Prosperity Bancshares (PB) Competitors

Prosperity Bancshares (NYSE:PB) and First Citizens BancShares (NASDAQ:FCNCA) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, analyst recommendations, dividends, valuation, institutional ownership, profitability, community ranking and media sentiment.

Which has more risk & volatility, PB or FCNCA?

Prosperity Bancshares has a beta of 0.7, meaning that its share price is 30% less volatile than the S&P 500. Comparatively, First Citizens BancShares has a beta of 0.64, meaning that its share price is 36% less volatile than the S&P 500.

Is PB or FCNCA a better dividend stock?

Prosperity Bancshares pays an annual dividend of $2.32 per share and has a dividend yield of 3.3%. First Citizens BancShares pays an annual dividend of $7.80 per share and has a dividend yield of 0.4%. Prosperity Bancshares pays out 44.2% of its earnings in the form of a dividend. First Citizens BancShares pays out 4.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Prosperity Bancshares has increased its dividend for 27 consecutive years and First Citizens BancShares has increased its dividend for 8 consecutive years. Prosperity Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate PB or FCNCA?

Prosperity Bancshares presently has a consensus target price of $83.80, indicating a potential upside of 19.86%. First Citizens BancShares has a consensus target price of $2,340.33, indicating a potential upside of 27.12%. Given First Citizens BancShares' stronger consensus rating and higher probable upside, analysts clearly believe First Citizens BancShares is more favorable than Prosperity Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Prosperity Bancshares	0 Sell rating(s)	6 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.63
First Citizens BancShares	0 Sell rating(s)	5 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.64

Is PB or FCNCA more profitable?

Prosperity Bancshares has a net margin of 26.79% compared to First Citizens BancShares' net margin of 18.55%. First Citizens BancShares' return on equity of 13.22% beat Prosperity Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Prosperity Bancshares	26.79%	6.64%	1.22%
First Citizens BancShares	18.55%	13.22%	1.30%

Does the media refer more to PB or FCNCA?

In the previous week, Prosperity Bancshares had 7 more articles in the media than First Citizens BancShares. MarketBeat recorded 23 mentions for Prosperity Bancshares and 16 mentions for First Citizens BancShares. First Citizens BancShares' average media sentiment score of 1.35 beat Prosperity Bancshares' score of 0.49 indicating that First Citizens BancShares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Prosperity Bancshares	12 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	1 Very Negative mention(s)	Neutral
First Citizens BancShares	13 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals hold more shares of PB or FCNCA?

80.7% of Prosperity Bancshares shares are owned by institutional investors. Comparatively, 78.0% of First Citizens BancShares shares are owned by institutional investors. 4.2% of Prosperity Bancshares shares are owned by insiders. Comparatively, 13.4% of First Citizens BancShares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Does the MarketBeat Community favor PB or FCNCA?

Prosperity Bancshares received 134 more outperform votes than First Citizens BancShares when rated by MarketBeat users. However, 54.83% of users gave First Citizens BancShares an outperform vote while only 46.92% of users gave Prosperity Bancshares an outperform vote.

Company	Underperform	Outperform
Prosperity Bancshares	Outperform Votes 327 46.92%	Underperform Votes 370 53.08%
First Citizens BancShares	Outperform Votes 193 54.83%	Underperform Votes 159 45.17%

Which has higher earnings & valuation, PB or FCNCA?

First Citizens BancShares has higher revenue and earnings than Prosperity Bancshares. First Citizens BancShares is trading at a lower price-to-earnings ratio than Prosperity Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Prosperity Bancshares	$1.17B	5.67	$479.39M	$5.25	13.32
First Citizens BancShares	$9.59B	2.55	$2.78B	$174.64	10.54

Summary

First Citizens BancShares beats Prosperity Bancshares on 11 of the 21 factors compared between the two stocks.