Compare Stocks: ESNT, ACT, NMIH, and UBSI

Comparative Price Performance Over Time

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
ACT Enact	$45.48 -0.8%	$47.18	$36.77 ▼ $50.56	$6.12B	0.49	350,887 shs	91,278 shs
ESNT Essent Group	$64.53 -0.6%	$65.30	$55.34 ▼ $71.84	$5.68B	0.71	746,297 shs	60,093 shs
NMIH NMI	$38.59 -0.8%	$41.57	$35.12 ▼ $46.74	$2.88B	0.52	578,873 shs	92,177 shs
UBSI United Bankshares	$48.02 +0.3%	$47.26	$34.68 ▼ $50.47	$6.46B	0.73	943,947 shs	115,423 shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
ACT Enact	-0.71%	-4.06%	+2.00%	-8.23%	+21.76%
ESNT Essent Group	+0.10%	-5.55%	+4.38%	-6.70%	+5.44%
NMIH NMI	-0.44%	-12.18%	-1.72%	-14.94%	+3.49%
UBSI United Bankshares	-0.68%	-1.10%	+4.77%	-2.86%	+30.66%

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
ACT Enact	$45.48 -0.8%	$47.18	$36.77 ▼ $50.56	$6.12B	0.49	350,887 shs	91,278 shs
ESNT Essent Group	$64.53 -0.6%	$65.30	$55.34 ▼ $71.84	$5.68B	0.71	746,297 shs	60,093 shs
NMIH NMI	$38.59 -0.8%	$41.57	$35.12 ▼ $46.74	$2.88B	0.52	578,873 shs	92,177 shs
UBSI United Bankshares	$48.02 +0.3%	$47.26	$34.68 ▼ $50.47	$6.46B	0.73	943,947 shs	115,423 shs

The 7 Hottest IPO Stories of 2026

MarketBeat just released its list of the 7 hottest IPOs expected to hit Wall Street in 2026. See which companies are preparing to go public and why investors are watching closely.

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
ACT Enact	-0.71%	-4.06%	+2.00%	-8.23%	+21.76%
ESNT Essent Group	+0.10%	-5.55%	+4.38%	-6.70%	+5.44%
NMIH NMI	-0.44%	-12.18%	-1.72%	-14.94%	+3.49%
UBSI United Bankshares	-0.68%	-1.10%	+4.77%	-2.86%	+30.66%

Compare Analyst Forecasts

Company	Consensus Rating Score	Consensus Rating	Consensus Price Target	% Upside from Current Price
ACT Enact	0.00	N/A	N/A	N/A
ESNT Essent Group	2.40	Hold	$70.75	9.64% Upside
NMIH NMI	2.63	Moderate Buy	$47.88	24.08% Upside
UBSI United Bankshares	2.43	Hold	$49.20	2.45% Upside

Current Analyst Ratings Breakdown

Latest ESNT, ACT, NMIH, and UBSI Analyst Ratings

Date	Company	Brokerage	Action	Rating	Price Target
11/12/2026	ESNT Essent Group	JPMorgan Chase & Co. Subscribe to MarketBeat All Access to unlock brokerage rankings	Boost Price Target	Neutral	$66.00 ➝ $67.00
11/10/2026	NMIH NMI	JPMorgan Chase & Co. Subscribe to MarketBeat All Access to unlock brokerage rankings	Boost Price Target	Overweight	$45.00 ➝ $46.00
11/9/2026	ESNT Essent Group	Barclays Subscribe to MarketBeat All Access to unlock brokerage rankings	Lower Price Target	Equal Weight	$66.00 ➝ $65.00
11/6/2026	ACT Enact	JPMorgan Chase & Co. Subscribe to MarketBeat All Access to unlock brokerage rankings	Boost Price Target	Underweight	$44.00 ➝ $45.00
11/6/2026	NMIH NMI	Barclays Subscribe to MarketBeat All Access to unlock brokerage rankings	Lower Price Target	Equal Weight	$43.00 ➝ $42.00
11/4/2026	ESNT Essent Group	Weiss Ratings Subscribe to MarketBeat All Access to unlock brokerage rankings	Upgrade	Buy (B+) ➝ Buy (A-)
11/3/2026	ACT Enact	Weiss Ratings Subscribe to MarketBeat All Access to unlock brokerage rankings	Upgrade	Buy (A-) ➝ Buy (A)
11/3/2026	NMIH NMI	Weiss Ratings Subscribe to MarketBeat All Access to unlock brokerage rankings	Downgrade	Buy (B+) ➝ Buy (B)
11/2/2026	UBSI United Bankshares	Weiss Ratings Subscribe to MarketBeat All Access to unlock brokerage rankings	Upgrade	Buy (B) ➝ Buy (B+)
10/30/2026	ACT Enact	Bank of America Subscribe to MarketBeat All Access to unlock brokerage rankings	Downgrade	Buy ➝ Underperform	$53.00 ➝ $42.00
10/30/2026	ESNT Essent Group	Bank of America Subscribe to MarketBeat All Access to unlock brokerage rankings	Downgrade	Buy ➝ Neutral	$78.00 ➝ $68.00

(Data available from 11/13/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Compare Sales & Book Value

Company	Annual Revenue	Price/Sales	Cashflow	Price/Cash	Book Value	Price/Book
ACT Enact	$1.24B	4.95	$4.67 per share	9.74	$38.66 per share	1.18
ESNT Essent Group	$1.26B	4.50	$7.31 per share	8.83	$63.15 per share	1.02
NMIH NMI	$706.44M	4.07	$5.12 per share	7.54	$36.25 per share	1.06
UBSI United Bankshares	$1.82B	3.55	$3.30 per share	14.56	$40.25 per share	1.19

Compare Profitability & Earnings

Company	Net Income	EPS	Trailing P/E Ratio	Forward P/E Ratio	P/E Growth	Net Margins	Return on Equity (ROE)	Return on Assets (ROA)	Next Earnings Date
ACT Enact	$674.24M	$4.80	9.48	9.11	1.57	54.08%	13.03%	10.05%	N/A
ESNT Essent Group	$689.97M	$7.32	8.82	8.31	1.64	49.08%	11.99%	9.02%	N/A
NMIH NMI	$388.93M	$5.09	7.60	7.28	4.90	53.11%	14.78%	9.98%	N/A
UBSI United Bankshares	$464.60M	$3.69	13.01	12.19	N/A	28.03%	9.37%	1.52%	1/28/2027 (Estimated)

Latest ESNT, ACT, NMIH, and UBSI Earnings

Date	Quarter	Company	Consensus Estimate	Reported EPS	Beat/Miss	Gap EPS	Revenue Estimate	Actual Revenue
11/6/2026	Q3 2026	ESNT Essent Group	$1.85	$1.82	-$0.03	$1.82	$344.17 million	$374.18 million
11/5/2026	Q3 2026	NMIH NMI	$1.30	$1.23	-$0.07	$1.23	$159.20 million	$187.55 million
11/4/2026	Q3 2026	ACT Enact	$1.19	$1.19	N/A	$1.15	$317.92 million	$312.85 million
10/22/2026	Q3 2026	UBSI United Bankshares	$0.9320	$0.94	+$0.0080	$0.94	$327.23 million	$325.10 million

Compare Dividends

Company	Annual Payout	Dividend Yield	5-Year Annualized Dividend Growth	Payout Ratio	Years of Consecutive Growth
ACT Enact	$0.96	2.11%	N/A	20.00%	3 Years
ESNT Essent Group	$1.40	2.17%	+14.14%	19.13%	6 Years
NMIH NMI	N/A	N/A	N/A	N/A	N/A
UBSI United Bankshares	$1.52	3.17%	+1.25%	41.19%	26 Years

Latest ESNT, ACT, NMIH, and UBSI Dividends

Announcement	Company	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
11/4/2026	ACT Enact	quarterly	$0.24	1.99%	11/25/2026	11/25/2026	12/17/2026
11/6/2026	ESNT Essent Group	quarterly	$0.35	2.21%	12/1/2026	12/1/2026	12/10/2026
8/24/2026	UBSI United Bankshares	quarterly	$0.38	3.22%	9/11/2026	9/11/2026	10/1/2026

(Data available from 1/1/2013 forward)

Compare Debt

Company	Debt-to-Equity Ratio	Current Ratio	Quick Ratio
ACT Enact	0.14	0.97	0.97
ESNT Essent Group	0.09	1.05	1.18
NMIH NMI	0.15	0.67	0.65
UBSI United Bankshares	0.10	0.97	0.97

Compare Ownership

Institutional Ownership

Company	Institutional Ownership
ACT Enact	18.03%
ESNT Essent Group	93.00%
NMIH NMI	94.12%
UBSI United Bankshares	70.80%

Insider Ownership

Company	Insider Ownership
ACT Enact	0.59%
ESNT Essent Group	3.60%
NMIH NMI	2.44%
UBSI United Bankshares	3.16%

Compare Miscellaneous Stats

Company	Employees	Shares Outstanding	Free Float	Optionable
ACT Enact	500	134.44 million	133.65 million	Optionable
ESNT Essent Group	514	87.97 million	84.81 million	Optionable
NMIH NMI	225	74.56 million	72.74 million	Optionable
UBSI United Bankshares	2,694	134.51 million	130.26 million	Optionable

ESNT, ACT, NMIH, and UBSI Headlines

Recent News About These Companies

United Bankshares, Inc. (NASDAQ:UBSI) Stock Has Average Price Target of $49.20

November 7, 2026 | marketbeat.com

1 small-cap stock to target this week and 2 we brush off

November 6, 2026 | msn.com

United Bankshares (NASDAQ:UBSI) Reaches New 12-Month High - Here's What Happened

November 4, 2026 | marketbeat.com

United Bankshares Announces Earnings For 3Q Of 2026

November 3, 2026 | theintelligencer.netT

ProShare Advisors LLC Sells 174,593 Shares of United Bankshares, Inc. $UBSI

November 2, 2026 | marketbeat.com

United Bankshares (NASDAQ:UBSI) Stock Rating Raised to Hold at Wall Street Zen

November 1, 2026 | marketbeat.com

United Bankshares Inc

October 28, 2026 | 247wallst.com

United Bankshares (NASDAQ:UBSI) Stock Gets Downgrade from Wall Street Zen

October 24, 2026 | marketbeat.com

United Bankshares, Inc. announces earnings for 3Q 2026

October 23, 2026 | register-herald.comR

United Bankshares (NASDAQ: UBSI) posts Q3 2026 sales in line with estimates

October 22, 2026 | msn.com

United Bankshares, Inc. Reports Net Charge Offs for the Third Quarter Ended September 30, 2026

October 22, 2026 | marketscreener.comM

United Bankshares' Q3 Earnings, Revenue Rise

October 22, 2026 | finance.yahoo.com

Earnings Flash (UBSI) United Bankshares, Inc. Reports Q3 Revenue $325.1M, vs. FactSet Est of $327.2M

October 22, 2026 | marketscreener.comM

United Bankshares Q3 2026: Record Net Interest Income Lifts EPS

October 22, 2026 | 247wallst.com

United Bankshares Reports $128.7 Million Third-Quarter 2026 Earnings

October 22, 2026 | quiverquant.comQ

United Bankshares (NASDAQ:UBSI) Posts Quarterly Earnings Results, Beats Estimates By $0.01 EPS

October 22, 2026 | marketbeat.com

United Bankshares (UBSI) Q3 Earnings Meet Estimates

October 22, 2026 | zacks.com

United Bankshares, Inc. Announces Earnings for the Third Quarter of 2026

October 22, 2026 | businesswire.com

United Bankshares (UBSI) is a Top Dividend Stock Right Now: Should You Buy?

October 19, 2026 | zacks.com

United Bankshares plans Florida entry: what it means for United Bankshares stock

October 18, 2026 | ad-hoc-news.deA

United Bankshares (UBSI) Earnings Expected to Grow: Should You Buy?

October 15, 2026 | zacks.com

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

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ESNT, ACT, NMIH, and UBSI Company Descriptions

Enact NASDAQ:ACT

$45.48 -0.35 (-0.75%)

As of 12:07 PM Eastern

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. It engages in writing and assuming residential mortgage guaranty insurance. The company also offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; contract underwriting services for mortgage lenders; and mortgage-related reinsurance products. It primarily serves originators of residential mortgage loans. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. operates as a subsidiary of Genworth Holdings Inc.

Essent Group NYSE:ESNT

$64.53 -0.36 (-0.55%)

As of 12:07 PM Eastern

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services, as well as risk management products and title insurance and settlement services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was incorporated in 2008 and is based in Hamilton, Bermuda.

NMI NASDAQ:NMIH

$38.59 -0.29 (-0.75%)

As of 12:08 PM Eastern

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. The company was incorporated in 2011 and is headquartered in Emeryville, California.

United Bankshares NASDAQ:UBSI

$48.04 +0.17 (+0.37%)

As of 12:07 PM Eastern

United Bankshares, Inc., through its subsidiaries, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, student, credit card receivables, personal, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as investment management and retirement planning services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

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Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest ESNT, ACT, NMIH, and UBSI Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest ESNT, ACT, NMIH, and UBSI Earnings

Compare Dividends

Latest ESNT, ACT, NMIH, and UBSI Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

ESNT, ACT, NMIH, and UBSI Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

ESNT, ACT, NMIH, and UBSI Company Descriptions

Enact NASDAQ:ACT

Essent Group NYSE:ESNT

NMI NASDAQ:NMIH

United Bankshares NASDAQ:UBSI

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