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Aflac (AFL) Stock Forecast & Price Target

Aflac logo
$111.87 -1.06 (-0.94%)
Closing price 10/8/2025 03:59 PM Eastern
Extended Trading
$110.92 -0.95 (-0.85%)
As of 10/8/2025 06:00 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Aflac - Analysts' Recommendations and Stock Price Forecast (2025)

Consensus Rating

Sell
2
Hold
7
Buy
4

Based on 13 Wall Street analysts who have issued ratings for Aflac in the last 12 months, the stock has a consensus rating of "Hold." Out of the 13 analysts, 2 have given a sell rating, 7 have given a hold rating, and 4 have given a buy rating for AFL.

Consensus Price Target

$110.17
-1.52% Downside
According to the 13 analysts' twelve-month price targets for Aflac, the average price target is $110.17. The highest price target for AFL is $125.00, while the lowest price target for AFL is $100.00. The average price target represents a forecasted downside of -1.52% from the current price of $111.87.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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AFL Analyst Ratings Over Time

TypeCurrent Forecast
10/9/24 to 10/9/25
1 Month Ago
9/9/24 to 9/9/25
3 Months Ago
7/11/24 to 7/11/25
1 Year Ago
10/10/23 to 10/9/24
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
4 Buy rating(s)
3 Buy rating(s)
3 Buy rating(s)
3 Buy rating(s)
Hold
7 Hold rating(s)
8 Hold rating(s)
9 Hold rating(s)
9 Hold rating(s)
Sell
2 Sell rating(s)
2 Sell rating(s)
2 Sell rating(s)
3 Sell rating(s)
Consensus Price Target$110.17$109.15$107.07$95.87
Forecasted Upside-1.52% Downside2.73% Upside5.42% Upside-13.68% Downside
Consensus RatingHoldHoldHoldHold

AFL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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AFL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
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Aflac Stock vs. The Competition

TypeAflacFinance CompaniesS&P 500
Consensus Rating Score
2.15
2.31
2.51
Consensus RatingHoldHoldModerate Buy
Predicted Upside-1.52% Downside120.50% Upside170.77% Upside
News Sentiment Rating
Positive News

See Recent AFL News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
10/8/2025Barclays
3 of 5 stars
Alex Scott
Alex Scott
Not Rated
Reiterated RatingUnderweight$100.00 ➝ $102.00-9.62%
10/8/2025Weiss Ratings
0 of 5 stars
 Reiterated RatingBuy (B-)
10/7/2025Piper Sandler
2 of 5 stars
 Set TargetOverweight$125.00+10.44%
8/18/2025Morgan Stanley
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Boost TargetEqual Weight$108.00 ➝ $113.00+7.26%
8/14/2025Evercore ISI
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Reiterated RatingUnderperform$105.00 ➝ $106.00+0.68%
8/11/2025Wells Fargo & Company
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Boost TargetEqual Weight$105.00 ➝ $107.00+2.71%
8/11/2025Keefe, Bruyette & Woods
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Boost TargetMarket Perform$106.00 ➝ $108.00+4.37%
8/6/2025UBS Group
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Lower TargetNeutral$114.00 ➝ $111.00+8.90%
7/8/2025JPMorgan Chase & Co.
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Boost TargetNeutral$96.00 ➝ $100.00-2.75%
5/29/2025Raymond James Financial
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Lower TargetOutperform$115.00 ➝ $110.00+7.20%
1/23/2025BMO Capital Markets
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Initiated CoverageMarket Perform$111.00+6.46%
11/1/2024Truist Financial
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 Boost TargetHold$100.00 ➝ $105.00-0.72%
10/10/2024Bank of America
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 Boost TargetBuy$115.00 ➝ $124.00+11.27%
10/9/2024TD Cowen
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Initiated CoverageHold$102.00-9.31%
7/23/2024Citigroup
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 Boost TargetNeutral$84.00 ➝ $93.00-1.57%
6/28/2024Jefferies Financial Group
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 Lower TargetHold$84.00 ➝ $83.00-7.63%
1/9/2024The Goldman Sachs Group
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 Boost TargetSell$61.00 ➝ $75.00-9.50%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Thursday at 02:44 AM ET.


Should I Buy Aflac Stock? AFL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, October 5, 2025. Please send any questions or comments about these Aflac pros and cons to contact@marketbeat.com.

Aflac
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Aflac Incorporated:

  • The current stock price is around $110.59, which reflects a stable performance in the market.
  • Aflac Incorporated has a strong dividend yield of approximately 2.2%, providing investors with regular income through dividends.
  • The company has initiated a significant share repurchase program, allowing it to buy back up to 100 million shares, indicating confidence in its own valuation.
  • Institutional investors and hedge funds own over 67% of Aflac's stock, suggesting strong institutional confidence in the company's future prospects.
  • Aflac's recent financial performance shows a solid market capitalization of around $59.14 billion, indicating a robust position in the financial services sector.

Aflac
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Aflac Incorporated for these reasons:

  • The company's current ratio is low at 0.11, which may indicate potential liquidity issues in meeting short-term obligations.
  • Aflac's debt-to-equity ratio stands at 0.33, which, while manageable, suggests that the company is somewhat reliant on debt financing.
  • Insider ownership is relatively low at around 0.90%, which may raise concerns about alignment between management and shareholder interests.
  • The P/E ratio of 25.08 could suggest that the stock is overvalued compared to its earnings, which might deter value-focused investors.
  • Market volatility could impact Aflac's stock performance, as indicated by its beta of 0.86, which shows it is less volatile than the market but still susceptible to fluctuations.

AFL Forecast - Frequently Asked Questions

According to the research reports of 13 Wall Street equities research analysts, the average twelve-month stock price forecast for Aflac is $110.17, with a high forecast of $125.00 and a low forecast of $100.00.

13 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Aflac in the last year. There are currently 2 sell ratings, 7 hold ratings and 4 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" AFL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFL, but not buy additional shares or sell existing shares.

According to analysts, Aflac's stock has a predicted downside of -1.52% based on their 12-month stock forecasts.

Aflac has been rated by research analysts at Barclays, Evercore ISI, Keefe, Bruyette & Woods, Morgan Stanley, Piper Sandler, UBS Group, Weiss Ratings, and Wells Fargo & Company in the past 90 days.

Analysts like Aflac less than other "finance" companies. The consensus rating score for Aflac is 2.15 while the average consensus rating score for "finance" companies is 2.31. Learn more on how AFL compares to other companies.


This page (NYSE:AFL) was last updated on 10/9/2025 by MarketBeat.com Staff
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