Compare Stocks: BOTJ, FMAO, CZNC, and RBB

Comparative Price Performance Over Time

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
BOTJ Bank of the James Financial Group	$27.25 -0.2%	$27.16	$14.44 ▼ $29.79	$123.81M	0.18	30,350 shs	21,038 shs
CZNC Citizens & Northern	$25.81 -0.5%	$25.20	$18.87 ▼ $26.37	$462.90M	0.4	61,018 shs	125,219 shs
FMAO Farmers & Merchants Bancorp	$35.53 -0.4%	$33.76	$22.77 ▼ $36.12	$489.36M	0.8	43,730 shs	140,718 shs
RBB RBB Bancorp	$26.70 +0.1%	$26.72	$16.74 ▼ $28.24	$451.66M	1.02	86,477 shs	296,023 shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
BOTJ Bank of the James Financial Group	0.00%	-0.80%	+0.37%	+11.00%	+80.11%
CZNC Citizens & Northern	0.00%	-0.62%	+0.43%	+18.78%	+28.92%
FMAO Farmers & Merchants Bancorp	0.00%	+0.17%	+5.31%	+23.20%	+37.66%
RBB RBB Bancorp	0.00%	+0.56%	+0.41%	+4.79%	+40.75%

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
BOTJ Bank of the James Financial Group	$27.25 -0.2%	$27.16	$14.44 ▼ $29.79	$123.81M	0.18	30,350 shs	21,038 shs
CZNC Citizens & Northern	$25.81 -0.5%	$25.20	$18.87 ▼ $26.37	$462.90M	0.4	61,018 shs	125,219 shs
FMAO Farmers & Merchants Bancorp	$35.53 -0.4%	$33.76	$22.77 ▼ $36.12	$489.36M	0.8	43,730 shs	140,718 shs
RBB RBB Bancorp	$26.70 +0.1%	$26.72	$16.74 ▼ $28.24	$451.66M	1.02	86,477 shs	296,023 shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
BOTJ Bank of the James Financial Group	0.00%	-0.80%	+0.37%	+11.00%	+80.11%
CZNC Citizens & Northern	0.00%	-0.62%	+0.43%	+18.78%	+28.92%
FMAO Farmers & Merchants Bancorp	0.00%	+0.17%	+5.31%	+23.20%	+37.66%
RBB RBB Bancorp	0.00%	+0.56%	+0.41%	+4.79%	+40.75%

Compare Analyst Forecasts

Company	Consensus Rating Score	Consensus Rating	Consensus Price Target	% Upside from Current Price
BOTJ Bank of the James Financial Group	3.00	Buy	N/A	N/A
CZNC Citizens & Northern	2.25	Hold	$23.50	-8.95% Downside
FMAO Farmers & Merchants Bancorp	2.75	Moderate Buy	$32.25	-9.23% Downside
RBB RBB Bancorp	2.50	Moderate Buy	$25.50	-4.49% Downside

Current Analyst Ratings Breakdown

Latest BOTJ, FMAO, CZNC, and RBB Analyst Ratings

Date	Company	Brokerage	Action	Rating	Price Target
9/14/2026	FMAO Farmers & Merchants Bancorp	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy (B)
8/17/2026	BOTJ Bank of the James Financial Group	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Hold (C) ➝ Buy (B)
8/11/2026	CZNC Citizens & Northern	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Hold (C+) ➝ Buy (B)
7/29/2026	FMAO Farmers & Merchants Bancorp	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Neutral	$32.00 ➝ $36.00
7/29/2026	FMAO Farmers & Merchants Bancorp	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Hold ➝ Strong-Buy
7/24/2026	CZNC Citizens & Northern	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Hold (C) ➝ Hold (C+)
7/23/2026	RBB RBB Bancorp	Stephens Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Positive	$26.00 ➝ $29.00
7/23/2026	RBB RBB Bancorp	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Downgrade	Strong-Buy ➝ Hold
7/21/2026	RBB RBB Bancorp	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Buy (B-) ➝ Buy (B)
7/17/2026	BOTJ Bank of the James Financial Group	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Hold (C)
7/6/2026	CZNC Citizens & Northern	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Strong Sell ➝ Hold

(Data available from 9/20/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Compare Sales & Book Value

Company	Annual Revenue	Price/Sales	Cashflow	Price/Cash	Book Value	Price/Book
BOTJ Bank of the James Financial Group	$62.51M	1.98	$2.45 per share	11.13	$17.62 per share	1.55
CZNC Citizens & Northern	$170.03M	2.72	$1.87 per share	13.77	$19.19 per share	1.34
FMAO Farmers & Merchants Bancorp	$190.68M	2.57	$2.77 per share	12.83	$26.97 per share	1.32
RBB RBB Bancorp	$132.74M	3.40	$2.34 per share	11.40	$30.70 per share	0.87

Compare Profitability & Earnings

Company	Net Income	EPS	Trailing P/E Ratio	Forward P/E Ratio	P/E Growth	Net Margins	Return on Equity (ROE)	Return on Assets (ROA)	Next Earnings Date
BOTJ Bank of the James Financial Group	$9.02M	$2.53	10.77	N/A	N/A	17.72%	14.30%	1.10%	N/A
CZNC Citizens & Northern	$23.43M	$1.48	17.44	9.39	N/A	13.28%	9.54%	1.04%	10/22/2026 (Estimated)
FMAO Farmers & Merchants Bancorp	$33.31M	$2.91	12.21	11.17	N/A	20.27%	10.72%	1.16%	10/26/2026 (Estimated)
RBB RBB Bancorp	$31.95M	$2.43	10.99	10.68	N/A	17.26%	7.94%	0.99%	10/19/2026 (Estimated)

Latest BOTJ, FMAO, CZNC, and RBB Earnings

Date	Quarter	Company	Consensus Estimate	Reported EPS	Beat/Miss	Gap EPS	Revenue Estimate	Actual Revenue
8/7/2026	Q2 2026	CZNC Citizens & Northern	$0.63	$0.79	+$0.16	$0.79	$38.60 million	$39.65 million
7/30/2026	Q2 2026	BOTJ Bank of the James Financial Group	N/A	$0.71	N/A	$0.71	N/A	$13.73 million
7/27/2026	Q2 2026	FMAO Farmers & Merchants Bancorp	$0.6730	$0.86	+$0.1870	$0.86	$33.05 million	$34.35 million
7/23/2026	Q2 2026	CZNC Citizens & Northern	$0.63	$0.79	+$0.16	$0.79	$36.50 million	$39.70 million
7/20/2026	Q2 2026	RBB RBB Bancorp	$0.5360	$0.59	+$0.0540	$0.59	$33.17 million	$33.10 million

Compare Dividends

Company	Annual Payout	Dividend Yield	5-Year Annualized Dividend Growth	Payout Ratio	Years of Consecutive Growth
BOTJ Bank of the James Financial Group	$0.40	1.47%	+9.86%	15.81%	5 Years
CZNC Citizens & Northern	$1.12	4.34%	+0.73%	75.68%	N/A
FMAO Farmers & Merchants Bancorp	$0.92	2.59%	+6.40%	31.62%	19 Years
RBB RBB Bancorp	$0.64	2.40%	+14.17%	26.34%	N/A

Latest BOTJ, FMAO, CZNC, and RBB Dividends

Announcement	Company	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
7/28/2026	BOTJ Bank of the James Financial Group	quarterly	$0.10	1.48%	8/21/2026	8/21/2026	9/4/2026
7/23/2026	CZNC Citizens & Northern	quarterly	$0.28	4.43%	8/3/2026	8/3/2026	8/14/2026
7/17/2026	RBB RBB Bancorp	quarterly	$0.16	2.43%	7/31/2026	7/31/2026	8/11/2026
6/30/2026	FMAO Farmers & Merchants Bancorp	quarterly	$0.23	3.09%	7/10/2026	7/10/2026	7/20/2026

(Data available from 1/1/2013 forward)

Compare Debt

Company	Debt-to-Equity Ratio	Current Ratio	Quick Ratio
BOTJ Bank of the James Financial Group	N/A	0.78	0.77
CZNC Citizens & Northern	0.45	0.91	0.91
FMAO Farmers & Merchants Bancorp	0.44	0.96	0.96
RBB RBB Bancorp	0.55	1.07	1.07

Compare Ownership

Institutional Ownership

Company	Institutional Ownership
BOTJ Bank of the James Financial Group	18.50%
CZNC Citizens & Northern	30.83%
FMAO Farmers & Merchants Bancorp	23.96%
RBB RBB Bancorp	40.14%

Insider Ownership

Company	Insider Ownership
BOTJ Bank of the James Financial Group	11.93%
CZNC Citizens & Northern	4.72%
FMAO Farmers & Merchants Bancorp	7.30%
RBB RBB Bancorp	6.78%

Compare Miscellaneous Stats

Company	Employees	Shares Outstanding	Free Float	Optionable
BOTJ Bank of the James Financial Group	175	4.54 million	4.00 million	Not Optionable
CZNC Citizens & Northern	460	17.93 million	17.09 million	Optionable
FMAO Farmers & Merchants Bancorp	477	13.77 million	12.77 million	Optionable
RBB RBB Bancorp	369	16.92 million	15.77 million	Optionable

BOTJ, FMAO, CZNC, and RBB Headlines

Recent News About These Companies

RBB Bancorp (NASDAQ:RBB) Given Average Recommendation of "Moderate Buy" by Brokerages

September 19 at 6:13 AM | marketbeat.com

97,894 Shares in RBB Bancorp $RBB Bought by Bank of New York Mellon Corp

September 8, 2026 | marketbeat.com

Empowered Funds LLC Buys New Stake in RBB Bancorp $RBB

September 3, 2026 | marketbeat.com

BlackRock Inc. Purchases Shares of 1,292,135 RBB Bancorp $RBB

September 2, 2026 | marketbeat.com

Connor Clark & Lunn Investment Management Ltd. Buys New Shares in RBB Bancorp $RBB

August 29, 2026 | marketbeat.com

156,224 Shares in RBB Bancorp $RBB Acquired by Algert Global LLC

August 28, 2026 | marketbeat.com

RBB Bancorp (NASDAQ:RBB) Given Average Rating of "Moderate Buy" by Analysts

August 25, 2026 | marketbeat.com

RBB Bancorp: Strong Projected Growth

August 5, 2026 | seekingalpha.com

RBB expects mid- to higher single-digit loan growth in H2 2026 as it expands into Northern California

July 23, 2026 | seekingalpha.com

Are You Looking for a Top Momentum Pick? Why RBB (RBB) is a Great Choice

July 22, 2026 | zacks.com

RBB Bancorp (RBB) Q2 2026 Earnings Call Highlights: Strong Net Income Growth Amid Competitive ...

July 21, 2026 | finance.yahoo.com

RBB Bancorp Earnings Call Signals Credit-Fueled Upswing

July 21, 2026 | tipranks.com

RBB Bancorp (RBB) Q2 2026 Earnings Call Transcript

July 21, 2026 | seekingalpha.com

RBB: Q2 Earnings Snapshot

July 21, 2026 | chron.com

RBB Bancorp Reports Second Quarter 2026 Earnings and Declares Quarterly Cash Dividend of $0.16 Per Common Share

July 21, 2026 | markets.businessinsider.com

RBB (RBB) Reports Q2 Earnings: What Key Metrics Have to Say

July 20, 2026 | zacks.com

RBB (RBB) Q2 Earnings and Revenues Top Estimates

July 20, 2026 | zacks.com

RBB Bancorp Reports Solid Second Quarter 2026 Results

July 20, 2026 | tipranks.com

Wall Street's Insights Into Key Metrics Ahead of RBB (RBB) Q2 Earnings

July 15, 2026 | zacks.com

Royal Business Bank Forms New Lending Team and Loan Production Office

July 14, 2026 | monitordaily.comM

RBB (RBB) Earnings Expected to Grow: Should You Buy?

July 13, 2026 | zacks.com

New MarketBeat Followers Over Time

Media Sentiment Over Time

BOTJ, FMAO, CZNC, and RBB Company Descriptions

Bank of the James Financial Group NASDAQ:BOTJ

$27.25 -0.05 (-0.18%)

Closing price 09/18/2026 04:00 PM Eastern

Extended Trading

$27.29 +0.04 (+0.15%)

As of 09/18/2026 07:30 PM Eastern

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It offers checking, savings, individual retirement, and health care saving accounts, as well as other time deposits, including money market accounts and certificates of deposit. The company also provides loans to small- and medium-sized businesses for the purchases of equipment, facilities upgrades, inventory acquisition, and various working capital purposes; commercial and residential construction and development loans; commercial real estate mortgage loans; residential mortgage loans; and secured and unsecured consumer loans, such as lines of credit and overdraft lines of credit, as well as personal, automobile, installment, demand, and home equity loans for personal, family, or household purposes. In addition, it offers other banking services, including safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management, and credit card merchant services. Further, the company provides mortgage banking; investment advisory services; securities brokerage and investment services; and telephone and internet banking services comprising online bill pay, as well as acts as an agent for insurance and annuity products. The company was founded in 1999 and is headquartered in Lynchburg, Virginia.

Citizens & Northern NASDAQ:CZNC

$25.81 -0.12 (-0.46%)

Closing price 09/18/2026 04:00 PM Eastern

Extended Trading

$25.82 +0.01 (+0.04%)

As of 09/18/2026 07:30 PM Eastern

Citizens & Northern Corp. is a holding company, which engages in community banking. It provides a full range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York State. The firm's lending products include mortgage loans, commercial loans, and consumer loans. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposit. The company was founded in 1864 and is headquartered in Wellsboro, PA.

Farmers & Merchants Bancorp NASDAQ:FMAO

$35.53 -0.14 (-0.39%)

Closing price 09/18/2026 04:00 PM Eastern

Extended Trading

$35.37 -0.16 (-0.45%)

As of 09/18/2026 07:30 PM Eastern

Farmers & Merchants Bancorp, Inc. is a bank holding company, which engages in the provision of commercial banking, retail banking, and financial services. It includes commercial, agricultural, and residential mortgages as well as consumer and credit card lending activities. The firm also offers checking account services, and savings and time deposit services. The company was founded in 1985 and is headquartered in Archbold, OH.

RBB Bancorp NASDAQ:RBB

$26.70 +0.02 (+0.07%)

Closing price 09/18/2026 04:00 PM Eastern

Extended Trading

$26.71 +0.01 (+0.04%)

As of 09/18/2026 04:15 PM Eastern

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers commercial and industrial lines of credit, term loans, mortgage warehouse lines, and international trade discounts; commercial real estate loans; residential, commercial, and land acquisition and development construction loans; small business administration loans; and single-family residential mortgage loans. In addition, it provides international letters of credit, SWIFT, export advisory, trade finance discount, and foreign exchange services; and remote deposit, e-banking, and mobile banking services. The company serves individuals, businesses, municipalities, and other entities. It operates branches in the Western region with branches in Los Angeles County, California; Orange County, California; Ventura County, California; Clark County, Nevada; Honolulu, Hawaii, as well as in Eastern region with branches in Manhattan, Brooklyn and Queens, New York; Chicago, Illinois; and Edison, New Jersey. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.

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Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest BOTJ, FMAO, CZNC, and RBB Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest BOTJ, FMAO, CZNC, and RBB Earnings

Compare Dividends

Latest BOTJ, FMAO, CZNC, and RBB Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

BOTJ, FMAO, CZNC, and RBB Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

BOTJ, FMAO, CZNC, and RBB Company Descriptions

Bank of the James Financial Group NASDAQ:BOTJ

Citizens & Northern NASDAQ:CZNC

Farmers & Merchants Bancorp NASDAQ:FMAO

RBB Bancorp NASDAQ:RBB

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Compare Stocks

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Compare Price & Volume

Compare Price Performance

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Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest BOTJ, FMAO, CZNC, and RBB Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest BOTJ, FMAO, CZNC, and RBB Earnings

Compare Dividends

Latest BOTJ, FMAO, CZNC, and RBB Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

BOTJ, FMAO, CZNC, and RBB Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

BOTJ, FMAO, CZNC, and RBB Company Descriptions

Bank of the James Financial Group NASDAQ:BOTJ

Citizens & Northern NASDAQ:CZNC

Farmers & Merchants Bancorp NASDAQ:FMAO

RBB Bancorp NASDAQ:RBB

More Stock Comparisions from MarketBeat

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