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PPDAI Group (PPDF) Competitors

PPDF vs. UBSI, ESNT, UWMC, STEP, and FLG

Should you be buying PPDAI Group stock or one of its competitors? The main competitors of PPDAI Group include United Bankshares (UBSI), Essent Group (ESNT), UWM (UWMC), StepStone Group (STEP), and Flagstar Bank, National Association (FLG). These companies are all part of the "finance" sector.

How does PPDAI Group compare to United Bankshares?

PPDAI Group (NYSE:PPDF) and United Bankshares (NASDAQ:UBSI) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, media sentiment, risk, valuation, institutional ownership, profitability, dividends and analyst recommendations.

PPDAI Group pays an annual dividend of $0.17 per share and has a dividend yield of 3.3%. United Bankshares pays an annual dividend of $1.52 per share and has a dividend yield of 3.5%. PPDAI Group pays out 13.4% of its earnings in the form of a dividend. United Bankshares pays out 42.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bankshares has increased its dividend for 26 consecutive years. United Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

14.5% of PPDAI Group shares are held by institutional investors. Comparatively, 70.8% of United Bankshares shares are held by institutional investors. 3.2% of United Bankshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

PPDAI Group has a net margin of 47.72% compared to United Bankshares' net margin of 27.45%. PPDAI Group's return on equity of 40.74% beat United Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PPDAI Group	47.72%	40.74%	17.09%
United Bankshares	27.45%	9.26%	1.51%

United Bankshares has a consensus price target of $45.75, suggesting a potential upside of 5.39%. Given United Bankshares' stronger consensus rating and higher probable upside, analysts plainly believe United Bankshares is more favorable than PPDAI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PPDAI Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
United Bankshares	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

In the previous week, United Bankshares had 3 more articles in the media than PPDAI Group. MarketBeat recorded 3 mentions for United Bankshares and 0 mentions for PPDAI Group. United Bankshares' average media sentiment score of 1.40 beat PPDAI Group's score of 0.00 indicating that United Bankshares is being referred to more favorably in the news media.

Company	Overall Sentiment
PPDAI Group	Neutral
United Bankshares	Positive

PPDAI Group has a beta of 1.49, indicating that its stock price is 49% more volatile than the S&P 500. Comparatively, United Bankshares has a beta of 0.72, indicating that its stock price is 28% less volatile than the S&P 500.

United Bankshares has higher revenue and earnings than PPDAI Group. PPDAI Group is trading at a lower price-to-earnings ratio than United Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PPDAI Group	$632.82M	2.43	$359.11M	$1.27	4.07
United Bankshares	$1.82B	3.33	$464.60M	$3.57	12.16

Summary

United Bankshares beats PPDAI Group on 14 of the 19 factors compared between the two stocks.

How does PPDAI Group compare to Essent Group?

Essent Group (NYSE:ESNT) and PPDAI Group (NYSE:PPDF) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, risk, profitability, institutional ownership, media sentiment, dividends, earnings and analyst recommendations.

Essent Group has a net margin of 54.72% compared to PPDAI Group's net margin of 47.72%. PPDAI Group's return on equity of 40.74% beat Essent Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Essent Group	54.72%	12.09%	9.45%
PPDAI Group	47.72%	40.74%	17.09%

Essent Group pays an annual dividend of $1.40 per share and has a dividend yield of 2.2%. PPDAI Group pays an annual dividend of $0.17 per share and has a dividend yield of 3.3%. Essent Group pays out 20.3% of its earnings in the form of a dividend. PPDAI Group pays out 13.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Essent Group has raised its dividend for 6 consecutive years. PPDAI Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Essent Group has higher revenue and earnings than PPDAI Group. PPDAI Group is trading at a lower price-to-earnings ratio than Essent Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Essent Group	$1.26B	4.71	$689.97M	$6.89	9.16
PPDAI Group	$632.82M	2.43	$359.11M	$1.27	4.07

93.0% of Essent Group shares are held by institutional investors. Comparatively, 14.5% of PPDAI Group shares are held by institutional investors. 3.6% of Essent Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

In the previous week, Essent Group had 16 more articles in the media than PPDAI Group. MarketBeat recorded 16 mentions for Essent Group and 0 mentions for PPDAI Group. Essent Group's average media sentiment score of 0.82 beat PPDAI Group's score of 0.00 indicating that Essent Group is being referred to more favorably in the media.

Company	Overall Sentiment
Essent Group	Positive
PPDAI Group	Neutral

Essent Group presently has a consensus price target of $67.86, suggesting a potential upside of 7.51%. Given Essent Group's stronger consensus rating and higher possible upside, equities analysts plainly believe Essent Group is more favorable than PPDAI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Essent Group	0 Sell rating(s)	6 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.45
PPDAI Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Essent Group has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500. Comparatively, PPDAI Group has a beta of 1.49, meaning that its stock price is 49% more volatile than the S&P 500.

Summary

Essent Group beats PPDAI Group on 14 of the 19 factors compared between the two stocks.

How does PPDAI Group compare to UWM?

UWM (NYSE:UWMC) and PPDAI Group (NYSE:PPDF) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, risk, profitability, institutional ownership, media sentiment, dividends, earnings and analyst recommendations.

UWM pays an annual dividend of $0.40 per share and has a dividend yield of 11.8%. PPDAI Group pays an annual dividend of $0.17 per share and has a dividend yield of 3.3%. UWM pays out 148.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PPDAI Group pays out 13.4% of its earnings in the form of a dividend.

PPDAI Group has a net margin of 47.72% compared to UWM's net margin of 1.92%. PPDAI Group's return on equity of 40.74% beat UWM's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
UWM	1.92%	18.89%	1.95%
PPDAI Group	47.72%	40.74%	17.09%

PPDAI Group has lower revenue, but higher earnings than UWM. PPDAI Group is trading at a lower price-to-earnings ratio than UWM, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
UWM	$2.02B	2.68	$27.38M	$0.27	12.54
PPDAI Group	$632.82M	2.43	$359.11M	$1.27	4.07

In the previous week, UWM had 31 more articles in the media than PPDAI Group. MarketBeat recorded 31 mentions for UWM and 0 mentions for PPDAI Group. UWM's average media sentiment score of 0.34 beat PPDAI Group's score of 0.00 indicating that UWM is being referred to more favorably in the media.

Company	Overall Sentiment
UWM	Neutral
PPDAI Group	Neutral

53.6% of UWM shares are held by institutional investors. Comparatively, 14.5% of PPDAI Group shares are held by institutional investors. 80.3% of UWM shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

UWM has a beta of 1.78, meaning that its stock price is 78% more volatile than the S&P 500. Comparatively, PPDAI Group has a beta of 1.49, meaning that its stock price is 49% more volatile than the S&P 500.

UWM presently has a consensus price target of $5.79, suggesting a potential upside of 71.05%. Given UWM's stronger consensus rating and higher possible upside, equities analysts plainly believe UWM is more favorable than PPDAI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
UWM	1 Sell rating(s)	9 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.15
PPDAI Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

UWM beats PPDAI Group on 12 of the 18 factors compared between the two stocks.

How does PPDAI Group compare to StepStone Group?

StepStone Group (NASDAQ:STEP) and PPDAI Group (NYSE:PPDF) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, institutional ownership, media sentiment, valuation, earnings, dividends, analyst recommendations and risk.

StepStone Group pays an annual dividend of $1.12 per share and has a dividend yield of 2.0%. PPDAI Group pays an annual dividend of $0.17 per share and has a dividend yield of 3.3%. StepStone Group pays out -16.1% of its earnings in the form of a dividend. PPDAI Group pays out 13.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. StepStone Group has raised its dividend for 3 consecutive years.

PPDAI Group has a net margin of 47.72% compared to StepStone Group's net margin of -30.66%. PPDAI Group's return on equity of 40.74% beat StepStone Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
StepStone Group	-30.66%	31.44%	5.53%
PPDAI Group	47.72%	40.74%	17.09%

PPDAI Group has lower revenue, but higher earnings than StepStone Group. StepStone Group is trading at a lower price-to-earnings ratio than PPDAI Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
StepStone Group	$1.17B	5.65	-$179.56M	-$6.94	N/A
PPDAI Group	$632.82M	2.43	$359.11M	$1.27	4.07

In the previous week, StepStone Group had 10 more articles in the media than PPDAI Group. MarketBeat recorded 10 mentions for StepStone Group and 0 mentions for PPDAI Group. StepStone Group's average media sentiment score of 0.38 beat PPDAI Group's score of 0.00 indicating that StepStone Group is being referred to more favorably in the media.

Company	Overall Sentiment
StepStone Group	Neutral
PPDAI Group	Neutral

55.5% of StepStone Group shares are held by institutional investors. Comparatively, 14.5% of PPDAI Group shares are held by institutional investors. 16.5% of StepStone Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

StepStone Group has a beta of 1.34, meaning that its share price is 34% more volatile than the S&P 500. Comparatively, PPDAI Group has a beta of 1.49, meaning that its share price is 49% more volatile than the S&P 500.

StepStone Group currently has a consensus target price of $71.75, suggesting a potential upside of 28.72%. Given StepStone Group's stronger consensus rating and higher possible upside, research analysts clearly believe StepStone Group is more favorable than PPDAI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
StepStone Group	1 Sell rating(s)	2 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.60
PPDAI Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

StepStone Group beats PPDAI Group on 11 of the 19 factors compared between the two stocks.

How does PPDAI Group compare to Flagstar Bank, National Association?

Flagstar Bank, National Association (NYSE:FLG) and PPDAI Group (NYSE:PPDF) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, institutional ownership, media sentiment, valuation, earnings, dividends, analyst recommendations and risk.

Flagstar Bank, National Association has a beta of 1.03, meaning that its share price is 3% more volatile than the S&P 500. Comparatively, PPDAI Group has a beta of 1.49, meaning that its share price is 49% more volatile than the S&P 500.

67.9% of Flagstar Bank, National Association shares are held by institutional investors. Comparatively, 14.5% of PPDAI Group shares are held by institutional investors. 19.4% of Flagstar Bank, National Association shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

PPDAI Group has a net margin of 47.72% compared to Flagstar Bank, National Association's net margin of -1.22%. PPDAI Group's return on equity of 40.74% beat Flagstar Bank, National Association's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Flagstar Bank, National Association	-1.22%	-0.11%	-0.01%
PPDAI Group	47.72%	40.74%	17.09%

PPDAI Group has lower revenue, but higher earnings than Flagstar Bank, National Association. Flagstar Bank, National Association is trading at a lower price-to-earnings ratio than PPDAI Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flagstar Bank, National Association	$4.81B	1.24	-$177M	-$0.22	N/A
PPDAI Group	$632.82M	2.43	$359.11M	$1.27	4.07

In the previous week, Flagstar Bank, National Association had 2 more articles in the media than PPDAI Group. MarketBeat recorded 2 mentions for Flagstar Bank, National Association and 0 mentions for PPDAI Group. Flagstar Bank, National Association's average media sentiment score of 0.12 beat PPDAI Group's score of 0.00 indicating that Flagstar Bank, National Association is being referred to more favorably in the media.

Company	Overall Sentiment
Flagstar Bank, National Association	Neutral
PPDAI Group	Neutral

Flagstar Bank, National Association pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. PPDAI Group pays an annual dividend of $0.17 per share and has a dividend yield of 3.3%. Flagstar Bank, National Association pays out -18.2% of its earnings in the form of a dividend. PPDAI Group pays out 13.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Flagstar Bank, National Association currently has a consensus target price of $15.39, suggesting a potential upside of 7.70%. Given Flagstar Bank, National Association's stronger consensus rating and higher possible upside, research analysts clearly believe Flagstar Bank, National Association is more favorable than PPDAI Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flagstar Bank, National Association	1 Sell rating(s)	6 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.47
PPDAI Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

Flagstar Bank, National Association and PPDAI Group tied by winning 9 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PPDF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

PPDF vs. The Competition

Export

Metric	PPDAI Group	Loan Brokers Industry	Finance Sector	NYSE Exchange
Market Cap	$1.54B	$9.26M	$13.52B	$22.98B
Dividend Yield	6.30%	N/A	5.75%	4.02%
P/E Ratio	4.07	N/A	22.71	28.64
Price / Sales	2.43	4.41	184.79	24.69
Price / Cash	2.02	N/A	20.30	25.08
Price / Book	1.44	1.26	2.21	4.62
Net Income	$359.11M	-$3.37M	$1.11B	$1.07B

PPDAI Group Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
PPDF PPDAI Group	N/A	$5.17 +4.4%	N/A	-40.1%	$1.54B	$632.82M	4.07	4,146	Gap Up
UBSI United Bankshares	3.7795 of 5 stars	$43.97 +1.1%	$45.75 +4.0%	+23.9%	$6.14B	$1.82B	12.32	2,694	Positive News
ESNT Essent Group	3.9629 of 5 stars	$64.30 +1.1%	$67.86 +5.5%	+5.4%	$6.04B	$1.26B	9.33	350	Trending News Earnings Report Dividend Announcement Gap Up
UWMC UWM	4.8204 of 5 stars	$3.75 -0.9%	$5.99 +59.9%	-17.4%	$5.99B	$3.16B	62.42	9,100	Earnings Report Analyst Forecast Insider Trade Options Volume
STEP StepStone Group	4.2017 of 5 stars	$49.92 -3.7%	$71.75 +43.7%	+1.0%	$5.95B	$1.17B	N/A	1,130

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This page (NYSE:PPDF) was last updated on 5/8/2026 by MarketBeat.com Staff.

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PPDAI Group (PPDF) Competitors

PPDF vs. UBSI, ESNT, UWMC, STEP, and FLG

How does PPDAI Group compare to United Bankshares?

Summary

How does PPDAI Group compare to Essent Group?

Summary

How does PPDAI Group compare to UWM?

Summary

How does PPDAI Group compare to StepStone Group?

Summary

How does PPDAI Group compare to Flagstar Bank, National Association?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

PPDF vs. The Competition

PPDAI Group Competitors List

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PPDAI Group (PPDF) Competitors

PPDF vs. UBSI, ESNT, UWMC, STEP, and FLG

How does PPDAI Group compare to United Bankshares?

Is PPDF or UBSI a better dividend stock?

Do institutionals & insiders have more ownership in PPDF or UBSI?

Is PPDF or UBSI more profitable?

Do analysts rate PPDF or UBSI?

Does the media refer more to PPDF or UBSI?

Which has more volatility and risk, PPDF or UBSI?

Which has higher earnings and valuation, PPDF or UBSI?

Summary

How does PPDAI Group compare to Essent Group?

Is ESNT or PPDF more profitable?

Is ESNT or PPDF a better dividend stock?

Which has higher valuation and earnings, ESNT or PPDF?

Do insiders & institutionals believe in ESNT or PPDF?

Does the media refer more to ESNT or PPDF?

Do analysts prefer ESNT or PPDF?

Which has more volatility & risk, ESNT or PPDF?

Summary

How does PPDAI Group compare to UWM?

Is UWMC or PPDF a better dividend stock?

Is UWMC or PPDF more profitable?

Which has higher valuation and earnings, UWMC or PPDF?

Does the media refer more to UWMC or PPDF?

Do insiders & institutionals believe in UWMC or PPDF?

Which has more volatility & risk, UWMC or PPDF?

Do analysts prefer UWMC or PPDF?

Summary

How does PPDAI Group compare to StepStone Group?

Is STEP or PPDF a better dividend stock?

Is STEP or PPDF more profitable?

Which has stronger earnings & valuation, STEP or PPDF?

Does the media prefer STEP or PPDF?

Do insiders and institutionals have more ownership in STEP or PPDF?

Which has more risk and volatility, STEP or PPDF?

Do analysts prefer STEP or PPDF?

Summary

How does PPDAI Group compare to Flagstar Bank, National Association?

Which has more risk and volatility, FLG or PPDF?

Do insiders and institutionals have more ownership in FLG or PPDF?

Is FLG or PPDF more profitable?

Which has stronger earnings & valuation, FLG or PPDF?

Does the media prefer FLG or PPDF?

Is FLG or PPDF a better dividend stock?

Do analysts prefer FLG or PPDF?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

PPDF vs. The Competition

PPDAI Group Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools