American Coastal Insurance (ACIC) Competitors

American Coastal Insurance (NASDAQ:ACIC) and Skyward Specialty Insurance Group (NASDAQ:SKWD) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, valuation, media sentiment, risk, earnings and profitability.

Which has more volatility and risk, ACIC or SKWD?

American Coastal Insurance has a beta of -0.26, indicating that its stock price is 126% less volatile than the S&P 500. Comparatively, Skyward Specialty Insurance Group has a beta of 0.62, indicating that its stock price is 38% less volatile than the S&P 500.

Which has preferable valuation and earnings, ACIC or SKWD?

Skyward Specialty Insurance Group has higher revenue and earnings than American Coastal Insurance. American Coastal Insurance is trading at a lower price-to-earnings ratio than Skyward Specialty Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
American Coastal Insurance	$319.67M	1.66	$75.72M	$1.63	6.69
Skyward Specialty Insurance Group	$1.15B	1.71	$118.83M	$3.18	15.26

Do institutionals and insiders have more ownership in ACIC or SKWD?

22.1% of American Coastal Insurance shares are held by institutional investors. Comparatively, 94.8% of Skyward Specialty Insurance Group shares are held by institutional investors. 49.9% of American Coastal Insurance shares are held by company insiders. Comparatively, 7.9% of Skyward Specialty Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Do analysts rate ACIC or SKWD?

Skyward Specialty Insurance Group has a consensus price target of $60.88, indicating a potential upside of 25.44%. Given Skyward Specialty Insurance Group's stronger consensus rating and higher possible upside, analysts plainly believe Skyward Specialty Insurance Group is more favorable than American Coastal Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
American Coastal Insurance	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Skyward Specialty Insurance Group	0 Sell rating(s)	3 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.80

Is ACIC or SKWD more profitable?

American Coastal Insurance has a net margin of 25.26% compared to Skyward Specialty Insurance Group's net margin of 10.53%. American Coastal Insurance's return on equity of 30.65% beat Skyward Specialty Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
American Coastal Insurance	25.26%	30.65%	6.60%
Skyward Specialty Insurance Group	10.53%	16.40%	3.49%

Does the media refer more to ACIC or SKWD?

In the previous week, Skyward Specialty Insurance Group had 6 more articles in the media than American Coastal Insurance. MarketBeat recorded 6 mentions for Skyward Specialty Insurance Group and 0 mentions for American Coastal Insurance. Skyward Specialty Insurance Group's average media sentiment score of 1.17 beat American Coastal Insurance's score of 0.29 indicating that Skyward Specialty Insurance Group is being referred to more favorably in the news media.

Company	Overall Sentiment
American Coastal Insurance	Neutral
Skyward Specialty Insurance Group	Positive

Summary

Skyward Specialty Insurance Group beats American Coastal Insurance on 13 of the 17 factors compared between the two stocks.