Zions Bancorporation, N.A. (ZION) Stock Price, News & Analysis

Company Overview

Zions Bancorporation, N.A. is a bank holding company headquartered in Salt Lake City, Utah, offering a full suite of banking and financial services to individuals, businesses and institutions. Through its primary subsidiary, Zions Bank, the company provides commercial banking, retail banking and wealth management solutions designed to serve the needs of small businesses, middle‐market firms and high‐net‐worth clients. Its service portfolio includes deposit accounts, cash‐management tools, lending products, mortgage origination, treasury services and investment advisory services.

The company’s commercial banking segment delivers custom credit and treasury management services, including working capital lines of credit, equipment financing and international trade finance. On the consumer side, Zions Bank offers checking and savings accounts, personal loans, home mortgages and home‐equity lines of credit. Wealth management services are provided through dedicated trust officers, financial planners and investment professionals, with capabilities in retirement planning, fiduciary services and brokerage operations.

Zions Bancorporation maintains a geographic footprint across ten states in the western United States, including Utah, Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas and Washington. It operates a network of branches, automated teller machines and digital channels to deliver seamless access to its products and services, while leveraging local market expertise to support community development and economic growth in each region it serves.

Tracing its origins to the chartering of Zions Bank in 1873, Zions Bancorporation has grown through organic expansion and strategic acquisitions to become a diversified financial services group. The company is led by President and Chief Executive Officer Scott A. Callister, who oversees a team of senior executives responsible for guiding the firm’s strategy, risk management and client‐focused initiatives.

Key Stats

• Today's Range: $70.40 to $71.21
• 50-Day Range: $60.76 to $73.31
• 52-Week Range: $46.19 to $73.34
• Volume: 840,180 shs
• Average Volume: 1.72 million shs
• Market Capitalization: $10.36 billion
• P/E Ratio: 9.04
• Dividend Yield: 2.54%
• Price Target: $71.29
• Consensus Rating: Hold

Zions Bancorporation, N.A. Stock Analysis - MarketRank™

Zions Bancorporation, N.A. scored higher than 82% of companies evaluated by MarketBeat, and ranked 436th out of 842 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

Zions Bancorporation, N.A. has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on no strong buy ratings, 6 buy ratings, 12 hold ratings, and 2 sell ratings.

Upside/Downside

The consensus price target for Zions Bancorporation, N.A. is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Zions Bancorporation, N.A. has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 2.27%

Earnings Growth

Earnings for Zions Bancorporation, N.A. are expected to grow by 2.27% in the coming year, from $6.60 to $6.75 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Zions Bancorporation, N.A. is 9.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 43.05.

Price to Earnings Ratio vs. Sector

The P/E ratio of Zions Bancorporation, N.A. is 9.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 27.67.

Price to Earnings Growth Ratio

Zions Bancorporation, N.A. has a PEG Ratio of 1.68. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Zions Bancorporation, N.A. has a P/B Ratio of 1.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.77% of the float of Zions Bancorporation, N.A. has been sold short.

Short Interest Ratio / Days to Cover

Zions Bancorporation, N.A. has a short interest ratio ("days to cover") of 3.03, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Zions Bancorporation, N.A. has recently decreased by 21.88%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Zions Bancorporation, N.A. pays a meaningful dividend of 2.55%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Zions Bancorporation, N.A. has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of Zions Bancorporation, N.A. is 22.93%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Zions Bancorporation, N.A. will have a dividend payout ratio of 26.67% next year. This indicates that Zions Bancorporation, N.A. will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.29

News Sentiment

Zions Bancorporation, N.A. has a news sentiment score of 0.29. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.77 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 25 news articles for Zions Bancorporation, N.A. this week, compared to 7 articles on an average week.

Search Interest

Only 4 people have searched for ZION on MarketBeat in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

MarketBeat Follows

4 people have added Zions Bancorporation, N.A. to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Zions Bancorporation, N.A. insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $6,283,858.00 in company stock.

Percentage Held by Insiders

1.43% of the stock of Zions Bancorporation, N.A. is held by insiders.

Percentage Held by Institutions

76.84% of the stock of Zions Bancorporation, N.A. is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 4/20/2026
• Record date for 5/21 Dividend: 5/14/2026
• Ex-Dividend for 5/21 Dividend: 5/14/2026
• Dividend Payable: 5/21/2026
• Today: 8/11/2026
• Record date for 8/20 Dividend: 8/13/2026
• Ex-Dividend for 8/20 Dividend: 8/13/2026
• Dividend Payable: 8/20/2026
• Next Earnings (Estimated): 10/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:ZION
• CIK: 109380
• Web: www.zionsbancorporation.com
• Phone: (801) 844-7637
• Fax: 801-524-2129
• Employees: 9,195
• Year Founded: 1873

Price Target and Rating

• Average Price Target for Zions Bancorporation, N.A.: $71.29
• High Price Target: $84.00
• Low Price Target: $57.00
• Potential Upside/Downside: +0.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.20
• Research Coverage: 20 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.85
• Trailing P/E Ratio: 9.04
• Forward P/E Ratio: 10.76
• P/E Growth: 1.68
• Net Income: $899 million
• Net Margins: 23.92%
• Pretax Margin: 30.66%
• Return on Equity: 13.72%
• Return on Assets: 1.11%

Debt

• Debt-to-Equity Ratio: 0.26
• Current Ratio: 0.84
• Quick Ratio: 0.84

Sales & Book Value

• Annual Sales: $4.94 billion
• Price / Sales: 2.10
• Cash Flow: $7.02 per share
• Price / Cash Flow: 10.12
• Book Value: $52.17 per share
• Price / Book: 1.36

Miscellaneous

• Outstanding Shares: 145,950,000
• Free Float: 144,989,000
• Market Cap: $10.36 billion
• Optionable: Optionable
• Beta: 0.81