Prosperity Bancshares (PB) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and Prosperity Bancshares (NYSE:PB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, media sentiment, profitability, analyst recommendations, valuation, risk, community ranking, dividends and institutional ownership.

Is FCNCA or PB more profitable?

Prosperity Bancshares has a net margin of 26.79% compared to First Citizens BancShares' net margin of 18.55%. First Citizens BancShares' return on equity of 13.22% beat Prosperity Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	18.55%	13.22%	1.30%
Prosperity Bancshares	26.79%	6.64%	1.22%

Which has more risk and volatility, FCNCA or PB?

First Citizens BancShares has a beta of 0.66, indicating that its share price is 34% less volatile than the S&P 500. Comparatively, Prosperity Bancshares has a beta of 0.82, indicating that its share price is 18% less volatile than the S&P 500.

Does the media favor FCNCA or PB?

In the previous week, Prosperity Bancshares had 5 more articles in the media than First Citizens BancShares. MarketBeat recorded 26 mentions for Prosperity Bancshares and 21 mentions for First Citizens BancShares. First Citizens BancShares' average media sentiment score of 1.14 beat Prosperity Bancshares' score of 0.78 indicating that First Citizens BancShares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	13 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive
Prosperity Bancshares	13 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals believe in FCNCA or PB?

78.0% of First Citizens BancShares shares are held by institutional investors. Comparatively, 80.7% of Prosperity Bancshares shares are held by institutional investors. 13.4% of First Citizens BancShares shares are held by company insiders. Comparatively, 4.2% of Prosperity Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Does the MarketBeat Community favor FCNCA or PB?

Prosperity Bancshares received 134 more outperform votes than First Citizens BancShares when rated by MarketBeat users. However, 54.73% of users gave First Citizens BancShares an outperform vote while only 46.83% of users gave Prosperity Bancshares an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 191 54.73%	Underperform Votes 158 45.27%
Prosperity Bancshares	Outperform Votes 325 46.83%	Underperform Votes 369 53.17%

Which has better valuation & earnings, FCNCA or PB?

First Citizens BancShares has higher revenue and earnings than Prosperity Bancshares. First Citizens BancShares is trading at a lower price-to-earnings ratio than Prosperity Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$9.65B	2.51	$2.78B	$174.64	10.20
Prosperity Bancshares	$1.17B	5.54	$479.39M	$5.25	13.00

Do analysts recommend FCNCA or PB?

First Citizens BancShares presently has a consensus target price of $2,330.82, indicating a potential upside of 30.84%. Prosperity Bancshares has a consensus target price of $83.23, indicating a potential upside of 21.95%. Given First Citizens BancShares' stronger consensus rating and higher possible upside, equities analysts plainly believe First Citizens BancShares is more favorable than Prosperity Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	4 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.67
Prosperity Bancshares	0 Sell rating(s)	6 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.57

Is FCNCA or PB a better dividend stock?

First Citizens BancShares pays an annual dividend of $7.80 per share and has a dividend yield of 0.4%. Prosperity Bancshares pays an annual dividend of $2.32 per share and has a dividend yield of 3.4%. First Citizens BancShares pays out 4.5% of its earnings in the form of a dividend. Prosperity Bancshares pays out 44.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Prosperity Bancshares has increased its dividend for 27 consecutive years. Prosperity Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

First Citizens BancShares beats Prosperity Bancshares on 11 of the 20 factors compared between the two stocks.