S&P 500   4,595.13 (+1.38%)
DOW   35,431.91 (+1.15%)
QQQ   372.89 (+1.75%)
AAPL   169.23 (+1.80%)
MSFT   310.43 (+2.34%)
FB   327.23 (+2.39%)
GOOGL   2,750.96 (+1.80%)
AMZN   3,146.86 (+0.67%)
TSLA   1,039.95 (+4.45%)
NVDA   254.15 (+1.39%)
BABA   134.17 (+5.03%)
NIO   30.76 (+7.44%)
AMD   126.99 (-1.00%)
CGC   8.09 (+5.89%)
MU   89.65 (-0.39%)
GE   101.66 (+1.03%)
T   27.36 (+0.29%)
F   22.83 (+1.69%)
DIS   152.31 (+1.47%)
AMC   19.40 (+5.90%)
PFE   53.54 (+0.00%)
ACB   5.09 (+4.73%)
BA   221.67 (+2.11%)
S&P 500   4,595.13 (+1.38%)
DOW   35,431.91 (+1.15%)
QQQ   372.89 (+1.75%)
AAPL   169.23 (+1.80%)
MSFT   310.43 (+2.34%)
FB   327.23 (+2.39%)
GOOGL   2,750.96 (+1.80%)
AMZN   3,146.86 (+0.67%)
TSLA   1,039.95 (+4.45%)
NVDA   254.15 (+1.39%)
BABA   134.17 (+5.03%)
NIO   30.76 (+7.44%)
AMD   126.99 (-1.00%)
CGC   8.09 (+5.89%)
MU   89.65 (-0.39%)
GE   101.66 (+1.03%)
T   27.36 (+0.29%)
F   22.83 (+1.69%)
DIS   152.31 (+1.47%)
AMC   19.40 (+5.90%)
PFE   53.54 (+0.00%)
ACB   5.09 (+4.73%)
BA   221.67 (+2.11%)
S&P 500   4,595.13 (+1.38%)
DOW   35,431.91 (+1.15%)
QQQ   372.89 (+1.75%)
AAPL   169.23 (+1.80%)
MSFT   310.43 (+2.34%)
FB   327.23 (+2.39%)
GOOGL   2,750.96 (+1.80%)
AMZN   3,146.86 (+0.67%)
TSLA   1,039.95 (+4.45%)
NVDA   254.15 (+1.39%)
BABA   134.17 (+5.03%)
NIO   30.76 (+7.44%)
AMD   126.99 (-1.00%)
CGC   8.09 (+5.89%)
MU   89.65 (-0.39%)
GE   101.66 (+1.03%)
T   27.36 (+0.29%)
F   22.83 (+1.69%)
DIS   152.31 (+1.47%)
AMC   19.40 (+5.90%)
PFE   53.54 (+0.00%)
ACB   5.09 (+4.73%)
BA   221.67 (+2.11%)
S&P 500   4,595.13 (+1.38%)
DOW   35,431.91 (+1.15%)
QQQ   372.89 (+1.75%)
AAPL   169.23 (+1.80%)
MSFT   310.43 (+2.34%)
FB   327.23 (+2.39%)
GOOGL   2,750.96 (+1.80%)
AMZN   3,146.86 (+0.67%)
TSLA   1,039.95 (+4.45%)
NVDA   254.15 (+1.39%)
BABA   134.17 (+5.03%)
NIO   30.76 (+7.44%)
AMD   126.99 (-1.00%)
CGC   8.09 (+5.89%)
MU   89.65 (-0.39%)
GE   101.66 (+1.03%)
T   27.36 (+0.29%)
F   22.83 (+1.69%)
DIS   152.31 (+1.47%)
AMC   19.40 (+5.90%)
PFE   53.54 (+0.00%)
ACB   5.09 (+4.73%)
BA   221.67 (+2.11%)
OTCBB:CZFS

Citizens Financial Services Stock Forecast, Price & News

Add
Compare
Today's Range
N/A
50-Day Range
N/A
52-Week Range
N/A
Volume
N/A
Average Volume
1,971 shs
Market Capitalization
$195.10 million
P/E Ratio
8.13
Dividend Yield
3.70%
Beta
0.46

Receive CZFS News and Ratings via Email

Sign-up to receive the latest news and ratings for Citizens Financial Services and its competitors with MarketBeat's FREE daily newsletter.


Citizens Financial Services logo

About Citizens Financial Services

Citizens Financial Services, Inc. operates as the holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as offers assistance in various oil and gas leasing matters; and mutual funds, annuities, and health and life insurance products. As of December 31, 2020, the company operates thirty full-service banking branches in Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, Centre, and Chester counties, Pennsylvania; Allegany County, New York; and Wilmington and Dover, Delaware, as well as a limited branch office in Union county, Pennsylvania. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.

Headlines

See More Headlines

Industry, Sector and Symbol

Industry
State commercial banks
Sub-Industry
N/A
Sector
Finance
Current Symbol
OTCBB:CZFS
Fax
N/A
Employees
293
Year Founded
N/A

Sales & Book Value

Annual Sales
$70.37 million
Book Value
$43.47 per share

Profitability

Net Income
$19.49 million
Pretax Margin
N/A

Debt

Price-To-Earnings

Miscellaneous

Free Float
N/A
Market Cap
$195.10 million
Optionable
Not Optionable

Company Calendar

Last Earnings
10/26/2021
Ex-Dividend for 12/30 Dividend
12/15/2021
Dividend Payable
12/30/2021
Today
1/20/2022
Next Earnings (Estimated)
1/21/2022

MarketRank

Overall MarketRank

1.91 out of 5 stars

Analyst Opinion: 0.0Community Rank: 4.1Dividend Strength: 3.3Insider Behavior: 0.8Valuation: 1.3 5 -4 -3 -2 -1 -












Citizens Financial Services (OTCBB:CZFS) Frequently Asked Questions

Is Citizens Financial Services a buy right now?

1 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Citizens Financial Services in the last twelve months. There are currently 1 buy rating for the stock. The consensus among Wall Street research analysts is that investors should "buy" Citizens Financial Services stock.
View analyst ratings for Citizens Financial Services
or view top-rated stocks.

When is Citizens Financial Services' next earnings date?

Citizens Financial Services is scheduled to release its next quarterly earnings announcement on Friday, January 21st 2022.
View our earnings forecast for Citizens Financial Services
.

How were Citizens Financial Services' earnings last quarter?

Citizens Financial Services, Inc. (OTCBB:CZFS) announced its quarterly earnings results on Tuesday, October, 26th. The financial services provider reported $1.79 EPS for the quarter, beating the Thomson Reuters' consensus estimate of $1.74 by $0.05. Citizens Financial Services had a trailing twelve-month return on equity of 13.35% and a net margin of 29.73%.
View Citizens Financial Services' earnings history
.

How often does Citizens Financial Services pay dividends? What is the dividend yield for Citizens Financial Services?

Citizens Financial Services announced a dividend on Wednesday, December 15th. Shareholders of record on Thursday, December 16th will be given a dividend of $0.47 per share on Thursday, December 30th. This represents a yield of 3.12%. The ex-dividend date of this dividend is Wednesday, December 15th.
View Citizens Financial Services' dividend history
.

Is Citizens Financial Services a good dividend stock?

Citizens Financial Services pays an annual dividend of $1.84 per share and currently has a dividend yield of 3.70%. The dividend payout ratio of Citizens Financial Services is 33.58%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, Citizens Financial Services will have a dividend payout ratio of 28.79% next year. This indicates that Citizens Financial Services will be able to sustain or increase its dividend.
View Citizens Financial Services' dividend history.

Who are Citizens Financial Services' key executives?

Citizens Financial Services' management team includes the following people:
  • Mr. Randall E. Black, CEO, Pres & Director (Age 54, Pay $629.4k)
  • Mr. Stephen J. Guillaume, Sr. VP & CFO (Age 44, Pay $155.19k)
  • Mr. Mickey L. Jones CPA, CPA, Exec. VP, COO, Treasurer, Assistant Sec. & Director (Age 60, Pay $388.71k)
  • Ms. Kathleen M. Campbell CFMP, Sr. VP, CFMP & Director of Marketing of First Citizens National Bank (Age 60)
  • Ms. Cynthia T. Pazzaglia, Sr. VP of HR (Age 62)
  • Mr. Robert B. Mosso J.D., MBA, Sr. VP & Wealth Management Division Mang. of First Citizens Community Bank (Age 50)
  • Marina Smalanaskas, Sr. VP & Southcentral Market Exec. (Age 49)
  • Mr. Anthony Manerchia, Sr. VP & Chief Banking Officer
  • Mr. Jeffrey L. Wilson, Exec. VP & Chief Lending Officer of First Citizens Community Bank (Age 59)
  • Mr. Jeffrey B. Carr, Sr. VP & Chief Retail Banking Officer of First Citizens Community Bank (Age 51)

What other stocks do shareholders of Citizens Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Citizens Financial Services investors own include ABM Industries (ABM), Canadian National Railway (CNI), Intel (INTC), KLA (KLAC), Kroger (KR), Lincoln Electric (LECO), Southwest Airlines (LUV), Mastercard (MA), STERIS (STE) and Tyson Foods (TSN).

What is Citizens Financial Services' stock symbol?

Citizens Financial Services trades on the OTCBB under the ticker symbol "CZFS."

How do I buy shares of Citizens Financial Services?

Shares of CZFS can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

How much money does Citizens Financial Services make?

Citizens Financial Services has a market capitalization of $0.00 and generates $70.37 million in revenue each year. The financial services provider earns $19.49 million in net income (profit) each year or $5.48 on an earnings per share basis.

How many employees does Citizens Financial Services have?

Citizens Financial Services employs 293 workers across the globe.

What is Citizens Financial Services' official website?

The official website for Citizens Financial Services is www.firstcitizensbank.com.

Where are Citizens Financial Services' headquarters?

Citizens Financial Services is headquartered at 15 S MAIN ST, MANSFIELD PA, 16933.

How can I contact Citizens Financial Services?

Citizens Financial Services' mailing address is 15 S MAIN ST, MANSFIELD PA, 16933. The financial services provider can be reached via phone at 570-662-2121 or via email at [email protected].


This page was last updated on 1/20/2022 by MarketBeat.com Staff

Resources

Premium Research Tools

MarketBeat All Access subscribers can access stock screeners, the Idea Engine, data export tools, research reports, and other premium tools.

Discover All Access

Market Data and Calendars

Looking for new stock ideas? Want to see which stocks are moving? View our full suite of financial calendars and market data tables, all for free.

View Market Data

Investing Education and Resources

Receive a free world-class investing education from MarketBeat. Learn about financial terms, types of investments, trading strategies and more.

Financial Terms
Details Here
MarketBeat - Stock Market News and Research Tools logo

MarketBeat empowers individual investors to make better trading decisions by providing real-time financial data and objective market analysis. Whether you’re looking for analyst ratings, corporate buybacks, dividends, earnings, economic reports, financials, insider trades, IPOs, SEC filings or stock splits, MarketBeat has the objective information you need to analyze any stock. Learn more about MarketBeat.

MarketBeat is accredited by the Better Business Bureau

© American Consumer News, LLC dba MarketBeat® 2010-2022. All rights reserved.
326 E 8th St #105, Sioux Falls, SD 57103 | U.S. Based Support Team at [email protected] | (844) 978-6257
MarketBeat does not provide personalized financial advice and does not issue recommendations or offers to buy stock or sell any security.

Our Accessibility Statement | Terms of Service | Do Not Sell My Information | RSS Feeds

© 2022 Market data provided is at least 10-minutes delayed and hosted by Barchart Solutions. Information is provided 'as-is' and solely for informational purposes, not for trading purposes or advice, and is delayed. To see all exchange delays and terms of use please see disclaimer. Fundamental company data provided by Zacks Investment Research.