American Coastal Insurance (ACIC) Competitors

American Coastal Insurance (NASDAQ:ACIC) and SiriusPoint (NYSE:SPNT) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, dividends, risk, institutional ownership, earnings, media sentiment, analyst recommendations and profitability.

Which has stronger earnings and valuation, ACIC or SPNT?

SiriusPoint has higher revenue and earnings than American Coastal Insurance. American Coastal Insurance is trading at a lower price-to-earnings ratio than SiriusPoint, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
American Coastal Insurance	$319.67M	1.81	$75.72M	$1.63	7.29
SiriusPoint	$2.60B	0.82	$199.90M	$0.89	20.64

Which has more volatility & risk, ACIC or SPNT?

American Coastal Insurance has a beta of -0.37, indicating that its share price is 137% less volatile than the S&P 500. Comparatively, SiriusPoint has a beta of 0.76, indicating that its share price is 24% less volatile than the S&P 500.

Do insiders and institutionals hold more shares of ACIC or SPNT?

22.1% of American Coastal Insurance shares are held by institutional investors. Comparatively, 52.8% of SiriusPoint shares are held by institutional investors. 49.9% of American Coastal Insurance shares are held by insiders. Comparatively, 11.7% of SiriusPoint shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Is ACIC or SPNT more profitable?

American Coastal Insurance has a net margin of 25.26% compared to SiriusPoint's net margin of 4.38%. American Coastal Insurance's return on equity of 30.65% beat SiriusPoint's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
American Coastal Insurance	25.26%	30.65%	6.60%
SiriusPoint	4.38%	6.57%	1.05%

Do analysts recommend ACIC or SPNT?

SiriusPoint has a consensus price target of $25.00, suggesting a potential upside of 36.10%. Given SiriusPoint's stronger consensus rating and higher probable upside, analysts plainly believe SiriusPoint is more favorable than American Coastal Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
American Coastal Insurance	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
SiriusPoint	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	2 Strong Buy rating(s)	3.20

Does the media favor ACIC or SPNT?

In the previous week, SiriusPoint had 2 more articles in the media than American Coastal Insurance. MarketBeat recorded 7 mentions for SiriusPoint and 5 mentions for American Coastal Insurance. American Coastal Insurance's average media sentiment score of 0.90 beat SiriusPoint's score of 0.63 indicating that American Coastal Insurance is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
American Coastal Insurance	1 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SiriusPoint	2 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

SiriusPoint beats American Coastal Insurance on 10 of the 17 factors compared between the two stocks.