American Coastal Insurance (ACIC) Competitors

TWFG (NASDAQ:TWFG) and American Coastal Insurance (NASDAQ:ACIC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, risk, earnings, analyst recommendations, institutional ownership, profitability, valuation and dividends.

Do analysts prefer TWFG or ACIC?

TWFG presently has a consensus target price of $33.71, suggesting a potential downside of 4.69%. Given TWFG's stronger consensus rating and higher probable upside, research analysts plainly believe TWFG is more favorable than American Coastal Insurance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TWFG	0 Sell rating(s)	4 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.56
American Coastal Insurance	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media favor TWFG or ACIC?

In the previous week, TWFG had 2 more articles in the media than American Coastal Insurance. MarketBeat recorded 2 mentions for TWFG and 0 mentions for American Coastal Insurance. TWFG's average media sentiment score of 0.51 beat American Coastal Insurance's score of 0.00 indicating that TWFG is being referred to more favorably in the media.

Company	Overall Sentiment
TWFG	Positive
American Coastal Insurance	Neutral

Is TWFG or ACIC more profitable?

American Coastal Insurance has a net margin of 24.31% compared to TWFG's net margin of 5.15%. American Coastal Insurance's return on equity of 29.90% beat TWFG's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TWFG	5.15%	9.60%	7.61%
American Coastal Insurance	24.31%	29.90%	6.06%

Do institutionals & insiders have more ownership in TWFG or ACIC?

22.1% of American Coastal Insurance shares are owned by institutional investors. 66.5% of TWFG shares are owned by company insiders. Comparatively, 49.9% of American Coastal Insurance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Which has stronger earnings & valuation, TWFG or ACIC?

American Coastal Insurance has higher revenue and earnings than TWFG. TWFG is trading at a lower price-to-earnings ratio than American Coastal Insurance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TWFG	$203.76M	9.74	$2.74M	$10.77	3.28
American Coastal Insurance	$296.66M	1.80	$75.72M	$1.49	7.41

Summary

TWFG beats American Coastal Insurance on 9 of the 15 factors compared between the two stocks.