Top MarketRank™ StocksTop MarketRank™NYSE:PFSI PennyMac Financial Services (PFSI) Stock Price, News & Analysis $70.43 +0.62 (+0.88%) Closing price 09/11/2026 03:58 PM EasternExtended Trading$70.36 -0.07 (-0.10%) As of 09/11/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About PennyMac Financial Services Stock (NYSE:PFSI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get PFSI alerts:Sign Up Key Stats Today's Range$70.00▼$71.4750-Day Range$69.76▼$86.7152-Week Range$69.12▼$160.36Volume329,594 shsAverage Volume427,854 shsMarket Capitalization$3.66 billionP/E Ratio9.67Dividend Yield1.70%Price Target$104.88Consensus RatingHold Company Overview PennyMac Financial Services, Inc. (NYSE:PFSI) is a mortgage banking company that provides a range of residential lending and loan servicing services in the United States. The company operates through its subsidiaries and focuses primarily on the production and servicing of conventional and government-insured residential mortgage loans. PennyMac’s loan production business acquires, originates and refinances mortgage loans through correspondent, broker-direct and consumer-direct channels. Its servicing business manages mortgage payments, escrow accounts, borrower communications, loss mitigation and other administrative functions for loans owned by the company and for third-party investors. Founded in 2008, PennyMac is headquartered in Westlake Village, California. The company was established by mortgage industry veterans, including Stanford Kurland, and is led by Chief Executive Officer and Chairman David Spector. PennyMac Financial Services is separate from PennyMac Mortgage Investment Trust, an affiliated mortgage real estate investment trust.AI Generated. May Contain Errors. Read More PennyMac Financial Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks100th Percentile Overall ScorePFSI MarketRank™: PennyMac Financial Services scored higher than 100% of companies evaluated by MarketBeat, and ranked 13th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.1 / 5Analyst RatingHold Consensus RatingPennyMac Financial Services has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on no strong buy ratings, 4 buy ratings, 4 hold ratings, and 2 sell ratings.Upside PotentialPennyMac Financial Services has a consensus price target of $104.88, representing about 48.9% upside from its current price of $70.43.Amount of Analyst CoveragePennyMac Financial Services has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about PennyMac Financial Services' stock forecast and price target. Earnings and Valuation5.0 / 5Proj. Earnings Growth52.17% Earnings GrowthEarnings for PennyMac Financial Services are expected to grow by 52.17% in the coming year, from $7.36 to $11.20 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of PennyMac Financial Services is 9.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.90.Price to Earnings Ratio vs. SectorThe P/E ratio of PennyMac Financial Services is 9.67, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.67.Price to Earnings Growth RatioPennyMac Financial Services has a PEG Ratio of 0.66. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioPennyMac Financial Services has a P/B Ratio of 0.85. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about PennyMac Financial Services' valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted6.61% of the float of PennyMac Financial Services has been sold short.Short Interest Ratio / Days to CoverPennyMac Financial Services has a short interest ratio ("days to cover") of 6.98.Change versus previous monthShort interest in PennyMac Financial Services has recently increased by 3.01%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldPennyMac Financial Services pays a meaningful dividend of 1.71%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthPennyMac Financial Services has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of PennyMac Financial Services is 16.48%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, PennyMac Financial Services will have a dividend payout ratio of 10.71% next year. This indicates that PennyMac Financial Services will be able to sustain or increase its dividend.Read more about PennyMac Financial Services' dividend. News and Social Media3.5 / 5News Sentiment0.55 News SentimentPennyMac Financial Services has a news sentiment score of 0.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.88 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for PennyMac Financial Services this week, compared to 6 articles on an average week.Search Interest4 people have searched for PFSI on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.MarketBeat Follows1 people have added PennyMac Financial Services to their MarketBeat watchlist in the last 30 days. Company Ownership1.9 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, PennyMac Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $429,632.00 in company stock.Percentage Held by Insiders15.20% of the stock of PennyMac Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions57.87% of the stock of PennyMac Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about PennyMac Financial Services' insider trading history. Receive PFSI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for PennyMac Financial Services and its competitors with MarketBeat's FREE daily newsletter. 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PFSI Stock News HeadlinesPFSI Investor News: If You Have Suffered Losses in PennyMac Financial Services, Inc. (NYSE: PFSI), You Are Encouraged to Contact The Rosen Law Firm About Your RightsSeptember 11 at 10:09 AM | globenewswire.comRosen Law Firm Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSISeptember 10 at 5:53 PM | prnewswire.comYour $29.97 book is free todayWhy Some Traders Skip Stocks Entirely You don't need a big account to trade options. In fact, options can give you up to 12 times the leverage of stocks — with a fraction of the capital tied up. This free guide lays it all out in plain English — from A to Z, with step-by-step examples you can follow in your own account.September 13 at 1:00 AM | Profits Run (Ad)PennyMac Financial Services, Inc. to Present at the Barclays 24th Annual Global Financial Services ConferenceSeptember 8, 2026 | businesswire.comPennyMac Mortgage Investment Trust to Present at the Barclays 24th Annual Global Financial Services ConferenceSeptember 8, 2026 | businesswire.comRosen Law Firm Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSISeptember 4, 2026 | prnewswire.comPennyMac Financial Services IncSeptember 3, 2026 | 247wallst.comPFSI Investor News: If You Have Suffered Losses in PennyMac Financial Services, Inc. (NYSE: PFSI), You Are Encouraged to Contact The Rosen Law Firm About Your RightsSeptember 2, 2026 | globenewswire.comSee More Headlines PFSI Stock Analysis - Frequently Asked Questions How have PFSI shares performed this year? PennyMac Financial Services' stock was trading at $131.96 on January 1st, 2026. Since then, PFSI stock has decreased by 46.6% and is now trading at $70.4270. How were PennyMac Financial Services' earnings last quarter? PennyMac Financial Services, Inc. (NYSE:PFSI) announced its earnings results on Wednesday, July, 29th. The real estate investment trust reported $1.39 earnings per share for the quarter, missing the consensus estimate of $2.11 by $0.72. The business's revenue was up 11.8% on a year-over-year basis. Read the conference call transcript. Who are PennyMac Financial Services' major shareholders? PennyMac Financial Services' top institutional shareholders include MFN Partners Management LP (8.73%), California State Teachers Retirement System (5.80%), BlackRock Inc. (4.48%) and Donald Smith & CO. Inc. (3.63%). Insiders that own company stock include Doug Jones, Daniel Stanley Perotti, Joseph F Mazzella, David Spector, Gregory L Hendry, Patrick Kinsella, William Herbert Chang, Derek Stark, Steven Richard Bailey, James Follette, Abbie Tidmore, Mark Elbaum and Anne Mccallion. View institutional ownership trends. How do I buy shares of PennyMac Financial Services? Shares of PFSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of PennyMac Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that PennyMac Financial Services investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Last Earnings7/29/2026Record date for 8/27 Dividend8/17/2026Ex-Dividend for 8/27 Dividend8/17/2026Dividend Payable8/27/2026Today9/13/2026Barclays 24th Annual Global Financial Services Conference9/15/2026Next Earnings (Estimated)10/20/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (7m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 PFSI's financial health is in the Red zone, according to TradeSmith. PFSI has been in this zone for over 7 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Financial Services Sub-IndustryCommercial & Residential Mortgage Finance Current SymbolNYSE:PFSI CIK1745916 Webwww.pennymac.com Phone(818) 224-7442FaxN/AEmployees4,900Year Founded2008Price Target and Rating Average Price Target for PennyMac Financial Services$104.88 High Price Target$160.00 Low Price Target$78.00 Potential Upside/Downside+48.9%Consensus RatingHold Rating Score (0-4)2.20 Research Coverage10 Analysts Profitability EPS (Trailing Twelve Months)$7.28 Trailing P/E Ratio9.67 Forward P/E Ratio9.57 P/E Growth0.66Net Income$501.08 million Net Margins17.74% Pretax Margin22.91% Return on Equity11.18% Return on Assets1.65% Debt Debt-to-Equity Ratio3.22 Current Ratio0.38 Quick Ratio0.38 Sales & Book Value Annual Sales$2.05 billion Price / Sales1.79 Cash Flow$10.03 per share Price / Cash Flow7.02 Book Value$82.77 per share Price / Book0.85Miscellaneous Outstanding Shares51,950,000Free Float44,055,000Market Cap$3.66 billion OptionableOptionable Beta1.44 Social Links The 7 Hottest IPO Stories of 2026MarketBeat just released its list of the 7 hottest IPOs expected to hit Wall Street in 2026. 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