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American Coastal Insurance (ACIC) Competitors

American Coastal Insurance logo
$10.49 +0.07 (+0.67%)
As of 07/29/2025 04:00 PM Eastern

ACIC vs. ROOT, TWFG, FIHL, CLOV, YB, BOW, IGIC, TIPT, WDH, and HIPO

Should you be buying American Coastal Insurance stock or one of its competitors? The main competitors of American Coastal Insurance include Root (ROOT), TWFG (TWFG), Fidelis Insurance (FIHL), Clover Health Investments (CLOV), Yuanbao (YB), Bowhead Specialty (BOW), International General Insurance (IGIC), Tiptree Financial (TIPT), Waterdrop (WDH), and Hippo (HIPO). These companies are all part of the "insurance" industry.

American Coastal Insurance vs. Its Competitors

American Coastal Insurance (NASDAQ:ACIC) and Root (NASDAQ:ROOT) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, valuation, analyst recommendations, media sentiment, earnings, risk and institutional ownership.

American Coastal Insurance has a net margin of 24.31% compared to Root's net margin of 4.11%. American Coastal Insurance's return on equity of 29.90% beat Root's return on equity.

Company Net Margins Return on Equity Return on Assets
American Coastal Insurance24.31% 29.90% 6.06%
Root 4.11%27.33%3.41%

Root has a consensus target price of $130.50, suggesting a potential upside of 14.92%. Given Root's stronger consensus rating and higher probable upside, analysts clearly believe Root is more favorable than American Coastal Insurance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Coastal Insurance
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Root
0 Sell rating(s)
6 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.44

22.1% of American Coastal Insurance shares are held by institutional investors. Comparatively, 59.8% of Root shares are held by institutional investors. 49.9% of American Coastal Insurance shares are held by company insiders. Comparatively, 11.7% of Root shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

American Coastal Insurance has higher earnings, but lower revenue than Root. American Coastal Insurance is trading at a lower price-to-earnings ratio than Root, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Coastal Insurance$296.66M1.71$75.72M$1.497.04
Root$1.18B1.48$30.90M$3.2035.49

In the previous week, American Coastal Insurance had 3 more articles in the media than Root. MarketBeat recorded 5 mentions for American Coastal Insurance and 2 mentions for Root. Root's average media sentiment score of 1.28 beat American Coastal Insurance's score of 0.59 indicating that Root is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
American Coastal Insurance
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Root
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

American Coastal Insurance has a beta of -0.28, indicating that its share price is 128% less volatile than the S&P 500. Comparatively, Root has a beta of 2.26, indicating that its share price is 126% more volatile than the S&P 500.

Summary

Root beats American Coastal Insurance on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding ACIC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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ACIC vs. The Competition

MetricAmerican Coastal InsuranceINS IndustryFinance SectorNASDAQ Exchange
Market Cap$503.84M$56.46B$12.18B$9.55B
Dividend YieldN/A2.01%5.56%4.03%
P/E Ratio7.0416.7718.9819.95
Price / Sales1.712.6326.1767.75
Price / Cash5.8028.7521.5758.72
Price / Book2.152.902.175.77
Net Income$75.72M$4.66B$999.65M$259.21M
7 Day Performance-3.85%-1.05%-1.15%-2.40%
1 Month Performance-5.67%-2.08%2.46%9.41%
1 Year PerformanceN/A17.96%539.20%16.67%

American Coastal Insurance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ACIC
American Coastal Insurance
2.9596 of 5 stars
$10.49
+0.7%
N/AN/A$503.84M$296.66M7.04470
ROOT
Root
1.4636 of 5 stars
$124.74
+0.9%
$130.50
+4.6%
+69.3%$1.93B$1.18B39.171,021Positive News
Upcoming Earnings
TWFG
TWFG
1.8461 of 5 stars
$31.38
+2.8%
$35.57
+13.4%
+27.0%$1.76B$203.76M2.91N/APositive News
FIHL
Fidelis Insurance
3.5917 of 5 stars
$15.66
+0.4%
$20.67
+32.0%
-14.4%$1.73B$2.55B-120.4177
CLOV
Clover Health Investments
2.3379 of 5 stars
$3.03
-1.8%
$4.83
+59.8%
+63.3%$1.54B$1.37B-60.50680Upcoming Earnings
YB
Yuanbao
N/A$27.21
-9.2%
N/AN/A$1.23B$3.58B0.00497
BOW
Bowhead Specialty
2.8988 of 5 stars
$32.93
+1.0%
$39.67
+20.5%
+17.5%$1.08B$425.66M25.05193News Coverage
Positive News
Upcoming Earnings
IGIC
International General Insurance
3.8627 of 5 stars
$24.05
+2.3%
$31.50
+31.0%
+34.5%$1.07B$539M8.83290News Coverage
Positive News
Upcoming Earnings
TIPT
Tiptree Financial
2.3435 of 5 stars
$21.69
+0.8%
N/A+12.3%$813.38M$2.04B18.081,144Positive News
WDH
Waterdrop
1.7491 of 5 stars
$2.04
+3.0%
N/A+62.3%$739.46M$379.74M13.603,057News Coverage
Gap Up
High Trading Volume
HIPO
Hippo
2.0105 of 5 stars
$27.08
+0.9%
$31.50
+16.3%
+36.8%$681.84M$372.10M-12.43620Upcoming Earnings

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This page (NASDAQ:ACIC) was last updated on 7/30/2025 by MarketBeat.com Staff
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