Bank First (BFC) Competitors

Atlantic Union Bankshares (NASDAQ:AUB) and Bank First (NASDAQ:BFC) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, analyst recommendations, profitability, dividends, institutional ownership, earnings, community ranking, media sentiment and valuation.

Does the media prefer AUB or BFC?

In the previous week, Atlantic Union Bankshares and Atlantic Union Bankshares both had 5 articles in the media. Bank First's average media sentiment score of 1.43 beat Atlantic Union Bankshares' score of 0.92 indicating that Bank First is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Atlantic Union Bankshares	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank First	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, AUB or BFC?

Atlantic Union Bankshares has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500. Comparatively, Bank First has a beta of 0.39, suggesting that its share price is 61% less volatile than the S&P 500.

Do institutionals and insiders have more ownership in AUB or BFC?

78.6% of Atlantic Union Bankshares shares are held by institutional investors. Comparatively, 30.0% of Bank First shares are held by institutional investors. 0.9% of Atlantic Union Bankshares shares are held by insiders. Comparatively, 3.4% of Bank First shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Do analysts rate AUB or BFC?

Atlantic Union Bankshares currently has a consensus price target of $39.00, indicating a potential upside of 23.85%. Bank First has a consensus price target of $120.50, indicating a potential upside of 5.27%. Given Atlantic Union Bankshares' stronger consensus rating and higher possible upside, equities analysts plainly believe Atlantic Union Bankshares is more favorable than Bank First.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Atlantic Union Bankshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.83
Bank First	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the MarketBeat Community believe in AUB or BFC?

Atlantic Union Bankshares received 11 more outperform votes than Bank First when rated by MarketBeat users. Likewise, 63.41% of users gave Atlantic Union Bankshares an outperform vote while only 45.45% of users gave Bank First an outperform vote.

Company	Underperform	Outperform
Atlantic Union Bankshares	Outperform Votes 26 63.41%	Underperform Votes 15 36.59%
Bank First	Outperform Votes 15 45.45%	Underperform Votes 18 54.55%

Which has higher earnings & valuation, AUB or BFC?

Atlantic Union Bankshares has higher revenue and earnings than Bank First. Atlantic Union Bankshares is trading at a lower price-to-earnings ratio than Bank First, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Atlantic Union Bankshares	$857.44M	5.23	$209.13M	$2.19	14.38
Bank First	$159.80M	7.10	$65.56M	$6.81	16.81

Is AUB or BFC a better dividend stock?

Atlantic Union Bankshares pays an annual dividend of $1.36 per share and has a dividend yield of 4.3%. Bank First pays an annual dividend of $1.80 per share and has a dividend yield of 1.6%. Atlantic Union Bankshares pays out 62.1% of its earnings in the form of a dividend. Bank First pays out 26.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Atlantic Union Bankshares has raised its dividend for 14 consecutive years and Bank First has raised its dividend for 10 consecutive years. Atlantic Union Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is AUB or BFC more profitable?

Bank First has a net margin of 29.00% compared to Atlantic Union Bankshares' net margin of 15.53%. Bank First's return on equity of 10.53% beat Atlantic Union Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Atlantic Union Bankshares	15.53%	8.50%	1.06%
Bank First	29.00%	10.53%	1.56%

Summary

Atlantic Union Bankshares beats Bank First on 12 of the 21 factors compared between the two stocks.