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Waterstone Financial (WSBF) Competitors

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$14.85 +0.15 (+1.02%)
Closing price 09/4/2025 04:00 PM Eastern
Extended Trading
$14.86 +0.01 (+0.03%)
As of 09/4/2025 04:04 PM Eastern
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WSBF vs. BUSE, CTBI, FMBH, GSBC, MOFG, STBA, STEL, THFF, TOWN, and TMP

Should you be buying Waterstone Financial stock or one of its competitors? The main competitors of Waterstone Financial include First Busey (BUSE), Community Trust Bancorp (CTBI), First Mid Bancshares (FMBH), Great Southern Bancorp (GSBC), MidWestOne Financial Group (MOFG), S&T Bancorp (STBA), Stellarone (STEL), First Financial Corporation Indiana (THFF), Towne Bank (TOWN), and Tompkins Financial (TMP). These companies are all part of the "finance" sector.

Waterstone Financial vs. Its Competitors

Waterstone Financial (NASDAQ:WSBF) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, earnings, dividends, profitability, analyst recommendations, valuation and risk.

First Busey has a consensus target price of $27.33, indicating a potential upside of 10.35%. Given First Busey's stronger consensus rating and higher probable upside, analysts clearly believe First Busey is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
First Busey
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, First Busey had 16 more articles in the media than Waterstone Financial. MarketBeat recorded 17 mentions for First Busey and 1 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 1.69 beat First Busey's score of 1.36 indicating that Waterstone Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
First Busey
13 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Waterstone Financial has a net margin of 10.47% compared to First Busey's net margin of 9.48%. First Busey's return on equity of 8.76% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial10.47% 6.07% 0.93%
First Busey 9.48%8.76%1.04%

Waterstone Financial pays an annual dividend of $0.60 per share and has a dividend yield of 4.0%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.0%. Waterstone Financial pays out 52.6% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Busey has increased its dividend for 10 consecutive years. Waterstone Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

62.7% of Waterstone Financial shares are owned by institutional investors. Comparatively, 56.5% of First Busey shares are owned by institutional investors. 7.4% of Waterstone Financial shares are owned by company insiders. Comparatively, 3.9% of First Busey shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

First Busey has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$202.47M1.37$18.69M$1.1413.03
First Busey$663.36M3.33$113.69M$1.1222.12

Waterstone Financial has a beta of 0.75, suggesting that its stock price is 25% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.82, suggesting that its stock price is 18% less volatile than the S&P 500.

Summary

First Busey beats Waterstone Financial on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WSBF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WSBF vs. The Competition

MetricWaterstone FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$274.58M$667.32M$12.50B$9.85B
Dividend Yield4.08%3.29%5.45%4.51%
P/E Ratio13.0310.61231.3326.43
Price / Sales1.371.8130.81119.09
Price / Cash13.1815.7921.9558.92
Price / Book0.851.062.296.06
Net Income$18.69M$36.72M$1.01B$266.28M
7 Day Performance-0.93%1.94%0.13%-0.32%
1 Month Performance10.24%7.55%3.44%3.44%
1 Year Performance-0.20%11.45%543.20%23.11%

Waterstone Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WSBF
Waterstone Financial
3.5916 of 5 stars
$14.85
+1.0%
N/A+0.6%$274.58M$202.47M13.03600News Coverage
Positive News
BUSE
First Busey
4.958 of 5 stars
$23.91
-1.1%
$27.17
+13.6%
-7.5%$2.15B$663.36M21.351,548Positive News
CTBI
Community Trust Bancorp
3.6013 of 5 stars
$58.10
-0.9%
$64.50
+11.0%
+20.2%$1.06B$376.01M11.44980Positive News
FMBH
First Mid Bancshares
2.5719 of 5 stars
$39.82
-0.8%
$43.33
+8.8%
+3.5%$963.25M$453.67M11.311,198Positive News
GSBC
Great Southern Bancorp
2.4335 of 5 stars
$62.41
-0.4%
$60.50
-3.1%
+11.2%$709.83M$355.26M10.631,108Positive News
MOFG
MidWestOne Financial Group
2.8482 of 5 stars
$29.85
-1.5%
$34.17
+14.5%
+4.3%$627.19M$206.03M-7.35730Positive News
Ex-Dividend
Analyst Upgrade
STBA
S&T Bancorp
2.9799 of 5 stars
$39.05
-0.4%
$42.00
+7.6%
-4.9%$1.50B$564.96M11.451,206Positive News
STEL
Stellarone
2.0708 of 5 stars
$30.77
+11.0%
$31.00
+0.8%
+16.3%$1.55B$625.45M13.991,025Gap Up
THFF
First Financial Corporation Indiana
2.5691 of 5 stars
$57.96
-0.7%
$57.67
-0.5%
+37.1%$691.48M$307.51M11.08880Positive News
TOWN
Towne Bank
3.8991 of 5 stars
$36.73
-1.3%
$40.67
+10.7%
+7.3%$2.79B$1.03B15.972,720Positive News
TMP
Tompkins Financial
3.433 of 5 stars
$69.50
-1.3%
$69.00
-0.7%
N/A$1.02B$435.70M12.551,011Positive News

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This page (NASDAQ:WSBF) was last updated on 9/5/2025 by MarketBeat.com Staff
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