Fair Isaac (FICO) Stock Forecast & Price Target

Q: What analysts cover Fair Isaac?

Fair Isaac has been rated by research analysts at Barclays , Jefferies Financial Group , Needham & Company LLC , Raymond James Financial , Royal Bank Of Canada , UBS Group , Weiss Ratings , and Wells Fargo & Company in the past 90 days.

$863.16 +6.68 (+0.78%)

As of 10:56 AM Eastern

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Fair Isaac - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Moderate Buy

Based on 16 Analyst Ratings

Sell
0

Hold
5

Buy
11

Based on 16 Wall Street analysts who have issued ratings for Fair Isaac in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 16 analysts, 5 have given a hold rating, and 11 have given a buy rating for FICO.

Consensus Price Target

$1,546.00
79.11% Upside

According to the 16 analysts' twelve-month price targets for Fair Isaac, the average price target is $1,546.00. The highest price target for FICO is $2,200.00, while the lowest price target for FICO is $1,130.00. The average price target represents a forecasted upside of 79.11% from the current price of $863.16.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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FICO Analyst Ratings Over Time

Type	Current Forecast 9/25/25 to 9/25/26	1 Month Ago 8/26/25 to 8/26/26	3 Months Ago 6/27/25 to 6/27/26	1 Year Ago 9/25/24 to 9/25/25
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	11 Buy rating(s)	11 Buy rating(s)	10 Buy rating(s)	11 Buy rating(s)
Hold	5 Hold rating(s)	5 Hold rating(s)	5 Hold rating(s)	2 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$1,546.00	$1,553.69	$1,626.50	$2,101.71
Forecasted Upside	79.11% Upside	37.16% Upside	37.90% Upside	35.55% Upside
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy	Moderate Buy

FICO Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

FICO Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Fair Isaac Stock vs. The Competition

Type	Fair Isaac	Technology Companies	Broader Market
Consensus Rating Score	2.69	2.23	2.53
Consensus Rating	Moderate Buy	Hold	Moderate Buy
Predicted Upside	80.43% Upside	357.38% Upside	19.68% Upside
News Sentiment Rating	Positive News See Recent FICO News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export

Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
9/22/2026	Wells Fargo & Company 3 of 5 stars	Jason Haas 1 of 5 stars	Lower Target	Overweight	$1,450.00 ➝ $1,350.00	+45.86%
9/14/2026	Weiss Ratings 5 of 5 stars		Downgrade	Hold (C) ➝ Hold (C-)
9/9/2026	Raymond James Financial 3 of 5 stars		Reiterated Rating	Outperform
8/12/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Kevin McVeigh Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Neutral	$1,200.00 ➝ $1,130.00	+8.80%
8/10/2026	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Manav Patnaik Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Overweight	$1,950.00 ➝ $1,700.00	+63.48%
8/3/2026	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Surinder Thind Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$1,675.00	+48.93%
7/30/2026	Royal Bank Of Canada Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ashish Sabadra Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Outperform	$2,400.00 ➝ $1,525.00	+31.22%
7/30/2026	Needham & Company LLC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Kyle Peterson Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Buy	$1,650.00	+20.06%
5/19/2026	Bank of America Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Curtis Nagle Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$1,550.00 ➝ $1,400.00	+17.45%
4/30/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Alexander Hess Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Neutral	$1,325.00 ➝ $1,225.00	+19.49%
Get the Latest News and Ratings for FICO and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for Fair Isaac and its competitors with MarketBeat's FREE daily newsletter.
4/29/2026	Robert W. Baird Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jeffrey Meuler Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$1,549.00	+47.99%
4/16/2026	Mizuho Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Sean Kennedy Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Outperform	$1,416.00	+37.55%
4/2/2026	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	George Tong Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$1,770.00 ➝ $1,528.00	+40.20%
12/1/2025	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Strong-Buy ➝ Hold
11/6/2025	BMO Capital Markets Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ryan Griffin Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Outperform	$2,300.00 ➝ $2,200.00	+30.05%
10/13/2025	Oppenheimer Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Owen Lau Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Downgrade	Outperform ➝ Market Perform
8/18/2025	Griffin Securities Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ryan Griffin Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$1,800.00	+32.18%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 10:56 AM ET.

Should I Buy Fair Isaac Stock? FICO Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Wednesday, September 23, 2026. Please send any questions or comments about these Fair Isaac pros and cons to contact@marketbeat.com.

Fair Isaac
Bull Case

Here are some ways that investors could benefit from investing in Fair Isaac Co.:

The stock is currently trading at $880.68, which is significantly below the consensus price target of $1,553.69 set by analysts who maintain a "Moderate Buy" rating, suggesting substantial potential for price appreciation as the market re-evaluates the company's valuation.
Fair Isaac Co. demonstrated strong fundamental performance in its most recent quarter, reporting earnings per share of $12.18, which beat the consensus estimate of $11.76, while revenue grew 25.7% year-over-year to $674.19 million, indicating robust demand for its analytics and decision-management software.
The company has secured a significant regulatory advantage in the mortgage sector, as FICO Score 10T is set to become available for FHA mortgage underwriting on January 1, 2027, which supports its pricing power and market position against competitors like VantageScore 4.0.
Institutional interest remains strong, with major investors such as BlackRock Inc. establishing a new position valued at approximately $2.49 billion in the second quarter, and Capital World Investors increasing its holdings by 10.7%, reflecting confidence in the company's long-term growth trajectory.
Fair Isaac Co. maintains a high level of customer retention and recurring revenue through its subscription-based software and scoring models, which provides a stable cash flow foundation that supports its ability to invest in new technologies like FICO Responsible AI and FICO Business Outcome Simulator.

Fair Isaac
Bear Case

Investors should be bearish about investing in Fair Isaac Co. for these reasons:

The stock has experienced a significant decline, falling 43% from its 52-week high of $1,998.01 to its current level, driven by investor concerns over rising competition in mortgage credit scoring and potential pressure on the company's pricing power.
Regulatory changes have widened lender access to competing score models, such as VantageScore 4.0, which is now permitted for use by all approved Fannie Mae and Freddie Mac lenders, creating a more competitive environment that could erode Fair Isaac Co.'s market share in the mortgage segment.
Insider activity has been predominantly negative, with Director Eva Manolis selling 967 shares in July 2026 and CEO William J. Lansing selling 2,400 shares in November 2025, which may signal a lack of confidence from company leadership regarding the current stock price.
The company's price-to-earnings ratio of 25.44 is relatively high compared to its recent earnings growth, and the stock's beta of 1.32 indicates higher volatility than the broader market, making it susceptible to sharp declines during periods of economic uncertainty or sector-specific headwinds.
Short interest has increased significantly, with shares shorted rising to 1,792,796 as of August 31, 2026, representing a short percentage of float of 8.56%, which suggests that a substantial portion of the market is betting against the stock's future performance.

FICO Forecast - Frequently Asked Questions

According to the research reports of 16 Wall Street equities research analysts, the average twelve-month stock price forecast for Fair Isaac is $1,546.00, with a high forecast of $2,200.00 and a low forecast of $1,130.00.

16 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Fair Isaac in the last twelve months. There are currently 5 hold ratings and 11 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" FICO shares.

According to analysts, Fair Isaac's stock has a predicted upside of 79.11% based on their 12-month stock forecasts.

Over the previous 90 days, Fair Isaac's stock had 2 upgrades and 2 downgrades by analysts.

Fair Isaac has been rated by research analysts at Barclays, Jefferies Financial Group, Needham & Company LLC, Raymond James Financial, Royal Bank Of Canada, UBS Group, Weiss Ratings, and Wells Fargo & Company in the past 90 days.

Analysts like Fair Isaac more than other "technology" companies. The consensus rating for Fair Isaac is Moderate Buy while the average consensus rating for "technology" companies is Hold. Learn more on how FICO compares to other companies.

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Brokerages With Fair Isaac Recommendations

MarketBeat monitors more than a dozen sources for Fair Isaac analyst ratings, with the most recent rating issued on 9/22/2026.

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Fair Isaac (FICO) Stock Forecast & Price Target