American Coastal Insurance (ACIC) Competitors

American Coastal Insurance (NASDAQ:ACIC) and Root (NASDAQ:ROOT) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, valuation, analyst recommendations, media sentiment, earnings, risk and institutional ownership.

Is ACIC or ROOT more profitable?

American Coastal Insurance has a net margin of 24.31% compared to Root's net margin of 4.11%. American Coastal Insurance's return on equity of 29.90% beat Root's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
American Coastal Insurance	24.31%	29.90%	6.06%
Root	4.11%	27.33%	3.41%

Do analysts recommend ACIC or ROOT?

Root has a consensus target price of $130.50, suggesting a potential upside of 14.92%. Given Root's stronger consensus rating and higher probable upside, analysts clearly believe Root is more favorable than American Coastal Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
American Coastal Insurance	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Root	0 Sell rating(s)	6 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.44

Do institutionals and insiders have more ownership in ACIC or ROOT?

22.1% of American Coastal Insurance shares are held by institutional investors. Comparatively, 59.8% of Root shares are held by institutional investors. 49.9% of American Coastal Insurance shares are held by company insiders. Comparatively, 11.7% of Root shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has better earnings and valuation, ACIC or ROOT?

American Coastal Insurance has higher earnings, but lower revenue than Root. American Coastal Insurance is trading at a lower price-to-earnings ratio than Root, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
American Coastal Insurance	$296.66M	1.71	$75.72M	$1.49	7.04
Root	$1.18B	1.48	$30.90M	$3.20	35.49

Does the media prefer ACIC or ROOT?

In the previous week, American Coastal Insurance had 3 more articles in the media than Root. MarketBeat recorded 5 mentions for American Coastal Insurance and 2 mentions for Root. Root's average media sentiment score of 1.28 beat American Coastal Insurance's score of 0.59 indicating that Root is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
American Coastal Insurance	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Root	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, ACIC or ROOT?

American Coastal Insurance has a beta of -0.28, indicating that its share price is 128% less volatile than the S&P 500. Comparatively, Root has a beta of 2.26, indicating that its share price is 126% more volatile than the S&P 500.

Summary

Root beats American Coastal Insurance on 10 of the 17 factors compared between the two stocks.