AMERICAN COASTAL INSURANCE (ACIC) Competitors

AMERICAN COASTAL INSURANCE (NASDAQ:ACIC) and TWFG (NASDAQ:TWFG) are both small-cap financial services companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, dividends, community ranking, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations.

Does the media favor ACIC or TWFG?

In the previous week, TWFG had 2 more articles in the media than AMERICAN COASTAL INSURANCE. MarketBeat recorded 5 mentions for TWFG and 3 mentions for AMERICAN COASTAL INSURANCE. AMERICAN COASTAL INSURANCE's average media sentiment score of 0.57 beat TWFG's score of 0.48 indicating that AMERICAN COASTAL INSURANCE is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
AMERICAN COASTAL INSURANCE	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
TWFG	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders and institutionals hold more shares of ACIC or TWFG?

22.1% of AMERICAN COASTAL INSURANCE shares are owned by institutional investors. 49.9% of AMERICAN COASTAL INSURANCE shares are owned by insiders. Comparatively, 66.5% of TWFG shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is ACIC or TWFG more profitable?

Company	Net Margins	Return on Equity	Return on Assets
AMERICAN COASTAL INSURANCE	N/A	N/A	N/A
TWFG	N/A	N/A	N/A

Which has better earnings and valuation, ACIC or TWFG?

AMERICAN COASTAL INSURANCE has higher revenue and earnings than TWFG. TWFG is trading at a lower price-to-earnings ratio than AMERICAN COASTAL INSURANCE, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AMERICAN COASTAL INSURANCE	$302.26M	1.67	$72.05M	$1.49	7.00
TWFG	$200.74M	9.76	$26.10M	$10.77	3.24

Do analysts recommend ACIC or TWFG?

TWFG has a consensus target price of $33.71, indicating a potential downside of 3.51%. Given TWFG's stronger consensus rating and higher possible upside, analysts clearly believe TWFG is more favorable than AMERICAN COASTAL INSURANCE.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AMERICAN COASTAL INSURANCE	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
TWFG	0 Sell rating(s)	4 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.56

Does the MarketBeat Community favor ACIC or TWFG?

TWFG received 12 more outperform votes than AMERICAN COASTAL INSURANCE when rated by MarketBeat users. Likewise, 54.55% of users gave TWFG an outperform vote while only 0.00% of users gave AMERICAN COASTAL INSURANCE an outperform vote.

Company	Underperform	Outperform
AMERICAN COASTAL INSURANCE	Outperform Votes No Votes	Underperform Votes 1 100.00%
TWFG	Outperform Votes 12 54.55%	Underperform Votes 10 45.45%

Summary

TWFG beats AMERICAN COASTAL INSURANCE on 9 of the 14 factors compared between the two stocks.