Mastercard (MA) Stock Forecast & Price Target

Q: What analysts cover Mastercard?

Mastercard has been rated by research analysts at Barclays , Cantor Fitzgerald , Clear Str , Dbs Bank , Keefe, Bruyette & Woods , KeyCorp , Morgan Stanley , Piper Sandler , Raymond James Financial , Robert W. Baird , Royal Bank Of Canada , TD Cowen , The Goldman Sachs Group , Truist Financial , UBS Group , Weiss Ratings , and Wolfe Research in the past 90 days.

$565.23 -0.85 (-0.15%)

As of 11:15 AM Eastern

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Mastercard - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Buy

Based on 31 Analyst Ratings

Sell
1

Hold
0

Buy
30

Based on 31 Wall Street analysts who have issued ratings for Mastercard in the last 12 months, the stock has a consensus rating of "Buy." Out of the 31 analysts, 1 has given a sell rating, 25 have given a buy rating, and 5 have given a strong buy rating for MA.

Consensus Price Target

$666.64
17.94% Upside

According to the 31 analysts' twelve-month price targets for Mastercard, the average price target is $666.64. The highest price target for MA is $740.00, while the lowest price target for MA is $597.00. The average price target represents a forecasted upside of 17.94% from the current price of $565.23.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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MA Analyst Ratings Over Time

Type	Current Forecast 9/25/25 to 9/25/26	1 Month Ago 8/26/25 to 8/26/26	3 Months Ago 6/27/25 to 6/27/26	1 Year Ago 9/25/24 to 9/25/25
Strong Buy	5 Strong Buy rating(s)	5 Strong Buy rating(s)	6 Strong Buy rating(s)	1 Strong Buy rating(s)
Buy	25 Buy rating(s)	25 Buy rating(s)	20 Buy rating(s)	24 Buy rating(s)
Hold	0 Hold rating(s)	0 Hold rating(s)	1 Hold rating(s)	2 Hold rating(s)
Sell	1 Sell rating(s)	1 Sell rating(s)	1 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$666.64	$664.71	$656.08	$630.89
Forecasted Upside	17.94% Upside	11.09% Upside	31.29% Upside	11.20% Upside
Consensus Rating	Buy	Buy	Buy	Moderate Buy

MA Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

MA Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Mastercard Stock vs. The Competition

Type	Mastercard	Finance Companies	Broader Market
Consensus Rating Score	3.10	2.27	2.53
Consensus Rating	Buy	Hold	Moderate Buy
Predicted Upside	17.88% Upside	35.35% Upside	19.68% Upside
News Sentiment Rating	Neutral News See Recent MA News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

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Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
8/31/2026	Royal Bank Of Canada 3 of 5 stars	Daniel R. Perlin Not Rated	Boost Target	Outperform	$642.00 ➝ $696.00	+16.87%
8/25/2026	Wolfe Research 4 of 5 stars	Darrin Peller 1 of 5 stars	Boost Target	Outperform	$680.00 ➝ $740.00	+23.40%
8/21/2026	Dbs Bank 4 of 5 stars		Upgrade	Moderate Buy
8/17/2026	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Hold (C+) ➝ Buy (B-)
8/5/2026	Truist Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Matthew Coad Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$554.00 ➝ $633.00	+10.49%
8/3/2026	Cantor Fitzgerald Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ramsey El-Assal Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$650.00 ➝ $695.00	+21.16%
7/31/2026	TD Cowen Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bryan Bergin Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$664.00 ➝ $667.00	+17.18%
7/31/2026	Raymond James Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Outperform	$632.00	+10.52%
7/31/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Timothy Chiodo Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Buy	$640.00 ➝ $670.00	+17.16%
7/31/2026	Morgan Stanley Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	James Faucette Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$679.00 ➝ $681.00	+17.75%
Get the Latest News and Ratings for MA and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for Mastercard and its competitors with MarketBeat's FREE daily newsletter.
7/31/2026	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Nik Cremo Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$640.00 ➝ $660.00	+14.11%
7/31/2026	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Sanjay Sakhrani Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$665.00 ➝ $685.00	+18.44%
7/31/2026	KeyCorp Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Schmidt Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$670.00 ➝ $680.00	+17.57%
7/30/2026	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Buy	$701.00	+21.20%
7/16/2026	Clear Str Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Strong-Buy
7/7/2026	Robert W. Baird Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	David Koning Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$660.00 ➝ $680.00	+27.49%
6/29/2026	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bill Carcache Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Overweight	$597.00	+16.91%
6/3/2026	Loop Capital Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Dominick Gabriele Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Buy	$631.00	+31.96%
5/1/2026	Susquehanna Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	James Friedman Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Positive	$670.00 ➝ $665.00	+31.93%
4/21/2026	BMO Capital Markets Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Bauch Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Outperform	$605.00	+18.36%
4/14/2026	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bryan Keane Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$735.00 ➝ $675.00	+31.84%
3/19/2026	BNP Paribas Exane Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Neutral ➝ Outperform	$600.00	+22.85%
3/17/2026	Evercore Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Negative
3/13/2026	Tigress Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ivan Feinseth Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Strong-Buy	$730.00 ➝ $735.00	+47.71%
3/5/2026	Bank of America Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Initiated Coverage	Buy	$700.00	+33.67%
2/2/2026	Daiwa Securities Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Kazuya Nishimura Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target	Neutral ➝ Outperform	$610.00	+9.69%
1/30/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Tien-Tsin Huang Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Overweight	$685.00 ➝ $655.00	+21.61%
1/30/2026	Macquarie Infrastructure Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Paul Golding Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Outperform	$660.00 ➝ $675.00	+25.26%
1/29/2026	Wells Fargo & Company Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jason Kupferberg Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Overweight	$660.00 ➝ $668.00	+22.87%
1/28/2026	Rothschild & Co Redburn Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Fahed Kunwar Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$685.00	+31.77%
1/13/2026	Compass Point Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Dominick Gabriele Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Upgrade	Neutral ➝ Buy	$620.00 ➝ $735.00	+29.71%
12/8/2025	HSBC Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Hold ➝ Strong-Buy
7/17/2025	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Bryan Keane Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Buy	$650.00	+17.70%
6/6/2025	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Buy
4/9/2025	Monness Crespi & Hardt Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Gus Gala Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Downgrade	Buy ➝ Neutral
2/4/2025	DZ Bank Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Hold ➝ Buy	$620.00	+9.84%
1/31/2025	William Blair Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Jeffrey Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Outperform
12/19/2024	Oppenheimer Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Lower Target	Outperform	$591.00 ➝ $588.00	+11.87%
11/1/2024	Mizuho Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Boost Target	Outperform	$496.00 ➝ $532.00	+4.49%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 11:10 AM ET.

Should I Buy Mastercard Stock? MA Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Tuesday, September 22, 2026. Please send any questions or comments about these Mastercard pros and cons to contact@marketbeat.com.

Mastercard
Bull Case

Here are some ways that investors could benefit from investing in Mastercard:

Mastercard is pioneering the integration of stablecoin settlement into its card network, a move that positions the company to benefit from the growing adoption of digital assets. A recent partnership with SoFi Bank N.A. marks the first time a nationally chartered bank has settled card transactions using its own stablecoin, which could significantly improve settlement speed and efficiency while expanding Mastercard's role in the evolving digital payment landscape.
The company is actively advancing agentic commerce, a new frontier where AI agents handle shopping and payments on behalf of consumers. Recent milestones, including a pilot with Danske Bank in Denmark and a test with Rogers Bank in Canada, demonstrate that Mastercard's Agent Pay technology is creating new payment volume. This innovation allows for automated, secure transactions that prioritize consumer control, potentially opening up a significant new revenue stream as AI-driven shopping becomes more mainstream.
Mastercard continues to deliver strong financial performance, recently reporting quarterly earnings per share of $5.04, which exceeded the consensus estimate of $4.77. The company also generated revenue of $9.28 billion, surpassing the expected $9.08 billion and representing a 14.1% year-over-year increase. This consistent ability to beat analyst expectations and grow revenue highlights the company's robust operational efficiency and market dominance in the payment processing sector.
Analysts maintain a strong positive outlook on the stock, with a consensus rating of "Buy" and a target price of $666.64. This target price suggests significant upside potential from the current stock price of $556.28. The bullish sentiment is supported by recent upgrades from major firms like UBS Group and Goldman Sachs, which have raised their price targets, reflecting confidence in Mastercard's long-term growth trajectory and strategic positioning.
Mastercard is expanding its digital payment capabilities through strategic partnerships that enhance user experience and security. A collaboration with Google aims to reduce the need for one-time passwords by promoting biometric payments, while a partnership with Upfront is adding commercial card capabilities for small and midsize businesses in the Middle East and North Africa. These initiatives not only drive transaction volume but also strengthen Mastercard's ecosystem by making payments more seamless and accessible for a broader range of customers.

Mastercard
Bear Case

Investors should be bearish about investing in Mastercard for these reasons:

Mastercard faces regulatory and legal headwinds, including a proposed $167.5 million antitrust settlement related to ATM fees. This settlement could add to the company's costs and reinforce ongoing regulatory scrutiny of its business practices. Such legal exposures may weigh on investor sentiment and potentially impact future profitability, as the company navigates a complex regulatory environment that could limit its pricing power or require operational changes.
There is growing concern that the rise of AI-agent interoperability could erode Mastercard's exclusive control over agent verification in automated commerce. As AI agents seek shared credentials and standardized protocols, the company's ability to maintain a monopoly on verifying these transactions may be challenged. This shift could reduce Mastercard's leverage in the emerging agentic commerce market, potentially impacting its long-term revenue model and competitive advantage.
Insider selling activity has been notable in recent months, with several executives, including CEO Michael Miebach and other insiders, selling significant portions of their holdings. For instance, Michael Miebach sold over 15,000 shares in early August, and other insiders have also reduced their positions. While these sales may be part of pre-arranged trading plans, a pattern of insider selling can sometimes signal a lack of confidence in the stock's near-term upside or a desire to diversify personal wealth, which may concern some investors.
Mastercard is exiting its investment in Pine Labs, a fintech company, in a block deal worth approximately $93 million. While this transaction may provide liquidity and realize gains, it also removes the company's exposure to a potentially valuable asset in the fintech space. This divestiture could be seen as a retreat from certain growth opportunities, and investors may question whether Mastercard is missing out on future upside in the rapidly evolving fintech sector.
The stock's current valuation, with a P/E ratio of 30.60, may be considered high relative to its growth prospects, especially if the company faces increased competition or regulatory pressures. While the company has a strong market position, the premium valuation leaves little room for error. Any disappointment in earnings or strategic missteps could lead to a significant correction in the stock price, making it a less attractive option for risk-averse investors seeking value.

MA Forecast - Frequently Asked Questions

According to the research reports of 31 Wall Street equities research analysts, the average twelve-month stock price forecast for Mastercard is $666.64, with a high forecast of $740.00 and a low forecast of $597.00.

31 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Mastercard in the last twelve months. There is currently 1 sell rating, 25 buy ratings and 5 strong buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "buy" MA shares.

According to analysts, Mastercard's stock has a predicted upside of 17.94% based on their 12-month stock forecasts.

Over the previous 90 days, Mastercard's stock had 4 upgrades by analysts.

Mastercard has been rated by research analysts at Barclays, Cantor Fitzgerald, Clear Str, Dbs Bank, Keefe, Bruyette & Woods, KeyCorp, Morgan Stanley, Piper Sandler, Raymond James Financial, Robert W. Baird, Royal Bank Of Canada, TD Cowen, The Goldman Sachs Group, Truist Financial, UBS Group, Weiss Ratings, and Wolfe Research in the past 90 days.

Analysts like Mastercard more than other "finance" companies. The consensus rating for Mastercard is Buy while the average consensus rating for "finance" companies is Hold. Learn more on how MA compares to other companies.

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MarketBeat monitors more than a dozen sources for Mastercard analyst ratings, with the most recent rating issued on 8/31/2026.

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Mastercard (MA) Stock Forecast & Price Target