Compare Stocks: CIVB, CZFS, OBT, and JMSB

Comparative Price Performance Over Time

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
CIVB Civista Bancshares	$26.91 +0.8%	$27.23	$20.60 ▼ $29.97	$555M	0.66	113,553 shs	151,027 shs
CZFS Citizens Financial Services	$80.50 +1.8%	$80.79	$52.35 ▼ $84.65	$380.46M	0.37	34,182 shs	39,838 shs
JMSB John Marshall Bancorp	$22.80	$23.01	$18.50 ▼ $24.26	$321.75M	0.58	138,575 shs	253,690 shs
OBT Orange County Bancorp	$37.56 +2.2%	$37.84	$23.25 ▼ $40.10	$492.74M	0.42	65,832 shs	82,139 shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
CIVB Civista Bancshares	+0.82%	+0.86%	-1.39%	-4.47%	+28.63%
CZFS Citizens Financial Services	+1.77%	+2.11%	-1.04%	+10.76%	+45.10%
JMSB John Marshall Bancorp	0.00%	-0.91%	-1.51%	+2.80%	+20.00%
OBT Orange County Bancorp	+2.20%	+1.57%	-2.42%	+0.99%	+52.68%

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
CIVB Civista Bancshares	$26.91 +0.8%	$27.23	$20.60 ▼ $29.97	$555M	0.66	113,553 shs	151,027 shs
CZFS Citizens Financial Services	$80.50 +1.8%	$80.79	$52.35 ▼ $84.65	$380.46M	0.37	34,182 shs	39,838 shs
JMSB John Marshall Bancorp	$22.80	$23.01	$18.50 ▼ $24.26	$321.75M	0.58	138,575 shs	253,690 shs
OBT Orange County Bancorp	$37.56 +2.2%	$37.84	$23.25 ▼ $40.10	$492.74M	0.42	65,832 shs	82,139 shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
CIVB Civista Bancshares	+0.82%	+0.86%	-1.39%	-4.47%	+28.63%
CZFS Citizens Financial Services	+1.77%	+2.11%	-1.04%	+10.76%	+45.10%
JMSB John Marshall Bancorp	0.00%	-0.91%	-1.51%	+2.80%	+20.00%
OBT Orange County Bancorp	+2.20%	+1.57%	-2.42%	+0.99%	+52.68%

Compare Analyst Forecasts

Company	Consensus Rating Score	Consensus Rating	Consensus Price Target	% Upside from Current Price
CIVB Civista Bancshares	2.50	Moderate Buy	$30.25	12.41% Upside
CZFS Citizens Financial Services	3.00	Buy	N/A	N/A
JMSB John Marshall Bancorp	2.75	Moderate Buy	$25.00	9.65% Upside
OBT Orange County Bancorp	3.50	Strong Buy	$43.25	15.15% Upside

Current Analyst Ratings Breakdown

Latest CIVB, CZFS, OBT, and JMSB Analyst Ratings

Date	Company	Brokerage	Action	Rating	Price Target
10/8/2026	JMSB John Marshall Bancorp	Weiss Ratings Subscribe to MarketBeat All Access to unlock brokerage rankings	Upgrade	Buy (B-) ➝ Buy (B)
10/8/2026	OBT Orange County Bancorp	Weiss Ratings Subscribe to MarketBeat All Access to unlock brokerage rankings	Upgrade	Buy (B) ➝ Buy (B+)
10/7/2026	OBT Orange County Bancorp	Zacks Research Subscribe to MarketBeat All Access to unlock brokerage rankings	Upgrade	Hold ➝ Strong-Buy
10/2/2026	CIVB Civista Bancshares	Weiss Ratings Subscribe to MarketBeat All Access to unlock brokerage rankings	Reiterated Rating	Buy (B)
9/25/2026	JMSB John Marshall Bancorp	Zacks Research Subscribe to MarketBeat All Access to unlock brokerage rankings	Downgrade	Hold ➝ Strong Sell
9/22/2026	OBT Orange County Bancorp	Weiss Ratings Subscribe to MarketBeat All Access to unlock brokerage rankings	Reiterated Rating	Buy (B)
9/21/2026	CZFS Citizens Financial Services	Weiss Ratings Subscribe to MarketBeat All Access to unlock brokerage rankings	Upgrade	Buy (B-) ➝ Buy (B)
9/14/2026	JMSB John Marshall Bancorp	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access to unlock brokerage rankings	Boost Price Target	Outperform	$25.00 ➝ $26.00
9/8/2026	OBT Orange County Bancorp	Zacks Research Subscribe to MarketBeat All Access to unlock brokerage rankings	Upgrade	Hold
9/4/2026	OBT Orange County Bancorp	Piper Sandler Subscribe to MarketBeat All Access to unlock brokerage rankings	Set Price Target	Overweight	$44.00
9/4/2026	OBT Orange County Bancorp	Piper Sandler Subscribe to MarketBeat All Access to unlock brokerage rankings	Upgrade	Strong-Buy

(Data available from 10/21/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Compare Sales & Book Value

Company	Annual Revenue	Price/Sales	Cashflow	Price/Cash	Book Value	Price/Book
CIVB Civista Bancshares	$254.95M	2.19	$2.96 per share	9.10	$28.14 per share	0.96
CZFS Citizens Financial Services	$173.51M	2.23	$7.52 per share	10.71	$70.33 per share	1.14
JMSB John Marshall Bancorp	$68.17M	4.72	$1.60 per share	14.28	$18.74 per share	1.22
OBT Orange County Bancorp	$158.13M	3.19	$3.40 per share	11.06	$21.27 per share	1.77

Compare Profitability & Earnings

Company	Net Income	EPS	Trailing P/E Ratio	Forward P/E Ratio	P/E Growth	Net Margins	Return on Equity (ROE)	Return on Assets (ROA)	Next Earnings Date
CIVB Civista Bancshares	$46.21M	$2.70	9.33	9.12	N/A	20.79%	10.65%	1.35%	10/22/2026 (Estimated)
CZFS Citizens Financial Services	$36.57M	$8.55	9.25	9.14	N/A	23.31%	12.06%	1.33%	10/29/2026 (Estimated)
JMSB John Marshall Bancorp	$21.23M	$1.73	13.18	12.13	N/A	20.41%	9.16%	1.04%	10/28/2026 (Confirmed)
OBT Orange County Bancorp	$41.61M	$3.55	10.35	10.29	N/A	30.80%	16.44%	1.75%	10/28/2026 (Estimated)

Latest CIVB, CZFS, OBT, and JMSB Earnings

Date	Quarter	Company	Consensus Estimate	Reported EPS	Beat/Miss	Gap EPS	Revenue Estimate	Actual Revenue
10/29/2026	Q3 2026	CZFS Citizens Financial Services	$2.20	N/A	N/A	N/A	$31.00 million	N/A
10/28/2026	Q3 2026	JMSB John Marshall Bancorp	$0.4950	N/A	N/A	N/A	$18.61 million	N/A
10/28/2026	Q3 2026	OBT Orange County Bancorp	$0.8170	N/A	N/A	N/A	$33.50 million	N/A
10/22/2026	Q3 2026	CIVB Civista Bancshares	$0.6970	N/A	N/A	N/A	$48.78 million	N/A
7/30/2026	Q2 2026	CZFS Citizens Financial Services	$1.98	$2.12	+$0.14	$2.12	$29.30 million	$29.71 million
7/28/2026	Q2 2026	OBT Orange County Bancorp	$0.80	$1.02	+$0.22	$1.02	$33.00 million	$27.82 million
7/23/2026	Q2 2026	CIVB Civista Bancshares	$0.67	$0.69	+$0.02	$0.69	$48.08 million	$47.60 million
7/22/2026	Q2 2026	JMSB John Marshall Bancorp	$0.4350	$0.50	+$0.0650	$0.50	$17.41 million	$18.78 million

Compare Dividends

Company	Annual Payout	Dividend Yield	5-Year Annualized Dividend Growth	Payout Ratio	Years of Consecutive Growth
CIVB Civista Bancshares	$0.72	2.68%	+9.10%	26.67%	4 Years
CZFS Citizens Financial Services	$2.04	2.53%	+1.25%	23.86%	N/A
JMSB John Marshall Bancorp	$0.40	1.75%	N/A	23.12%	N/A
OBT Orange County Bancorp	$0.72	1.92%	N/A	20.28%	N/A

Latest CIVB, CZFS, OBT, and JMSB Dividends

Announcement	Company	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
9/1/2026	CZFS Citizens Financial Services	quarterly	$0.51	2.48%	9/11/2026	9/11/2026	9/25/2026
8/20/2026	OBT Orange County Bancorp	quarterly	$0.18	1.86%	9/4/2026	9/4/2026	9/15/2026
7/22/2026	JMSB John Marshall Bancorp	quarterly	$0.10	1.68%	8/5/2026	8/5/2026	8/26/2026
7/21/2026	CIVB Civista Bancshares	quarterly	$0.18	2.48%	8/4/2026	8/4/2026	8/18/2026

(Data available from 1/1/2013 forward)

Compare Debt

Company	Debt-to-Equity Ratio	Current Ratio	Quick Ratio
CIVB Civista Bancshares	0.41	0.95	0.94
CZFS Citizens Financial Services	1.12	1.02	1.01
JMSB John Marshall Bancorp	0.44	1.08	1.08
OBT Orange County Bancorp	0.11	0.93	0.91

Compare Ownership

Institutional Ownership

Company	Institutional Ownership
CIVB Civista Bancshares	52.10%
CZFS Citizens Financial Services	22.49%
JMSB John Marshall Bancorp	39.09%
OBT Orange County Bancorp	42.55%

Insider Ownership

Company	Insider Ownership
CIVB Civista Bancshares	1.64%
CZFS Citizens Financial Services	5.50%
JMSB John Marshall Bancorp	12.62%
OBT Orange County Bancorp	8.20%

Compare Miscellaneous Stats

Company	Employees	Shares Outstanding	Free Float	Optionable
CIVB Civista Bancshares	549	20.79 million	20.45 million	Optionable
CZFS Citizens Financial Services	405	4.81 million	4.55 million	Not Optionable
JMSB John Marshall Bancorp	140	14.11 million	12.33 million	Optionable
OBT Orange County Bancorp	235	13.41 million	12.31 million	Not Optionable

CIVB, CZFS, OBT, and JMSB Headlines

Recent News About These Companies

Orange County Bancorp (NASDAQ:OBT) Stock Rating Raised to "Strong-Buy" at Zacks Research

October 9, 2026 | marketbeat.com

Bank of America Corp DE Makes New Investment in Orange County Bancorp, Inc. $OBT

October 1, 2026 | marketbeat.com

RBKB vs. OBT: Which Hudson Valley Bank Stock Is the Better Buy Now?

September 24, 2026 | zacks.com

Orange County Bancorp declares $0.18 dividend

August 22, 2026 | msn.com

Orange County Bancorp, Inc. Declares Cash Dividend

August 21, 2026 | globenewswire.com

Orange County Bancorp (NASDAQ:OBT) SVP Stephen Rooney Sells 1,500 Shares

August 6, 2026 | insidertrades.com

Orange County Bancorp (NASDAQ:OBT) EVP Sells 1,165 Shares

August 4, 2026 | insidertrades.com

Orange County Bancorp (OBT) Q2 2026 Earnings

July 28, 2026 | 247wallst.com

Orange County Bancorp, Inc. Announces Record Second Quarter Earnings

July 28, 2026 | globenewswire.com

Orange County Bancorp, Inc. Declares Cash Dividend

May 22, 2026 | globenewswire.com

Orange Bank & Trust Promotes Regional President Ruhl to Senior Executive Vice President

March 3, 2026 | monitordaily.comM

Orange Bank & Trust Promotes Regional President, Joseph A. Ruhl to Senior Executive Vice President

March 2, 2026 | globenewswire.com

Orange County Bancorp, Inc. Declares Cash Dividend

February 20, 2026 | globenewswire.com

Orange Investment Advisors Enhances Team with Appointment of Two Portfolio Managers

February 11, 2026 | globenewswire.com

Orange County Bancorp, Inc. (OBT) Hits Fresh High: Is There Still Room to Run?

February 6, 2026 | zacks.com

Orange County Bancorp, Inc. (OBT) Beats Q4 Earnings and Revenue Estimates

February 4, 2026 | zacks.com

Orange County Bancorp, Inc. Announces Record Earnings for Fiscal 2025

February 4, 2026 | markets.businessinsider.com

US Market's Undiscovered Gems to Explore February 2026

February 3, 2026 | uk.finance.yahoo.com

With EPS Growth And More, Orange County Bancorp (NASDAQ:OBT) Makes An Interesting Case

December 1, 2025 | uk.finance.yahoo.com

5 Stocks Worth Watching on Recent Dividend Hikes

November 28, 2025 | zacks.com

3 Stocks to Watch That Announced Dividend Hikes Amid Market Volatility

November 28, 2025 | zacks.com

New MarketBeat Followers Over Time

Media Sentiment Over Time

CIVB, CZFS, OBT, and JMSB Company Descriptions

Civista Bancshares NASDAQ:CIVB

$26.91 +0.22 (+0.82%)

Closing price 10/20/2026 04:00 PM Eastern

Extended Trading

$26.92 +0.02 (+0.06%)

As of 10/20/2026 04:10 PM Eastern

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Citizens Financial Services NASDAQ:CZFS

$80.50 +1.40 (+1.77%)

Closing price 10/20/2026 04:00 PM Eastern

Extended Trading

$80.69 +0.19 (+0.24%)

As of 10/20/2026 07:07 PM Eastern

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.

John Marshall Bancorp NASDAQ:JMSB

$22.80 0.00 (0.00%)

Closing price 10/20/2026 04:00 PM Eastern

Extended Trading

$22.78 -0.02 (-0.07%)

As of 10/20/2026 04:43 PM Eastern

John Marshall Bancorp, Inc. is the bank holding company for John Marshall Bank. The Bank is headquartered in Reston, Virginia with eight full-service branches located in Alexandria, Arlington, Loudoun, Prince William, Reston, and Tysons, Virginia, as well as Rockville, Maryland, and Washington, D.C. The Bank is dedicated to providing exceptional value, personalized service and convenience to local businesses and professionals in the Washington, D.C. Metropolitan area. The Bank offers a comprehensive line of sophisticated banking products and services that rival those of the largest banks along with experienced staff to help achieve customers’ financial goals. Dedicated relationship managers serve as direct points-of-contact, providing subject matter expertise in a variety of niche industries including charter and private schools, government contractors, health services, nonprofits and associations, professional services, property management companies and title companies

Orange County Bancorp NASDAQ:OBT

$37.56 +0.81 (+2.20%)

Closing price 10/20/2026 04:00 PM Eastern

Extended Trading

$37.53 -0.03 (-0.08%)

As of 10/20/2026 04:43 PM Eastern

Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and individuals. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

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Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest CIVB, CZFS, OBT, and JMSB Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest CIVB, CZFS, OBT, and JMSB Earnings

Compare Dividends

Latest CIVB, CZFS, OBT, and JMSB Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

CIVB, CZFS, OBT, and JMSB Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

CIVB, CZFS, OBT, and JMSB Company Descriptions

Civista Bancshares NASDAQ:CIVB

Citizens Financial Services NASDAQ:CZFS

John Marshall Bancorp NASDAQ:JMSB

Orange County Bancorp NASDAQ:OBT

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Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

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Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest CIVB, CZFS, OBT, and JMSB Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest CIVB, CZFS, OBT, and JMSB Earnings

Compare Dividends

Latest CIVB, CZFS, OBT, and JMSB Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

CIVB, CZFS, OBT, and JMSB Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

CIVB, CZFS, OBT, and JMSB Company Descriptions

Civista Bancshares NASDAQ:CIVB

Citizens Financial Services NASDAQ:CZFS

John Marshall Bancorp NASDAQ:JMSB

Orange County Bancorp NASDAQ:OBT

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