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First Carolina Financial Services (FCBM) Competitors

$13.07 +0.14 (+1.08%)
As of 11:34 AM Eastern
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FCBM vs. LKFN, PFBC, BHRB, AMAL, and ESQ

Should you buy First Carolina Financial Services stock or one of its competitors? First Carolina Financial Services's main competitors and comparable companies include Lakeland Financial (LKFN), Preferred Bank (PFBC), Burke & Herbert Financial Services (BHRB), Amalgamated Financial (AMAL), and Esquire Financial (ESQ). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does First Carolina Financial Services compare to Lakeland Financial?

First Carolina Financial Services (NYSE:FCBM) and Lakeland Financial (NASDAQ:LKFN) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, earnings, media sentiment, valuation, profitability, dividends, risk and analyst recommendations.

In the previous week, Lakeland Financial had 2 more articles in the media than First Carolina Financial Services. MarketBeat recorded 2 mentions for Lakeland Financial and 0 mentions for First Carolina Financial Services. Lakeland Financial's average media sentiment score of 1.78 beat First Carolina Financial Services' score of 0.00 indicating that Lakeland Financial is being referred to more favorably in the news media.

Company Overall Sentiment
First Carolina Financial Services Neutral
Lakeland Financial Very Positive

Lakeland Financial has a net margin of 26.04% compared to First Carolina Financial Services' net margin of 0.00%. Lakeland Financial's return on equity of 14.67% beat First Carolina Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
First Carolina Financial ServicesN/A N/A N/A
Lakeland Financial 26.04%14.67%1.58%

First Carolina Financial Services currently has a consensus price target of $14.50, indicating a potential upside of 10.60%. Lakeland Financial has a consensus price target of $66.50, indicating a potential upside of 9.88%. Given First Carolina Financial Services' stronger consensus rating and higher possible upside, analysts plainly believe First Carolina Financial Services is more favorable than Lakeland Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Carolina Financial Services
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Lakeland Financial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

81.2% of Lakeland Financial shares are held by institutional investors. 3.0% of Lakeland Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Lakeland Financial has higher revenue and earnings than First Carolina Financial Services.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Carolina Financial ServicesN/AN/AN/AN/AN/A
Lakeland Financial$421.71M3.57$103.36M$4.3613.88

Summary

Lakeland Financial beats First Carolina Financial Services on 8 of the 10 factors compared between the two stocks.

How does First Carolina Financial Services compare to Preferred Bank?

Preferred Bank (NASDAQ:PFBC) and First Carolina Financial Services (NYSE:FCBM) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, risk, dividends, valuation, media sentiment and earnings.

In the previous week, Preferred Bank had 4 more articles in the media than First Carolina Financial Services. MarketBeat recorded 4 mentions for Preferred Bank and 0 mentions for First Carolina Financial Services. Preferred Bank's average media sentiment score of 0.89 beat First Carolina Financial Services' score of 0.00 indicating that Preferred Bank is being referred to more favorably in the media.

Company Overall Sentiment
Preferred Bank Positive
First Carolina Financial Services Neutral

72.8% of Preferred Bank shares are held by institutional investors. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Preferred Bank presently has a consensus price target of $106.25, suggesting a potential upside of 2.51%. First Carolina Financial Services has a consensus price target of $14.50, suggesting a potential upside of 10.60%. Given First Carolina Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe First Carolina Financial Services is more favorable than Preferred Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Preferred Bank
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.29
First Carolina Financial Services
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Preferred Bank has higher revenue and earnings than First Carolina Financial Services.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Preferred Bank$505.97M2.96$133.63M$10.949.47
First Carolina Financial ServicesN/AN/AN/AN/AN/A

Preferred Bank has a net margin of 26.54% compared to First Carolina Financial Services' net margin of 0.00%. Preferred Bank's return on equity of 17.27% beat First Carolina Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Preferred Bank26.54% 17.27% 1.77%
First Carolina Financial Services N/A N/A N/A

Summary

Preferred Bank beats First Carolina Financial Services on 8 of the 10 factors compared between the two stocks.

How does First Carolina Financial Services compare to Burke & Herbert Financial Services?

Burke & Herbert Financial Services (NASDAQ:BHRB) and First Carolina Financial Services (NYSE:FCBM) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, risk, earnings, profitability, dividends, valuation and analyst recommendations.

Burke & Herbert Financial Services presently has a consensus target price of $75.25, indicating a potential upside of 4.95%. First Carolina Financial Services has a consensus target price of $14.50, indicating a potential upside of 10.60%. Given First Carolina Financial Services' higher probable upside, analysts plainly believe First Carolina Financial Services is more favorable than Burke & Herbert Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Burke & Herbert Financial Services
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67
First Carolina Financial Services
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

In the previous week, Burke & Herbert Financial Services had 2 more articles in the media than First Carolina Financial Services. MarketBeat recorded 2 mentions for Burke & Herbert Financial Services and 0 mentions for First Carolina Financial Services. Burke & Herbert Financial Services' average media sentiment score of 1.74 beat First Carolina Financial Services' score of 0.00 indicating that Burke & Herbert Financial Services is being referred to more favorably in the media.

Company Overall Sentiment
Burke & Herbert Financial Services Very Positive
First Carolina Financial Services Neutral

Burke & Herbert Financial Services has a net margin of 18.86% compared to First Carolina Financial Services' net margin of 0.00%. Burke & Herbert Financial Services' return on equity of 13.66% beat First Carolina Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Burke & Herbert Financial Services18.86% 13.66% 1.46%
First Carolina Financial Services N/A N/A N/A

Burke & Herbert Financial Services has higher revenue and earnings than First Carolina Financial Services.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Burke & Herbert Financial Services$491.11M2.95$117.31M$6.2411.49
First Carolina Financial ServicesN/AN/AN/AN/AN/A

Summary

Burke & Herbert Financial Services beats First Carolina Financial Services on 9 of the 10 factors compared between the two stocks.

How does First Carolina Financial Services compare to Amalgamated Financial?

First Carolina Financial Services (NYSE:FCBM) and Amalgamated Financial (NASDAQ:AMAL) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, risk, media sentiment, dividends, valuation and earnings.

Amalgamated Financial has a net margin of 23.34% compared to First Carolina Financial Services' net margin of 0.00%. Amalgamated Financial's return on equity of 14.30% beat First Carolina Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
First Carolina Financial ServicesN/A N/A N/A
Amalgamated Financial 23.34%14.30%1.27%

Amalgamated Financial has higher revenue and earnings than First Carolina Financial Services.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Carolina Financial ServicesN/AN/AN/AN/AN/A
Amalgamated Financial$453.17M3.15$104.45M$3.7512.72

First Carolina Financial Services currently has a consensus target price of $14.50, suggesting a potential upside of 10.60%. Amalgamated Financial has a consensus target price of $54.00, suggesting a potential upside of 13.21%. Given Amalgamated Financial's stronger consensus rating and higher probable upside, analysts plainly believe Amalgamated Financial is more favorable than First Carolina Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Carolina Financial Services
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Amalgamated Financial
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

In the previous week, Amalgamated Financial had 37 more articles in the media than First Carolina Financial Services. MarketBeat recorded 37 mentions for Amalgamated Financial and 0 mentions for First Carolina Financial Services. Amalgamated Financial's average media sentiment score of 0.34 beat First Carolina Financial Services' score of 0.00 indicating that Amalgamated Financial is being referred to more favorably in the news media.

Company Overall Sentiment
First Carolina Financial Services Neutral
Amalgamated Financial Neutral

75.9% of Amalgamated Financial shares are held by institutional investors. 1.6% of Amalgamated Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Amalgamated Financial beats First Carolina Financial Services on 11 of the 11 factors compared between the two stocks.

How does First Carolina Financial Services compare to Esquire Financial?

First Carolina Financial Services (NYSE:FCBM) and Esquire Financial (NASDAQ:ESQ) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, valuation, media sentiment, earnings, analyst recommendations and dividends.

54.7% of Esquire Financial shares are held by institutional investors. 13.9% of Esquire Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Esquire Financial has higher revenue and earnings than First Carolina Financial Services.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Carolina Financial ServicesN/AN/AN/AN/AN/A
Esquire Financial$164.50M8.83$50.82M$6.0619.82

Esquire Financial has a net margin of 29.30% compared to First Carolina Financial Services' net margin of 0.00%. Esquire Financial's return on equity of 18.22% beat First Carolina Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
First Carolina Financial ServicesN/A N/A N/A
Esquire Financial 29.30%18.22%2.27%

In the previous week, Esquire Financial had 2 more articles in the media than First Carolina Financial Services. MarketBeat recorded 2 mentions for Esquire Financial and 0 mentions for First Carolina Financial Services. Esquire Financial's average media sentiment score of 1.76 beat First Carolina Financial Services' score of 0.00 indicating that Esquire Financial is being referred to more favorably in the news media.

Company Overall Sentiment
First Carolina Financial Services Neutral
Esquire Financial Very Positive

First Carolina Financial Services currently has a consensus price target of $14.50, indicating a potential upside of 10.60%. Esquire Financial has a consensus price target of $120.33, indicating a potential upside of 0.21%. Given First Carolina Financial Services' higher probable upside, equities analysts plainly believe First Carolina Financial Services is more favorable than Esquire Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Carolina Financial Services
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Esquire Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
3.25

Summary

Esquire Financial beats First Carolina Financial Services on 10 of the 11 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FCBM and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCBM vs. The Competition

Export
MetricFirst Carolina Financial ServicesBanks IndustryFinance SectorNYSE Exchange
Market Cap$407.33M$23.83B$13.98B$23.19B
Dividend YieldN/A3.16%5.95%3.58%
P/E RatioN/A27.1625.5228.52
Price / SalesN/A9.40511.5221.18
Price / CashN/A16.1230.3019.47
Price / BookN/A1.382.744.73
Net IncomeN/A$2.58B$1.32B$1.07B
7 Day Performance2.58%-0.57%-1.29%-2.53%
1 Month Performance2.90%-0.39%-0.41%-3.77%
1 Year PerformanceN/A23.48%8.14%9.65%

First Carolina Financial Services Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCBM
First Carolina Financial Services
2.7683 of 5 stars		$13.11
+1.4%		$14.50
+10.6%		N/A$407.33MN/AN/A263
LKFN
Lakeland Financial
2.7472 of 5 stars		$60.51
+0.5%		$66.50
+9.9%		-6.8%$1.50B$421.71M13.88650
PFBC
Preferred Bank
2.2712 of 5 stars		$103.90
+2.0%		$106.25
+2.3%		+9.9%$1.47B$505.97M9.50280
BHRB
Burke & Herbert Financial Services
3.9846 of 5 stars		$71.50
+0.9%		$75.25
+5.2%		+16.2%$1.43B$491.11M11.46850
AMAL
Amalgamated Financial
3.9826 of 5 stars		$48.52
+1.4%		$54.00
+11.3%		+67.8%$1.43B$453.17M12.94380

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This page (NYSE:FCBM) was last updated on 9/14/2026 by MarketBeat.com Staff.
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