PPDAI Group (FINV) Competitors $8.54 +0.07 (+0.77%) Closing price 08/6/2025 03:59 PM EasternExtended Trading$8.65 +0.11 (+1.23%) As of 08/6/2025 07:53 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock FINV vs. UPST, GGAL, OMF, UWMC, CADE, OZK, QFIN, VLY, HWC, and RIOTShould you be buying PPDAI Group stock or one of its competitors? The main competitors of PPDAI Group include Upstart (UPST), Grupo Financiero Galicia (GGAL), OneMain (OMF), UWM (UWMC), Cadence Bank (CADE), Bank OZK (OZK), Qifu Technology (QFIN), Valley National Bancorp (VLY), Hancock Whitney (HWC), and Riot Platforms (RIOT). These companies are all part of the "banking" industry. PPDAI Group vs. Its Competitors Upstart Grupo Financiero Galicia OneMain UWM Cadence Bank Bank OZK Qifu Technology Valley National Bancorp Hancock Whitney Riot Platforms PPDAI Group (NYSE:FINV) and Upstart (NASDAQ:UPST) are both mid-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, earnings, profitability, institutional ownership, dividends and risk. Which has more volatility and risk, FINV or UPST? PPDAI Group has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500. Comparatively, Upstart has a beta of 2.39, suggesting that its stock price is 139% more volatile than the S&P 500. Which has higher valuation and earnings, FINV or UPST? PPDAI Group has higher revenue and earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than PPDAI Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPPDAI Group$1.79B1.21$326.49M$1.376.24Upstart$636.53M10.12-$128.58M-$0.75-90.24 Do analysts prefer FINV or UPST? PPDAI Group currently has a consensus price target of $11.55, suggesting a potential upside of 35.17%. Upstart has a consensus price target of $77.85, suggesting a potential upside of 15.02%. Given PPDAI Group's stronger consensus rating and higher possible upside, analysts plainly believe PPDAI Group is more favorable than Upstart.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PPDAI Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00Upstart 1 Sell rating(s) 8 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.29 Do insiders and institutionals hold more shares of FINV or UPST? 31.2% of PPDAI Group shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 44.0% of PPDAI Group shares are owned by company insiders. Comparatively, 16.7% of Upstart shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term. Is FINV or UPST more profitable? PPDAI Group has a net margin of 19.44% compared to Upstart's net margin of -0.75%. PPDAI Group's return on equity of 18.15% beat Upstart's return on equity.Company Net Margins Return on Equity Return on Assets PPDAI Group19.44% 18.15% 11.86% Upstart -0.75%-6.16%-1.81% Does the media favor FINV or UPST? In the previous week, Upstart had 16 more articles in the media than PPDAI Group. MarketBeat recorded 18 mentions for Upstart and 2 mentions for PPDAI Group. PPDAI Group's average media sentiment score of 1.67 beat Upstart's score of 0.65 indicating that PPDAI Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PPDAI Group 2 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Upstart 8 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive SummaryPPDAI Group beats Upstart on 11 of the 16 factors compared between the two stocks. Get PPDAI Group News Delivered to You Automatically Sign up to receive the latest news and ratings for FINV and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding FINV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FINV vs. The Competition Export to ExcelMetricPPDAI GroupFIN IndustryFinance SectorNYSE ExchangeMarket Cap$2.15B$7.50B$12.11B$20.65BDividend YieldN/A4.88%5.64%3.66%P/E Ratio6.2418.6719.7429.27Price / Sales1.214.9726.3562.32Price / Cash6.0420.7321.3823.31Price / Book1.022.582.124.37Net Income$326.49M$310.82M$1.00B$996.36M7 Day Performance-0.18%-0.41%0.32%0.59%1 Month Performance-14.55%8.57%0.38%0.23%1 Year Performance60.32%35.77%544.59%16.71% PPDAI Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FINVPPDAI Group2.8439 of 5 stars$8.55+0.8%$11.55+35.2%+57.7%$2.15B$1.79B6.243,623Positive NewsUPSTUpstart3.8665 of 5 stars$82.30-1.5%$71.62-13.0%+183.5%$7.95B$636.53M-109.731,193Trending NewsAnalyst ForecastGap DownGGALGrupo Financiero Galicia3.7374 of 5 stars$51.00-1.5%$61.20+20.0%+89.4%$7.63B$10.79B7.5112,440Positive NewsOMFOneMain4.5674 of 5 stars$59.18-0.4%$60.78+2.7%+24.2%$7.07B$4.99B10.689,000UWMCUWM3.4242 of 5 stars$4.27flat$6.18+44.7%-50.1%$6.83B$2.16B-32.859,100Insider TradeCADECadence Bank4.3536 of 5 stars$36.22-0.5%$40.40+11.5%+19.3%$6.64B$2.90B12.895,335Positive NewsOZKBank OZK4.611 of 5 stars$50.92-1.1%$52.88+3.8%+17.0%$5.86B$1.66B8.273,028Positive NewsQFINQifu Technology4.7245 of 5 stars$35.04-0.4%$51.73+47.6%+71.1%$5.54B$14.77B5.373,527Positive NewsVLYValley National Bancorp4.8116 of 5 stars$9.52+1.0%$10.95+15.0%+17.2%$5.28B$3.58B12.213,732Positive NewsHWCHancock Whitney4.9268 of 5 stars$60.69-0.3%$66.71+9.9%+22.4%$5.21B$2.06B11.183,476Positive NewsDividend AnnouncementAnalyst UpgradeRIOTRiot Platforms2.8576 of 5 stars$14.51-0.2%$17.39+19.8%+38.6%$5.19B$376.66M-10.99340Earnings ReportAnalyst Forecast Related Companies and Tools Related Companies Upstart Alternatives Grupo Financiero Galicia Alternatives OneMain Alternatives UWM Alternatives Cadence Bank Alternatives Bank OZK Alternatives Qifu Technology Alternatives Valley National Bancorp Alternatives Hancock Whitney Alternatives Riot Platforms Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:FINV) was last updated on 8/7/2025 by MarketBeat.com Staff From Our PartnersBREAKING: The House just passed 3 pro-crypto bills!THREE pro-crypto bills just passed the House! 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