PPDAI Group (PPDF) Competitors

PPDAI Group (NYSE:PPDF) and FinVolution Group (NYSE:FINV) are both mid-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, dividends, community ranking, institutional ownership, valuation, analyst recommendations, risk and media sentiment.

Which has more volatility & risk, PPDF or FINV?

PPDAI Group has a beta of 1.49, suggesting that its share price is 49% more volatile than the S&P 500. Comparatively, FinVolution Group has a beta of 0.3, suggesting that its share price is 70% less volatile than the S&P 500.

Which has preferable valuation and earnings, PPDF or FINV?

PPDAI Group has higher earnings, but lower revenue than FinVolution Group. PPDAI Group is trading at a lower price-to-earnings ratio than FinVolution Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PPDAI Group	$632.82M	4.04	$359.11M	$1.27	6.76
FinVolution Group	$13.09B	0.17	$329.70M	$1.25	6.87

Do analysts rate PPDF or FINV?

FinVolution Group has a consensus target price of $11.40, indicating a potential upside of 32.70%. Given FinVolution Group's stronger consensus rating and higher probable upside, analysts clearly believe FinVolution Group is more favorable than PPDAI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PPDAI Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
FinVolution Group	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the MarketBeat Community prefer PPDF or FINV?

PPDAI Group received 172 more outperform votes than FinVolution Group when rated by MarketBeat users. Likewise, 60.93% of users gave PPDAI Group an outperform vote while only 57.14% of users gave FinVolution Group an outperform vote.

Company	Underperform	Outperform
PPDAI Group	Outperform Votes 184 60.93%	Underperform Votes 118 39.07%
FinVolution Group	Outperform Votes 12 57.14%	Underperform Votes 9 42.86%

Do institutionals and insiders have more ownership in PPDF or FINV?

14.5% of PPDAI Group shares are held by institutional investors. Comparatively, 31.1% of FinVolution Group shares are held by institutional investors. 44.0% of FinVolution Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Is PPDF or FINV more profitable?

PPDAI Group has a net margin of 47.72% compared to FinVolution Group's net margin of 17.36%. PPDAI Group's return on equity of 40.74% beat FinVolution Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PPDAI Group	47.72%	40.74%	17.09%
FinVolution Group	17.36%	16.66%	10.85%

Does the media refer more to PPDF or FINV?

In the previous week, FinVolution Group had 14 more articles in the media than PPDAI Group. MarketBeat recorded 14 mentions for FinVolution Group and 0 mentions for PPDAI Group. FinVolution Group's average media sentiment score of 0.87 beat PPDAI Group's score of 0.00 indicating that FinVolution Group is being referred to more favorably in the news media.

Company	Overall Sentiment
PPDAI Group	Neutral
FinVolution Group	Positive

Is PPDF or FINV a better dividend stock?

PPDAI Group pays an annual dividend of $0.17 per share and has a dividend yield of 2.0%. FinVolution Group pays an annual dividend of $0.21 per share and has a dividend yield of 2.4%. PPDAI Group pays out 13.4% of its earnings in the form of a dividend. FinVolution Group pays out 16.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

PPDAI Group and FinVolution Group tied by winning 10 of the 20 factors compared between the two stocks.