Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ameris Bancorp$1.13B4.43$358.68M$5.6812.81
UMB Financial$2.80B3.05$441.24M$8.7012.91

In the previous week, Ameris Bancorp and Ameris Bancorp both had 9 articles in the media. UMB Financial's average media sentiment score of 1.02 beat Ameris Bancorp's score of 0.97 indicating that UMB Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ameris Bancorp
4 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
UMB Financial
6 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Ameris Bancorp has a beta of 0.94, meaning that its share price is 6% less volatile than the S&P 500. Comparatively, UMB Financial has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500.

Ameris Bancorp has a net margin of 21.46% compared to UMB Financial's net margin of 15.42%. UMB Financial's return on equity of 12.27% beat Ameris Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Ameris Bancorp21.46% 9.57% 1.32%
UMB Financial 15.42%12.27%1.05%

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. UMB Financial pays an annual dividend of $1.60 per share and has a dividend yield of 1.4%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. UMB Financial pays out 18.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. UMB Financial has raised its dividend for 32 consecutive years. UMB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 87.8% of UMB Financial shares are held by institutional investors. 5.4% of Ameris Bancorp shares are held by insiders. Comparatively, 5.5% of UMB Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Ameris Bancorp presently has a consensus target price of $72.14, indicating a potential downside of 0.83%. UMB Financial has a consensus target price of $138.00, indicating a potential upside of 22.82%. Given UMB Financial's higher probable upside, analysts clearly believe UMB Financial is more favorable than Ameris Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ameris Bancorp
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86
UMB Financial
0 Sell rating(s)
4 Hold rating(s)
8 Buy rating(s)
1 Strong Buy rating(s)
2.77

Summary

UMB Financial beats Ameris Bancorp on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UMBF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UMBF vs. The Competition

MetricUMB FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$8.26B$2.37B$12.54B$10.56B
Dividend Yield1.47%3.81%5.61%4.84%
P/E Ratio12.9110.3221.1727.34
Price / Sales3.052.2629.92242.12
Price / Cash9.4910.2019.3430.35
Price / Book1.581.182.276.69
Net Income$441.24M$174.54M$1.02B$276.46M
7 Day Performance-5.12%-2.14%-0.62%-0.08%
1 Month Performance-8.31%-3.93%-1.34%3.93%
1 Year Performance5.37%5.70%572.44%33.89%

UMB Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UMBF
UMB Financial
4.9502 of 5 stars
$112.36
+3.2%
$138.00
+22.8%
+2.8%$8.26B$2.80B12.913,698Positive News
Upcoming Earnings
ABCB
Ameris Bancorp
3.5399 of 5 stars
$72.60
+2.0%
$72.14
-0.6%
+12.2%$4.98B$1.13B13.932,850News Coverage
Upcoming Earnings
Buyback Announcement
CATY
Cathay General Bancorp
4.3752 of 5 stars
$47.47
+2.4%
$50.17
+5.7%
+2.1%$3.28B$760.46M11.471,266Upcoming Earnings
FFIN
First Financial Bankshares
4.5414 of 5 stars
$32.82
+2.2%
$39.00
+18.8%
-16.0%$4.70B$752.91M19.081,500Positive News
HWC
Hancock Whitney
4.7488 of 5 stars
$60.49
+2.5%
$70.00
+15.7%
+8.4%$5.13B$1.47B11.143,476News Coverage
Earnings Report
Insider Trade
Analyst Revision
ONB
Old National Bancorp
4.8804 of 5 stars
$21.25
+3.1%
$26.36
+24.1%
+5.8%$8.33B$2.10B12.574,066Upcoming Earnings
High Trading Volume
WTFC
Wintrust Financial
4.9815 of 5 stars
$128.43
+2.3%
$149.57
+16.5%
+9.7%$8.60B$2.57B12.155,903News Coverage
Earnings Report
ASB
Associated Banc
4.9651 of 5 stars
$25.37
+2.8%
$28.11
+10.8%
+10.9%$4.21B$1.09B32.954,000Upcoming Earnings
BKU
BankUnited
4.0809 of 5 stars
$38.59
+2.4%
$41.91
+8.6%
-0.2%$2.90B$2.02B11.321,680Upcoming Earnings
Gap Up
FNB
F.N.B.
4.5352 of 5 stars
$15.63
+2.4%
$18.64
+19.3%
+6.0%$5.61B$1.64B12.214,280Earnings Report
Analyst Forecast
High Trading Volume
PB
Prosperity Bancshares
5 of 5 stars
$64.47
+2.4%
$82.00
+27.2%
-12.1%$6.12B$1.18B11.723,916Analyst Revision

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This page (NASDAQ:UMBF) was last updated on 10/21/2025 by MarketBeat.com Staff
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