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Banner (BANR) Financials

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$61.83 -0.29 (-0.47%)
Closing price 05/23/2025 04:00 PM Eastern
Extended Trading
$61.78 -0.05 (-0.08%)
As of 05/23/2025 04:41 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
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Annual Income Statements for Banner

Annual Income Statements for Banner

This table shows Banner's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Income / (Loss) Attributable to Common Shareholders		 169 184 195 201 116 146 133 61 85 45
Consolidated Net Income / (Loss)		 169 184 195 201 116 146 137 61 85 45
Net Income / (Loss) Continuing Operations		 169 184 195 201 116 146 133 61 85 45
Total Pre-Tax Income 		209 227 241 247 142 183 165 151 130 68
Total Revenue		 610 644 628 588 580 551 511 471 428 306
Net Interest Income / (Expense)		 542 576 553 497 481 469 431 393 375 242
Total Interest Income		 766 702 573 521 519 526 464 412 391 254
Loans and Leases Interest Income		 656 578 451 446 466 471 413 374 360 237
Investment Securities Interest Income		 111 124 122 75 53 54 50 38 32 17
Total Interest Expense		 224 126 19 24 38 57 33 19 16 12
Deposits Interest Expense		 199 100 10 12 25 38 21 12 11 8.39
Short-Term Borrowings Interest Expense		 13 14 0.87 3.06 5.63 13 5.88 1.91 0.95 0.31
Long-Term Debt Interest Expense		 12 12 8.40 8.78 7.20 6.57 6.14 5.07 4.35 3.46
Total Non-Interest Income		 68 68 74 91 98 82 80 78 52 64
Other Service Charges		 64 59 62 86 92 77 77 73 48 61
Net Realized & Unrealized Capital Gains on Investments		 -5.19 - 4.56 - - - -0.84 - - -
Other Non-Interest Income		 9.19 9.25 7.79 5.00 5.97 4.65 4.51 4.62 4.54 2.50
Provision for Credit Losses		 7.58 11 10 -33 68 10 8.50 8.00 6.03 0.00
Total Non-Interest Expense		 392 383 377 380 369 358 341 312 292 238
Salaries and Employee Benefits		 251 245 242 244 245 226 203 192 181 127
Net Occupancy & Equipment Expense		 78 76 78 77 78 75 68 65 64 42
Marketing Expense		 5.15 4.79 3.96 6.04 6.41 7.84 8.35 8.64 9.71 7.65
Property & Liability Insurance Claims		 11 11 6.65 5.58 6.52 2.84 22 4.69 4.55 3.19
Other Operating Expenses		 44 43 40 37 24 29 28 42 12 27
Amortization Expense		 2.63 3.76 5.28 6.57 7.73 8.15 6.05 6.25 7.06 3.16
Other Special Charges		 0.98 23 -0.01 -2.81 -0.36 0.91 - -7.27 1.78 1.35
Income Tax Expense		 41 43 45 46 27 37 29 90 44 23
Basic Earnings per Share		 $4.90 $5.35 $5.70 $5.81 $3.29 $4.20 $4.16 $1.85 $2.52 $1.90
Weighted Average Basic Shares Outstanding		 34.47M 34.34M 34.26M 34.61M 35.26M 34.87M 32.78M 32.89M 33.82M 23.80M
Diluted Earnings per Share		 $4.88 $5.33 $5.67 $5.76 $3.26 $4.18 $4.15 $1.84 $2.52 $1.89
Weighted Average Diluted Shares Outstanding		 34.63M 34.45M 34.46M 34.92M 35.53M 34.97M 32.89M 32.99M 33.85M 23.87M
Weighted Average Basic & Diluted Shares Outstanding		 34.46M 34.35M 34.19M 34.25M 35.16M 35.75M 32.80M 32.90M 33.90M 23.80M
Cash Dividends to Common per Share		 $1.92 $1.92 $1.76 $1.64 $1.23 $2.64 $1.96 $2.00 $0.88 $0.72

Quarterly Income Statements for Banner

This table shows Banner's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 45 46 45 40 38 43 46 40 56 54 49
Consolidated Net Income / (Loss)		 45 46 45 40 38 43 46 40 56 54 49
Net Income / (Loss) Continuing Operations		 45 46 45 40 38 43 46 40 56 54 49
Total Pre-Tax Income 		56 58 56 49 46 53 57 49 68 66 61
Total Revenue		 160 156 154 150 150 169 158 154 163 172 161
Net Interest Income / (Expense)		 141 141 136 133 133 138 142 143 153 159 146
Total Interest Income		 194 196 196 189 185 184 179 172 167 166 151
Loans and Leases Interest Income		 169 170 168 161 156 155 149 141 133 129 117
Investment Securities Interest Income		 25 27 28 28 28 29 30 31 34 36 35
Total Interest Expense		 53 56 60 57 52 45 37 29 14 6.49 4.68
Deposits Interest Expense		 49 52 54 49 45 39 31 21 9.24 3.62 2.41
Short-Term Borrowings Interest Expense		 1.55 0.90 3.41 4.78 4.15 3.00 3.33 5.93 1.65 0.33 0.08
Long-Term Debt Interest Expense		 2.49 2.78 2.97 2.96 2.97 2.99 2.97 2.82 2.76 2.53 2.19
Total Non-Interest Income		 19 15 18 17 17 30 16 12 9.83 13 15
Other Service Charges		 16 17 16 16 15 16 14 14 15 15 13
Net Realized & Unrealized Capital Gains on Investments		 0.00 - - -0.56 - - - -4.53 -7.25 - -
Other Non-Interest Income		 2.58 2.14 2.45 2.37 2.24 2.61 2.06 2.39 2.19 2.12 1.80
Provision for Credit Losses		 3.14 3.00 1.69 2.37 0.52 2.52 2.03 6.76 -0.52 6.70 6.09
Total Non-Interest Expense		 101 99 96 98 98 97 96 95 95 99 95
Salaries and Employee Benefits		 65 63 62 64 62 60 61 62 61 60 62
Net Occupancy & Equipment Expense		 20 20 19 19 20 19 19 19 19 20 19
Marketing Expense		 0.59 1.71 1.16 1.20 1.08 1.69 1.36 0.94 0.81 1.35 1.33
Property & Liability Insurance Claims		 2.80 2.86 2.87 2.86 2.81 2.93 2.87 2.84 1.89 1.74 1.95
Other Operating Expenses		 13 12 11 10 11 12 11 9.59 10 14 10
Amortization Expense		 0.46 0.59 0.59 0.72 0.72 0.86 0.86 0.99 1.05 1.22 1.22
Other Special Charges		 -0.32 -5.06 -0.04 0.19 5.90 16 3.31 3.15 0.55 0.28 -0.54
Income Tax Expense		 11 12 11 9.45 8.83 11 11 9.18 13 12 12
Basic Earnings per Share		 $1.31 $1.35 $1.31 $1.15 $1.09 $1.25 $1.33 $1.15 $1.62 $1.59 $1.43
Weighted Average Basic Shares Outstanding		 34.51M 34.47M 34.50M 34.49M 34.39M 34.34M 34.38M 34.37M 34.24M 34.26M 34.22M
Diluted Earnings per Share		 $1.30 $1.34 $1.30 $1.15 $1.09 $1.24 $1.33 $1.15 $1.61 $1.58 $1.43
Weighted Average Diluted Shares Outstanding		 34.78M 34.63M 34.65M 34.54M 34.52M 34.45M 34.43M 34.41M 34.46M 34.46M 34.42M
Weighted Average Basic & Diluted Shares Outstanding		 34.58M 34.46M 34.46M 34.46M 34.45M 34.35M 34.35M 34.35M 34.33M 34.19M 34.19M
Cash Dividends to Common per Share		 $0.48 $0.48 $0.48 $0.48 $0.48 $0.48 $0.48 $0.48 $0.48 $0.44 $0.44

Annual Cash Flow Statements for Banner

This table details how cash moves in and out of Banner's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Change in Cash & Equivalents		 247 11 -1,891 900 926 36 11 13 -14 136
Net Cash From Operating Activities		 293 257 238 302 125 150 31 347 -76 16
Net Cash From Continuing Operating Activities		 293 257 246 302 125 150 31 347 -76 16
Net Income / (Loss) Continuing Operations		 169 184 195 201 116 146 137 61 85 45
Consolidated Net Income / (Loss)		 169 184 195 201 116 146 137 61 85 45
Provision For Loan Losses		 7.58 11 10 -33 68 10 8.89 8.26 6.91 0.22
Depreciation Expense		 18 18 17 17 18 17 15 15 13 9.96
Amortization Expense		 -4.00 1.39 2.85 -34 -8.20 7.27 -0.52 6.25 7.06 3.16
Non-Cash Adjustments to Reconcile Net Income		 116 37 10 151 -30 -35 -128 196 -193 -33
Changes in Operating Assets and Liabilities, net		 -14 6.66 10 -0.79 -39 3.52 -1.87 60 4.09 -9.38
Net Cash From Investing Activities		 -371 192 -1,445 -1,015 -1,455 -143 -976 -393 146 15
Net Cash From Continuing Investing Activities		 -371 192 -1,445 -1,015 -1,455 -143 -976 -393 146 15
Purchase of Property, Leasehold Improvements and Equipment		 -14 -15 -15 -10 -13 -25 -23 -12 -16 -12
Purchase of Investment Securities		 -212 -224 -1,042 -3,301 -2,686 -513 -1,537 -1,376 -692 -535
Sale of Property, Leasehold Improvements and Equipment		 4.32 4.67 6.09 12 8.89 7.82 7.77 20 15 4.74
Divestitures		 0.00 0.00 -168 - 0.00 27 - 113 0.00 24
Sale and/or Maturity of Investments		 537 1,070 672 1,488 1,797 664 574 862 840 533
Other Investing Activities, net		 -687 -644 -898 796 -561 -304 3.58 - - -
Net Cash From Financing Activities		 325 -438 -685 1,614 2,256 29 956 60 -85 105
Net Cash From Continuing Financing Activities		 325 -438 -685 1,614 2,256 29 956 60 -85 105
Net Change in Deposits		 485 -591 -529 1,760 2,519 273 504 222 66 227
Issuance of Debt		 -33 273 52 - -136 449 540 0.00 24 16
Repayment of Debt		 0.00 0.00 -101 -108 0.00 -581 -0.01 -64 -95 -120
Repurchase of Common Equity		 0.00 0.00 -11 -57 -32 -54 -34 -31 -51 0.00
Payment of Dividends		 -67 -67 -61 -58 -94 -56 -59 -66 -28 -17
Other Financing Activities, Net		 -60 -53 -35 76 -1.45 -1.92 6.32 -1.63 -0.87 -0.85
Cash Interest Paid		 225 111 19 24 41 58 28 19 17 12
Cash Income Taxes Paid		 24 39 25 29 40 27 22 36 36 27

Quarterly Cash Flow Statements for Banner

This table details how cash moves in and out of Banner's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 -60 23 231 38 -45 2.76 -30 38 -0.07 -579 -349
Net Cash From Operating Activities		 57 99 64 79 51 68 72 43 75 81 42
Net Cash From Continuing Operating Activities		 57 99 64 79 51 68 72 43 75 88 42
Net Income / (Loss) Continuing Operations		 45 46 45 40 38 43 46 40 56 54 49
Consolidated Net Income / (Loss)		 45 46 45 40 38 43 46 40 56 54 49
Provision For Loan Losses		 3.14 3.00 1.69 2.37 0.52 2.52 2.03 6.76 -0.52 6.70 6.09
Depreciation Expense		 4.30 4.46 4.53 4.52 4.57 4.56 4.50 4.45 4.36 4.34 4.29
Amortization Expense		 -1.85 -1.42 -1.28 -0.83 -0.48 -0.54 0.27 0.63 1.03 2.05 1.66
Non-Cash Adjustments to Reconcile Net Income		 33 53 4.25 37 22 11 14 -2.85 15 20 -15
Changes in Operating Assets and Liabilities, net		 -26 -5.74 9.41 -4.52 -13 7.21 5.13 -5.36 -0.32 1.06 -4.59
Net Cash From Investing Activities		 -62 -67 -95 -272 62 -81 -26 -11 309 -79 -397
Net Cash From Continuing Investing Activities		 -62 -67 -95 -272 62 -81 -26 -11 309 -79 -397
Purchase of Property, Leasehold Improvements and Equipment		 -1.66 -3.79 -3.33 -4.40 -2.23 -3.03 -6.12 -3.52 -1.98 -2.48 -4.83
Purchase of Investment Securities		 -78 -30 -72 -60 -51 -46 -37 -72 -69 530 -506
Sale of Property, Leasehold Improvements and Equipment		 1.56 - 0.30 3.44 0.58 3.65 0.66 0.02 0.34 0.15 0.07
Sale and/or Maturity of Investments		 127 106 133 112 186 129 169 378 393 459 -54
Other Investing Activities, net		 -111 -139 -153 -322 -72 -164 -152 -314 -14 - -
Net Cash From Financing Activities		 -55 -9.67 263 231 -159 16 -76 5.65 -384 -581 5.99
Net Cash From Continuing Financing Activities		 -55 -9.67 263 231 -159 16 -76 5.65 -384 -581 5.99
Net Change in Deposits		 79 -24 459 -80 129 -145 75 -55 -466 -614 22
Issuance of Debt		 -122 60 -168 346 -271 183 -130 100 120 - -
Repayment of Debt		 5.33 28 -11 -17 0.46 44 -4.58 -22 -18 30 -0.73
Payment of Dividends		 -17 -17 -17 -17 -17 -17 -16 -17 -17 -15 -15
Other Financing Activities, Net		 -0.77 -58 -0.03 -1.16 -0.91 -50 -0.02 -0.63 -2.79 -32 0.07
Cash Interest Paid		 51 58 60 54 53 44 32 24 11 7.25 2.63
Cash Income Taxes Paid		 0.00 11 4.60 8.78 0.01 8.74 9.20 21 0.04 14 9.13

Annual Balance Sheets for Banner

This table presents Banner's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Total Assets		 16,200 15,670 15,833 16,805 15,032 12,604 11,871 9,763 9,794 9,796
Cash and Due from Banks		 203 210 198 358 312 234 231 200 177 118
Interest Bearing Deposits at Other Banks		 298 45 45 1,776 922 73 41 62 71 144
Trading Account Securities		 2,105 3,433 3,118 3,966 2,348 1,577 1,896 1,202 1,099 1,393
Loans and Leases, Net of Allowance		 846 -150 10,005 8,953 9,704 9,205 8,588 7,510 7,365 7,236
Loans and Leases		 1,002 - 10,147 9,085 9,871 9,305 8,685 7,599 7,451 7,315
Allowance for Loan and Lease Losses		 156 150 141 132 167 101 96 89 86 78
Loans Held for Sale		 32 11 57 9,049 244 210 171 41 246 45
Premises and Equipment, Net		 125 132 139 149 165 178 172 155 166 168
Goodwill		 373 373 373 373 373 373 339 243 245 248
Intangible Assets		 3.06 5.68 9.44 15 21 29 33 23 30 37
Other Assets		 12,215 11,611 1,889 1,119 943 724 400 329 394 407
Total Liabilities & Shareholders' Equity		 16,200 15,670 15,833 16,805 15,032 12,604 11,871 9,763 9,794 9,796
Total Liabilities		 14,426 14,018 14,377 15,115 13,365 11,010 10,393 8,491 8,488 8,496
Non-Interest Bearing Deposits		 4,592 4,792 6,177 6,385 5,493 3,945 3,658 3,266 3,140 2,620
Interest Bearing Deposits		 8,923 8,237 7,443 7,942 7,074 6,104 5,819 4,918 4,981 5,435
Long-Term Debt		 563 389 125 533 365 569 654 195 149 226
Other Long-Term Liabilities		 348 323 300 255 248 274 142 112 111 117
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,774 1,653 1,456 1,690 1,666 1,594 1,479 1,273 1,306 1,300
Total Preferred & Common Equity		 1,774 1,653 1,456 1,690 1,666 1,594 1,479 1,273 1,306 1,300
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 1,774 1,653 1,456 1,690 1,666 1,594 1,479 1,273 1,306 1,300
Common Stock		 1,301 1,293 1,287 1,292 1,342 1,366 1,330 1,180 1,207 1,254
Retained Earnings		 744 642 525 391 247 187 134 91 95 40
Treasury Stock		 6.19 6.56 6.91 7.44 7.64 7.51 7.29 7.35 7.28 6.93
Accumulated Other Comprehensive Income / (Loss)		 -277 -289 -363 0.18 69 33 7.10 -5.04 -3.46 -0.73

Quarterly Balance Sheets for Banner

This table presents Banner's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 16,171 16,189 15,816 15,518 15,508 15,585 15,534 16,361
Cash and Due from Banks		 214 227 195 168 207 230 195 273
Interest Bearing Deposits at Other Banks		 228 252 52 41 45 51 48 549
Trading Account Securities		 3,101 3,252 3,221 3,283 3,395 2,492 2,832 3,325
Loans and Leases, Net of Allowance		 -157 11,070 10,991 10,718 10,464 10,328 10,019 9,691
Allowance for Loan and Lease Losses		 157 155 153 151 147 145 141 136
Loans Held for Sale		 25 79 13 9.36 54 61 10,068 84
Premises and Equipment, Net		 120 125 126 130 137 135 136 141
Goodwill		 373 373 373 373 373 373 373 373
Intangible Assets		 2.60 3.65 4.24 4.96 6.54 7.40 8.39 11
Other Assets		 12,266 807 840 790 826 1,908 1,872 1,914
Total Liabilities & Shareholders' Equity		 16,171 16,189 15,816 15,518 15,508 15,585 15,534 16,361
Total Liabilities		 14,337 14,395 14,125 13,854 13,987 14,042 14,002 14,952
Non-Interest Bearing Deposits		 4,572 4,688 4,538 4,700 5,198 5,369 5,764 6,508
Interest Bearing Deposits		 9,022 8,850 8,541 8,459 7,977 7,730 7,390 7,727
Short-Term Debt		 131 155 166 183 188 193 - 234
Long-Term Debt		 316 376 554 208 299 430 558 173
Other Long-Term Liabilities		 297 326 326 304 325 320 289 311
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,833 1,794 1,691 1,665 1,521 1,543 1,532 1,409
Total Preferred & Common Equity		 1,833 1,794 1,691 1,665 1,521 1,543 1,532 1,409
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 1,833 1,794 1,691 1,665 1,521 1,543 1,532 1,409
Common Stock		 1,303 1,299 1,296 1,294 1,291 1,288 1,286 1,285
Retained Earnings		 772 714 686 663 616 587 564 486
Treasury Stock		 6.22 6.20 6.36 6.61 6.55 6.70 6.92 6.97
Accumulated Other Comprehensive Income / (Loss)		 -248 -226 -298 -299 -393 -339 -326 -369

Annual Metrics And Ratios for Banner

This table displays calculated financial ratios and metrics derived from Banner's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -5.33% 2.59% 6.70% 1.49% 5.18% 7.79% 8.54% 10.16% 39.75% 36.35%
EBITDA Growth		 -16.78% 3.87% 15.54% 47.54% -26.69% 18.07% 2.23% 14.68% 85.18% -11.06%
EBIT Growth		 -16.00% 4.41% -0.63% 69.53% -22.29% 13.62% 6.66% 16.68% 90.73% -16.21%
NOPAT Growth		 -8.02% -6.02% -2.82% 73.42% -20.75% 7.15% 124.62% -28.82% 88.81% -16.36%
Net Income Growth		 -8.02% -6.02% -2.82% 73.42% -20.75% 7.15% 124.62% -28.82% 88.81% -16.36%
EPS Growth		 -8.44% -6.00% -1.56% 76.69% -22.01% 0.72% 125.54% -26.98% 33.33% -32.26%
Operating Cash Flow Growth		 13.99% 8.04% -21.06% 140.52% -16.19% 386.14% -91.12% 557.28% -567.52% -83.46%
Free Cash Flow Firm Growth		 124.88% -137.60% 211.47% 6.92% 56.03% 117.95% -520.23% 3.61% 118.40% -11,732.61%
Invested Capital Growth		 5.05% 22.65% -18.40% 0.31% -2.87% 1.33% 53.46% -5.99% -3.91% 110.85%
Revenue Q/Q Growth		 -2.15% -0.54% 4.85% 0.20% 0.43% -2.46% 6.70% 8.50% -6.01% 20.93%
EBITDA Q/Q Growth		 -7.31% 0.44% 6.61% 5.24% -1.77% 5.95% -5.91% 4.07% 19.92% -5.02%
EBIT Q/Q Growth		 -7.37% 1.43% 4.06% 4.51% 3.07% 3.03% -2.79% 4.63% 23.36% -9.75%
NOPAT Q/Q Growth		 2.28% -6.02% 2.33% 5.77% 4.79% -2.58% 59.78% -37.43% 22.90% -9.64%
Net Income Q/Q Growth		 2.28% -6.02% 2.33% 5.77% 4.79% -2.58% 59.78% -37.43% 22.90% -9.64%
EPS Q/Q Growth		 2.09% -6.00% 2.72% 6.27% 4.82% -3.46% 56.60% -37.42% 36.22% -23.79%
Operating Cash Flow Q/Q Growth		 12.09% -4.82% 84.22% -4.85% -42.82% 1,068.18% -80.24% 85.39% -282.84% -80.05%
Free Cash Flow Firm Q/Q Growth		 137.33% -8,656.81% 7.30% 5.64% 140.28% 140.01% -478.21% 258.41% 122.33% -785.56%
Invested Capital Q/Q Growth		 0.54% 10.80% -0.07% 1.62% 1.59% 6.31% 32.04% -18.08% -2.26% 88.67%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 36.84% 41.90% 41.39% 38.22% 26.29% 37.72% 34.44% 36.57% 35.12% 26.51%
EBIT Margin		 34.53% 38.91% 38.23% 41.06% 24.58% 33.27% 31.56% 32.12% 30.32% 22.22%
Profit (Net Income) Margin		 27.71% 28.52% 31.13% 34.18% 20.00% 26.55% 26.70% 12.90% 19.97% 14.78%
Tax Burden Percent		 80.63% 80.86% 81.15% 81.53% 81.38% 79.88% 82.68% 40.18% 65.86% 66.53%
Interest Burden Percent		 99.53% 90.64% 100.34% 102.11% 100.00% 99.90% 102.34% 100.00% 100.00% 100.00%
Effective Tax Rate		 19.37% 19.14% 18.85% 18.47% 18.62% 20.12% 17.32% 59.82% 34.14% 33.47%
Return on Invested Capital (ROIC)		 7.40% 9.09% 9.68% 9.06% 5.15% 6.45% 7.34% 4.01% 5.36% 3.78%
ROIC Less NNEP Spread (ROIC-NNEP)		 7.40% 9.09% 9.68% 9.06% 5.15% 6.45% 7.34% 4.01% 5.36% 3.78%
Return on Net Nonoperating Assets (RNNOA)		 2.45% 2.72% 2.74% 2.92% 1.96% 3.07% 2.58% 0.70% 1.19% 1.03%
Return on Equity (ROE)		 9.86% 11.81% 12.42% 11.98% 7.11% 9.52% 9.92% 4.71% 6.55% 4.80%
Cash Return on Invested Capital (CROIC)		 2.48% -11.25% 29.95% 8.74% 8.07% 5.13% -34.84% 10.18% 9.34% -67.54%
Operating Return on Assets (OROA)		 1.32% 1.59% 1.47% 1.52% 1.03% 1.50% 1.49% 1.55% 1.32% 0.94%
Return on Assets (ROA)		 1.06% 1.17% 1.20% 1.26% 0.84% 1.20% 1.26% 0.62% 0.87% 0.62%
Return on Common Equity (ROCE)		 9.86% 11.81% 12.42% 11.98% 7.11% 9.52% 9.92% 4.71% 6.55% 4.80%
Return on Equity Simple (ROE_SIMPLE)		 9.52% 11.11% 13.41% 11.89% 6.96% 9.18% 9.23% 4.78% 6.54% 3.48%
Net Operating Profit after Tax (NOPAT)		 169 184 195 201 116 146 137 61 85 45
NOPAT Margin		 27.71% 28.52% 31.13% 34.18% 20.00% 26.55% 26.70% 12.90% 19.97% 14.78%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 54.73% 50.58% 51.66% 55.69% 56.86% 56.09% 54.58% 56.45% 59.62% 57.99%
Operating Expenses to Revenue		 64.23% 59.41% 60.11% 64.62% 63.71% 64.92% 66.78% 66.18% 68.27% 77.78%
Earnings before Interest and Taxes (EBIT)		 210 251 240 241 142 183 161 151 130 68
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 225 270 260 225 152 208 176 172 150 81
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.29 1.06 1.36 1.11 0.86 1.00 0.94 1.11 1.08 0.90
Price to Tangible Book Value (P/TBV)		 1.63 1.38 1.85 1.45 1.13 1.34 1.26 1.40 1.37 1.15
Price to Revenue (P/Rev)		 3.75 2.73 3.17 3.20 2.49 2.91 2.72 3.00 3.29 3.81
Price to Earnings (P/E)		 13.53 9.58 10.17 9.37 12.42 10.94 10.49 23.26 16.49 25.75
Dividend Yield		 2.90% 3.75% 3.03% 2.98% 4.00% 3.44% 3.09% 4.03% 1.98% 2.12%
Earnings Yield		 7.39% 10.44% 9.83% 10.67% 8.05% 9.14% 9.53% 4.30% 6.06% 3.88%
Enterprise Value to Invested Capital (EV/IC)		 1.00 0.93 1.16 0.13 0.34 0.87 0.84 0.92 0.91 0.76
Enterprise Value to Revenue (EV/Rev)		 3.85 3.23 3.35 0.48 1.30 3.59 3.70 2.86 3.31 4.01
Enterprise Value to EBITDA (EV/EBITDA)		 10.45 7.70 8.09 1.26 4.96 9.53 10.76 7.82 9.43 15.13
Enterprise Value to EBIT (EV/EBIT)		 11.15 8.29 8.76 1.17 5.31 10.81 11.74 8.91 10.92 18.05
Enterprise Value to NOPAT (EV/NOPAT)		 13.89 11.31 10.76 1.41 6.52 13.54 13.87 22.17 16.58 27.12
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.00 8.08 8.83 0.94 6.03 13.24 61.54 3.89 0.00 75.64
Enterprise Value to Free Cash Flow (EV/FCFF)		 41.49 0.00 3.48 1.46 4.17 17.03 0.00 8.74 9.51 0.00
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.32 0.35 0.25 0.32 0.33 0.43 0.52 0.15 0.20 0.25
Long-Term Debt to Equity		 0.32 0.24 0.09 0.32 0.22 0.36 0.44 0.15 0.11 0.17
Financial Leverage		 0.33 0.30 0.28 0.32 0.38 0.48 0.35 0.17 0.22 0.27
Leverage Ratio		 9.30 10.13 10.37 9.48 8.48 7.97 7.86 7.59 7.52 7.71
Compound Leverage Factor		 9.26 9.18 10.41 9.69 8.48 7.96 8.05 7.59 7.52 7.71
Debt to Total Capital		 24.09% 25.72% 19.72% 23.97% 24.82% 30.14% 34.34% 13.27% 16.34% 19.96%
Short-Term Debt to Total Capital		 0.00% 8.22% 12.83% 0.00% 8.34% 5.19% 5.28% 0.00% 6.77% 6.05%
Long-Term Debt to Total Capital		 24.09% 17.50% 6.88% 23.97% 16.48% 24.95% 29.06% 13.27% 9.57% 13.91%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 75.91% 74.28% 80.28% 76.03% 75.18% 69.86% 65.66% 86.73% 83.66% 80.04%
Debt to EBITDA		 2.51 2.12 1.38 2.37 3.61 3.31 4.39 1.13 1.70 4.00
Net Debt to EBITDA		 0.27 1.18 0.44 -7.12 -4.49 1.83 2.85 -0.39 0.05 0.77
Long-Term Debt to EBITDA		 2.51 1.44 0.48 2.37 2.40 2.74 3.72 1.13 1.00 2.79
Debt to NOPAT		 3.33 3.12 1.83 2.65 4.74 4.70 5.66 3.20 2.99 7.17
Net Debt to NOPAT		 0.36 1.73 0.59 -7.97 -5.90 2.60 3.67 -1.09 0.09 1.38
Long-Term Debt to NOPAT		 3.33 2.12 0.64 2.65 3.15 3.89 4.79 3.20 1.75 4.99
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 57 -227 604 194 182 116 -648 154 149 -809
Operating Cash Flow to CapEx		 3,111.07% 2,576.63% 2,756.50% 0.00% 3,206.80% 886.05% 200.80% 0.00% -4,392.70% 221.18%
Free Cash Flow to Firm to Interest Expense		 0.25 -1.81 31.18 8.22 4.80 2.05 -19.84 8.01 9.07 -66.54
Operating Cash Flow to Interest Expense		 1.31 2.05 12.28 12.77 3.31 2.64 0.94 18.01 -4.62 1.33
Operating Cash Flow Less CapEx to Interest Expense		 1.26 1.97 11.83 12.83 3.21 2.34 0.47 18.42 -4.73 0.73
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.05 0.05 0.05 0.04 0.04
Fixed Asset Turnover		 4.75 4.75 4.37 3.75 3.38 3.15 3.13 2.93 2.56 2.36
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 2,337 2,225 1,814 2,223 2,216 2,282 2,252 1,467 1,561 1,624
Invested Capital Turnover		 0.27 0.32 0.31 0.27 0.26 0.24 0.27 0.31 0.27 0.26
Increase / (Decrease) in Invested Capital		 112 411 -409 6.97 -66 30 784 -93 -63 854
Enterprise Value (EV)		 2,346 2,077 2,102 283 756 1,981 1,894 1,347 1,416 1,227
Market Capitalization		 2,285 1,759 1,988 1,885 1,440 1,601 1,393 1,414 1,408 1,164
Book Value per Share		 $51.49 $48.12 $42.60 $49.35 $47.40 $46.65 $45.64 $38.67 $38.96 $37.96
Tangible Book Value per Share		 $40.57 $37.09 $31.41 $38.02 $36.17 $34.87 $34.15 $30.61 $30.76 $29.63
Total Capital		 2,337 2,225 1,814 2,223 2,216 2,282 2,252 1,467 1,561 1,624
Total Debt		 563 572 358 533 550 688 773 195 255 324
Total Long-Term Debt		 563 389 125 533 365 569 654 195 149 226
Net Debt		 61 318 115 -1,601 -684 380 501 -66 7.38 62
Capital Expenditures (CapEx)		 9.42 9.98 8.64 -1.27 3.91 17 15 -7.88 1.73 7.33
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 563 572 358 533 550 688 773 195 255 324
Total Depreciation and Amortization (D&A)		 14 19 20 -17 9.93 25 15 21 21 13
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $4.90 $5.35 $5.70 $5.81 $3.29 $4.20 $4.16 $1.85 $2.52 $1.90
Adjusted Weighted Average Basic Shares Outstanding		 34.47M 34.34M 34.26M 34.61M 35.26M 34.87M 32.78M 32.89M 33.82M 23.80M
Adjusted Diluted Earnings per Share		 $4.88 $5.33 $5.67 $5.76 $3.26 $4.18 $4.15 $1.84 $2.52 $1.89
Adjusted Weighted Average Diluted Shares Outstanding		 34.63M 34.45M 34.46M 34.92M 35.53M 34.97M 32.89M 32.99M 33.85M 23.87M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $4.20 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 34.46M 34.35M 34.19M 34.25M 35.16M 35.75M 35.18M 32.73M 33.19M 34.24M
Normalized Net Operating Profit after Tax (NOPAT)		 170 203 195 199 117 153 141 101 94 63
Normalized NOPAT Margin		 27.84% 31.46% 31.13% 33.88% 20.24% 27.77% 27.61% 21.40% 22.05% 20.75%
Pre Tax Income Margin		 34.37% 35.27% 38.36% 41.92% 24.58% 33.23% 32.30% 32.12% 30.32% 22.22%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.94 2.00 12.38 10.23 3.76 3.23 4.94 7.86 7.90 5.59
NOPAT to Interest Expense		 0.75 1.46 10.08 8.52 3.06 2.58 4.18 3.16 5.20 3.72
EBIT Less CapEx to Interest Expense		 0.90 1.92 11.93 10.28 3.66 2.93 4.47 8.27 7.80 4.99
NOPAT Less CapEx to Interest Expense		 0.71 1.38 9.63 8.57 2.96 2.28 3.71 3.57 5.10 3.12
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 39.51% 36.36% 31.26% 28.66% 81.15% 38.33% 43.42% 108.20% 33.12% 37.97%
Augmented Payout Ratio		 39.51% 36.36% 36.87% 56.78% 108.56% 75.20% 68.62% 159.28% 92.59% 37.97%

Quarterly Metrics And Ratios for Banner

This table displays calculated financial ratios and metrics derived from Banner's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 9.85% -7.93% -2.56% -2.70% -7.78% -2.04% -2.33% -1.30% 18.56% 20.22% 5.11%
EBITDA Growth		 12.55% -24.00% -8.69% -6.80% -24.27% 1.62% -2.61% -10.88% 30.91% 28.51% 24.87%
EBIT Growth		 17.09% -23.99% -6.86% -4.78% -24.27% 5.35% -0.91% -12.78% 28.22% 16.47% 0.38%
NOPAT Growth		 20.17% 8.84% -1.53% 0.52% -32.39% -21.62% -6.55% -17.46% 26.37% 8.92% -1.63%
Net Income Growth		 20.17% 8.84% -1.53% 0.52% -32.39% -21.62% -6.55% -17.46% 26.37% 8.92% -1.63%
EPS Growth		 19.27% 8.06% -2.26% 0.00% -32.30% -21.52% -6.99% -17.27% 26.77% 10.49% -0.69%
Operating Cash Flow Growth		 11.22% 46.76% -10.96% 82.07% -31.14% -16.16% 70.51% -33.23% 47.54% 386.67% 319.94%
Free Cash Flow Firm Growth		 -349.90% 82.09% -84.82% 12.11% 306.40% -179.46% -134.84% -161.77% -117.82% 979.01% 868.36%
Invested Capital Growth		 10.91% 5.05% 15.77% 11.35% -1.63% 22.65% 10.62% 14.48% 4.51% -18.40% -17.02%
Revenue Q/Q Growth		 2.81% 1.18% 2.51% -0.34% -10.93% 7.08% 2.36% -5.55% -5.38% 6.77% 3.44%
EBITDA Q/Q Growth		 3.31% -4.91% 11.01% -5.77% -22.58% 14.25% 13.31% -23.43% 2.52% 9.50% 3.68%
EBIT Q/Q Growth		 4.62% -4.82% 12.70% -5.44% -25.06% 16.63% 15.21% -24.80% 4.26% 9.70% 1.41%
NOPAT Q/Q Growth		 -2.71% 2.74% 13.46% 5.95% -11.88% -7.04% 15.82% -28.74% 2.16% 10.82% 2.30%
Net Income Q/Q Growth		 -2.71% 2.74% 13.46% 5.95% -11.88% -7.04% 15.82% -28.74% 2.16% 10.82% 2.30%
EPS Q/Q Growth		 -2.99% 3.08% 13.04% 5.50% -12.10% -6.77% 15.65% -28.57% 1.90% 10.49% 2.88%
Operating Cash Flow Q/Q Growth		 -42.35% 55.73% -18.98% 52.89% -23.92% -5.52% 65.66% -42.17% -7.37% 92.15% -35.12%
Free Cash Flow Firm Q/Q Growth		 -171.53% 75.70% -31.83% -387.27% 115.54% -150.74% 37.31% -574.62% -107.49% 9.96% 11.14%
Invested Capital Q/Q Growth		 -2.45% 0.54% -3.58% 17.28% -11.30% 10.80% -7.27% 3.61% 15.21% -0.07% -4.03%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 36.23% 36.06% 38.37% 35.43% 37.47% 43.69% 40.94% 36.99% 45.63% 42.11% 41.06%
EBIT Margin		 34.70% 34.10% 36.25% 32.97% 34.75% 41.30% 37.92% 33.70% 42.32% 38.41% 37.38%
Profit (Net Income) Margin		 28.23% 29.83% 29.38% 26.54% 24.97% 25.24% 29.07% 25.69% 34.05% 31.54% 30.39%
Tax Burden Percent		 80.90% 79.86% 80.98% 80.81% 80.97% 79.94% 81.15% 81.18% 81.11% 81.87% 80.57%
Interest Burden Percent		 100.57% 109.55% 100.07% 99.62% 88.73% 76.43% 94.46% 93.93% 99.20% 100.30% 100.89%
Effective Tax Rate		 19.10% 20.14% 19.02% 19.19% 19.03% 20.06% 18.85% 18.82% 18.89% 18.13% 19.43%
Return on Invested Capital (ROIC)		 8.12% 7.97% 8.45% 7.27% 7.60% 8.05% 9.84% 8.25% 10.88% 9.81% 9.09%
ROIC Less NNEP Spread (ROIC-NNEP)		 8.12% 7.97% 8.45% 7.27% 7.60% 8.05% 9.84% 8.25% 10.88% 9.81% 9.09%
Return on Net Nonoperating Assets (RNNOA)		 1.95% 2.64% 2.60% 3.02% 2.26% 2.41% 3.01% 2.80% 3.49% 2.78% 2.74%
Return on Equity (ROE)		 10.07% 10.61% 11.04% 10.29% 9.86% 10.45% 12.85% 11.05% 14.37% 12.58% 11.83%
Cash Return on Invested Capital (CROIC)		 -2.20% 2.48% -6.99% -3.49% 9.64% -11.25% 0.14% -3.71% 5.71% 29.95% 28.15%
Operating Return on Assets (OROA)		 1.37% 1.30% 1.43% 1.32% 1.41% 1.69% 1.54% 1.37% 1.71% 1.48% 1.36%
Return on Assets (ROA)		 1.11% 1.14% 1.15% 1.06% 1.01% 1.03% 1.18% 1.05% 1.38% 1.21% 1.10%
Return on Common Equity (ROCE)		 10.07% 10.61% 11.04% 10.29% 9.86% 10.45% 12.85% 11.05% 14.37% 12.58% 11.83%
Return on Equity Simple (ROE_SIMPLE)		 9.63% 0.00% 9.21% 9.81% 9.95% 0.00% 12.85% 12.87% 13.51% 0.00% 13.55%
Net Operating Profit after Tax (NOPAT)		 45 46 45 40 38 43 46 40 56 54 49
NOPAT Margin		 28.23% 29.83% 29.38% 26.54% 24.97% 25.24% 29.07% 25.69% 34.05% 31.54% 30.39%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 53.27% 53.92% 53.46% 56.29% 55.32% 48.01% 51.54% 53.21% 49.84% 47.38% 50.64%
Operating Expenses to Revenue		 63.34% 63.97% 62.65% 65.45% 64.90% 57.20% 60.79% 61.91% 58.00% 57.70% 58.85%
Earnings before Interest and Taxes (EBIT)		 55 53 56 49 52 70 60 52 69 66 60
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 58 56 59 53 56 74 65 57 74 73 66
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.19 1.29 1.14 1.00 0.97 1.06 0.91 0.92 1.14 1.36 1.33
Price to Tangible Book Value (P/TBV)		 1.50 1.63 1.44 1.29 1.26 1.38 1.21 1.23 1.52 1.85 1.83
Price to Revenue (P/Rev)		 3.49 3.75 3.27 2.70 2.56 2.73 2.14 2.19 2.68 3.17 3.13
Price to Earnings (P/E)		 12.36 13.53 12.34 10.22 9.76 9.58 7.09 7.17 8.45 10.17 9.81
Dividend Yield		 3.03% 2.90% 3.25% 3.90% 4.08% 3.75% 4.66% 4.44% 3.52% 3.03% 3.16%
Earnings Yield		 8.09% 7.39% 8.11% 9.79% 10.25% 10.44% 14.10% 13.95% 11.84% 9.83% 10.19%
Enterprise Value to Invested Capital (EV/IC)		 0.96 1.00 0.90 0.90 0.87 0.93 0.81 0.82 0.99 1.16 0.80
Enterprise Value to Revenue (EV/Rev)		 3.50 3.85 3.35 3.46 2.85 3.23 2.50 2.71 3.16 3.35 2.44
Enterprise Value to EBITDA (EV/EBITDA)		 9.46 10.45 8.62 8.75 7.15 7.70 6.04 6.53 7.44 8.09 5.99
Enterprise Value to EBIT (EV/EBIT)		 10.00 11.15 9.19 9.37 7.69 8.29 6.56 7.13 8.09 8.76 6.32
Enterprise Value to NOPAT (EV/NOPAT)		 12.38 13.89 12.65 13.07 10.86 11.31 8.30 8.89 9.97 10.76 7.64
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.31 8.00 7.99 8.05 7.69 8.08 6.00 7.34 7.87 8.83 11.29
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 41.49 0.00 0.00 9.01 0.00 610.40 0.00 17.68 3.48 2.59
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.24 0.32 0.30 0.43 0.24 0.35 0.32 0.40 0.36 0.25 0.29
Long-Term Debt to Equity		 0.17 0.32 0.21 0.33 0.13 0.24 0.20 0.28 0.36 0.09 0.12
Financial Leverage		 0.24 0.33 0.31 0.42 0.30 0.30 0.31 0.34 0.32 0.28 0.30
Leverage Ratio		 9.06 9.30 9.56 9.71 9.72 10.13 10.88 10.56 10.44 10.37 10.73
Compound Leverage Factor		 9.11 10.19 9.57 9.67 8.62 7.74 10.28 9.92 10.35 10.40 10.82
Debt to Total Capital		 19.59% 24.09% 22.84% 29.88% 19.04% 25.72% 24.28% 28.77% 26.71% 19.72% 22.40%
Short-Term Debt to Total Capital		 5.73% 0.00% 6.65% 6.88% 8.92% 8.22% 9.38% 8.91% 0.00% 12.83% 12.89%
Long-Term Debt to Total Capital		 13.86% 24.09% 16.19% 22.99% 10.12% 17.50% 14.89% 19.85% 26.71% 6.88% 9.51%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 80.41% 75.91% 77.16% 70.12% 80.96% 74.28% 75.72% 71.23% 73.29% 80.28% 77.60%
Debt to EBITDA		 1.93 2.51 2.19 2.91 1.55 2.12 1.81 2.30 2.01 1.38 1.67
Net Debt to EBITDA		 0.02 0.27 0.22 1.91 0.72 1.18 0.88 1.26 1.14 0.44 -1.70
Long-Term Debt to EBITDA		 1.37 2.51 1.55 2.24 0.83 1.44 1.11 1.59 2.01 0.48 0.71
Debt to NOPAT		 2.53 3.33 3.22 4.34 2.36 3.12 2.50 3.14 2.70 1.83 2.13
Net Debt to NOPAT		 0.03 0.36 0.32 2.85 1.10 1.73 1.21 1.72 1.52 0.59 -2.17
Long-Term Debt to NOPAT		 1.79 3.33 2.28 3.34 1.26 2.12 1.53 2.16 2.70 0.64 0.90
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -179 -66 -271 -206 72 -368 -147 -234 -35 463 422
Operating Cash Flow to CapEx		 58,406.12% 2,616.76% 2,105.45% 8,230.96% 3,126.73% 0.00% 1,311.30% 1,232.69% 4,554.36% 3,459.86% 882.14%
Free Cash Flow to Firm to Interest Expense		 -3.39 -1.18 -4.51 -3.64 1.39 -8.12 -3.94 -8.00 -2.54 71.45 90.14
Operating Cash Flow to Interest Expense		 1.08 1.78 1.06 1.39 0.99 1.49 1.92 1.48 5.48 12.44 8.98
Operating Cash Flow Less CapEx to Interest Expense		 1.08 1.71 1.01 1.37 0.96 1.51 1.77 1.36 5.36 12.08 7.96
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04
Fixed Asset Turnover		 5.00 4.75 4.76 4.79 4.74 4.75 4.66 4.71 4.68 4.37 4.09
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 2,280 2,337 2,325 2,411 2,056 2,225 2,008 2,165 2,090 1,814 1,815
Invested Capital Turnover		 0.29 0.27 0.29 0.27 0.30 0.32 0.34 0.32 0.32 0.31 0.30
Increase / (Decrease) in Invested Capital		 224 112 317 246 -34 411 193 274 90 -409 -372
Enterprise Value (EV)		 2,185 2,346 2,089 2,168 1,799 2,077 1,621 1,765 2,063 2,102 1,458
Market Capitalization		 2,180 2,285 2,037 1,695 1,617 1,759 1,385 1,423 1,748 1,988 1,874
Book Value per Share		 $53.21 $51.49 $52.06 $49.08 $48.40 $48.12 $44.27 $44.93 $44.79 $42.60 $41.20
Tangible Book Value per Share		 $42.30 $40.57 $41.12 $38.13 $37.41 $37.09 $33.22 $33.84 $33.64 $31.41 $29.98
Total Capital		 2,280 2,337 2,325 2,411 2,056 2,225 2,008 2,165 2,090 1,814 1,815
Total Debt		 447 563 531 720 391 572 487 623 558 358 407
Total Long-Term Debt		 316 563 376 554 208 389 299 430 558 125 173
Net Debt		 4.74 61 52 473 182 318 236 342 315 115 -415
Capital Expenditures (CapEx)		 0.10 3.79 3.03 0.96 1.65 -0.63 5.46 3.51 1.64 2.33 4.76
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 447 563 531 720 391 572 487 623 558 358 407
Total Depreciation and Amortization (D&A)		 2.45 3.05 3.26 3.68 4.09 4.02 4.77 5.08 5.40 6.39 5.95
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.31 $1.35 $1.31 $1.15 $1.09 $1.25 $1.33 $1.15 $1.62 $1.59 $1.43
Adjusted Weighted Average Basic Shares Outstanding		 34.51M 34.47M 34.50M 34.49M 34.39M 34.34M 34.38M 34.37M 34.24M 34.26M 34.22M
Adjusted Diluted Earnings per Share		 $1.30 $1.34 $1.30 $1.15 $1.09 $1.24 $1.33 $1.15 $1.61 $1.58 $1.43
Adjusted Weighted Average Diluted Shares Outstanding		 34.78M 34.63M 34.65M 34.54M 34.52M 34.45M 34.43M 34.41M 34.46M 34.46M 34.42M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 34.58M 34.46M 34.46M 34.46M 34.45M 34.35M 34.35M 34.35M 34.33M 34.19M 34.19M
Normalized Net Operating Profit after Tax (NOPAT)		 45 42 45 40 42 56 49 42 56 55 49
Normalized NOPAT Margin		 28.07% 27.23% 29.36% 26.64% 28.14% 33.02% 30.77% 27.35% 34.33% 31.67% 30.12%
Pre Tax Income Margin		 34.90% 37.36% 36.28% 32.85% 30.83% 31.57% 35.82% 31.65% 41.98% 38.52% 37.72%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 1.05 0.95 0.93 0.87 1.01 1.54 1.60 1.77 5.06 10.21 12.91
NOPAT to Interest Expense		 0.86 0.83 0.75 0.70 0.73 0.94 1.23 1.35 4.07 8.38 10.49
EBIT Less CapEx to Interest Expense		 1.05 0.88 0.88 0.86 0.98 1.55 1.46 1.65 4.94 9.85 11.89
NOPAT Less CapEx to Interest Expense		 0.85 0.76 0.70 0.69 0.69 0.95 1.08 1.23 3.95 8.02 9.48
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 37.87% 39.51% 40.37% 40.17% 40.28% 36.36% 33.43% 32.17% 30.25% 31.26% 31.46%
Augmented Payout Ratio		 37.87% 39.51% 40.37% 40.17% 40.28% 36.36% 33.43% 32.17% 30.25% 36.87% 37.20%

Frequently Asked Questions About Banner's Financials

When does Banner's fiscal year end?

According to the most recent income statement we have on file, Banner's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Banner's net income changed over the last 9 years?

Banner's net income appears to be on an upward trend, with a most recent value of $168.90 million in 2024, rising from $45.22 million in 2015. The previous period was $183.62 million in 2023. Find out what analysts predict for Banner in the coming months.

How has Banner revenue changed over the last 9 years?

Over the last 9 years, Banner's total revenue changed from $305.92 million in 2015 to $609.59 million in 2024, a change of 99.3%.

How much debt does Banner have?

Banner's total liabilities were at $14.43 billion at the end of 2024, a 2.9% increase from 2023, and a 69.8% increase since 2015.

How much cash does Banner have?

In the past 9 years, Banner's cash and equivalents has ranged from $117.66 million in 2015 to $358.46 million in 2021, and is currently $203.40 million as of their latest financial filing in 2024.

How has Banner's book value per share changed over the last 9 years?

Over the last 9 years, Banner's book value per share changed from 37.96 in 2015 to 51.49 in 2024, a change of 35.6%.


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This page (NASDAQ:BANR) was last updated on 5/25/2025 by MarketBeat.com Staff
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