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Chubb (CB) Financials

Chubb logo
$289.06 +1.23 (+0.43%)
Closing price 03:59 PM Eastern
Extended Trading
$285.73 -3.33 (-1.15%)
As of 07:26 PM Eastern
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Annual Income Statements for Chubb

Annual Income Statements for Chubb

This table shows Chubb's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 2,834 4,135 3,861 3,962 4,454 3,533 8,926 5,736 9,994 9,272
Consolidated Net Income / (Loss)		 2,834 4,135 3,861 3,962 4,454 3,533 8,525 5,246 9,028 9,640
Net Income / (Loss) Continuing Operations		 2,834 4,135 3,861 4,657 4,454 3,533 8,926 5,736 9,994 9,389
Total Pre-Tax Income 		3,296 4,950 3,722 4,657 5,249 4,162 9,794 6,485 9,526 11,455
Total Revenue		 18,738 31,078 32,036 32,510 34,230 36,472 43,145 42,928 50,878 55,784
Net Interest Income / (Expense)		 -300 -605 -607 -641 -552 -516 0.00 0.00 0.00 -741
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 300 605 607 641 552 516 0.00 0.00 0.00 741
Long-Term Debt Interest Expense		 300 605 607 641 552 516 - - - 741
Total Non-Interest Income		 19,038 31,683 32,643 33,151 34,782 36,988 43,145 42,928 50,878 56,525
Other Service Charges		 51 222 400 434 596 994 2,367 -89 836 1,023
Net Realized & Unrealized Capital Gains on Investments		 1,774 2,712 3,209 2,653 2,896 2,877 4,486 2,657 4,330 5,656
Premiums Earned		 17,213 28,749 29,034 30,064 31,290 33,117 36,292 40,360 45,712 49,846
Total Non-Interest Expense		 15,442 26,136 28,314 27,853 28,981 32,310 32,950 35,953 40,373 44,580
Property & Liability Insurance Claims		 9,484 16,052 18,454 18,067 18,730 21,710 21,030 22,572 24,100 26,022
Current and Future Benefits		 543 588 676 590 740 784 1,740 2,314 3,628 4,714
Other Operating Expenses		 2,270 3,081 2,833 2,886 3,030 2,979 3,135 3,395 4,007 4,380
Amortization Expense		 3,112 5,923 6,041 6,251 6,458 6,837 7,045 7,624 8,569 9,425
Restructuring Charge		 33 492 310 59 23 0.00 0.00 48 69 39
Income Tax Expense		 462 815 -139 - 795 629 1,269 1,239 511 1,815
Net Income / (Loss) Attributable to Noncontrolling Interest		 - - - - - - - - - 368
Basic Earnings per Share		 $8.71 $8.94 $8.26 $8.55 $9.77 $7.82 $19.38 $12.50 $21.97 $22.94
Weighted Average Basic Shares Outstanding		 325.59M 462.52M 467.15M 463.63M 451.91M 450.22M 426.23M 413.51M 405.76M 400.41M
Diluted Earnings per Share		 $8.62 $8.87 $8.19 $8.49 $9.71 $7.79 $19.24 $12.39 $21.80 $22.70
Weighted Average Diluted Shares Outstanding		 325.59M 462.52M 467.15M 463.63M 451.91M 450.22M 426.23M 413.51M 405.76M 400.41M
Weighted Average Basic & Diluted Shares Outstanding		 325.59M 462.52M 467.15M 463.63M 451.91M 450.22M 426.23M 413.51M 405.76M 400.41M

Quarterly Income Statements for Chubb

This table shows Chubb's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 792 1,801 2,167 1,965 2,246 3,616 2,451 2,427 3,902 492 3,007
Consolidated Net Income / (Loss)		 792 1,311 1,892 1,793 2,043 3,300 2,143 2,230 3,902 1,365 3,007
Net Income / (Loss) Continuing Operations		 792 1,801 2,167 1,965 2,246 3,616 2,451 2,427 3,902 609 3,007
Total Pre-Tax Income 		1,055 1,643 2,276 2,185 2,453 2,612 2,636 2,706 3,902 2,211 3,007
Total Revenue		 11,770 11,681 11,468 11,940 14,039 13,431 13,064 13,974 15,014 13,732 13,463
Net Interest Income / (Expense)		 -150 416 0.00 0.00 0.00 - 0.00 0.00 -192 -549 -181
Total Interest Income		 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Interest Expense		 150 -416 0.00 0.00 0.00 - 0.00 0.00 192 549 181
Long-Term Debt Interest Expense		 150 - - - - - - - 192 - 181
Total Non-Interest Income		 11,920 11,265 11,468 11,940 14,039 13,431 13,064 13,974 15,206 14,281 13,644
Other Service Charges		 -202 -98 296 100 154 286 191 110 325 397 83
Net Realized & Unrealized Capital Gains on Investments		 592 819 1,030 841 1,211 1,248 1,290 1,572 1,508 1,286 1,561
Premiums Earned		 11,530 10,544 10,142 10,999 12,674 11,897 11,583 12,292 13,373 12,598 12,000
Total Non-Interest Expense		 10,715 9,548 8,917 9,583 11,380 10,493 10,271 11,057 11,112 12,140 10,456
Property & Liability Insurance Claims		 7,063 5,739 5,148 5,683 7,106 6,163 5,727 6,431 7,383 6,481 6,896
Other Operating Expenses		 883 916 930 969 1,060 1,048 1,070 1,094 1,324 892 1,172
Amortization Expense		 2,039 1,998 2,020 2,086 2,262 2,201 2,287 2,306 2,405 2,427 2,388
Basic Earnings per Share		 $1.90 $3.19 $4.57 $4.35 $4.99 $8.06 $5.28 $5.51 $5.75 $6.40 $3.32
Weighted Average Basic Shares Outstanding		 415.05M 413.51M 414.17M 410.73M 407.99M 405.76M 406.06M 403.93M 403.10M 400.41M 400.73M
Diluted Earnings per Share		 $1.89 $3.15 $4.53 $4.32 $4.95 $8.00 $5.23 $5.46 $5.70 $6.31 $3.29
Weighted Average Diluted Shares Outstanding		 415.05M 413.51M 414.17M 410.73M 407.99M 405.76M 406.06M 403.93M 403.10M 400.41M 400.73M
Weighted Average Basic & Diluted Shares Outstanding		 415.05M 413.51M 414.17M 410.73M 407.99M 405.76M 406.06M 403.93M 403.10M 400.41M 400.73M

Annual Cash Flow Statements for Chubb

This table details how cash moves in and out of Chubb's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 1,120 -797 -237 489 306 190 -25 316 494 -72
Net Cash From Operating Activities		 3,864 5,292 4,503 5,480 6,342 9,785 11,151 11,258 12,632 16,182
Net Cash From Continuing Operating Activities		 3,864 5,292 4,503 5,480 6,342 9,785 11,151 11,258 12,632 16,182
Net Income / (Loss) Continuing Operations		 2,834 4,135 3,861 3,962 4,454 3,533 8,525 5,246 9,015 9,640
Consolidated Net Income / (Loss)		 2,834 4,135 3,861 3,962 4,454 3,533 8,525 5,246 9,015 9,640
Amortization Expense		 329 2,315 954 931 700 657 619 474 162 -44
Non-Cash Adjustments to Reconcile Net Income		 420 145 -84 652 -87 -521 -3,556 1,004 497 -666
Changes in Operating Assets and Liabilities, net		 281 -1,303 -228 -65 1,275 6,116 5,563 4,534 2,958 7,252
Net Cash From Investing Activities		 -6,294 -5,322 -2,422 -2,935 -5,905 -7,521 -6,659 -5,654 -7,648 -13,923
Net Cash From Continuing Investing Activities		 -6,294 -5,322 -2,422 -2,935 -5,905 -7,521 -6,659 -5,654 -7,648 -13,923
Purchase of Investment Securities		 -16,311 -46,446 -28,252 -26,735 -30,427 -35,507 -35,019 -39,268 -32,486 -41,968
Sale and/or Maturity of Investments		 10,017 41,124 25,830 24,333 25,102 29,609 28,360 33,614 24,855 28,018
Other Investing Activities, net		 - - - -533 -580 -1,623 0.00 0.00 -17 27
Net Cash From Financing Activities		 3,695 -742 -2,319 -1,991 -151 -2,082 -4,411 -5,142 -4,489 -2,181
Net Cash From Continuing Financing Activities		 3,695 -742 -2,319 -1,991 -151 -2,082 -4,411 -5,142 -4,489 -2,181
Issuance of Debt		 8,119 2,310 2,353 4,200 5,645 3,342 3,434 4,510 4,984 6,913
Issuance of Common Equity		 131 167 151 115 204 145 300 264 212 356
Repayment of Debt		 -3,177 -2,311 -2,849 -4,020 -3,327 -3,655 -1,858 -5,508 -5,203 -6,259
Repurchase of Common Equity		 -758 0.00 -801 -1,044 -1,530 -523 -4,861 -2,894 -2,411 -1,801
Payment of Dividends		 -862 -1,173 -1,308 -1,337 -1,354 -1,388 -1,401 -1,375 -1,394 -1,436
Other Financing Activities, Net		 242 265 135 95 211 -3.00 -25 -139 -677 46
Effect of Exchange Rate Changes		 -145 -25 1.00 -65 20 8.00 -106 -146 -1.00 -150
Cash Interest Paid		 259 642 644 621 512 524 492 552 553 599
Cash Income Taxes Paid		 469 662 736 503 912 902 1,298 1,242 1,465 1,662

Quarterly Cash Flow Statements for Chubb

This table details how cash moves in and out of Chubb's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Net Change in Cash & Equivalents		 -4,975 -137 255 -7.00 403 -157 30 -83 110 -129 -299
Net Cash From Operating Activities		 3,434 2,658 2,251 2,515 4,680 3,186 3,220 4,079 4,318 4,565 1,566
Net Cash From Continuing Operating Activities		 3,434 2,658 2,251 2,515 4,680 3,186 3,220 4,079 4,318 4,565 1,566
Net Income / (Loss) Continuing Operations		 792 1,311 1,892 1,793 2,040 3,290 2,294 2,216 2,490 2,640 1,343
Consolidated Net Income / (Loss)		 792 1,311 1,892 1,793 2,040 3,290 2,294 2,216 2,490 2,640 1,343
Amortization Expense		 106 78 58 46 42 16 0.00 -18 -12 -14 -25
Non-Cash Adjustments to Reconcile Net Income		 498 333 -148 191 -15 469 -508 344 -544 42 -309
Changes in Operating Assets and Liabilities, net		 2,038 936 449 485 2,613 -589 1,434 1,537 2,384 1,897 557
Net Cash From Investing Activities		 -6,327 -452 -570 -1,692 -3,172 -2,214 -3,746 -2,320 -5,383 -2,474 -798
Net Cash From Continuing Investing Activities		 -6,327 -452 -570 -1,692 -3,172 -2,214 -3,746 -2,320 -5,383 -2,474 -798
Purchase of Investment Securities		 -17,997 -5,583 -6,753 -7,298 -9,960 -8,475 -10,960 -8,054 -11,999 -10,955 -8,008
Sale and/or Maturity of Investments		 11,557 5,131 6,183 5,606 6,788 6,278 7,214 5,734 6,616 8,454 7,194
Other Investing Activities, net		 - - - - - - - - - - 16
Net Cash From Financing Activities		 -2,005 -2,412 -1,424 -888 -1,013 -1,164 562 -1,746 1,122 -2,119 -1,125
Net Cash From Continuing Financing Activities		 -2,005 -2,412 -1,424 -888 -1,013 -1,164 562 -1,746 1,122 -2,119 -1,125
Issuance of Debt		 550 958 1,308 2,466 4.00 1,206 2,058 1,600 2,589 666 810
Issuance of Common Equity		 28 66 55 47 38 72 163 79 60 54 98
Repayment of Debt		 -1,554 -2,954 -1,782 -2,367 -158 -896 -984 -2,134 -1,420 -1,721 -1,247
Repurchase of Common Equity		 -656 -111 -545 -722 -581 -563 -404 -652 -295 -450 -691
Payment of Dividends		 -349 -345 -345 -343 -356 -350 -349 -349 -371 -367 -366
Other Financing Activities, Net		 -24 -26 -115 31 40 -633 78 -290 559 -301 271
Effect of Exchange Rate Changes		 -77 69 -2.00 58 -92 35 -6.00 -96 53 -101 58
Cash Interest Paid		 49 213 99 207 39 208 112 204 99 184 146
Cash Income Taxes Paid		 352 278 219 534 348 364 89 756 462 355 314

Annual Balance Sheets for Chubb

This table presents Chubb's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 102,306 159,786 16,718 167,771 176,943 190,774 200,054 199,017 230,682 246,548
Restricted Cash		 - - 123 93 109 89 152 2,127 2,621 2,549
Trading Account Securities		 56,851 97,184 - 99,878 105,937 116,168 121,008 97,759 116,852 129,556
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 513 918 - 883 867 867 821 941 1,086 1,160
Unearned Premiums Asset		 7,405 11,418 - 12,619 28,185 28,841 31,716 33,928 36,552 37,581
Deferred Acquisition Cost		 2,873 4,314 - 4,922 5,242 5,402 5,513 6,031 7,152 8,358
Separate Account Business Assets		 - - - - - - - 5,190 5,573 6,231
Goodwill		 4,796 15,332 15,541 15,271 15,296 15,400 15,213 16,228 19,686 19,579
Intangible Assets		 887 6,763 - 6,143 6,063 5,811 5,455 5,441 6,775 6,377
Other Assets		 27,206 22,872 326 26,715 13,707 16,449 18,517 31,372 34,105 34,868
Total Liabilities & Shareholders' Equity		 102,306 159,786 63,179 167,771 176,943 190,774 200,054 199,017 230,682 246,548
Total Liabilities		 73,171 111,511 63,179 117,459 121,612 131,333 140,340 148,498 166,991 178,154
Short-Term Debt		 1,404 1,903 - 1,927 1,299 0.00 999 475 1,460 800
Other Short-Term Payables		 - 8,617 - 10,472 12,214 14,052 15,004 7,148 8,332 10,192
Long-Term Debt		 9,696 12,918 - 12,395 14,975 16,353 16,575 15,821 15,868 17,110
Claims and Claim Expense		 37,303 60,540 63,179 62,960 62,690 67,811 72,943 75,747 80,122 84,004
Future Policy Benefits		 4,807 5,036 - 5,506 5,373 5,713 5,947 10,476 13,888 16,121
Unearned Premiums Liability		 8,439 14,779 - 15,532 16,771 17,652 19,101 19,713 22,051 23,504
Participating Policy Holder Equity		 - - - - - - - 3,140 7,462 8,016
Separate Account Business Liabilities		 - - - - - - - 5,190 5,573 6,231
Other Long-Term Liabilities		 11,522 7,718 - 8,667 8,290 9,752 9,771 10,788 11,927 11,757
Commitments & Contingencies		 0.00 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 29,135 48,275 0.00 50,312 55,331 59,441 59,714 50,519 63,691 68,394
Total Preferred & Common Equity		 29,135 48,275 0.00 50,312 55,331 59,441 59,714 50,519 59,507 64,021
Total Common Equity		 29,135 48,275 0.00 50,312 55,331 59,441 59,714 50,519 59,507 64,021
Common Stock		 12,314 26,456 - 23,678 22,324 20,879 19,463 17,512 15,906 14,628
Retained Earnings		 19,478 23,613 - 31,700 36,142 39,337 47,365 48,305 54,810 61,561
Treasury Stock		 -1,922 -1,480 - -2,618 -3,754 -3,644 -7,464 -5,113 -4,400 -3,524
Accumulated Other Comprehensive Income / (Loss)		 -735 -314 - -2,448 619 2,869 350 -10,185 -6,809 -8,644
Noncontrolling Interest		 - - - - - - - 0.00 4,184 4,373

Quarterly Balance Sheets for Chubb

This table presents Chubb's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Total Assets		 198,111 199,017 201,415 205,448 222,748 230,682 234,867 238,551 250,557 246,548 251,752
Restricted Cash		 136 2,127 94 90 2,778 2,621 2,651 2,568 2,678 2,549 2,250
Trading Account Securities		 108,832 97,759 113,505 114,064 110,213 116,852 119,982 121,034 131,751 129,556 131,812
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 900 941 953 983 1,040 1,086 1,090 1,130 1,165 1,160 1,196
Unearned Premiums Asset		 34,872 33,928 33,647 36,125 37,171 36,552 36,341 39,031 38,963 37,581 39,054
Deferred Acquisition Cost		 5,578 6,031 6,296 6,666 6,856 7,152 7,537 7,812 8,249 8,358 8,775
Separate Account Business Assets		 - 5,190 5,300 5,574 5,306 5,573 5,864 5,834 5,996 6,231 6,285
Goodwill		 16,107 16,228 16,175 16,322 19,554 19,686 19,696 19,833 19,990 19,579 19,716
Intangible Assets		 5,383 5,441 5,364 5,320 6,844 6,775 6,709 6,619 6,594 6,377 6,363
Other Assets		 24,175 31,372 17,793 18,019 32,986 34,105 34,725 34,399 34,879 34,868 36,034
Total Liabilities & Shareholders' Equity		 198,111 199,017 201,415 205,448 222,748 230,682 234,867 238,551 250,557 246,548 251,752
Total Liabilities		 150,472 148,498 148,428 152,573 165,244 166,991 170,436 173,976 180,437 178,154 180,997
Short-Term Debt		 1,475 475 0.00 699 700 1,460 2,265 1,553 1,571 800 0.00
Other Short-Term Payables		 16,673 7,148 - 6,864 - 8,332 8,357 8,047 8,967 10,192 9,213
Long-Term Debt		 16,461 15,821 16,103 15,300 16,353 15,868 16,270 16,327 17,608 17,110 17,632
Claims and Claim Expense		 75,992 75,747 75,417 76,480 79,705 80,122 80,341 82,191 84,326 84,004 85,471
Future Policy Benefits		 9,586 10,476 10,782 11,064 13,109 13,888 14,375 14,663 16,003 16,121 16,690
Unearned Premiums Liability		 20,520 19,713 20,261 21,860 22,684 22,051 22,728 24,102 24,498 23,504 24,487
Participating Policy Holder Equity		 - 3,140 3,178 3,215 7,178 7,462 7,560 7,787 8,136 8,016 8,129
Separate Account Business Liabilities		 - 5,190 5,300 5,574 5,306 5,573 5,864 5,834 5,996 6,231 6,285
Other Long-Term Liabilities		 9,765 10,788 17,387 11,517 20,209 11,927 12,676 13,472 13,332 11,757 12,671
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 47,639 50,519 52,987 52,875 57,504 63,691 64,431 64,575 70,120 68,394 70,755
Total Preferred & Common Equity		 47,639 50,519 52,987 52,875 52,373 59,507 60,535 61,038 65,757 64,021 65,726
Total Common Equity		 47,639 50,519 52,987 52,875 52,373 59,507 60,535 61,038 65,757 64,021 65,726
Common Stock		 17,775 17,512 17,026 16,404 16,128 15,906 15,429 15,161 14,878 14,628 14,207
Retained Earnings		 47,022 48,305 50,197 49,467 51,510 54,810 56,953 56,662 58,986 61,561 60,953
Treasury Stock		 -4,978 -5,113 -5,341 -3,174 -3,747 -4,400 -4,461 -2,481 -2,837 -3,524 -1,799
Accumulated Other Comprehensive Income / (Loss)		 -12,180 -10,185 -8,895 -9,822 -11,518 -6,809 -7,386 -8,304 -5,270 -8,644 -7,635
Noncontrolling Interest		 - 0.00 - - 5,131 4,184 3,896 3,537 4,363 4,373 5,029

Annual Metrics and Ratios for Chubb

This table displays calculated financial ratios and metrics derived from Chubb's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -1.80% 65.86% 3.08% 1.48% 5.29% 6.55% 18.30% -0.50% 18.52% 9.64%
EBITDA Growth		 -1.36% 100.19% -35.57% 19.50% 6.46% -18.99% 124.40% -31.12% 43.20% 4.62%
EBIT Growth		 -5.48% 49.94% -24.69% 25.12% 12.71% -20.71% 144.95% -31.58% 50.61% 6.65%
NOPAT Growth		 -18.73% 45.91% -6.63% 20.62% -4.36% -20.68% 141.30% -38.46% 71.85% 6.93%
Net Income Growth		 -0.67% 45.91% -6.63% 2.62% 12.42% -20.68% 141.30% -38.46% 72.09% 6.78%
EPS Growth		 2.38% 2.90% -7.67% 3.66% 14.37% -19.77% 146.98% -35.60% 75.95% 4.13%
Operating Cash Flow Growth		 -14.06% 36.96% -14.91% 21.70% 15.73% 54.29% 13.96% 0.96% 12.20% 28.10%
Free Cash Flow Firm Growth		 -163.23% -1,073.31% 705.67% -193.85% 97.64% 73.94% 1,171.80% 123.57% -133.01% 183.93%
Invested Capital Growth		 12.37% 56.82% -173.64% 239.11% 10.79% 5.85% 1.97% -13.55% 21.26% 6.52%
Revenue Q/Q Growth		 -17.92% 11.94% -0.65% -1.10% 4.09% 4.28% 1.60% 2.50% 3.56% 0.54%
EBITDA Q/Q Growth		 2.69% 20.59% -14.89% -10.38% 15.11% 40.66% 1.63% -10.50% 7.49% -10.98%
EBIT Q/Q Growth		 -2.66% 29.00% -16.02% -12.03% 18.73% 51.24% 1.72% -10.19% 8.30% -10.73%
NOPAT Q/Q Growth		 -5.05% 28.90% -1.96% -9.40% 0.75% 54.41% -3.30% -13.46% 28.13% -18.69%
Net Income Q/Q Growth		 -18.14% 28.90% -1.96% -22.92% 22.50% 54.41% -3.30% -13.46% 28.26% -16.72%
EPS Q/Q Growth		 -43.48% 28.74% -2.62% -22.54% 22.60% 54.87% -2.09% -12.56% 28.61% -6.93%
Operating Cash Flow Q/Q Growth		 -27.67% 5.80% -7.46% 9.84% -2.37% 12.86% 0.52% 0.50% 4.36% 9.32%
Free Cash Flow Firm Q/Q Growth		 -145.31% 22.95% 4,667.47% -2,413.37% -1,964.44% 72.49% -6.66% -1.96% -166.65% 250.90%
Invested Capital Q/Q Growth		 12.72% -0.18% -171.74% -1.03% 2.89% 2.06% 2.30% 1.89% 8.67% -3.35%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 19.35% 23.35% 14.60% 17.19% 17.38% 13.21% 25.06% 17.35% 20.97% 20.01%
EBIT Margin		 17.59% 15.90% 11.62% 14.32% 15.33% 11.41% 23.63% 16.25% 20.65% 20.08%
Profit (Net Income) Margin		 15.12% 13.31% 12.05% 12.19% 13.01% 9.69% 19.76% 12.22% 17.74% 17.28%
Tax Burden Percent		 85.98% 83.54% 103.73% 85.08% 84.85% 84.89% 87.04% 80.89% 94.77% 84.16%
Interest Burden Percent		 100.00% 100.16% 100.00% 100.00% 100.00% 100.00% 96.07% 92.97% 90.68% 102.24%
Effective Tax Rate		 14.02% 16.46% -3.73% 0.00% 15.15% 15.11% 12.96% 19.11% 5.36% 15.84%
Return on Invested Capital (ROIC)		 7.45% 8.00% 46.42% 51.25% 6.54% 4.79% 11.14% 7.28% 12.20% 11.52%
ROIC Less NNEP Spread (ROIC-NNEP)		 7.45% 8.00% 46.42% 55.58% 6.54% 4.79% 11.14% 7.28% 12.27% 11.52%
Return on Net Nonoperating Assets (RNNOA)		 2.20% 2.68% -30.42% -35.50% 1.89% 1.36% 3.17% 2.24% 3.61% 3.07%
Return on Equity (ROE)		 9.65% 10.68% 16.00% 15.75% 8.43% 6.16% 14.31% 9.52% 15.81% 14.60%
Cash Return on Invested Capital (CROIC)		 -4.20% -36.24% 0.00% -164.68% -3.70% -0.89% 9.19% 21.82% -7.02% 5.21%
Operating Return on Assets (OROA)		 3.29% 3.77% 4.22% 5.05% 3.05% 2.26% 5.22% 3.50% 4.89% 4.70%
Return on Assets (ROA)		 2.83% 3.16% 4.38% 4.30% 2.58% 1.92% 4.36% 2.63% 4.20% 4.04%
Return on Common Equity (ROCE)		 9.65% 10.68% 16.00% 15.75% 8.43% 6.16% 14.31% 9.52% 15.23% 13.65%
Return on Equity Simple (ROE_SIMPLE)		 9.73% 8.57% 0.00% 7.87% 8.05% 5.94% 14.28% 10.38% 15.17% 15.06%
Net Operating Profit after Tax (NOPAT)		 2,834 4,135 3,861 4,657 4,454 3,533 8,525 5,246 9,015 9,640
NOPAT Margin		 15.12% 13.31% 12.05% 14.32% 13.01% 9.69% 19.76% 12.22% 17.72% 17.28%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% -4.33% 0.00% 0.00% 0.00% 0.00% -0.08% 0.00%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 82.41% 84.10% 88.38% 85.68% 84.67% 88.59% 76.37% 83.75% 79.35% 79.92%
Earnings before Interest and Taxes (EBIT)		 3,296 4,942 3,722 4,657 5,249 4,162 10,195 6,975 10,505 11,204
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 3,625 7,257 4,676 5,588 5,949 4,819 10,814 7,449 10,667 11,160
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.09 1.09 0.00 1.06 1.16 1.09 1.33 1.75 1.54 1.78
Price to Tangible Book Value (P/TBV)		 1.35 2.01 0.00 1.84 1.89 1.70 2.03 3.07 2.78 2.99
Price to Revenue (P/Rev)		 1.69 1.70 1.85 1.64 1.88 1.78 1.84 2.06 1.81 2.04
Price to Earnings (P/E)		 11.21 12.74 15.36 13.43 14.44 18.39 8.88 15.44 9.20 12.28
Dividend Yield		 2.72% 2.42% 2.21% 3.13% 2.10% 2.15% 1.73% 1.54% 1.53% 1.30%
Earnings Yield		 8.92% 7.85% 6.51% 7.45% 6.93% 5.44% 11.26% 6.48% 10.87% 8.14%
Enterprise Value to Invested Capital (EV/IC)		 1.02 1.05 0.00 1.02 1.10 1.05 1.23 1.54 1.37 1.55
Enterprise Value to Revenue (EV/Rev)		 2.19 2.14 1.82 2.04 2.31 2.18 2.20 2.39 2.18 2.40
Enterprise Value to EBITDA (EV/EBITDA)		 11.33 9.17 12.50 11.84 13.27 16.49 8.79 13.79 10.39 11.97
Enterprise Value to EBIT (EV/EBIT)		 12.46 13.46 15.70 14.21 15.04 19.10 9.32 14.73 10.55 11.93
Enterprise Value to NOPAT (EV/NOPAT)		 14.50 16.09 15.14 14.21 17.72 22.49 11.15 19.58 12.29 13.86
Enterprise Value to Operating Cash Flow (EV/OCF)		 10.63 12.57 12.98 12.08 12.45 8.12 8.52 9.12 8.77 8.26
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.52 0.00 0.00 0.00 13.51 6.54 0.00 30.68
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.38 0.31 0.00 0.28 0.29 0.28 0.29 0.32 0.27 0.26
Long-Term Debt to Equity		 0.33 0.27 0.00 0.25 0.27 0.28 0.28 0.31 0.25 0.25
Financial Leverage		 0.29 0.33 -0.66 -0.64 0.29 0.28 0.28 0.31 0.29 0.27
Leverage Ratio		 3.42 3.39 3.66 3.67 3.26 3.20 3.28 3.62 3.76 3.61
Compound Leverage Factor		 3.42 3.39 3.66 3.67 3.26 3.20 3.15 3.37 3.41 3.69
Debt to Total Capital		 27.59% 23.49% 0.00% 22.16% 22.73% 21.58% 22.74% 24.39% 21.39% 20.75%
Short-Term Debt to Total Capital		 3.49% 3.02% 0.00% 2.98% 1.81% 0.00% 1.29% 0.71% 1.80% 0.93%
Long-Term Debt to Total Capital		 24.10% 20.47% 0.00% 19.18% 20.91% 21.58% 21.45% 23.68% 19.59% 19.83%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 5.16% 5.07%
Common Equity to Total Capital		 72.41% 76.51% 0.00% 77.84% 77.27% 78.42% 77.26% 75.61% 73.45% 74.18%
Debt to EBITDA		 3.06 2.04 0.00 2.56 2.74 3.39 1.63 2.19 1.62 1.60
Net Debt to EBITDA		 2.57 1.91 0.00 2.32 2.46 3.01 1.46 1.90 1.38 1.38
Long-Term Debt to EBITDA		 2.67 1.78 0.00 2.22 2.52 3.39 1.53 2.12 1.49 1.53
Debt to NOPAT		 3.92 3.58 0.00 3.08 3.65 4.63 2.06 3.11 1.92 1.86
Net Debt to NOPAT		 3.29 3.35 0.00 2.79 3.28 4.11 1.85 2.70 1.63 1.59
Long-Term Debt to NOPAT		 3.42 3.12 0.00 2.66 3.36 4.63 1.94 3.02 1.76 1.77
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 3.66% 6.48%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -1,596 -18,726 113,418 -106,438 -2,517 -656 7,031 15,719 -5,189 4,355
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 -5.32 -30.95 186.85 -166.05 -4.56 -1.27 0.00 0.00 0.00 5.88
Operating Cash Flow to Interest Expense		 12.88 8.75 7.42 8.55 11.49 18.96 0.00 0.00 0.00 21.84
Operating Cash Flow Less CapEx to Interest Expense		 12.88 8.75 7.42 8.55 11.49 18.96 0.00 0.00 0.00 21.84
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.19 0.24 0.36 0.35 0.20 0.20 0.22 0.22 0.24 0.23
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 40,235 63,096 -46,461 64,634 71,605 75,794 77,288 66,815 81,019 86,304
Invested Capital Turnover		 0.49 0.60 3.85 3.58 0.50 0.49 0.56 0.60 0.69 0.67
Increase / (Decrease) in Invested Capital		 4,430 22,861 -109,557 111,095 6,971 4,189 1,494 -10,473 14,204 5,285
Enterprise Value (EV)		 41,080 66,524 58,447 66,173 78,941 79,474 95,013 102,728 110,823 133,625
Market Capitalization		 31,755 52,688 59,298 53,191 64,313 64,957 79,250 88,559 91,932 113,891
Book Value per Share		 $128.32 $103.74 $0.00 $109.18 $122.09 $131.69 $138.63 $121.72 $145.85 $158.82
Tangible Book Value per Share		 $103.29 $56.26 ($33.48) $62.71 $74.96 $84.70 $90.65 $69.51 $81.00 $94.43
Total Capital		 40,235 63,096 0.00 64,634 71,605 75,794 77,288 66,815 81,019 86,304
Total Debt		 11,100 14,821 0.00 14,322 16,274 16,353 17,574 16,296 17,328 17,910
Total Long-Term Debt		 9,696 12,918 0.00 12,395 14,975 16,353 16,575 15,821 15,868 17,110
Net Debt		 9,325 13,836 -851 12,982 14,628 14,517 15,763 14,169 14,707 15,361
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 695 0.00 0.00 0.00 0.00 -13 0.00
Net Nonoperating Obligations (NNO)		 11,100 14,821 -46,461 14,322 16,274 16,353 17,574 16,296 17,328 17,910
Total Depreciation and Amortization (D&A)		 329 2,315 954 931 700 657 619 474 162 -44
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $8.71 $8.94 $8.26 $8.55 $9.77 $7.82 $19.41 $12.66 $21.97 $22.94
Adjusted Weighted Average Basic Shares Outstanding		 461.67M 465.78M 464.09M 458.38M 451.91M 450.22M 426.23M 413.51M 405.76M 400.41M
Adjusted Diluted Earnings per Share		 $8.62 $8.87 $8.19 $8.49 $9.71 $7.79 $19.27 $12.55 $21.80 $22.70
Adjusted Weighted Average Diluted Shares Outstanding		 461.67M 465.78M 464.09M 458.38M 451.91M 450.22M 426.23M 413.51M 405.76M 400.41M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $9.77 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 461.67M 465.78M 464.09M 458.38M 451.91M 450.22M 426.23M 413.51M 405.76M 400.41M
Normalized Net Operating Profit after Tax (NOPAT)		 2,862 4,546 2,822 3,301 4,474 3,533 8,525 5,285 9,080 9,673
Normalized NOPAT Margin		 15.28% 14.63% 8.81% 10.15% 13.07% 9.69% 19.76% 12.31% 17.85% 17.34%
Pre Tax Income Margin		 17.59% 15.93% 11.62% 14.32% 15.33% 11.41% 22.70% 15.11% 18.72% 20.53%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 10.99 8.17 6.13 7.27 9.51 8.07 0.00 0.00 0.00 15.12
NOPAT to Interest Expense		 9.45 6.83 6.36 7.27 8.07 6.85 0.00 0.00 0.00 13.01
EBIT Less CapEx to Interest Expense		 10.99 8.17 6.13 7.27 9.51 8.07 0.00 0.00 0.00 15.12
NOPAT Less CapEx to Interest Expense		 9.45 6.83 6.36 7.27 8.07 6.85 0.00 0.00 0.00 13.01
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 30.42% 28.37% 33.88% 33.75% 30.40% 39.29% 16.43% 26.21% 15.44% 14.90%
Augmented Payout Ratio		 57.16% 28.37% 54.62% 60.10% 64.75% 54.09% 73.45% 81.38% 42.15% 33.58%

Quarterly Metrics and Ratios for Chubb

This table displays calculated financial ratios and metrics derived from Chubb's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 1.40% 9.84% 16.89% 23.53% 19.28% 14.98% 13.92% 17.04% 6.94% 2.24% 3.05%
EBITDA Growth		 -47.63% -28.33% 5.71% 49.35% 132.64% 33.60% 94.71% 20.64% 44.02% -46.58% -41.30%
EBIT Growth		 -48.56% -27.05% 10.62% 59.15% 152.04% 37.74% 9.49% 23.76% 46.75% -45.81% 7.66%
NOPAT Growth		 -56.79% -38.36% -3.12% 50.67% 157.58% 150.95% 21.25% 23.59% 91.27% -32.80% 31.08%
Net Income Growth		 -56.79% -38.36% -3.12% 50.67% 157.95% 151.72% 13.27% 24.37% 90.99% -58.64% 40.32%
EPS Growth		 -54.78% -36.11% -0.44% 54.29% 161.90% 153.97% 15.45% 26.39% 15.15% -21.13% -37.09%
Operating Cash Flow Growth		 3.37% 2.15% -7.90% -7.60% 36.28% 19.86% 43.05% 62.19% -7.74% 43.28% -51.37%
Free Cash Flow Firm Growth		 1,857.09% 1,761.61% 121.11% -43.95% -164.49% -192.62% -266.29% -400.50% -56.15% 71.83% 79.16%
Invested Capital Growth		 -13.20% -13.55% -6.84% -2.81% 13.70% 21.26% 20.08% 19.72% 19.77% 6.52% 6.53%
Revenue Q/Q Growth		 21.77% -0.76% -1.82% 4.12% 17.58% -4.33% -2.73% 6.97% 7.44% -8.54% -1.96%
EBITDA Q/Q Growth		 -27.84% 90.44% 18.00% -7.90% 12.40% 9.37% 71.97% -42.93% 34.18% -59.43% 88.97%
EBIT Q/Q Growth		 -28.76% 102.18% 19.60% -7.60% 12.81% 10.49% -4.94% 4.44% 33.77% -59.20% 88.88%
NOPAT Q/Q Growth		 -33.45% 65.53% 44.32% -5.23% 13.78% 61.27% -30.27% -3.40% 76.08% -43.34% 36.00%
Net Income Q/Q Growth		 -33.45% 65.53% 44.32% -5.23% 13.94% 61.53% -35.06% 4.06% 74.98% -65.02% 120.29%
EPS Q/Q Growth		 -32.50% 66.67% 43.81% -4.64% 14.58% 61.62% -34.63% 4.40% 4.40% 10.70% -47.86%
Operating Cash Flow Q/Q Growth		 26.16% -22.60% -15.31% 11.73% 86.08% -31.92% 1.07% 26.68% 5.86% 5.72% -65.70%
Free Cash Flow Firm Q/Q Growth		 59.51% 9.48% -40.89% -45.70% -283.55% -57.22% -6.12% 1.87% 4.62% 71.64% 21.47%
Invested Capital Q/Q Growth		 -7.46% 1.89% 3.40% -0.31% 8.25% 8.67% 2.40% -0.62% 8.30% -3.35% 2.41%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 9.86% 18.93% 22.75% 20.13% 19.24% 21.99% 38.89% 20.75% 25.91% 11.49% 22.15%
EBIT Margin		 8.96% 18.26% 22.24% 19.74% 18.94% 21.87% 21.38% 20.87% 25.99% 11.59% 22.34%
Profit (Net Income) Margin		 6.73% 11.22% 16.50% 15.02% 14.55% 24.57% 16.40% 15.96% 25.99% 9.94% 22.34%
Tax Burden Percent		 75.07% 79.79% 83.13% 82.06% 83.29% 126.34% 81.30% 82.41% 100.00% 61.74% 100.00%
Interest Burden Percent		 100.00% 77.03% 89.22% 92.70% 92.25% 88.90% 94.38% 92.77% 100.00% 138.88% 100.00%
Effective Tax Rate		 24.93% 20.21% 16.87% 17.94% 16.84% -25.96% 12.97% 18.11% 0.00% 0.00% 0.00%
Return on Invested Capital (ROIC)		 3.99% 6.69% 10.27% 10.07% 10.19% 16.86% 12.12% 11.42% 17.60% 10.74% 14.65%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.99% 6.69% 10.27% 10.07% 10.21% 16.92% 11.25% 11.51% 17.60% 5.93% 14.65%
Return on Net Nonoperating Assets (RNNOA)		 1.28% 2.05% 3.14% 3.39% 3.40% 4.98% 3.32% 3.32% 5.00% 1.58% 3.92%
Return on Equity (ROE)		 5.27% 8.74% 13.41% 13.46% 13.58% 21.84% 15.44% 14.74% 22.60% 12.32% 18.57%
Cash Return on Invested Capital (CROIC)		 22.72% 21.82% 14.32% 11.13% -2.78% -7.02% -5.86% -4.94% -3.52% 5.21% 7.48%
Operating Return on Assets (OROA)		 1.89% 3.93% 4.97% 4.61% 4.42% 5.18% 5.14% 5.13% 6.09% 2.71% 5.16%
Return on Assets (ROA)		 1.42% 2.41% 3.68% 3.51% 3.40% 5.82% 3.95% 3.92% 6.09% 2.32% 5.16%
Return on Common Equity (ROCE)		 5.27% 8.74% 13.41% 13.46% 12.92% 21.04% 14.93% 14.30% 20.92% 11.52% 17.34%
Return on Equity Simple (ROE_SIMPLE)		 12.72% 0.00% 9.79% 10.95% 13.44% 0.00% 15.33% 15.92% 17.60% 0.00% 15.98%
Net Operating Profit after Tax (NOPAT)		 792 1,311 1,892 1,793 2,040 3,290 2,294 2,216 3,902 2,211 3,007
NOPAT Margin		 6.73% 11.22% 16.50% 15.02% 14.53% 24.50% 17.56% 15.86% 25.99% 16.10% 22.34%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% -0.02% -0.06% 0.87% -0.08% 0.00% 4.80% 0.00%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 91.04% 81.74% 77.76% 80.26% 81.06% 78.13% 78.62% 79.13% 74.01% 88.41% 77.66%
Earnings before Interest and Taxes (EBIT)		 1,055 2,133 2,551 2,357 2,659 2,938 2,793 2,917 3,902 1,592 3,007
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 1,161 2,211 2,609 2,403 2,701 2,954 5,080 2,899 3,890 1,578 2,982
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.54 1.75 1.47 1.47 1.61 1.54 1.75 1.71 1.80 1.78 1.90
Price to Tangible Book Value (P/TBV)		 2.80 3.07 2.48 2.49 3.25 2.78 3.10 3.02 3.02 2.99 3.15
Price to Revenue (P/Rev)		 1.75 2.06 1.75 1.66 1.72 1.81 2.02 1.92 2.14 2.04 2.22
Price to Earnings (P/E)		 11.32 15.44 13.11 11.56 10.31 9.20 10.29 9.73 9.56 12.28 12.71
Dividend Yield		 1.86% 1.54% 1.76% 1.78% 1.66% 1.53% 1.35% 1.38% 1.24% 1.30% 1.21%
Earnings Yield		 8.83% 6.48% 7.63% 8.65% 9.70% 10.87% 9.72% 10.28% 10.46% 8.14% 7.87%
Enterprise Value to Invested Capital (EV/IC)		 1.36 1.54 1.33 1.33 1.39 1.37 1.51 1.50 1.56 1.55 1.64
Enterprise Value to Revenue (EV/Rev)		 2.12 2.39 2.06 1.95 2.11 2.18 2.39 2.26 2.51 2.40 2.59
Enterprise Value to EBITDA (EV/EBITDA)		 10.68 13.79 12.09 10.89 10.46 10.39 11.57 10.87 11.12 11.97 12.80
Enterprise Value to EBIT (EV/EBIT)		 11.44 14.73 12.70 11.28 10.70 10.55 11.68 10.91 11.10 11.93 12.72
Enterprise Value to NOPAT (EV/NOPAT)		 14.66 19.58 17.69 15.78 14.75 12.29 13.33 12.53 11.75 13.86 12.29
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.93 9.12 8.29 8.41 8.57 8.77 9.23 8.13 9.41 8.26 10.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 5.54 6.54 8.94 11.74 0.00 0.00 0.00 0.00 0.00 30.68 22.68
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.38 0.32 0.30 0.30 0.30 0.27 0.29 0.28 0.27 0.26 0.25
Long-Term Debt to Equity		 0.35 0.31 0.30 0.29 0.28 0.25 0.25 0.25 0.25 0.25 0.25
Financial Leverage		 0.32 0.31 0.31 0.34 0.33 0.29 0.30 0.29 0.28 0.27 0.27
Leverage Ratio		 3.71 3.62 3.64 3.84 4.00 3.76 3.72 3.78 3.71 3.61 3.60
Compound Leverage Factor		 3.71 2.79 3.25 3.56 3.69 3.34 3.51 3.51 3.71 5.02 3.60
Debt to Total Capital		 27.35% 24.39% 23.31% 23.23% 22.87% 21.39% 22.34% 21.68% 21.48% 20.75% 19.95%
Short-Term Debt to Total Capital		 2.25% 0.71% 0.00% 1.01% 0.94% 1.80% 2.73% 1.88% 1.76% 0.93% 0.00%
Long-Term Debt to Total Capital		 25.10% 23.68% 23.31% 22.21% 21.93% 19.59% 19.61% 19.80% 19.72% 19.83% 19.95%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 6.88% 5.16% 4.70% 4.29% 4.89% 5.07% 5.69%
Common Equity to Total Capital		 72.65% 75.61% 76.69% 76.77% 70.25% 73.45% 72.96% 74.03% 73.64% 74.18% 74.36%
Debt to EBITDA		 2.16 2.19 2.12 1.91 1.72 1.62 1.71 1.58 1.53 1.60 1.55
Net Debt to EBITDA		 1.88 1.90 1.81 1.63 1.44 1.38 1.46 1.35 1.32 1.38 1.36
Long-Term Debt to EBITDA		 1.98 2.12 2.12 1.82 1.65 1.49 1.50 1.44 1.40 1.53 1.55
Debt to NOPAT		 2.96 3.11 3.11 2.76 2.42 1.92 1.97 1.82 1.62 1.86 1.49
Net Debt to NOPAT		 2.59 2.70 2.65 2.35 2.03 1.63 1.69 1.56 1.39 1.59 1.30
Long-Term Debt to NOPAT		 2.72 3.02 3.11 2.64 2.32 1.76 1.73 1.66 1.49 1.77 1.49
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 4.88% 3.66% 3.32% 3.01% 7.44% 6.48% 6.60%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 10,764 11,784 6,965 3,782 -6,942 -10,914 -11,582 -11,365 -10,840 -3,074 -2,414
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 71.76 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -56.46 -5.60 -13.34
Operating Cash Flow to Interest Expense		 22.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22.49 8.32 8.65
Operating Cash Flow Less CapEx to Interest Expense		 22.89 0.00 0.00 0.00 0.00 0.00 0.00 0.00 22.49 8.32 8.65
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.21 0.22 0.22 0.23 0.23 0.24 0.24 0.25 0.23 0.23 0.23
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 65,575 66,815 69,090 68,874 74,557 81,019 82,966 82,455 89,299 86,304 88,387
Invested Capital Turnover		 0.59 0.60 0.62 0.67 0.70 0.69 0.69 0.72 0.68 0.67 0.66
Increase / (Decrease) in Invested Capital		 -9,972 -10,473 -5,073 -1,989 8,982 14,204 13,876 13,581 14,742 5,285 5,421
Enterprise Value (EV)		 88,862 102,728 91,730 91,336 103,767 110,823 125,538 123,316 139,346 133,625 145,286
Market Capitalization		 73,190 88,559 78,009 77,712 84,361 91,932 105,758 104,467 118,482 113,891 124,875
Book Value per Share		 $114.07 $121.72 $128.14 $127.66 $127.51 $145.85 $149.08 $150.32 $162.79 $158.82 $164.15
Tangible Book Value per Share		 $62.61 $69.51 $76.05 $75.41 $63.24 $81.00 $84.05 $85.17 $96.98 $94.43 $99.02
Total Capital		 65,575 66,815 69,090 68,874 74,557 81,019 82,966 82,455 89,299 86,304 88,387
Total Debt		 17,936 16,296 16,103 15,999 17,053 17,328 18,535 17,880 19,179 17,910 17,632
Total Long-Term Debt		 16,461 15,821 16,103 15,300 16,353 15,868 16,270 16,327 17,608 17,110 17,632
Net Debt		 15,672 14,169 13,721 13,624 14,275 14,707 15,884 15,312 16,501 15,361 15,382
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 -3.00 -10 151 -14 0.00 846 0.00
Net Nonoperating Obligations (NNO)		 17,936 16,296 16,103 15,999 17,053 17,328 18,535 17,880 19,179 17,910 17,632
Total Depreciation and Amortization (D&A)		 106 78 58 46 42 16 2,287 -18 -12 -14 -25
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.95 $3.19 $4.57 $4.35 $4.99 $8.06 $5.28 $5.51 $5.75 $6.40 $3.32
Adjusted Weighted Average Basic Shares Outstanding		 415.05M 413.51M 414.17M 410.73M 407.99M 405.76M 406.06M 403.93M 403.10M 400.41M 400.73M
Adjusted Diluted Earnings per Share		 $1.94 $3.15 $4.53 $4.32 $4.95 $8.00 $5.23 $5.46 $5.70 $6.31 $3.29
Adjusted Weighted Average Diluted Shares Outstanding		 415.05M 413.51M 414.17M 410.73M 407.99M 405.76M 406.06M 403.93M 403.10M 400.41M 400.73M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 415.05M 413.51M 414.17M 410.73M 407.99M 405.76M 406.06M 403.93M 403.10M 400.41M 400.73M
Normalized Net Operating Profit after Tax (NOPAT)		 809 1,329 1,910 1,805 2,052 1,841 2,300 2,222 2,731 1,548 2,105
Normalized NOPAT Margin		 6.88% 11.37% 16.66% 15.12% 14.61% 13.71% 17.61% 15.90% 18.19% 11.27% 15.63%
Pre Tax Income Margin		 8.96% 14.07% 19.85% 18.30% 17.47% 19.45% 20.18% 19.36% 25.99% 16.10% 22.34%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 7.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.32 2.90 16.61
NOPAT to Interest Expense		 5.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.32 4.03 16.61
EBIT Less CapEx to Interest Expense		 7.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.32 2.90 16.61
NOPAT Less CapEx to Interest Expense		 5.28 0.00 0.00 0.00 0.00 0.00 0.00 0.00 20.32 4.03 16.61
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 22.68% 26.21% 26.60% 23.88% 19.73% 15.44% 15.07% 14.45% 12.26% 14.90% 13.83%
Augmented Payout Ratio		 83.77% 81.38% 73.62% 59.02% 47.56% 42.15% 39.53% 37.09% 28.79% 33.58% 33.71%

Frequently Asked Questions About Chubb's Financials

When does Chubb's financial year end?

According to the most recent income statement we have on file, Chubb's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Chubb's net income changed over the last 9 years?

Chubb's net income appears to be on an upward trend, with a most recent value of $9.64 billion in 2024, rising from $2.83 billion in 2015. The previous period was $9.03 billion in 2023. See where experts think Chubb is headed by visiting Chubb's forecast page.

How has Chubb revenue changed over the last 9 years?

Over the last 9 years, Chubb's total revenue changed from $18.74 billion in 2015 to $55.78 billion in 2024, a change of 197.7%.

How much debt does Chubb have?

Chubb's total liabilities were at $178.15 billion at the end of 2024, a 6.7% increase from 2023, and a 143.5% increase since 2015.

How has Chubb's book value per share changed over the last 9 years?

Over the last 9 years, Chubb's book value per share changed from 128.32 in 2015 to 158.82 in 2024, a change of 23.8%.


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This page (NYSE:CB) was last updated on 5/6/2025 by MarketBeat.com Staff
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