Aflac (AFL) Stock Forecast & Price Target

$114.45 +1.12 (+0.99%)

Closing price 05/5/2026 03:59 PM Eastern

Extended Trading

$114.00 -0.45 (-0.40%)

As of 08:05 AM Eastern

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Aflac - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Hold

Based on 12 Analyst Ratings

Sell
2

Hold
6

Buy
4

Based on 12 Wall Street analysts who have issued ratings for Aflac in the last 12 months, the stock has a consensus rating of "Hold." Out of the 12 analysts, 2 have given a sell rating, 6 have given a hold rating, 3 have given a buy rating, and 1 has given a strong buy rating for AFL.

Consensus Price Target

$111.36
-2.70% Downside

According to the 12 analysts' twelve-month price targets for Aflac, the average price target is $111.36. The highest price target for AFL is $125.00, while the lowest price target for AFL is $99.00. The average price target represents a forecasted downside of -2.70% from the current price of $114.45.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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AFL Analyst Ratings Over Time

Type	Current Forecast 5/6/25 to 5/6/26	1 Month Ago 4/6/25 to 4/6/26	3 Months Ago 2/5/25 to 2/5/26	1 Year Ago 5/6/24 to 5/6/25
Strong Buy	1 Strong Buy rating(s)	1 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	3 Buy rating(s)	2 Buy rating(s)	3 Buy rating(s)	2 Buy rating(s)
Hold	6 Hold rating(s)	6 Hold rating(s)	6 Hold rating(s)	10 Hold rating(s)
Sell	2 Sell rating(s)	3 Sell rating(s)	3 Sell rating(s)	2 Sell rating(s)
Consensus Price Target	$111.36	$112.00	$110.64	$104.07
Forecasted Upside	-2.70% Downside	1.62% Upside	-5.81% Downside	-1.73% Downside
Consensus Rating	Hold	Hold	Hold	Hold

AFL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

AFL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Aflac Stock vs. The Competition

Type	Aflac	Finance Companies	S&P 500
Consensus Rating Score	2.25	2.31	2.52
Consensus Rating	Hold	Hold	Moderate Buy
Predicted Upside	-2.70% Downside	26.66% Upside	14.77% Upside
News Sentiment Rating	Neutral News See Recent AFL News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export

Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
5/5/2026	Wells Fargo & Company 3 of 5 stars	Wesley Carmichael Not Rated	Lower Target	Equal Weight	$116.00 ➝ $111.00	-2.05%
5/4/2026	Mizuho 4 of 5 stars	Yaron Kinar Not Rated	Set Target		$104.00	-8.47%
5/1/2026	Weiss Ratings Not Rated		Downgrade	Buy (B) ➝ Buy (B-)
5/1/2026	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Paul Newsome Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Overweight	$130.00 ➝ $125.00	+9.61%
4/30/2026	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Alex Scott Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target	Underweight	$101.00 ➝ $99.00	-14.70%
4/10/2026	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ryan Krueger Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Market Perform	$113.00 ➝ $115.00	+3.26%
4/9/2026	Evercore Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Strong Sell ➝ Strong-Buy
4/9/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Brian Meredith Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Neutral	$116.00 ➝ $114.00	+0.58%
1/5/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jimmy Bhullar Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$101.00 ➝ $105.00	-4.71%
12/30/2025	Raymond James Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Wilma Burdis Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Outperform	$110.00 ➝ $119.00	+8.20%

12/22/2025	TD Cowen Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Hold
12/15/2025	Morgan Stanley Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Nigel Dally Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$120.00	+7.37%
1/23/2025	BMO Capital Markets Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jack Matten Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Market Perform	$111.00	+6.46%
11/1/2024	Truist Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Boost Target	Hold	$100.00 ➝ $105.00	-0.72%
10/10/2024	Bank of America Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Boost Target	Buy	$115.00 ➝ $124.00	+11.27%
7/23/2024	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Boost Target	Neutral	$84.00 ➝ $93.00	-1.57%
6/28/2024	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Hold	$84.00 ➝ $83.00	-7.63%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Wednesday at 08:52 AM ET.

Should I Buy Aflac Stock? AFL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, April 30, 2026. Please send any questions or comments about these Aflac pros and cons to contact@marketbeat.com.

Aflac
Bull Case

Here are some ways that investors could benefit from investing in Aflac Incorporated:

The current stock price is around $114.67, which reflects a stable market position and potential for growth.
Aflac Incorporated has a strong net margin of over 21%, indicating efficient management and profitability, which can lead to higher returns for investors.
Recent upgrades from research firms, including a shift from a "strong sell" to a "strong buy" rating, suggest positive sentiment and potential upward movement in stock value.
Institutional investors hold a significant portion of the stock, with over 67% owned by hedge funds and other institutions, indicating confidence in the company's future performance.
The company has a solid return on equity of 14.35%, demonstrating effective use of shareholder funds to generate profits.

Aflac
Bear Case

Investors should be bearish about investing in Aflac Incorporated for these reasons:

The company reported earnings per share of $1.57, missing analysts' expectations, which may raise concerns about its ability to meet future financial targets.
Quarterly revenue decreased by 9.6% compared to the same period last year, indicating potential challenges in maintaining sales growth.
Insider selling activity has been notable, with over 572,000 shares sold recently, which could signal a lack of confidence among those closest to the company.
The stock has a relatively high price-to-earnings ratio of 16.67, which may suggest that it is overvalued compared to its earnings potential.
Recent downgrades from some analysts, including a "sell" rating, highlight mixed opinions on the stock's future performance.

AFL Forecast - Frequently Asked Questions

: According to the research reports of 12 Wall Street equities research analysts, the average twelve-month stock price forecast for Aflac is $111.36, with a high forecast of $125.00 and a low forecast of $99.00.
: 12 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Aflac in the last year. There are currently 2 sell ratings, 6 hold ratings, 3 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" AFL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFL, but not buy additional shares or sell existing shares.
: According to analysts, Aflac's stock has a predicted downside of -2.70% based on their 12-month stock forecasts.
: Over the previous 90 days, Aflac's stock had 2 upgrades and 1 downgrade by analysts.
: Aflac has been rated by research analysts at Barclays, Evercore, Keefe, Bruyette & Woods, Mizuho, Piper Sandler, UBS Group, Weiss Ratings, and Wells Fargo & Company in the past 90 days.
: Analysts like Aflac less than other "finance" companies. The consensus rating score for Aflac is 2.25 while the average consensus rating score for "finance" companies is 2.31. Learn more on how AFL compares to other companies.

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This page (NYSE:AFL) was last updated on 5/6/2026 by MarketBeat.com Staff.

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Aflac (AFL) Stock Forecast & Price Target

Aflac - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Consensus Price Target

AFL Analyst Ratings Over Time

AFL Analyst Recommendations By Month

AFL Price Targets by Month

Aflac Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy Aflac Stock? AFL Pros and Cons Explained

Aflac
Bull Case

Aflac
Bear Case

AFL Forecast - Frequently Asked Questions

Stock Forecasts and Research Tools

Today's Analyst Ratings

Top-Rated Stocks

More Ratings Tools

Brokerages With Aflac Recommendations

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Stock Ideas and Recommendations

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Aflac (AFL) Stock Forecast & Price Target

Aflac - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Consensus Price Target

AFL Analyst Ratings Over Time

AFL Analyst Recommendations By Month

AFL Price Targets by Month

Aflac Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy Aflac Stock? AFL Pros and Cons Explained

Aflac Bull Case

Aflac Bear Case

AFL Forecast - Frequently Asked Questions

Stock Forecasts and Research Tools

Today's Analyst Ratings

Top-Rated Stocks

More Ratings Tools

Brokerages With Aflac Recommendations

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

Aflac
Bull Case

Aflac
Bear Case