BBVA Banco Frances (BBAR) Competitors

BBVA Banco Frances (NYSE:BBAR) and Ally Financial (NYSE:ALLY) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, profitability, institutional ownership, valuation, media sentiment, dividends, analyst recommendations and risk.

Which has better valuation & earnings, BBAR or ALLY?

Ally Financial has higher revenue and earnings than BBVA Banco Frances. BBVA Banco Frances is trading at a lower price-to-earnings ratio than Ally Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BBVA Banco Frances	$4.86B	0.65	$396.45M	$1.71	9.08
Ally Financial	$8.45B	1.47	$668M	$1.36	29.80

Is BBAR or ALLY more profitable?

BBVA Banco Frances has a net margin of 8.31% compared to Ally Financial's net margin of 6.96%. BBVA Banco Frances' return on equity of 13.53% beat Ally Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BBVA Banco Frances	8.31%	13.53%	2.54%
Ally Financial	6.96%	9.53%	0.59%

Is BBAR or ALLY a better dividend stock?

BBVA Banco Frances pays an annual dividend of $0.98 per share and has a dividend yield of 6.3%. Ally Financial pays an annual dividend of $1.20 per share and has a dividend yield of 3.0%. BBVA Banco Frances pays out 57.3% of its earnings in the form of a dividend. Ally Financial pays out 88.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. BBVA Banco Frances is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals and insiders hold more shares of BBAR or ALLY?

88.8% of Ally Financial shares are held by institutional investors. 0.7% of Ally Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Do analysts prefer BBAR or ALLY?

BBVA Banco Frances presently has a consensus price target of $22.50, suggesting a potential upside of 44.88%. Ally Financial has a consensus price target of $42.13, suggesting a potential upside of 3.96%. Given BBVA Banco Frances' stronger consensus rating and higher probable upside, equities research analysts plainly believe BBVA Banco Frances is more favorable than Ally Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BBVA Banco Frances	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Ally Financial	2 Sell rating(s)	6 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.41

Does the media refer more to BBAR or ALLY?

In the previous week, Ally Financial had 8 more articles in the media than BBVA Banco Frances. MarketBeat recorded 8 mentions for Ally Financial and 0 mentions for BBVA Banco Frances. BBVA Banco Frances' average media sentiment score of 1.67 beat Ally Financial's score of 0.79 indicating that BBVA Banco Frances is being referred to more favorably in the media.

Company	Overall Sentiment
BBVA Banco Frances	Very Positive
Ally Financial	Positive

Which has more risk and volatility, BBAR or ALLY?

BBVA Banco Frances has a beta of 1.19, suggesting that its stock price is 19% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.15, suggesting that its stock price is 15% more volatile than the S&P 500.

Summary

BBVA Banco Frances beats Ally Financial on 10 of the 18 factors compared between the two stocks.