Waterstone Financial (WSBF) Competitors

Capitol Federal Financial (NASDAQ:CFFN) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, dividends, profitability, community ranking, analyst recommendations, institutional ownership, media sentiment, risk and valuation.

Does the media favor CFFN or WSBF?

In the previous week, Capitol Federal Financial had 3 more articles in the media than Waterstone Financial. MarketBeat recorded 4 mentions for Capitol Federal Financial and 1 mentions for Waterstone Financial. Capitol Federal Financial's average media sentiment score of 1.37 beat Waterstone Financial's score of 0.00 indicating that Capitol Federal Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Capitol Federal Financial	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Waterstone Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has better earnings and valuation, CFFN or WSBF?

Capitol Federal Financial has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Capitol Federal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Capitol Federal Financial	$183.58M	4.03	$38.01M	$0.40	13.94
Waterstone Financial	$129.79M	1.88	$18.69M	$1.02	12.35

Do analysts recommend CFFN or WSBF?

Capitol Federal Financial presently has a consensus price target of $6.50, suggesting a potential upside of 16.61%. Given Capitol Federal Financial's stronger consensus rating and higher probable upside, equities research analysts clearly believe Capitol Federal Financial is more favorable than Waterstone Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capitol Federal Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Waterstone Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is CFFN or WSBF a better dividend stock?

Capitol Federal Financial pays an annual dividend of $0.34 per share and has a dividend yield of 6.1%. Waterstone Financial pays an annual dividend of $0.60 per share and has a dividend yield of 4.8%. Capitol Federal Financial pays out 85.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Waterstone Financial pays out 58.8% of its earnings in the form of a dividend.

Which has more volatility and risk, CFFN or WSBF?

Capitol Federal Financial has a beta of 0.53, indicating that its share price is 47% less volatile than the S&P 500. Comparatively, Waterstone Financial has a beta of 0.71, indicating that its share price is 29% less volatile than the S&P 500.

Does the MarketBeat Community prefer CFFN or WSBF?

Capitol Federal Financial received 101 more outperform votes than Waterstone Financial when rated by MarketBeat users. Likewise, 53.58% of users gave Capitol Federal Financial an outperform vote while only 52.71% of users gave Waterstone Financial an outperform vote.

Company	Underperform	Outperform
Capitol Federal Financial	Outperform Votes 247 53.58%	Underperform Votes 214 46.42%
Waterstone Financial	Outperform Votes 146 52.71%	Underperform Votes 131 47.29%

Is CFFN or WSBF more profitable?

Capitol Federal Financial has a net margin of 12.67% compared to Waterstone Financial's net margin of 9.23%. Waterstone Financial's return on equity of 5.75% beat Capitol Federal Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Capitol Federal Financial	12.67%	4.96%	0.53%
Waterstone Financial	9.23%	5.75%	0.86%

Do insiders and institutionals believe in CFFN or WSBF?

88.5% of Capitol Federal Financial shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 3.2% of Capitol Federal Financial shares are owned by company insiders. Comparatively, 7.4% of Waterstone Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Capitol Federal Financial beats Waterstone Financial on 13 of the 19 factors compared between the two stocks.