Old Republic International (ORI) Competitors

Old Republic International (NYSE:ORI) and Cincinnati Financial (NASDAQ:CINF) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, risk, media sentiment, dividends, valuation and earnings.

Is ORI or CINF more profitable?

Cincinnati Financial has a net margin of 15.59% compared to Old Republic International's net margin of 10.31%. Old Republic International's return on equity of 20.95% beat Cincinnati Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Republic International	10.31%	20.95%	4.45%
Cincinnati Financial	15.59%	7.14%	2.66%

Do institutionals & insiders have more ownership in ORI or CINF?

70.9% of Old Republic International shares are owned by institutional investors. Comparatively, 65.2% of Cincinnati Financial shares are owned by institutional investors. 1.1% of Old Republic International shares are owned by insiders. Comparatively, 2.8% of Cincinnati Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Do analysts prefer ORI or CINF?

Old Republic International currently has a consensus target price of $41.50, suggesting a potential upside of 7.18%. Cincinnati Financial has a consensus target price of $159.40, suggesting a potential upside of 3.41%. Given Old Republic International's stronger consensus rating and higher probable upside, equities research analysts plainly believe Old Republic International is more favorable than Cincinnati Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Old Republic International	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Cincinnati Financial	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80

Does the media refer more to ORI or CINF?

In the previous week, Cincinnati Financial had 10 more articles in the media than Old Republic International. MarketBeat recorded 20 mentions for Cincinnati Financial and 10 mentions for Old Republic International. Old Republic International's average media sentiment score of 1.33 beat Cincinnati Financial's score of 1.10 indicating that Old Republic International is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Old Republic International	7 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Cincinnati Financial	12 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher valuation and earnings, ORI or CINF?

Cincinnati Financial has higher revenue and earnings than Old Republic International. Old Republic International is trading at a lower price-to-earnings ratio than Cincinnati Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Republic International	$8.23B	1.17	$852.80M	$2.92	13.26
Cincinnati Financial	$11.34B	2.13	$2.29B	$11.53	13.37

Is ORI or CINF a better dividend stock?

Old Republic International pays an annual dividend of $1.16 per share and has a dividend yield of 3.0%. Cincinnati Financial pays an annual dividend of $3.48 per share and has a dividend yield of 2.3%. Old Republic International pays out 39.7% of its earnings in the form of a dividend. Cincinnati Financial pays out 30.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Old Republic International has increased its dividend for 45 consecutive years and Cincinnati Financial has increased its dividend for 65 consecutive years.

Which has more volatility & risk, ORI or CINF?

Old Republic International has a beta of 0.74, meaning that its share price is 26% less volatile than the S&P 500. Comparatively, Cincinnati Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the S&P 500.

Summary

Cincinnati Financial beats Old Republic International on 11 of the 19 factors compared between the two stocks.