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CompanyCurrent Price50-Day Moving Average52-Week RangeMarket CapBetaAvg. VolumeToday's Volume
Alerus Financial stock logo
ALRS
Alerus Financial
$20.49
-1.6%
$21.72
$15.78
$24.41
$528.37M0.7176,443 shs58,047 shs
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
$13.89
-1.1%
$13.71
$11.37
$15.15
$146.23M0.428,966 shs11,951 shs
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
$32.86
-1.7%
$33.81
$26.31
$37.72
$559.13M0.7654,127 shs28,440 shs
X Financial Sponsored ADR stock logo
XYF
X Financial
$13.99
-1.7%
$17.37
$4.05
$20.35
$594.53M0.25502,293 shs362,617 shs
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Compare Price Performance

Company1-Day Performance7-Day Performance30-Day Performance90-Day Performance1-Year Performance
Alerus Financial stock logo
ALRS
Alerus Financial
-1.63%-3.07%-9.09%-3.67%+0.39%
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
-1.14%+0.36%0.00%-0.71%+12.93%
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
-1.85%-3.88%-7.58%+6.64%+22.18%
X Financial Sponsored ADR stock logo
XYF
X Financial
-1.78%-2.37%-29.94%+2.34%+223.84%
CompanyOverall ScoreAnalyst's OpinionShort Interest ScoreDividend StrengthESG ScoreNews and Social Media SentimentCompany OwnershipEarnings & Valuation
Alerus Financial stock logo
ALRS
Alerus Financial
4.9698 of 5 stars
3.15.05.03.73.30.83.1
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
1.6264 of 5 stars
0.03.02.50.02.60.01.3
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
3.1753 of 5 stars
2.33.01.70.00.00.83.1
X Financial Sponsored ADR stock logo
XYF
X Financial
2.209 of 5 stars
0.03.01.70.02.01.71.9
CompanyConsensus Rating ScoreConsensus RatingConsensus Price Target% Upside from Current Price
Alerus Financial stock logo
ALRS
Alerus Financial
2.25
Hold$25.6325.06% Upside
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
0.00
N/AN/AN/A
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
2.50
Moderate Buy$38.2516.42% Upside
X Financial Sponsored ADR stock logo
XYF
X Financial
0.00
N/AN/AN/A

Current Analyst Ratings Breakdown

Latest RMBI, SMBK, XYF, and ALRS Analyst Ratings

DateCompanyBrokerageActionRatingPrice TargetDetails
7/30/2025
Alerus Financial stock logo
ALRS
Alerus Financial
Piper Sandler
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetNeutral ➝ Neutral$24.00 ➝ $25.50
7/29/2025
Alerus Financial stock logo
ALRS
Alerus Financial
DA Davidson
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetNeutral ➝ Neutral$20.00 ➝ $25.00
7/29/2025
Alerus Financial stock logo
ALRS
Alerus Financial
Raymond James Financial
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingOutperform ➝ Outperform$24.00 ➝ $27.00
7/29/2025
Alerus Financial stock logo
ALRS
Alerus Financial
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetMarket Perform ➝ Market Perform$22.00 ➝ $25.00
7/24/2025
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
Raymond James Financial
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Reiterated RatingStrong-Buy ➝ Strong-Buy$42.00 ➝ $44.00
7/24/2025
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetMarket Perform ➝ Market Perform$35.00 ➝ $38.00
7/23/2025
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
Hovde Group
Subscribe to MarketBeat All Access for the recommendation accuracy rating
Boost Price TargetMarket Perform$37.50 ➝ $40.00
(Data available from 8/8/2022 forward. View 10+ years of historical ratings with our analyst ratings screener.)
CompanyAnnual RevenuePrice/SalesCashflowPrice/CashBook ValuePrice/Book
Alerus Financial stock logo
ALRS
Alerus Financial
$336.51M1.54$1.83 per share11.19$21.02 per share0.97
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
$85.28M1.70$1.03 per share13.49$12.18 per share1.14
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
$187.06M2.99$2.61 per share12.60$27.06 per share1.21
X Financial Sponsored ADR stock logo
XYF
X Financial
$804.43M0.73$4.86 per share2.88$22.80 per share0.61
CompanyNet IncomeEPSTrailing P/E RatioForward P/E RatioP/E GrowthNet MarginsReturn on Equity (ROE)Return on Assets (ROA)Next Earnings Date
Alerus Financial stock logo
ALRS
Alerus Financial
$17.78M$1.6912.128.43N/A11.06%10.21%0.98%N/A
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
$9.38M$0.9414.78N/A10.83%7.07%0.63%10/23/2025 (Estimated)
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
$36.14M$2.4715.3511.10N/A12.67%7.33%0.71%10/20/2025 (Estimated)
X Financial Sponsored ADR stock logo
XYF
X Financial
$210.97M$4.802.91N/A24.76%23.30%13.70%8/20/2025 (Estimated)

Latest RMBI, SMBK, XYF, and ALRS Earnings

DateQuarterCompanyConsensus EstimateReported EPSBeat/MissGap EPSRevenue EstimateActual RevenueDetails
7/28/2025Q2 2025
Alerus Financial stock logo
ALRS
Alerus Financial
$0.56$0.72+$0.16$0.78$69.96 million$74.80 million
7/23/2025Q2 2025
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
N/A$0.26N/A$0.26N/A$11.84 million
7/21/2025Q2
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
$0.66$0.69+$0.03N/A$48.49 millionN/A
5/19/2025Q1 2025
X Financial Sponsored ADR stock logo
XYF
X Financial
N/A$1.40N/A$1.46N/A$267.00 million
CompanyAnnual PayoutDividend Yield3-Year Dividend GrowthPayout RatioYears of Consecutive Growth
Alerus Financial stock logo
ALRS
Alerus Financial
$0.844.10%N/A49.70%25 Years
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
$0.604.32%N/A63.83%1 Years
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
$0.320.97%N/A12.96%3 Years
X Financial Sponsored ADR stock logo
XYF
X Financial
$0.483.43%N/A10.00%N/A

Latest RMBI, SMBK, XYF, and ALRS Dividends

AnnouncementCompanyPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
7/24/2025
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
quarterly$0.080.9%8/8/20258/8/20258/25/2025
5/21/2025
Alerus Financial stock logo
ALRS
Alerus Financial
quarterly$0.214.01%6/27/20256/27/20257/11/2025
5/21/2025
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
quarterly$0.154.21%6/5/20256/5/20256/18/2025
(Data available from 1/1/2013 forward)
CompanyDebt-to-Equity RatioCurrent RatioQuick Ratio
Alerus Financial stock logo
ALRS
Alerus Financial
0.11
0.88
0.87
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
N/A
0.87
0.87
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
0.10
0.90
0.90
X Financial Sponsored ADR stock logo
XYF
X Financial
N/A
2.39
2.39

Institutional Ownership

CompanyInstitutional Ownership
Alerus Financial stock logo
ALRS
Alerus Financial
51.25%
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
26.52%
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
58.78%
X Financial Sponsored ADR stock logo
XYF
X Financial
1.15%

Insider Ownership

CompanyInsider Ownership
Alerus Financial stock logo
ALRS
Alerus Financial
4.20%
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
8.20%
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
7.62%
X Financial Sponsored ADR stock logo
XYF
X Financial
31.58%
CompanyEmployeesShares OutstandingFree FloatOptionable
Alerus Financial stock logo
ALRS
Alerus Financial
84025.37 million24.30 millionOptionable
Richmond Mutual Bancorporation, Inc. stock logo
RMBI
Richmond Mutual Bancorporation
18010.41 million9.55 millionNot Optionable
SmartFinancial, Inc. stock logo
SMBK
SmartFinancial
55017.02 million15.63 millionOptionable
X Financial Sponsored ADR stock logo
XYF
X Financial
42041.78 million28.59 millionNot Optionable

Recent News About These Companies

X Financial (NYSE:XYF) Trading Down 3.8% - What's Next?
X Financial (NYSE:XYF) Shares Up 5.4% - Here's Why
Q1 2025 X Financial Earnings Call Transcript
X Financial Reports Strong Q1 2025 Performance

New MarketBeat Followers Over Time

Media Sentiment Over Time

Alerus Financial stock logo

Alerus Financial NASDAQ:ALRS

$20.49 -0.34 (-1.63%)
Closing price 08/7/2025 04:00 PM Eastern
Extended Trading
$20.79 +0.30 (+1.45%)
As of 04:04 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that engages in the provision of various financial services to businesses and consumers. The company operates in four segments: Banking, Mortgage, Retirement and Benefit Services, and Wealth Management. It offers various deposit products, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. The company also provides commercial loans, business term loans, lines of credit, and commercial real estate loans, as well as construction and land development loans; consumer lending products, including residential first mortgage loans; installment loans and lines of credit; and second mortgage loans. In addition, it offers retirement plan administration and investment advisory services, employee stock ownership plan, fiduciary services, payroll, health savings accounts, and other benefit services, as well as individual retirement accounts; and financial planning, investment management, personal and corporate trust, estate administration, and custody services. Further, the company provides debit and credit cards, online banking, mobile banking/wallet, payment, private banking, payroll accounts, flex spending accounts, administration, and government health insurance program services. It offers banking services in North Dakota, Minnesota, and Arizona; and retirement and benefit plans through offices located in Michigan, Minnesota, and Colorado. The company was formerly known as First National Bank North Dakota and changed its name to Alerus Financial Corporation in 2000. Alerus Financial Corporation was founded in 1879 and is headquartered in Grand Forks, North Dakota.

Richmond Mutual Bancorporation stock logo

Richmond Mutual Bancorporation NASDAQ:RMBI

$13.89 -0.16 (-1.14%)
Closing price 08/7/2025 04:00 PM Eastern
Extended Trading
$13.90 +0.01 (+0.11%)
As of 08/7/2025 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. It accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. The company also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, it engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. The company was founded in 1887 and is headquartered in Richmond, Indiana.

SmartFinancial stock logo

SmartFinancial NASDAQ:SMBK

$32.85 -0.59 (-1.75%)
Closing price 08/7/2025 03:59 PM Eastern
Extended Trading
$32.90 +0.05 (+0.14%)
As of 08/7/2025 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, Leases, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; and direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and mid-size companies; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc. is headquartered in Knoxville, Tennessee.

X Financial stock logo

X Financial NYSE:XYF

$13.99 -0.24 (-1.69%)
Closing price 08/7/2025 03:59 PM Eastern
Extended Trading
$14.03 +0.04 (+0.31%)
As of 08/7/2025 07:54 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance products; and loan facilitation services to other platforms. In addition, it engages in the technology development, service, and sale of products; and provision of guarantee and consulting services. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.