World Acceptance (WRLD) Stock Price, News & Analysis

Company Overview

World Acceptance Corporation (NASDAQ: WRLD) is a consumer finance company that provides small, short-term installment loans to individuals, primarily serving consumers who may have limited access to traditional forms of credit. The company operates through a network of branch offices and digital channels.

Its products and services generally include personal installment loans, related credit insurance and other ancillary offerings. World Acceptance has also provided tax return preparation and electronic filing services in some of its markets.

Founded in 1962 and headquartered in Greenville, South Carolina, World Acceptance primarily serves customers in selected regions of the United States, including parts of the Southeast, Southwest and Midwest. Its business is focused on local branch-based lending and servicing for non-prime consumers.

Key Stats

• Today's Range: $175.54 to $177.64
• 50-Day Range: $170.07 to $194.75
• 52-Week Range: $110.00 to $227.68
• Volume: 45,098 shs
• Average Volume: 119,985 shs
• Market Capitalization: $825.94 million
• P/E Ratio: 20.95
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Hold

World Acceptance Stock Analysis - MarketRank™

World Acceptance scored higher than 50% of companies evaluated by MarketBeat, and ranked 621st out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Hold

Consensus Rating

World Acceptance has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

World Acceptance has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.87%

Earnings Growth

Earnings for World Acceptance are expected to grow by 14.87% in the coming year, from $13.18 to $15.14 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of World Acceptance is 20.95, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of World Acceptance is 20.95, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.70.

Price to Book Value per Share Ratio

World Acceptance has a P/B Ratio of 2.49. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

13.67% of the float of World Acceptance has been sold short.

Short Interest Ratio / Days to Cover

World Acceptance has a short interest ratio ("days to cover") of 6.22.

Change versus previous month

Short interest in World Acceptance has recently decreased by 5.13%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

World Acceptance does not currently pay a dividend.

Dividend Growth

World Acceptance does not have a long track record of dividend growth.

News and Social Media

• Score: 3.9 / 5
• News Sentiment: 1.26

News Sentiment

World Acceptance has a news sentiment score of 1.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for World Acceptance this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for WRLD on MarketBeat in the last 30 days.

Company Ownership

• Score: 2.1 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, World Acceptance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $25,753,600.00 in company stock.

Percentage Held by Insiders

38.00% of the stock of World Acceptance is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

83.63% of the stock of World Acceptance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/24/2026
• Today: 10/13/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 3/31/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:WRLD
• CIK: 108385
• Web: www.loansbyworld.com
• Phone: (864) 298-9800
• Fax: 864-298-9810
• Employees: 2,907
• Year Founded: 1962

Profitability

• EPS (Trailing Twelve Months): $8.46
• Trailing P/E Ratio: 20.95
• Forward P/E Ratio: 13.45
• P/E Growth: N/A
• Net Income: $34.59 million
• Net Margins: 6.71%
• Pretax Margin: 8.59%
• Return on Equity: 12.13%
• Return on Assets: 4.00%

Debt

• Debt-to-Equity Ratio: 1.29
• Current Ratio: 13.49
• Quick Ratio: 13.49

Sales & Book Value

• Annual Sales: $585.74 million
• Price / Sales: 1.41
• Cash Flow: $12.31 per share
• Price / Cash Flow: 14.40
• Book Value: $71.10 per share
• Price / Book: 2.49

Miscellaneous

• Outstanding Shares: 4,660,000
• Free Float: 2,889,000
• Market Cap: $825.94 million
• Optionable: No Data
• Beta: 1.17