Chubb (CB) Financials

$289.71 +3.61 (+1.26%)

Closing price 05/27/2025 03:59 PM Eastern

Extended Trading

$289.73 +0.02 (+0.01%)

As of 05/27/2025 07:45 PM Eastern

Annual Income Statements for Chubb

This table shows Chubb's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	9,272	9,994	5,736	8,926	3,533	4,454	3,962	3,861	4,135	2,834
Consolidated Net Income / (Loss)	9,640	9,028	5,246	8,525	3,533	4,454	3,962	3,861	4,135	2,834
Net Income / (Loss) Continuing Operations	9,389	9,994	5,736	8,926	3,533	4,454	4,657	3,861	4,135	2,834
Total Pre-Tax Income	11,455	9,526	6,485	9,794	4,162	5,249	4,657	3,722	4,950	3,296
Total Revenue	55,784	50,878	42,928	43,145	36,472	34,230	32,510	32,036	31,078	18,738
Net Interest Income / (Expense)	-741	0.00	0.00	0.00	-516	-552	-641	-607	-605	-300
Total Interest Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Interest Expense	741	0.00	0.00	0.00	516	552	641	607	605	300
Long-Term Debt Interest Expense	741	-	-	-	516	552	641	607	605	300
Total Non-Interest Income	56,525	50,878	42,928	43,145	36,988	34,782	33,151	32,643	31,683	19,038
Other Service Charges	1,023	836	-89	2,367	994	596	434	400	222	51
Net Realized & Unrealized Capital Gains on Investments	5,656	4,330	2,657	4,486	2,877	2,896	2,653	3,209	2,712	1,774
Premiums Earned	49,846	45,712	40,360	36,292	33,117	31,290	30,064	29,034	28,749	17,213
Total Non-Interest Expense	44,580	40,373	35,953	32,950	32,310	28,981	27,853	28,314	26,136	15,442
Property & Liability Insurance Claims	26,022	24,100	22,572	21,030	21,710	18,730	18,067	18,454	16,052	9,484
Current and Future Benefits	4,714	3,628	2,314	1,740	784	740	590	676	588	543
Other Operating Expenses	4,380	4,007	3,395	3,135	2,979	3,030	2,886	2,833	3,081	2,270
Amortization Expense	9,425	8,569	7,624	7,045	6,837	6,458	6,251	6,041	5,923	3,112
Restructuring Charge	39	69	48	0.00	0.00	23	59	310	492	33
Income Tax Expense	1,815	511	1,239	1,269	629	795	-	-139	815	462
Net Income / (Loss) Attributable to Noncontrolling Interest	368	-	-	-	-	-	-	-	-	-
Basic Earnings per Share	$22.94	$21.97	$12.50	$19.38	$7.82	$9.77	$8.55	$8.26	$8.94	$8.71
Weighted Average Basic Shares Outstanding	400.41M	405.76M	413.51M	426.23M	450.22M	451.91M	463.63M	467.15M	462.52M	325.59M
Diluted Earnings per Share	$22.70	$21.80	$12.39	$19.24	$7.79	$9.71	$8.49	$8.19	$8.87	$8.62
Weighted Average Diluted Shares Outstanding	400.41M	405.76M	413.51M	426.23M	450.22M	451.91M	463.63M	467.15M	462.52M	325.59M
Weighted Average Basic & Diluted Shares Outstanding	400.41M	405.76M	413.51M	426.23M	450.22M	451.91M	463.63M	467.15M	462.52M	325.59M

This table shows Chubb's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	3,007	492	3,902	2,427	2,451	3,616	2,246	1,965	2,167	1,801	792
Consolidated Net Income / (Loss)	3,007	1,365	3,902	2,230	2,143	3,300	2,043	1,793	1,892	1,311	792
Net Income / (Loss) Continuing Operations	3,007	609	3,902	2,427	2,451	3,616	2,246	1,965	2,167	1,801	792
Total Pre-Tax Income	3,007	2,211	3,902	2,706	2,636	2,612	2,453	2,185	2,276	1,643	1,055
Total Revenue	13,463	13,732	15,014	13,974	13,064	13,431	14,039	11,940	11,468	11,681	11,770
Net Interest Income / (Expense)	-181	-549	-192	0.00	0.00	-	0.00	0.00	0.00	416	-150
Total Interest Income	0.00	-	0.00	0.00	0.00	-	0.00	0.00	0.00	-	0.00
Total Interest Expense	181	549	192	0.00	0.00	-	0.00	0.00	0.00	-416	150
Long-Term Debt Interest Expense	181	-	192	-	-	-	-	-	-	-	150
Total Non-Interest Income	13,644	14,281	15,206	13,974	13,064	13,431	14,039	11,940	11,468	11,265	11,920
Other Service Charges	83	397	325	110	191	286	154	100	296	-98	-202
Net Realized & Unrealized Capital Gains on Investments	1,561	1,286	1,508	1,572	1,290	1,248	1,211	841	1,030	819	592
Premiums Earned	12,000	12,598	13,373	12,292	11,583	11,897	12,674	10,999	10,142	10,544	11,530
Total Non-Interest Expense	10,456	12,140	11,112	11,057	10,271	10,493	11,380	9,583	8,917	9,548	10,715
Property & Liability Insurance Claims	6,896	6,481	7,383	6,431	5,727	6,163	7,106	5,683	5,148	5,739	7,063
Other Operating Expenses	1,172	892	1,324	1,094	1,070	1,048	1,060	969	930	916	883
Amortization Expense	2,388	2,427	2,405	2,306	2,287	2,201	2,262	2,086	2,020	1,998	2,039
Basic Earnings per Share	$3.32	$6.40	$5.75	$5.51	$5.28	$8.06	$4.99	$4.35	$4.57	$3.19	$1.90
Weighted Average Basic Shares Outstanding	400.73M	400.41M	403.10M	403.93M	406.06M	405.76M	407.99M	410.73M	414.17M	413.51M	415.05M
Diluted Earnings per Share	$3.29	$6.31	$5.70	$5.46	$5.23	$8.00	$4.95	$4.32	$4.53	$3.15	$1.89
Weighted Average Diluted Shares Outstanding	400.73M	400.41M	403.10M	403.93M	406.06M	405.76M	407.99M	410.73M	414.17M	413.51M	415.05M
Weighted Average Basic & Diluted Shares Outstanding	400.73M	400.41M	403.10M	403.93M	406.06M	405.76M	407.99M	410.73M	414.17M	413.51M	415.05M

This table details how cash moves in and out of Chubb's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	-72	494	316	-25	190	306	489	-237	-797	1,120
Net Cash From Operating Activities	16,182	12,632	11,258	11,151	9,785	6,342	5,480	4,503	5,292	3,864
Net Cash From Continuing Operating Activities	16,182	12,632	11,258	11,151	9,785	6,342	5,480	4,503	5,292	3,864
Net Income / (Loss) Continuing Operations	9,640	9,015	5,246	8,525	3,533	4,454	3,962	3,861	4,135	2,834
Consolidated Net Income / (Loss)	9,640	9,015	5,246	8,525	3,533	4,454	3,962	3,861	4,135	2,834
Amortization Expense	-44	162	474	619	657	700	931	954	2,315	329
Non-Cash Adjustments to Reconcile Net Income	-666	497	1,004	-3,556	-521	-87	652	-84	145	420
Changes in Operating Assets and Liabilities, net	7,252	2,958	4,534	5,563	6,116	1,275	-65	-228	-1,303	281
Net Cash From Investing Activities	-13,923	-7,648	-5,654	-6,659	-7,521	-5,905	-2,935	-2,422	-5,322	-6,294
Net Cash From Continuing Investing Activities	-13,923	-7,648	-5,654	-6,659	-7,521	-5,905	-2,935	-2,422	-5,322	-6,294
Purchase of Investment Securities	-41,968	-32,486	-39,268	-35,019	-35,507	-30,427	-26,735	-28,252	-46,446	-16,311
Sale and/or Maturity of Investments	28,018	24,855	33,614	28,360	29,609	25,102	24,333	25,830	41,124	10,017
Other Investing Activities, net	27	-17	0.00	0.00	-1,623	-580	-533	-	-	-
Net Cash From Financing Activities	-2,181	-4,489	-5,142	-4,411	-2,082	-151	-1,991	-2,319	-742	3,695
Net Cash From Continuing Financing Activities	-2,181	-4,489	-5,142	-4,411	-2,082	-151	-1,991	-2,319	-742	3,695
Issuance of Debt	6,913	4,984	4,510	3,434	3,342	5,645	4,200	2,353	2,310	8,119
Issuance of Common Equity	356	212	264	300	145	204	115	151	167	131
Repayment of Debt	-6,259	-5,203	-5,508	-1,858	-3,655	-3,327	-4,020	-2,849	-2,311	-3,177
Repurchase of Common Equity	-1,801	-2,411	-2,894	-4,861	-523	-1,530	-1,044	-801	0.00	-758
Payment of Dividends	-1,436	-1,394	-1,375	-1,401	-1,388	-1,354	-1,337	-1,308	-1,173	-862
Other Financing Activities, Net	46	-677	-139	-25	-3.00	211	95	135	265	242
Effect of Exchange Rate Changes	-150	-1.00	-146	-106	8.00	20	-65	1.00	-25	-145
Cash Interest Paid	599	553	552	492	524	512	621	644	642	259
Cash Income Taxes Paid	1,662	1,465	1,242	1,298	902	912	503	736	662	469

This table details how cash moves in and out of Chubb's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	-299	-129	110	-83	30	-157	403	-7.00	255	-137	-4,975
Net Cash From Operating Activities	1,566	4,565	4,318	4,079	3,220	3,186	4,680	2,515	2,251	2,658	3,434
Net Cash From Continuing Operating Activities	1,566	4,565	4,318	4,079	3,220	3,186	4,680	2,515	2,251	2,658	3,434
Net Income / (Loss) Continuing Operations	1,343	2,640	2,490	2,216	2,294	3,290	2,040	1,793	1,892	1,311	792
Consolidated Net Income / (Loss)	1,343	2,640	2,490	2,216	2,294	3,290	2,040	1,793	1,892	1,311	792
Amortization Expense	-25	-14	-12	-18	0.00	16	42	46	58	78	106
Non-Cash Adjustments to Reconcile Net Income	-309	42	-544	344	-508	469	-15	191	-148	333	498
Changes in Operating Assets and Liabilities, net	557	1,897	2,384	1,537	1,434	-589	2,613	485	449	936	2,038
Net Cash From Investing Activities	-798	-2,474	-5,383	-2,320	-3,746	-2,214	-3,172	-1,692	-570	-452	-6,327
Net Cash From Continuing Investing Activities	-798	-2,474	-5,383	-2,320	-3,746	-2,214	-3,172	-1,692	-570	-452	-6,327
Purchase of Investment Securities	-8,008	-10,955	-11,999	-8,054	-10,960	-8,475	-9,960	-7,298	-6,753	-5,583	-17,997
Sale and/or Maturity of Investments	7,194	8,454	6,616	5,734	7,214	6,278	6,788	5,606	6,183	5,131	11,557
Other Investing Activities, net	16	-	-	-	-	-	-	-	-	-	-
Net Cash From Financing Activities	-1,125	-2,119	1,122	-1,746	562	-1,164	-1,013	-888	-1,424	-2,412	-2,005
Net Cash From Continuing Financing Activities	-1,125	-2,119	1,122	-1,746	562	-1,164	-1,013	-888	-1,424	-2,412	-2,005
Issuance of Debt	810	666	2,589	1,600	2,058	1,206	4.00	2,466	1,308	958	550
Issuance of Common Equity	98	54	60	79	163	72	38	47	55	66	28
Repayment of Debt	-1,247	-1,721	-1,420	-2,134	-984	-896	-158	-2,367	-1,782	-2,954	-1,554
Repurchase of Common Equity	-691	-450	-295	-652	-404	-563	-581	-722	-545	-111	-656
Payment of Dividends	-366	-367	-371	-349	-349	-350	-356	-343	-345	-345	-349
Other Financing Activities, Net	271	-301	559	-290	78	-633	40	31	-115	-26	-24
Effect of Exchange Rate Changes	58	-101	53	-96	-6.00	35	-92	58	-2.00	69	-77
Cash Interest Paid	146	184	99	204	112	208	39	207	99	213	49
Cash Income Taxes Paid	314	355	462	756	89	364	348	534	219	278	352

This table presents Chubb's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	246,548	230,682	199,017	200,054	190,774	176,943	167,771	16,718	159,786	102,306
Restricted Cash	2,549	2,621	2,127	152	89	109	93	123	-	-
Trading Account Securities	129,556	116,852	97,759	121,008	116,168	105,937	99,878	-	97,184	56,851
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accrued Investment Income	1,160	1,086	941	821	867	867	883	-	918	513
Unearned Premiums Asset	37,581	36,552	33,928	31,716	28,841	28,185	12,619	-	11,418	7,405
Deferred Acquisition Cost	8,358	7,152	6,031	5,513	5,402	5,242	4,922	-	4,314	2,873
Separate Account Business Assets	6,231	5,573	5,190	-	-	-	-	-	-	-
Goodwill	19,579	19,686	16,228	15,213	15,400	15,296	15,271	15,541	15,332	4,796
Intangible Assets	6,377	6,775	5,441	5,455	5,811	6,063	6,143	-	6,763	887
Other Assets	34,868	34,105	31,372	18,517	16,449	13,707	26,715	326	22,872	27,206
Total Liabilities & Shareholders' Equity	246,548	230,682	199,017	200,054	190,774	176,943	167,771	63,179	159,786	102,306
Total Liabilities	178,154	166,991	148,498	140,340	131,333	121,612	117,459	63,179	111,511	73,171
Short-Term Debt	800	1,460	475	999	0.00	1,299	1,927	-	1,903	1,404
Other Short-Term Payables	10,192	8,332	7,148	15,004	14,052	12,214	10,472	-	8,617	-
Long-Term Debt	17,110	15,868	15,821	16,575	16,353	14,975	12,395	-	12,918	9,696
Claims and Claim Expense	84,004	80,122	75,747	72,943	67,811	62,690	62,960	63,179	60,540	37,303
Future Policy Benefits	16,121	13,888	10,476	5,947	5,713	5,373	5,506	-	5,036	4,807
Unearned Premiums Liability	23,504	22,051	19,713	19,101	17,652	16,771	15,532	-	14,779	8,439
Participating Policy Holder Equity	8,016	7,462	3,140	-	-	-	-	-	-	-
Separate Account Business Liabilities	6,231	5,573	5,190	-	-	-	-	-	-	-
Other Long-Term Liabilities	11,757	11,927	10,788	9,771	9,752	8,290	8,667	-	7,718	11,522
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	0.00	0.00
Total Equity & Noncontrolling Interests	68,394	63,691	50,519	59,714	59,441	55,331	50,312	0.00	48,275	29,135
Total Preferred & Common Equity	64,021	59,507	50,519	59,714	59,441	55,331	50,312	0.00	48,275	29,135
Total Common Equity	64,021	59,507	50,519	59,714	59,441	55,331	50,312	0.00	48,275	29,135
Common Stock	14,628	15,906	17,512	19,463	20,879	22,324	23,678	-	26,456	12,314
Retained Earnings	61,561	54,810	48,305	47,365	39,337	36,142	31,700	-	23,613	19,478
Treasury Stock	-3,524	-4,400	-5,113	-7,464	-3,644	-3,754	-2,618	-	-1,480	-1,922
Accumulated Other Comprehensive Income / (Loss)	-8,644	-6,809	-10,185	350	2,869	619	-2,448	-	-314	-735
Noncontrolling Interest	4,373	4,184	0.00	-	-	-	-	-	-	-

This table presents Chubb's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Total Assets	251,752	246,548	250,557	238,551	234,867	230,682	222,748	205,448	201,415	199,017	198,111
Restricted Cash	2,250	2,549	2,678	2,568	2,651	2,621	2,778	90	94	2,127	136
Trading Account Securities	131,812	129,556	131,751	121,034	119,982	116,852	110,213	114,064	113,505	97,759	108,832
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accrued Investment Income	1,196	1,160	1,165	1,130	1,090	1,086	1,040	983	953	941	900
Unearned Premiums Asset	39,054	37,581	38,963	39,031	36,341	36,552	37,171	36,125	33,647	33,928	34,872
Deferred Acquisition Cost	8,775	8,358	8,249	7,812	7,537	7,152	6,856	6,666	6,296	6,031	5,578
Separate Account Business Assets	6,285	6,231	5,996	5,834	5,864	5,573	5,306	5,574	5,300	5,190	-
Goodwill	19,716	19,579	19,990	19,833	19,696	19,686	19,554	16,322	16,175	16,228	16,107
Intangible Assets	6,363	6,377	6,594	6,619	6,709	6,775	6,844	5,320	5,364	5,441	5,383
Other Assets	36,034	34,868	34,879	34,399	34,725	34,105	32,986	18,019	17,793	31,372	24,175
Total Liabilities & Shareholders' Equity	251,752	246,548	250,557	238,551	234,867	230,682	222,748	205,448	201,415	199,017	198,111
Total Liabilities	180,997	178,154	180,437	173,976	170,436	166,991	165,244	152,573	148,428	148,498	150,472
Short-Term Debt	0.00	800	1,571	1,553	2,265	1,460	700	699	0.00	475	1,475
Other Short-Term Payables	9,213	10,192	8,967	8,047	8,357	8,332	-	6,864	-	7,148	16,673
Long-Term Debt	17,632	17,110	17,608	16,327	16,270	15,868	16,353	15,300	16,103	15,821	16,461
Claims and Claim Expense	85,471	84,004	84,326	82,191	80,341	80,122	79,705	76,480	75,417	75,747	75,992
Future Policy Benefits	16,690	16,121	16,003	14,663	14,375	13,888	13,109	11,064	10,782	10,476	9,586
Unearned Premiums Liability	24,487	23,504	24,498	24,102	22,728	22,051	22,684	21,860	20,261	19,713	20,520
Participating Policy Holder Equity	8,129	8,016	8,136	7,787	7,560	7,462	7,178	3,215	3,178	3,140	-
Separate Account Business Liabilities	6,285	6,231	5,996	5,834	5,864	5,573	5,306	5,574	5,300	5,190	-
Other Long-Term Liabilities	12,671	11,757	13,332	13,472	12,676	11,927	20,209	11,517	17,387	10,788	9,765
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	70,755	68,394	70,120	64,575	64,431	63,691	57,504	52,875	52,987	50,519	47,639
Total Preferred & Common Equity	65,726	64,021	65,757	61,038	60,535	59,507	52,373	52,875	52,987	50,519	47,639
Total Common Equity	65,726	64,021	65,757	61,038	60,535	59,507	52,373	52,875	52,987	50,519	47,639
Common Stock	14,207	14,628	14,878	15,161	15,429	15,906	16,128	16,404	17,026	17,512	17,775
Retained Earnings	60,953	61,561	58,986	56,662	56,953	54,810	51,510	49,467	50,197	48,305	47,022
Treasury Stock	-1,799	-3,524	-2,837	-2,481	-4,461	-4,400	-3,747	-3,174	-5,341	-5,113	-4,978
Accumulated Other Comprehensive Income / (Loss)	-7,635	-8,644	-5,270	-8,304	-7,386	-6,809	-11,518	-9,822	-8,895	-10,185	-12,180
Noncontrolling Interest	5,029	4,373	4,363	3,537	3,896	4,184	5,131	-	-	0.00	-

This table displays calculated financial ratios and metrics derived from Chubb's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	9.64%	18.52%	-0.50%	18.30%	6.55%	5.29%	1.48%	3.08%	65.86%	-1.80%
EBITDA Growth	4.62%	43.20%	-31.12%	124.40%	-18.99%	6.46%	19.50%	-35.57%	100.19%	-1.36%
EBIT Growth	6.65%	50.61%	-31.58%	144.95%	-20.71%	12.71%	25.12%	-24.69%	49.94%	-5.48%
NOPAT Growth	6.93%	71.85%	-38.46%	141.30%	-20.68%	-4.36%	20.62%	-6.63%	45.91%	-18.73%
Net Income Growth	6.78%	72.09%	-38.46%	141.30%	-20.68%	12.42%	2.62%	-6.63%	45.91%	-0.67%
EPS Growth	4.13%	75.95%	-35.60%	146.98%	-19.77%	14.37%	3.66%	-7.67%	2.90%	2.38%
Operating Cash Flow Growth	28.10%	12.20%	0.96%	13.96%	54.29%	15.73%	21.70%	-14.91%	36.96%	-14.06%
Free Cash Flow Firm Growth	183.93%	-133.01%	123.57%	1,171.80%	73.94%	97.64%	-193.85%	705.67%	-1,073.31%	-163.23%
Invested Capital Growth	6.52%	21.26%	-13.55%	1.97%	5.85%	10.79%	239.11%	-173.64%	56.82%	12.37%
Revenue Q/Q Growth	0.54%	3.56%	2.50%	1.60%	4.28%	4.09%	-1.10%	-0.65%	11.94%	-17.92%
EBITDA Q/Q Growth	-10.98%	7.49%	-10.50%	1.63%	40.66%	15.11%	-10.38%	-14.89%	20.59%	2.69%
EBIT Q/Q Growth	-10.73%	8.30%	-10.19%	1.72%	51.24%	18.73%	-12.03%	-16.02%	29.00%	-2.66%
NOPAT Q/Q Growth	-18.69%	28.13%	-13.46%	-3.30%	54.41%	0.75%	-9.40%	-1.96%	28.90%	-5.05%
Net Income Q/Q Growth	-16.72%	28.26%	-13.46%	-3.30%	54.41%	22.50%	-22.92%	-1.96%	28.90%	-18.14%
EPS Q/Q Growth	-6.93%	28.61%	-12.56%	-2.09%	54.87%	22.60%	-22.54%	-2.62%	28.74%	-43.48%
Operating Cash Flow Q/Q Growth	9.32%	4.36%	0.50%	0.52%	12.86%	-2.37%	9.84%	-7.46%	5.80%	-27.67%
Free Cash Flow Firm Q/Q Growth	250.90%	-166.65%	-1.96%	-6.66%	72.49%	-1,964.44%	-2,413.37%	4,667.47%	22.95%	-145.31%
Invested Capital Q/Q Growth	-3.35%	8.67%	1.89%	2.30%	2.06%	2.89%	-1.03%	-171.74%	-0.18%	12.72%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	20.01%	20.97%	17.35%	25.06%	13.21%	17.38%	17.19%	14.60%	23.35%	19.35%
EBIT Margin	20.08%	20.65%	16.25%	23.63%	11.41%	15.33%	14.32%	11.62%	15.90%	17.59%
Profit (Net Income) Margin	17.28%	17.74%	12.22%	19.76%	9.69%	13.01%	12.19%	12.05%	13.31%	15.12%
Tax Burden Percent	84.16%	94.77%	80.89%	87.04%	84.89%	84.85%	85.08%	103.73%	83.54%	85.98%
Interest Burden Percent	102.24%	90.68%	92.97%	96.07%	100.00%	100.00%	100.00%	100.00%	100.16%	100.00%
Effective Tax Rate	15.84%	5.36%	19.11%	12.96%	15.11%	15.15%	0.00%	-3.73%	16.46%	14.02%
Return on Invested Capital (ROIC)	11.52%	12.20%	7.28%	11.14%	4.79%	6.54%	51.25%	46.42%	8.00%	7.45%
ROIC Less NNEP Spread (ROIC-NNEP)	11.52%	12.27%	7.28%	11.14%	4.79%	6.54%	55.58%	46.42%	8.00%	7.45%
Return on Net Nonoperating Assets (RNNOA)	3.07%	3.61%	2.24%	3.17%	1.36%	1.89%	-35.50%	-30.42%	2.68%	2.20%
Return on Equity (ROE)	14.60%	15.81%	9.52%	14.31%	6.16%	8.43%	15.75%	16.00%	10.68%	9.65%
Cash Return on Invested Capital (CROIC)	5.21%	-7.02%	21.82%	9.19%	-0.89%	-3.70%	-164.68%	0.00%	-36.24%	-4.20%
Operating Return on Assets (OROA)	4.70%	4.89%	3.50%	5.22%	2.26%	3.05%	5.05%	4.22%	3.77%	3.29%
Return on Assets (ROA)	4.04%	4.20%	2.63%	4.36%	1.92%	2.58%	4.30%	4.38%	3.16%	2.83%
Return on Common Equity (ROCE)	13.65%	15.23%	9.52%	14.31%	6.16%	8.43%	15.75%	16.00%	10.68%	9.65%
Return on Equity Simple (ROE_SIMPLE)	15.06%	15.17%	10.38%	14.28%	5.94%	8.05%	7.87%	0.00%	8.57%	9.73%
Net Operating Profit after Tax (NOPAT)	9,640	9,015	5,246	8,525	3,533	4,454	4,657	3,861	4,135	2,834
NOPAT Margin	17.28%	17.72%	12.22%	19.76%	9.69%	13.01%	14.32%	12.05%	13.31%	15.12%
Net Nonoperating Expense Percent (NNEP)	0.00%	-0.08%	0.00%	0.00%	0.00%	0.00%	-4.33%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	79.92%	79.35%	83.75%	76.37%	88.59%	84.67%	85.68%	88.38%	84.10%	82.41%
Earnings before Interest and Taxes (EBIT)	11,204	10,505	6,975	10,195	4,162	5,249	4,657	3,722	4,942	3,296
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	11,160	10,667	7,449	10,814	4,819	5,949	5,588	4,676	7,257	3,625
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.78	1.54	1.75	1.33	1.09	1.16	1.06	0.00	1.09	1.09
Price to Tangible Book Value (P/TBV)	2.99	2.78	3.07	2.03	1.70	1.89	1.84	0.00	2.01	1.35
Price to Revenue (P/Rev)	2.04	1.81	2.06	1.84	1.78	1.88	1.64	1.85	1.70	1.69
Price to Earnings (P/E)	12.28	9.20	15.44	8.88	18.39	14.44	13.43	15.36	12.74	11.21
Dividend Yield	1.30%	1.53%	1.54%	1.73%	2.15%	2.10%	3.13%	2.21%	2.42%	2.72%
Earnings Yield	8.14%	10.87%	6.48%	11.26%	5.44%	6.93%	7.45%	6.51%	7.85%	8.92%
Enterprise Value to Invested Capital (EV/IC)	1.55	1.37	1.54	1.23	1.05	1.10	1.02	0.00	1.05	1.02
Enterprise Value to Revenue (EV/Rev)	2.40	2.18	2.39	2.20	2.18	2.31	2.04	1.82	2.14	2.19
Enterprise Value to EBITDA (EV/EBITDA)	11.97	10.39	13.79	8.79	16.49	13.27	11.84	12.50	9.17	11.33
Enterprise Value to EBIT (EV/EBIT)	11.93	10.55	14.73	9.32	19.10	15.04	14.21	15.70	13.46	12.46
Enterprise Value to NOPAT (EV/NOPAT)	13.86	12.29	19.58	11.15	22.49	17.72	14.21	15.14	16.09	14.50
Enterprise Value to Operating Cash Flow (EV/OCF)	8.26	8.77	9.12	8.52	8.12	12.45	12.08	12.98	12.57	10.63
Enterprise Value to Free Cash Flow (EV/FCFF)	30.68	0.00	6.54	13.51	0.00	0.00	0.00	0.52	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.26	0.27	0.32	0.29	0.28	0.29	0.28	0.00	0.31	0.38
Long-Term Debt to Equity	0.25	0.25	0.31	0.28	0.28	0.27	0.25	0.00	0.27	0.33
Financial Leverage	0.27	0.29	0.31	0.28	0.28	0.29	-0.64	-0.66	0.33	0.29
Leverage Ratio	3.61	3.76	3.62	3.28	3.20	3.26	3.67	3.66	3.39	3.42
Compound Leverage Factor	3.69	3.41	3.37	3.15	3.20	3.26	3.67	3.66	3.39	3.42
Debt to Total Capital	20.75%	21.39%	24.39%	22.74%	21.58%	22.73%	22.16%	0.00%	23.49%	27.59%
Short-Term Debt to Total Capital	0.93%	1.80%	0.71%	1.29%	0.00%	1.81%	2.98%	0.00%	3.02%	3.49%
Long-Term Debt to Total Capital	19.83%	19.59%	23.68%	21.45%	21.58%	20.91%	19.18%	0.00%	20.47%	24.10%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	5.07%	5.16%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	74.18%	73.45%	75.61%	77.26%	78.42%	77.27%	77.84%	0.00%	76.51%	72.41%
Debt to EBITDA	1.60	1.62	2.19	1.63	3.39	2.74	2.56	0.00	2.04	3.06
Net Debt to EBITDA	1.38	1.38	1.90	1.46	3.01	2.46	2.32	0.00	1.91	2.57
Long-Term Debt to EBITDA	1.53	1.49	2.12	1.53	3.39	2.52	2.22	0.00	1.78	2.67
Debt to NOPAT	1.86	1.92	3.11	2.06	4.63	3.65	3.08	0.00	3.58	3.92
Net Debt to NOPAT	1.59	1.63	2.70	1.85	4.11	3.28	2.79	0.00	3.35	3.29
Long-Term Debt to NOPAT	1.77	1.76	3.02	1.94	4.63	3.36	2.66	0.00	3.12	3.42
Noncontrolling Interest Sharing Ratio	6.48%	3.66%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	4,355	-5,189	15,719	7,031	-656	-2,517	-106,438	113,418	-18,726	-1,596
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	5.88	0.00	0.00	0.00	-1.27	-4.56	-166.05	186.85	-30.95	-5.32
Operating Cash Flow to Interest Expense	21.84	0.00	0.00	0.00	18.96	11.49	8.55	7.42	8.75	12.88
Operating Cash Flow Less CapEx to Interest Expense	21.84	0.00	0.00	0.00	18.96	11.49	8.55	7.42	8.75	12.88
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.23	0.24	0.22	0.22	0.20	0.20	0.35	0.36	0.24	0.19
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	86,304	81,019	66,815	77,288	75,794	71,605	64,634	-46,461	63,096	40,235
Invested Capital Turnover	0.67	0.69	0.60	0.56	0.49	0.50	3.58	3.85	0.60	0.49
Increase / (Decrease) in Invested Capital	5,285	14,204	-10,473	1,494	4,189	6,971	111,095	-109,557	22,861	4,430
Enterprise Value (EV)	133,625	110,823	102,728	95,013	79,474	78,941	66,173	58,447	66,524	41,080
Market Capitalization	113,891	91,932	88,559	79,250	64,957	64,313	53,191	59,298	52,688	31,755
Book Value per Share	$158.82	$145.85	$121.72	$138.63	$131.69	$122.09	$109.18	$0.00	$103.74	$128.32
Tangible Book Value per Share	$94.43	$81.00	$69.51	$90.65	$84.70	$74.96	$62.71	($33.48)	$56.26	$103.29
Total Capital	86,304	81,019	66,815	77,288	75,794	71,605	64,634	0.00	63,096	40,235
Total Debt	17,910	17,328	16,296	17,574	16,353	16,274	14,322	0.00	14,821	11,100
Total Long-Term Debt	17,110	15,868	15,821	16,575	16,353	14,975	12,395	0.00	12,918	9,696
Net Debt	15,361	14,707	14,169	15,763	14,517	14,628	12,982	-851	13,836	9,325
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	-13	0.00	0.00	0.00	0.00	695	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	17,910	17,328	16,296	17,574	16,353	16,274	14,322	-46,461	14,821	11,100
Total Depreciation and Amortization (D&A)	-44	162	474	619	657	700	931	954	2,315	329
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$22.94	$21.97	$12.66	$19.41	$7.82	$9.77	$8.55	$8.26	$8.94	$8.71
Adjusted Weighted Average Basic Shares Outstanding	400.41M	405.76M	413.51M	426.23M	450.22M	451.91M	458.38M	464.09M	465.78M	461.67M
Adjusted Diluted Earnings per Share	$22.70	$21.80	$12.55	$19.27	$7.79	$9.71	$8.49	$8.19	$8.87	$8.62
Adjusted Weighted Average Diluted Shares Outstanding	400.41M	405.76M	413.51M	426.23M	450.22M	451.91M	458.38M	464.09M	465.78M	461.67M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$9.77	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	400.41M	405.76M	413.51M	426.23M	450.22M	451.91M	458.38M	464.09M	465.78M	461.67M
Normalized Net Operating Profit after Tax (NOPAT)	9,673	9,080	5,285	8,525	3,533	4,474	3,301	2,822	4,546	2,862
Normalized NOPAT Margin	17.34%	17.85%	12.31%	19.76%	9.69%	13.07%	10.15%	8.81%	14.63%	15.28%
Pre Tax Income Margin	20.53%	18.72%	15.11%	22.70%	11.41%	15.33%	14.32%	11.62%	15.93%	17.59%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	15.12	0.00	0.00	0.00	8.07	9.51	7.27	6.13	8.17	10.99
NOPAT to Interest Expense	13.01	0.00	0.00	0.00	6.85	8.07	7.27	6.36	6.83	9.45
EBIT Less CapEx to Interest Expense	15.12	0.00	0.00	0.00	8.07	9.51	7.27	6.13	8.17	10.99
NOPAT Less CapEx to Interest Expense	13.01	0.00	0.00	0.00	6.85	8.07	7.27	6.36	6.83	9.45
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	14.90%	15.44%	26.21%	16.43%	39.29%	30.40%	33.75%	33.88%	28.37%	30.42%
Augmented Payout Ratio	33.58%	42.15%	81.38%	73.45%	54.09%	64.75%	60.10%	54.62%	28.37%	57.16%

This table displays calculated financial ratios and metrics derived from Chubb's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	3.05%	2.24%	6.94%	17.04%	13.92%	14.98%	19.28%	23.53%	16.89%	9.84%	1.40%
EBITDA Growth	-41.30%	-46.58%	44.02%	20.64%	94.71%	33.60%	132.64%	49.35%	5.71%	-28.33%	-47.63%
EBIT Growth	7.66%	-45.81%	46.75%	23.76%	9.49%	37.74%	152.04%	59.15%	10.62%	-27.05%	-48.56%
NOPAT Growth	31.08%	-32.80%	91.27%	23.59%	21.25%	150.95%	157.58%	50.67%	-3.12%	-38.36%	-56.79%
Net Income Growth	40.32%	-58.64%	90.99%	24.37%	13.27%	151.72%	157.95%	50.67%	-3.12%	-38.36%	-56.79%
EPS Growth	-37.09%	-21.13%	15.15%	26.39%	15.45%	153.97%	161.90%	54.29%	-0.44%	-36.11%	-54.78%
Operating Cash Flow Growth	-51.37%	43.28%	-7.74%	62.19%	43.05%	19.86%	36.28%	-7.60%	-7.90%	2.15%	3.37%
Free Cash Flow Firm Growth	79.16%	71.83%	-56.15%	-400.50%	-266.29%	-192.62%	-164.49%	-43.95%	121.11%	1,761.61%	1,857.09%
Invested Capital Growth	6.53%	6.52%	19.77%	19.72%	20.08%	21.26%	13.70%	-2.81%	-6.84%	-13.55%	-13.20%
Revenue Q/Q Growth	-1.96%	-8.54%	7.44%	6.97%	-2.73%	-4.33%	17.58%	4.12%	-1.82%	-0.76%	21.77%
EBITDA Q/Q Growth	88.97%	-59.43%	34.18%	-42.93%	71.97%	9.37%	12.40%	-7.90%	18.00%	90.44%	-27.84%
EBIT Q/Q Growth	88.88%	-59.20%	33.77%	4.44%	-4.94%	10.49%	12.81%	-7.60%	19.60%	102.18%	-28.76%
NOPAT Q/Q Growth	36.00%	-43.34%	76.08%	-3.40%	-30.27%	61.27%	13.78%	-5.23%	44.32%	65.53%	-33.45%
Net Income Q/Q Growth	120.29%	-65.02%	74.98%	4.06%	-35.06%	61.53%	13.94%	-5.23%	44.32%	65.53%	-33.45%
EPS Q/Q Growth	-47.86%	10.70%	4.40%	4.40%	-34.63%	61.62%	14.58%	-4.64%	43.81%	66.67%	-32.50%
Operating Cash Flow Q/Q Growth	-65.70%	5.72%	5.86%	26.68%	1.07%	-31.92%	86.08%	11.73%	-15.31%	-22.60%	26.16%
Free Cash Flow Firm Q/Q Growth	21.47%	71.64%	4.62%	1.87%	-6.12%	-57.22%	-283.55%	-45.70%	-40.89%	9.48%	59.51%
Invested Capital Q/Q Growth	2.41%	-3.35%	8.30%	-0.62%	2.40%	8.67%	8.25%	-0.31%	3.40%	1.89%	-7.46%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	22.15%	11.49%	25.91%	20.75%	38.89%	21.99%	19.24%	20.13%	22.75%	18.93%	9.86%
EBIT Margin	22.34%	11.59%	25.99%	20.87%	21.38%	21.87%	18.94%	19.74%	22.24%	18.26%	8.96%
Profit (Net Income) Margin	22.34%	9.94%	25.99%	15.96%	16.40%	24.57%	14.55%	15.02%	16.50%	11.22%	6.73%
Tax Burden Percent	100.00%	61.74%	100.00%	82.41%	81.30%	126.34%	83.29%	82.06%	83.13%	79.79%	75.07%
Interest Burden Percent	100.00%	138.88%	100.00%	92.77%	94.38%	88.90%	92.25%	92.70%	89.22%	77.03%	100.00%
Effective Tax Rate	0.00%	0.00%	0.00%	18.11%	12.97%	-25.96%	16.84%	17.94%	16.87%	20.21%	24.93%
Return on Invested Capital (ROIC)	14.65%	10.74%	17.60%	11.42%	12.12%	16.86%	10.19%	10.07%	10.27%	6.69%	3.99%
ROIC Less NNEP Spread (ROIC-NNEP)	14.65%	5.93%	17.60%	11.51%	11.25%	16.92%	10.21%	10.07%	10.27%	6.69%	3.99%
Return on Net Nonoperating Assets (RNNOA)	3.92%	1.58%	5.00%	3.32%	3.32%	4.98%	3.40%	3.39%	3.14%	2.05%	1.28%
Return on Equity (ROE)	18.57%	12.32%	22.60%	14.74%	15.44%	21.84%	13.58%	13.46%	13.41%	8.74%	5.27%
Cash Return on Invested Capital (CROIC)	7.48%	5.21%	-3.52%	-4.94%	-5.86%	-7.02%	-2.78%	11.13%	14.32%	21.82%	22.72%
Operating Return on Assets (OROA)	5.16%	2.71%	6.09%	5.13%	5.14%	5.18%	4.42%	4.61%	4.97%	3.93%	1.89%
Return on Assets (ROA)	5.16%	2.32%	6.09%	3.92%	3.95%	5.82%	3.40%	3.51%	3.68%	2.41%	1.42%
Return on Common Equity (ROCE)	17.34%	11.52%	20.92%	14.30%	14.93%	21.04%	12.92%	13.46%	13.41%	8.74%	5.27%
Return on Equity Simple (ROE_SIMPLE)	15.98%	0.00%	17.60%	15.92%	15.33%	0.00%	13.44%	10.95%	9.79%	0.00%	12.72%
Net Operating Profit after Tax (NOPAT)	3,007	2,211	3,902	2,216	2,294	3,290	2,040	1,793	1,892	1,311	792
NOPAT Margin	22.34%	16.10%	25.99%	15.86%	17.56%	24.50%	14.53%	15.02%	16.50%	11.22%	6.73%
Net Nonoperating Expense Percent (NNEP)	0.00%	4.80%	0.00%	-0.08%	0.87%	-0.06%	-0.02%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	77.66%	88.41%	74.01%	79.13%	78.62%	78.13%	81.06%	80.26%	77.76%	81.74%	91.04%
Earnings before Interest and Taxes (EBIT)	3,007	1,592	3,902	2,917	2,793	2,938	2,659	2,357	2,551	2,133	1,055
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	2,982	1,578	3,890	2,899	5,080	2,954	2,701	2,403	2,609	2,211	1,161
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.90	1.78	1.80	1.71	1.75	1.54	1.61	1.47	1.47	1.75	1.54
Price to Tangible Book Value (P/TBV)	3.15	2.99	3.02	3.02	3.10	2.78	3.25	2.49	2.48	3.07	2.80
Price to Revenue (P/Rev)	2.22	2.04	2.14	1.92	2.02	1.81	1.72	1.66	1.75	2.06	1.75
Price to Earnings (P/E)	12.71	12.28	9.56	9.73	10.29	9.20	10.31	11.56	13.11	15.44	11.32
Dividend Yield	1.21%	1.30%	1.24%	1.38%	1.35%	1.53%	1.66%	1.78%	1.76%	1.54%	1.86%
Earnings Yield	7.87%	8.14%	10.46%	10.28%	9.72%	10.87%	9.70%	8.65%	7.63%	6.48%	8.83%
Enterprise Value to Invested Capital (EV/IC)	1.64	1.55	1.56	1.50	1.51	1.37	1.39	1.33	1.33	1.54	1.36
Enterprise Value to Revenue (EV/Rev)	2.59	2.40	2.51	2.26	2.39	2.18	2.11	1.95	2.06	2.39	2.12
Enterprise Value to EBITDA (EV/EBITDA)	12.80	11.97	11.12	10.87	11.57	10.39	10.46	10.89	12.09	13.79	10.68
Enterprise Value to EBIT (EV/EBIT)	12.72	11.93	11.10	10.91	11.68	10.55	10.70	11.28	12.70	14.73	11.44
Enterprise Value to NOPAT (EV/NOPAT)	12.29	13.86	11.75	12.53	13.33	12.29	14.75	15.78	17.69	19.58	14.66
Enterprise Value to Operating Cash Flow (EV/OCF)	10.00	8.26	9.41	8.13	9.23	8.77	8.57	8.41	8.29	9.12	7.93
Enterprise Value to Free Cash Flow (EV/FCFF)	22.68	30.68	0.00	0.00	0.00	0.00	0.00	11.74	8.94	6.54	5.54
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.25	0.26	0.27	0.28	0.29	0.27	0.30	0.30	0.30	0.32	0.38
Long-Term Debt to Equity	0.25	0.25	0.25	0.25	0.25	0.25	0.28	0.29	0.30	0.31	0.35
Financial Leverage	0.27	0.27	0.28	0.29	0.30	0.29	0.33	0.34	0.31	0.31	0.32
Leverage Ratio	3.60	3.61	3.71	3.78	3.72	3.76	4.00	3.84	3.64	3.62	3.71
Compound Leverage Factor	3.60	5.02	3.71	3.51	3.51	3.34	3.69	3.56	3.25	2.79	3.71
Debt to Total Capital	19.95%	20.75%	21.48%	21.68%	22.34%	21.39%	22.87%	23.23%	23.31%	24.39%	27.35%
Short-Term Debt to Total Capital	0.00%	0.93%	1.76%	1.88%	2.73%	1.80%	0.94%	1.01%	0.00%	0.71%	2.25%
Long-Term Debt to Total Capital	19.95%	19.83%	19.72%	19.80%	19.61%	19.59%	21.93%	22.21%	23.31%	23.68%	25.10%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	5.69%	5.07%	4.89%	4.29%	4.70%	5.16%	6.88%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	74.36%	74.18%	73.64%	74.03%	72.96%	73.45%	70.25%	76.77%	76.69%	75.61%	72.65%
Debt to EBITDA	1.55	1.60	1.53	1.58	1.71	1.62	1.72	1.91	2.12	2.19	2.16
Net Debt to EBITDA	1.36	1.38	1.32	1.35	1.46	1.38	1.44	1.63	1.81	1.90	1.88
Long-Term Debt to EBITDA	1.55	1.53	1.40	1.44	1.50	1.49	1.65	1.82	2.12	2.12	1.98
Debt to NOPAT	1.49	1.86	1.62	1.82	1.97	1.92	2.42	2.76	3.11	3.11	2.96
Net Debt to NOPAT	1.30	1.59	1.39	1.56	1.69	1.63	2.03	2.35	2.65	2.70	2.59
Long-Term Debt to NOPAT	1.49	1.77	1.49	1.66	1.73	1.76	2.32	2.64	3.11	3.02	2.72
Noncontrolling Interest Sharing Ratio	6.60%	6.48%	7.44%	3.01%	3.32%	3.66%	4.88%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-2,414	-3,074	-10,840	-11,365	-11,582	-10,914	-6,942	3,782	6,965	11,784	10,764
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	-13.34	-5.60	-56.46	0.00	0.00	0.00	0.00	0.00	0.00	0.00	71.76
Operating Cash Flow to Interest Expense	8.65	8.32	22.49	0.00	0.00	0.00	0.00	0.00	0.00	0.00	22.89
Operating Cash Flow Less CapEx to Interest Expense	8.65	8.32	22.49	0.00	0.00	0.00	0.00	0.00	0.00	0.00	22.89
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.23	0.23	0.23	0.25	0.24	0.24	0.23	0.23	0.22	0.22	0.21
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	88,387	86,304	89,299	82,455	82,966	81,019	74,557	68,874	69,090	66,815	65,575
Invested Capital Turnover	0.66	0.67	0.68	0.72	0.69	0.69	0.70	0.67	0.62	0.60	0.59
Increase / (Decrease) in Invested Capital	5,421	5,285	14,742	13,581	13,876	14,204	8,982	-1,989	-5,073	-10,473	-9,972
Enterprise Value (EV)	145,286	133,625	139,346	123,316	125,538	110,823	103,767	91,336	91,730	102,728	88,862
Market Capitalization	124,875	113,891	118,482	104,467	105,758	91,932	84,361	77,712	78,009	88,559	73,190
Book Value per Share	$164.15	$158.82	$162.79	$150.32	$149.08	$145.85	$127.51	$127.66	$128.14	$121.72	$114.07
Tangible Book Value per Share	$99.02	$94.43	$96.98	$85.17	$84.05	$81.00	$63.24	$75.41	$76.05	$69.51	$62.61
Total Capital	88,387	86,304	89,299	82,455	82,966	81,019	74,557	68,874	69,090	66,815	65,575
Total Debt	17,632	17,910	19,179	17,880	18,535	17,328	17,053	15,999	16,103	16,296	17,936
Total Long-Term Debt	17,632	17,110	17,608	16,327	16,270	15,868	16,353	15,300	16,103	15,821	16,461
Net Debt	15,382	15,361	16,501	15,312	15,884	14,707	14,275	13,624	13,721	14,169	15,672
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	846	0.00	-14	151	-10	-3.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	17,632	17,910	19,179	17,880	18,535	17,328	17,053	15,999	16,103	16,296	17,936
Total Depreciation and Amortization (D&A)	-25	-14	-12	-18	2,287	16	42	46	58	78	106
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$3.32	$6.40	$5.75	$5.51	$5.28	$8.06	$4.99	$4.35	$4.57	$3.19	$1.95
Adjusted Weighted Average Basic Shares Outstanding	400.73M	400.41M	403.10M	403.93M	406.06M	405.76M	407.99M	410.73M	414.17M	413.51M	415.05M
Adjusted Diluted Earnings per Share	$3.29	$6.31	$5.70	$5.46	$5.23	$8.00	$4.95	$4.32	$4.53	$3.15	$1.94
Adjusted Weighted Average Diluted Shares Outstanding	400.73M	400.41M	403.10M	403.93M	406.06M	405.76M	407.99M	410.73M	414.17M	413.51M	415.05M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	400.73M	400.41M	403.10M	403.93M	406.06M	405.76M	407.99M	410.73M	414.17M	413.51M	415.05M
Normalized Net Operating Profit after Tax (NOPAT)	2,105	1,548	2,731	2,222	2,300	1,841	2,052	1,805	1,910	1,329	809
Normalized NOPAT Margin	15.63%	11.27%	18.19%	15.90%	17.61%	13.71%	14.61%	15.12%	16.66%	11.37%	6.88%
Pre Tax Income Margin	22.34%	16.10%	25.99%	19.36%	20.18%	19.45%	17.47%	18.30%	19.85%	14.07%	8.96%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	16.61	2.90	20.32	0.00	0.00	0.00	0.00	0.00	0.00	0.00	7.03
NOPAT to Interest Expense	16.61	4.03	20.32	0.00	0.00	0.00	0.00	0.00	0.00	0.00	5.28
EBIT Less CapEx to Interest Expense	16.61	2.90	20.32	0.00	0.00	0.00	0.00	0.00	0.00	0.00	7.03
NOPAT Less CapEx to Interest Expense	16.61	4.03	20.32	0.00	0.00	0.00	0.00	0.00	0.00	0.00	5.28
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	13.83%	14.90%	12.26%	14.45%	15.07%	15.44%	19.73%	23.88%	26.60%	26.21%	22.68%
Augmented Payout Ratio	33.71%	33.58%	28.79%	37.09%	39.53%	42.15%	47.56%	59.02%	73.62%	81.38%	83.77%

Frequently Asked Questions About Chubb's Financials

When does Chubb's financial year end?

According to the most recent income statement we have on file, Chubb's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Chubb's net income changed over the last 9 years?

Chubb's net income appears to be on an upward trend, with a most recent value of $9.64 billion in 2024, rising from $2.83 billion in 2015. The previous period was $9.03 billion in 2023. Find out what analysts predict for Chubb in the coming months.

How has Chubb revenue changed over the last 9 years?

Over the last 9 years, Chubb's total revenue changed from $18.74 billion in 2015 to $55.78 billion in 2024, a change of 197.7%.

How much debt does Chubb have?

Chubb's total liabilities were at $178.15 billion at the end of 2024, a 6.7% increase from 2023, and a 143.5% increase since 2015.

How has Chubb's book value per share changed over the last 9 years?

Over the last 9 years, Chubb's book value per share changed from 128.32 in 2015 to 158.82 in 2024, a change of 23.8%.

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This page (NYSE:CB) was last updated on 5/28/2025 by MarketBeat.com Staff

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Chubb (CB) Financials

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Chubb (CB) Financials

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