Compare Stocks: ESNT, ACT, NMIH, and UBSI

Comparative Price Performance Over Time

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
ACT Enact	$48.72 +1.9%	$44.54	$34.64 ▼ $49.09	$6.80B	0.49	325,706 shs	236,942 shs
ESNT Essent Group	$65.39 -1.7%	$62.43	$55.34 ▼ $68.62	$6.02B	0.76	738,719 shs	133,114 shs
NMIH NMI	$43.96 -2.2%	$40.07	$34.84 ▼ $46.74	$3.30B	0.54	517,446 shs	196,084 shs
UBSI United Bankshares	$48.70 -0.8%	$46.01	$34.10 ▼ $49.62	$6.71B	0.71	957,848 shs	300,937 shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
ACT Enact	-0.13%	-1.06%	+4.68%	+10.67%	+33.23%
ESNT Essent Group	-0.27%	-2.40%	+2.90%	+7.96%	+15.48%
NMIH NMI	+1.06%	+1.35%	+8.60%	+16.49%	+18.73%
UBSI United Bankshares	-0.59%	+0.41%	+5.57%	+13.06%	+37.17%

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
ACT Enact	$48.72 +1.9%	$44.54	$34.64 ▼ $49.09	$6.80B	0.49	325,706 shs	236,942 shs
ESNT Essent Group	$65.39 -1.7%	$62.43	$55.34 ▼ $68.62	$6.02B	0.76	738,719 shs	133,114 shs
NMIH NMI	$43.96 -2.2%	$40.07	$34.84 ▼ $46.74	$3.30B	0.54	517,446 shs	196,084 shs
UBSI United Bankshares	$48.70 -0.8%	$46.01	$34.10 ▼ $49.62	$6.71B	0.71	957,848 shs	300,937 shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
ACT Enact	-0.13%	-1.06%	+4.68%	+10.67%	+33.23%
ESNT Essent Group	-0.27%	-2.40%	+2.90%	+7.96%	+15.48%
NMIH NMI	+1.06%	+1.35%	+8.60%	+16.49%	+18.73%
UBSI United Bankshares	-0.59%	+0.41%	+5.57%	+13.06%	+37.17%

Compare Analyst Forecasts

Company	Consensus Rating Score	Consensus Rating	Consensus Price Target	% Upside from Current Price
ACT Enact	0.00	N/A	N/A	N/A
ESNT Essent Group	2.40	Hold	$67.71	3.56% Upside
NMIH NMI	2.67	Moderate Buy	$48.33	9.95% Upside
UBSI United Bankshares	2.43	Hold	$47.80	-1.85% Downside

Current Analyst Ratings Breakdown

Latest ESNT, ACT, NMIH, and UBSI Analyst Ratings

Date	Company	Brokerage	Action	Rating	Price Target
8/4/2026	NMIH NMI	Royal Bank Of Canada Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Outperform	$53.00
8/3/2026	NMIH NMI	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Outperform ➝ Market Perform	$47.00
8/2/2026	NMIH NMI	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Downgrade	Moderate Buy ➝ Hold
7/31/2026	NMIH NMI	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Overweight	$48.00 ➝ $50.00
7/31/2026	NMIH NMI	Truist Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Buy	$49.00 ➝ $51.00
7/27/2026	UBSI United Bankshares	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Market Perform	$46.00 ➝ $48.00
7/24/2026	UBSI United Bankshares	Hovde Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Market Perform	$49.00 ➝ $50.00
7/13/2026	ACT Enact	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Neutral	$45.00 ➝ $46.00
7/13/2026	ESNT Essent Group	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Neutral	$65.00 ➝ $72.00
7/13/2026	NMIH NMI	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Overweight	$43.00 ➝ $48.00
7/6/2026	UBSI United Bankshares	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy (B)

(Data available from 8/6/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Compare Sales & Book Value

Company	Annual Revenue	Price/Sales	Cashflow	Price/Cash	Book Value	Price/Book
ACT Enact	$1.24B	5.50	$4.82 per share	10.10	$37.09 per share	1.31
ESNT Essent Group	$1.26B	4.78	$7.20 per share	9.08	$59.55 per share	1.10
NMIH NMI	$730.78M	4.52	$5.12 per share	8.59	$35.97 per share	1.22
UBSI United Bankshares	$1.82B	3.69	$3.26 per share	14.92	$39.99 per share	1.22

Compare Profitability & Earnings

Company	Net Income	EPS	Trailing P/E Ratio	Forward P/E Ratio	P/E Growth	Net Margins	Return on Equity (ROE)	Return on Assets (ROA)	Next Earnings Date
ACT Enact	$674.24M	$4.61	10.57	9.80	1.28	54.49%	13.02%	10.05%	N/A
ESNT Essent Group	$689.97M	$7.02	9.31	8.56	1.85	53.64%	12.01%	9.28%	8/7/2026 (Estimated)
NMIH NMI	$388.93M	$5.08	8.65	8.07	1.21	54.10%	15.13%	10.21%	N/A
UBSI United Bankshares	$464.60M	$3.67	13.27	12.55	N/A	27.97%	9.39%	1.53%	10/22/2026 (Estimated)

Latest ESNT, ACT, NMIH, and UBSI Earnings

Date	Quarter	Company	Consensus Estimate	Reported EPS	Beat/Miss	Gap EPS	Revenue Estimate	Actual Revenue
8/7/2026	Q2 2026	ESNT Essent Group	$1.76	N/A	N/A	N/A	$321.62 million	N/A
8/5/2026	Q2 2026	ACT Enact	$1.19	$1.26	+$0.07	$1.25	$315.81 million	$317.31 million
7/30/2026	Q2 2026	NMIH NMI	$1.28	$1.38	+$0.10	$1.38	$156.26 million	$187.89 million
7/23/2026	Q2 2026	UBSI United Bankshares	$0.8870	$0.95	+$0.0630	$0.95	$320.07 million	$323.82 million
5/8/2026	Q1 2026	ESNT Essent Group	$1.68	$1.82	+$0.14	$1.82	$297.56 million	$336.07 million

Compare Dividends

Company	Annual Payout	Dividend Yield	5-Year Annualized Dividend Growth	Payout Ratio	Years of Consecutive Growth
ACT Enact	$0.96	1.97%	N/A	20.82%	3 Years
ESNT Essent Group	$1.40	2.14%	+14.14%	19.94%	6 Years
NMIH NMI	N/A	N/A	N/A	N/A	N/A
UBSI United Bankshares	$1.52	3.12%	+1.25%	41.42%	26 Years

Latest ESNT, ACT, NMIH, and UBSI Dividends

Announcement	Company	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
8/5/2026	ACT Enact	quarterly	$0.24	2.01%	8/20/2026	8/20/2026	9/17/2026
5/13/2026	UBSI United Bankshares	quarterly	$0.38	3.33%	6/12/2026	6/12/2026	7/1/2026
5/8/2026	ESNT Essent Group	quarterly	$0.35	2.47%	6/1/2026	6/1/2026	6/10/2026

(Data available from 1/1/2013 forward)

Compare Debt

Company	Debt-to-Equity Ratio	Current Ratio	Quick Ratio
ACT Enact	0.14	0.97	0.97
ESNT Essent Group	0.09	1.32	1.32
NMIH NMI	0.15	0.65	0.63
UBSI United Bankshares	0.10	0.98	0.98

Compare Ownership

Institutional Ownership

Company	Institutional Ownership
ACT Enact	18.03%
ESNT Essent Group	93.00%
NMIH NMI	94.12%
UBSI United Bankshares	70.80%

Insider Ownership

Company	Insider Ownership
ACT Enact	0.59%
ESNT Essent Group	3.60%
NMIH NMI	2.44%
UBSI United Bankshares	3.16%

Compare Miscellaneous Stats

Company	Employees	Shares Outstanding	Free Float	Optionable
ACT Enact	500	139.60 million	138.78 million	Not Optionable
ESNT Essent Group	350	92.15 million	88.84 million	Optionable
NMIH NMI	234	75.22 million	73.38 million	Optionable
UBSI United Bankshares	2,694	137.80 million	133.45 million	Optionable

ESNT, ACT, NMIH, and UBSI Headlines

Recent News About These Companies

California State Teachers Retirement System Has $6.45 Million Position in United Bankshares, Inc. $UBSI

August 6 at 3:43 AM | marketbeat.com

United Bankshares (NASDAQ:UBSI) Reaches New 1-Year High - Should You Buy?

August 4 at 2:39 PM | marketbeat.com

Segall Bryant & Hamill LLC Cuts Stock Position in United Bankshares, Inc. $UBSI

August 4 at 5:11 AM | marketbeat.com

United Bankshares, Inc. (NASDAQ:UBSI) Given Average Rating of "Hold" by Brokerages

August 4 at 3:59 AM | americanbankingnews.com

United Bankshares, Inc.

July 30, 2026 | money.usnews.com

United Bankshares, Inc. (NASDAQ:UBSI) Given Average Recommendation of "Hold" by Analysts

July 30, 2026 | marketbeat.com

First Trust Advisors LP Increases Stake in United Bankshares, Inc. $UBSI

July 30, 2026 | marketbeat.com

Keefe, Bruyette & Woods Increases United Bankshares (NASDAQ:UBSI) Price Target to $48.00

July 29, 2026 | americanbankingnews.com

United Bankshares (NASDAQ:UBSI) Hits New 52-Week High on Analyst Upgrade

July 29, 2026 | americanbankingnews.com

United Bankshares (UBSI) Could Be a Great Choice

July 28, 2026 | zacks.com

United Bankshares (UBSI) Upgraded to Buy: Here's Why

July 27, 2026 | zacks.com

Keefe, Bruyette & Woods Boosts United Bankshares (NASDAQ:UBSI) Price Target to $48.00

July 27, 2026 | marketbeat.com

United Bankshares (NASDAQ:UBSI) Sets New 52-Week High After Analyst Upgrade

July 27, 2026 | marketbeat.com

Hovde Group Forecasts Strong Price Appreciation for United Bankshares (NASDAQ:UBSI) Stock

July 26, 2026 | americanbankingnews.com

California Public Employees Retirement System Increases Stake in United Bankshares, Inc. $UBSI

July 25, 2026 | marketbeat.com

United Bankshares (NASDAQ:UBSI) Raised to Hold at Wall Street Zen

July 25, 2026 | marketbeat.com

Is United Bankshares (UBSI) Undervalued Following Its Q2 Earnings And Buyback Completion?

July 24, 2026 | finance.yahoo.com

United Bankshares (NASDAQ:UBSI) surprises with Q2 CY2026 sales

July 24, 2026 | msn.com

Hovde Group Issues Positive Forecast for United Bankshares (NASDAQ:UBSI) Stock Price

July 24, 2026 | marketbeat.com

United Bankshares (NASDAQ:UBSI) Announces Quarterly Earnings Results

July 23, 2026 | marketbeat.com

Here's What Key Metrics Tell Us About United Bankshares (UBSI) Q2 Earnings

July 23, 2026 | zacks.com

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

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ESNT, ACT, NMIH, and UBSI Company Descriptions

Enact NASDAQ:ACT

$48.72 +0.89 (+1.86%)

As of 02:47 PM Eastern

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. It engages in writing and assuming residential mortgage guaranty insurance. The company also offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; contract underwriting services for mortgage lenders; and mortgage-related reinsurance products. It primarily serves originators of residential mortgage loans. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. operates as a subsidiary of Genworth Holdings Inc.

Essent Group NYSE:ESNT

$65.39 -1.13 (-1.69%)

As of 02:46 PM Eastern

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services, as well as risk management products and title insurance and settlement services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was incorporated in 2008 and is based in Hamilton, Bermuda.

NMI NASDAQ:NMIH

$43.96 -0.98 (-2.18%)

As of 02:47 PM Eastern

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. The company was incorporated in 2011 and is headquartered in Emeryville, California.

United Bankshares NASDAQ:UBSI

$48.70 -0.38 (-0.77%)

As of 02:47 PM Eastern

United Bankshares, Inc., through its subsidiaries, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, student, credit card receivables, personal, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as investment management and retirement planning services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

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Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest ESNT, ACT, NMIH, and UBSI Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest ESNT, ACT, NMIH, and UBSI Earnings

Compare Dividends

Latest ESNT, ACT, NMIH, and UBSI Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

ESNT, ACT, NMIH, and UBSI Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

ESNT, ACT, NMIH, and UBSI Company Descriptions

Enact NASDAQ:ACT

Essent Group NYSE:ESNT

NMI NASDAQ:NMIH

United Bankshares NASDAQ:UBSI

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