S&P 500   4,455.48
DOW   34,798.00
QQQ   373.33
S&P 500   4,455.48
DOW   34,798.00
QQQ   373.33
S&P 500   4,455.48
DOW   34,798.00
QQQ   373.33
S&P 500   4,455.48
DOW   34,798.00
QQQ   373.33

Citizens Financial Services Stock Forecast, Price & News

Today's Range N/A
50-Day Range N/A
52-Week Range N/A
Average Volume1,971 shs
Market Capitalization$195.10 million
P/E Ratio8.13
Dividend Yield3.70%

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Citizens Financial Services logo

About Citizens Financial Services

Citizens Financial Services, Inc. operates as the holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as offers assistance in various oil and gas leasing matters; and mutual funds, annuities, and health and life insurance products. As of December 31, 2020, the company operates thirty full-service banking branches in Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, Centre, and Chester counties, Pennsylvania; Allegany County, New York; and Wilmington and Dover, Delaware, as well as a limited branch office in Union county, Pennsylvania. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.


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Overall MarketRank

1.91 out of 5 stars

Analyst Opinion: 0.0Community Rank: 4.1Dividend Strength: 3.3Insider Behavior: 0.8Valuation: 1.3 5 -4 -3 -2 -1 -
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Citizens Financial Services (OTCBB:CZFS) Frequently Asked Questions

Is Citizens Financial Services a buy right now?

1 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Citizens Financial Services in the last year. There are currently 1 buy rating for the stock. The consensus among Wall Street research analysts is that investors should "buy" Citizens Financial Services stock.
View analyst ratings for Citizens Financial Services
or view top-rated stocks.

What stocks does MarketBeat like better than Citizens Financial Services?

Wall Street analysts have given Citizens Financial Services a "Buy" rating, but there may be better buying opportunities in the stock market. Some of MarketBeat's past winning trading ideas have resulted in 5-15% weekly gains. MarketBeat just released five new stock ideas, but Citizens Financial Services wasn't one of them. MarketBeat thinks these five companies may be even better buys.
View MarketBeat's top stock picks here.

When is Citizens Financial Services' next earnings date?

Citizens Financial Services is scheduled to release its next quarterly earnings announcement on Thursday, October 21st 2021.
View our earnings forecast for Citizens Financial Services

How were Citizens Financial Services' earnings last quarter?

Citizens Financial Services, Inc. (OTCBB:CZFS) released its quarterly earnings data on Monday, July, 26th. The financial services provider reported $1.69 EPS for the quarter, missing the consensus estimate of $1.74 by $0.05. Citizens Financial Services had a net margin of 29.73% and a trailing twelve-month return on equity of 13.35%.
View Citizens Financial Services' earnings history

How often does Citizens Financial Services pay dividends? What is the dividend yield for Citizens Financial Services?

Citizens Financial Services declared a dividend on Wednesday, September 15th. Investors of record on Thursday, September 16th will be given a dividend of $1.88 per share on Thursday, September 30th. This represents a dividend yield of 3.01%. The ex-dividend date of this dividend is Wednesday, September 15th. This is a boost from Citizens Financial Services's previous dividend of $1.88.
View Citizens Financial Services' dividend history

Is Citizens Financial Services a good dividend stock?

Citizens Financial Services pays an annual dividend of $1.84 per share and currently has a dividend yield of 3.70%. The dividend payout ratio of Citizens Financial Services is 33.58%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, Citizens Financial Services will have a dividend payout ratio of 28.79% next year. This indicates that Citizens Financial Services will be able to sustain or increase its dividend.
View Citizens Financial Services' dividend history.

Who are Citizens Financial Services' key executives?

Citizens Financial Services' management team includes the following people:
  • Mr. Randall E. Black, CEO, Pres & Director (Age 54, Pay $629.4k)
  • Mr. Stephen J. Guillaume, Sr. VP & CFO (Age 44, Pay $155.19k)
  • Mr. Mickey L. Jones CPA, CPA, Exec. VP, COO, Treasurer, Assistant Sec. & Director (Age 60, Pay $388.71k)
  • Ms. Kathleen M. Campbell CFMP, Sr. VP, CFMP & Director of Marketing of First Citizens National Bank (Age 60)
  • Ms. Cynthia T. Pazzaglia, Sr. VP of HR (Age 62)
  • Mr. Robert B. Mosso J.D., MBA, Sr. VP & Wealth Management Division Mang. of First Citizens Community Bank (Age 50)
  • Marina Smalanaskas, Sr. VP & Southcentral Market Exec. (Age 49)
  • Mr. Anthony Manerchia, Sr. VP & Chief Banking Officer
  • Mr. Jeffrey L. Wilson, Exec. VP & Chief Lending Officer of First Citizens Community Bank (Age 59)
  • Mr. Jeffrey B. Carr, Sr. VP & Chief Retail Banking Officer of First Citizens Community Bank (Age 51)

What other stocks do shareholders of Citizens Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Citizens Financial Services investors own include ABM Industries (ABM), Canadian National Railway (CNI), Intel (INTC), KLA (KLAC), The Kroger (KR), Lincoln Electric (LECO), Southwest Airlines (LUV), Mastercard (MA), STERIS (STE) and Tyson Foods (TSN).

What is Citizens Financial Services' stock symbol?

Citizens Financial Services trades on the OTCBB under the ticker symbol "CZFS."

How do I buy shares of Citizens Financial Services?

Shares of CZFS can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.

How much money does Citizens Financial Services make?

Citizens Financial Services has a market capitalization of $0.00 and generates $70.37 million in revenue each year. The financial services provider earns $19.49 million in net income (profit) each year or $5.48 on an earnings per share basis.

How many employees does Citizens Financial Services have?

Citizens Financial Services employs 293 workers across the globe.

What is Citizens Financial Services' official website?

The official website for Citizens Financial Services is www.firstcitizensbank.com.

Where are Citizens Financial Services' headquarters?

Citizens Financial Services is headquartered at 15 S MAIN ST, MANSFIELD PA, 16933.

How can I contact Citizens Financial Services?

Citizens Financial Services' mailing address is 15 S MAIN ST, MANSFIELD PA, 16933. The financial services provider can be reached via phone at 570-662-2121 or via email at [email protected].

This page was last updated on 9/25/2021 by MarketBeat.com Staff


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