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Pearl Diver Credit (PDCC) Competitors

Pearl Diver Credit logo
$10.06 +0.06 (+0.55%)
Closing price 06/5/2026 03:56 PM Eastern
Extended Trading
$10.06 0.00 (0.00%)
As of 06/5/2026 04:25 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

PDCC vs. CNCK, REFI, OPRT, CPSS, and XYF

Should you buy Pearl Diver Credit stock or one of its competitors? MarketBeat compares Pearl Diver Credit with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Pearl Diver Credit include Coincheck Group (CNCK), Chicago Atlantic Real Estate Finance (REFI), Oportun Financial (OPRT), Consumer Portfolio Services (CPSS), and X Financial (XYF). These companies are all part of the "fin - misc svcs" industry.

How does Pearl Diver Credit compare to Coincheck Group?

Pearl Diver Credit (NYSE:PDCC) and Coincheck Group (NASDAQ:CNCK) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, media sentiment, institutional ownership, valuation, dividends, analyst recommendations, earnings and profitability.

In the previous week, Coincheck Group had 1 more articles in the media than Pearl Diver Credit. MarketBeat recorded 1 mentions for Coincheck Group and 0 mentions for Pearl Diver Credit. Pearl Diver Credit's average media sentiment score of 0.00 equaled Coincheck Group'saverage media sentiment score.

Company Overall Sentiment
Pearl Diver Credit Neutral
Coincheck Group Neutral

Pearl Diver Credit has a net margin of 0.00% compared to Coincheck Group's net margin of -0.38%. Pearl Diver Credit's return on equity of 0.00% beat Coincheck Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Pearl Diver CreditN/A N/A N/A
Coincheck Group -0.38%-12.42%-1.37%

Pearl Diver Credit presently has a consensus price target of $19.50, indicating a potential upside of 93.93%. Coincheck Group has a consensus price target of $3.75, indicating a potential upside of 108.33%. Given Coincheck Group's higher possible upside, analysts clearly believe Coincheck Group is more favorable than Pearl Diver Credit.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pearl Diver Credit
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00
Coincheck Group
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

Pearl Diver Credit has a beta of 0.55, indicating that its stock price is 45% less volatile than the broader market. Comparatively, Coincheck Group has a beta of 0.49, indicating that its stock price is 51% less volatile than the broader market.

33.2% of Coincheck Group shares are held by institutional investors. 65.1% of Coincheck Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Pearl Diver Credit has higher earnings, but lower revenue than Coincheck Group.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pearl Diver CreditN/AN/AN/AN/AN/A
Coincheck Group$480.24B0.00-$11.40M$0.0290.00

Summary

Pearl Diver Credit and Coincheck Group tied by winning 6 of the 12 factors compared between the two stocks.

How does Pearl Diver Credit compare to Chicago Atlantic Real Estate Finance?

Chicago Atlantic Real Estate Finance (NASDAQ:REFI) and Pearl Diver Credit (NYSE:PDCC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, institutional ownership, risk, dividends, earnings, profitability, media sentiment and analyst recommendations.

In the previous week, Chicago Atlantic Real Estate Finance had 1 more articles in the media than Pearl Diver Credit. MarketBeat recorded 1 mentions for Chicago Atlantic Real Estate Finance and 0 mentions for Pearl Diver Credit. Chicago Atlantic Real Estate Finance's average media sentiment score of 0.00 equaled Pearl Diver Credit'saverage media sentiment score.

Company Overall Sentiment
Chicago Atlantic Real Estate Finance Neutral
Pearl Diver Credit Neutral

25.5% of Chicago Atlantic Real Estate Finance shares are held by institutional investors. 6.5% of Chicago Atlantic Real Estate Finance shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Chicago Atlantic Real Estate Finance has a beta of 0.23, suggesting that its share price is 77% less volatile than the broader market. Comparatively, Pearl Diver Credit has a beta of 0.55, suggesting that its share price is 45% less volatile than the broader market.

Chicago Atlantic Real Estate Finance pays an annual dividend of $1.88 per share and has a dividend yield of 16.7%. Pearl Diver Credit pays an annual dividend of $2.64 per share and has a dividend yield of 26.3%. Chicago Atlantic Real Estate Finance pays out 130.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Chicago Atlantic Real Estate Finance has increased its dividend for 1 consecutive years.

Chicago Atlantic Real Estate Finance currently has a consensus price target of $14.00, indicating a potential upside of 24.11%. Pearl Diver Credit has a consensus price target of $19.50, indicating a potential upside of 93.93%. Given Pearl Diver Credit's stronger consensus rating and higher possible upside, analysts clearly believe Pearl Diver Credit is more favorable than Chicago Atlantic Real Estate Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chicago Atlantic Real Estate Finance
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Pearl Diver Credit
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

Chicago Atlantic Real Estate Finance has a net margin of 55.54% compared to Pearl Diver Credit's net margin of 0.00%. Chicago Atlantic Real Estate Finance's return on equity of 11.98% beat Pearl Diver Credit's return on equity.

Company Net Margins Return on Equity Return on Assets
Chicago Atlantic Real Estate Finance55.54% 11.98% 8.46%
Pearl Diver Credit N/A N/A N/A

Chicago Atlantic Real Estate Finance has higher revenue and earnings than Pearl Diver Credit.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chicago Atlantic Real Estate Finance$55.43M4.32$36.01M$1.447.83
Pearl Diver CreditN/AN/AN/AN/AN/A

Summary

Chicago Atlantic Real Estate Finance beats Pearl Diver Credit on 8 of the 14 factors compared between the two stocks.

How does Pearl Diver Credit compare to Oportun Financial?

Oportun Financial (NASDAQ:OPRT) and Pearl Diver Credit (NYSE:PDCC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their media sentiment, risk, institutional ownership, valuation, profitability, earnings, analyst recommendations and dividends.

Oportun Financial has a net margin of 1.87% compared to Pearl Diver Credit's net margin of 0.00%. Oportun Financial's return on equity of 12.14% beat Pearl Diver Credit's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial1.87% 12.14% 1.47%
Pearl Diver Credit N/A N/A N/A

Oportun Financial has higher revenue and earnings than Pearl Diver Credit.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$956.70M0.23$25.25M$0.3712.84
Pearl Diver CreditN/AN/AN/AN/AN/A

Oportun Financial has a beta of 1.24, indicating that its share price is 24% more volatile than the broader market. Comparatively, Pearl Diver Credit has a beta of 0.55, indicating that its share price is 45% less volatile than the broader market.

Oportun Financial presently has a consensus target price of $8.00, suggesting a potential upside of 68.42%. Pearl Diver Credit has a consensus target price of $19.50, suggesting a potential upside of 93.93%. Given Pearl Diver Credit's stronger consensus rating and higher possible upside, analysts plainly believe Pearl Diver Credit is more favorable than Oportun Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20
Pearl Diver Credit
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

In the previous week, Oportun Financial had 2 more articles in the media than Pearl Diver Credit. MarketBeat recorded 2 mentions for Oportun Financial and 0 mentions for Pearl Diver Credit. Oportun Financial's average media sentiment score of 0.80 beat Pearl Diver Credit's score of 0.00 indicating that Oportun Financial is being referred to more favorably in the media.

Company Overall Sentiment
Oportun Financial Positive
Pearl Diver Credit Neutral

82.7% of Oportun Financial shares are owned by institutional investors. 9.3% of Oportun Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Oportun Financial beats Pearl Diver Credit on 10 of the 13 factors compared between the two stocks.

How does Pearl Diver Credit compare to Consumer Portfolio Services?

Consumer Portfolio Services (NASDAQ:CPSS) and Pearl Diver Credit (NYSE:PDCC) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, valuation, profitability, analyst recommendations, risk, dividends and earnings.

In the previous week, Consumer Portfolio Services' average media sentiment score of 0.75 beat Pearl Diver Credit's score of 0.00 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Overall Sentiment
Consumer Portfolio Services Positive
Pearl Diver Credit Neutral

Consumer Portfolio Services has a beta of 1.12, suggesting that its stock price is 12% more volatile than the broader market. Comparatively, Pearl Diver Credit has a beta of 0.55, suggesting that its stock price is 45% less volatile than the broader market.

47.6% of Consumer Portfolio Services shares are owned by institutional investors. 63.7% of Consumer Portfolio Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Consumer Portfolio Services has higher revenue and earnings than Pearl Diver Credit.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$202.76M1.01$19.33M$0.8511.09
Pearl Diver CreditN/AN/AN/AN/AN/A

Consumer Portfolio Services has a net margin of 4.58% compared to Pearl Diver Credit's net margin of 0.00%. Consumer Portfolio Services' return on equity of 6.54% beat Pearl Diver Credit's return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.58% 6.54% 0.52%
Pearl Diver Credit N/A N/A N/A

Pearl Diver Credit has a consensus price target of $19.50, indicating a potential upside of 93.93%. Given Pearl Diver Credit's stronger consensus rating and higher probable upside, analysts plainly believe Pearl Diver Credit is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Pearl Diver Credit
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

Summary

Consumer Portfolio Services beats Pearl Diver Credit on 8 of the 11 factors compared between the two stocks.

How does Pearl Diver Credit compare to X Financial?

X Financial (NYSE:XYF) and Pearl Diver Credit (NYSE:PDCC) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, media sentiment, institutional ownership, profitability, earnings, analyst recommendations, valuation and risk.

X Financial has a net margin of 15.06% compared to Pearl Diver Credit's net margin of 0.00%. X Financial's return on equity of 14.38% beat Pearl Diver Credit's return on equity.

Company Net Margins Return on Equity Return on Assets
X Financial15.06% 14.38% 7.93%
Pearl Diver Credit N/A N/A N/A

Pearl Diver Credit has a consensus target price of $19.50, suggesting a potential upside of 93.93%. Given Pearl Diver Credit's stronger consensus rating and higher possible upside, analysts clearly believe Pearl Diver Credit is more favorable than X Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
X Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Pearl Diver Credit
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
4.00

X Financial pays an annual dividend of $0.54 per share and has a dividend yield of 11.4%. Pearl Diver Credit pays an annual dividend of $2.64 per share and has a dividend yield of 26.3%. X Financial pays out 15.7% of its earnings in the form of a dividend.

X Financial has higher revenue and earnings than Pearl Diver Credit.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
X Financial$1.09B0.17$209.43M$3.451.37
Pearl Diver CreditN/AN/AN/AN/AN/A

In the previous week, X Financial had 2 more articles in the media than Pearl Diver Credit. MarketBeat recorded 2 mentions for X Financial and 0 mentions for Pearl Diver Credit. X Financial's average media sentiment score of 0.00 equaled Pearl Diver Credit'saverage media sentiment score.

Company Overall Sentiment
X Financial Neutral
Pearl Diver Credit Neutral

1.2% of X Financial shares are held by institutional investors. 31.6% of X Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

X Financial has a beta of 0.56, meaning that its share price is 44% less volatile than the broader market. Comparatively, Pearl Diver Credit has a beta of 0.55, meaning that its share price is 45% less volatile than the broader market.

Summary

X Financial beats Pearl Diver Credit on 8 of the 13 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PDCC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PDCC vs. The Competition

MetricPearl Diver CreditFIN IndustryFinance SectorNYSE Exchange
Market Cap$68.01M$6.96B$13.59B$23.35B
Dividend Yield26.41%5.81%5.78%4.08%
P/E RatioN/A17.6119.9230.26
Price / SalesN/A11.53135.8713.19
Price / CashN/A60.0319.5424.41
Price / BookN/A3.282.184.63
Net IncomeN/A$306.51M$1.13B$1.07B
7 Day Performance-1.42%-3.76%-0.30%-1.66%
1 Month Performance-8.52%-6.89%-0.88%-1.68%
1 Year Performance-41.87%6.71%10.51%21.33%

Pearl Diver Credit Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PDCC
Pearl Diver Credit
N/A$10.06
+0.6%
$19.50
+93.9%
-42.1%$68.01MN/AN/AN/A
CNCK
Coincheck Group
1.8077 of 5 stars
$1.97
-3.0%
$3.75
+90.4%
-63.9%$267.78M$480.24B98.55N/A
REFI
Chicago Atlantic Real Estate Finance
3.3775 of 5 stars
$11.48
-0.2%
$14.00
+22.0%
-21.1%$243.46M$55.43M7.97N/A
OPRT
Oportun Financial
4.5137 of 5 stars
$5.29
+1.5%
$8.00
+51.2%
-27.9%$241.97M$956.70M14.302,488
CPSS
Consumer Portfolio Services
1.642 of 5 stars
$9.84
+1.1%
N/A-0.4%$213.52M$202.76M11.58740

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This page (NYSE:PDCC) was last updated on 6/6/2026 by MarketBeat.com Staff.
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