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BOK Financial (BOKF) Financials

BOK Financial logo
$134.76 +1.76 (+1.32%)
Closing price 05/5/2026 04:00 PM Eastern
Extended Trading
$134.88 +0.13 (+0.09%)
As of 05/5/2026 06:05 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Annual Income Statements for BOK Financial

Annual Income Statements for BOK Financial

This table shows BOK Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders
289 233 335 446 501 435 618 520 531 524 578
Consolidated Net Income / (Loss)
292 232 336 446 501 435 616 520 531 524 578
Net Income / (Loss) Continuing Operations
292 232 336 446 501 435 616 520 531 524 578
Total Pre-Tax Income
432 339 518 565 631 564 796 660 683 667 741
Total Revenue
1,362 1,421 1,537 1,602 1,808 1,951 1,874 1,855 2,062 2,050 2,175
Net Interest Income / (Expense)
703 747 842 985 1,113 1,108 1,118 1,211 1,272 1,211 1,327
Total Interest Income
767 829 973 1,228 1,532 1,269 1,180 1,392 2,342 2,636 2,531
Loans and Leases Interest Income
543 594 705 900 1,131 896 775 983 1,635 1,766 1,630
Investment Securities Interest Income
208 210 232 250 374 359 398 398 675 842 878
Deposits and Money Market Investments Interest Income
- - - - - 2.83 1.06 12 32 28 23
Total Interest Expense
63 82 131 244 419 161 62 181 1,070 1,426 1,204
Deposits Interest Expense
44 40 54 96 176 90 33 122 627 1,026 956
Short-Term Borrowings Interest Expense
14 35 69 138 228 57 18 52 435 391 241
Long-Term Debt Interest Expense
5.10 6.30 8.24 9.83 15 14 11 6.49 8.95 9.22 7.39
Total Non-Interest Income
658 674 695 617 695 842 756 643 790 840 848
Other Service Charges
269 686 681 643 702 810 668 657 781 810 801
Net Realized & Unrealized Capital Gains on Investments
13 -9.62 14 -31 47 112 46 -94 12 11 61
Other Non-Interest Income
121 -2.19 0.17 4.67 -54 -80 42 80 -3.12 18 -13
Provision for Credit Losses
34 65 -7.00 8.00 44 223 -100 30 46 18 2.00
Total Non-Interest Expense
896 1,018 1,026 1,028 1,133 1,164 1,178 1,164 1,333 1,366 1,433
Salaries and Employee Benefits
515 553 573 583 661 688 695 671 767 811 878
Net Occupancy & Equipment Expense
198 212 233 213 235 248 260 283 303 313 330
Marketing Expense
28 27 29 31 36 15 16 26 32 33 39
Property & Liability Insurance Claims
20 32 20 23 21 20 16 18 31 31 26
Other Operating Expenses
128 183 154 152 160 173 172 151 143 160 159
Amortization Expense
4.36 6.86 6.78 9.62 21 20 18 16 14 12 11
Other Special Charges
1.45 3.36 9.69 17 - - 0.00 0.00 44 5.52 -11
Income Tax Expense
139 106 183 119 130 129 180 140 152 143 163
Net Income / (Loss) Attributable to Noncontrolling Interest
3.69 -0.39 1.04 0.78 -0.07 0.04 -1.80 0.02 0.39 -0.02 -0.01
Basic Earnings per Share
$4.22 $3.53 $5.11 $6.63 $7.03 $6.19 $8.95 $7.68 $8.02 $8.14 $9.17
Weighted Average Basic Shares Outstanding
67.59M 65.09M 64.75M 66.63M 70.79M 69.84M 68.59M 67.21M 65.65M 63.75M 62.62M
Diluted Earnings per Share
$4.21 $3.53 $5.11 $6.63 $7.03 $6.19 $8.95 $7.68 $8.02 $8.14 $9.17
Weighted Average Diluted Shares Outstanding
67.69M 65.14M 64.81M 66.66M 70.80M 69.84M 68.59M 67.21M 65.65M 63.75M 62.62M
Weighted Average Basic & Diluted Shares Outstanding
68.40M 65.90M 65.44M 67.19M 70.69M 69.58M 68.32M 66.97M 65.06M 64.23M 60.70M
Cash Dividends to Common per Share
$1.69 $1.73 $1.77 $1.90 $2.01 $2.05 $2.09 $2.13 $2.17 $2.22 $2.34

Quarterly Income Statements for BOK Financial

This table shows BOK Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders
151 134 83 84 164 140 136 120 140 141 177
Consolidated Net Income / (Loss)
152 134 83 84 164 140 136 120 140 141 177
Net Income / (Loss) Continuing Operations
152 134 83 84 164 140 136 120 140 141 177
Total Pre-Tax Income
196 168 111 107 211 173 175 155 181 177 229
Total Revenue
531 499 502 455 556 516 523 502 535 548 590
Net Interest Income / (Expense)
322 301 297 294 296 308 313 316 328 338 345
Total Interest Income
570 617 638 645 672 680 639 619 642 644 626
Loans and Leases Interest Income
400 427 439 440 448 455 423 397 404 418 411
Investment Securities Interest Income
161 182 225 130 141 218 353 141 233 221 283
Deposits and Money Market Investments Interest Income
9.55 8.20 8.10 7.01 7.78 7.13 6.32 6.23 5.63 5.48 5.30
Total Interest Expense
248 316 342 352 376 372 326 302 314 307 281
Deposits Interest Expense
137 185 210 242 255 271 258 241 238 242 234
Short-Term Borrowings Interest Expense
109 129 129 107 119 99 66 59 74 65 42
Long-Term Debt Interest Expense
2.22 2.32 2.34 2.31 2.31 2.36 2.24 2.08 1.59 0.00 3.72
Total Non-Interest Income
209 198 205 162 260 208 210 186 207 211 244
Other Service Charges
200 198 197 201 200 202 207 184 197 204 215
Net Realized & Unrealized Capital Gains on Investments
-0.71 -7.74 22 -50 56 22 -17 9.17 15 8.65 28
Other Non-Interest Income
9.26 8.04 -14 11 3.45 -16 20 -7.24 -5.02 -2.38 1.41
Total Non-Interest Expense
319 324 384 340 337 341 348 348 355 370 361
Salaries and Employee Benefits
191 191 203 203 191 207 211 214 215 226 223
Net Occupancy & Equipment Expense
75 78 76 76 76 80 81 81 82 83 84
Marketing Expense
7.64 6.96 8.63 7.98 8.25 7.68 9.37 8.82 9.14 9.96 12
Property & Liability Insurance Claims
6.97 8.00 8.50 8.74 7.32 8.19 6.86 6.59 6.44 7.30 6.08
Other Operating Expenses
35 37 41 42 51 37 30 35 40 42 43
Amortization Expense
3.47 3.47 3.54 3.00 2.90 2.86 2.86 2.65 2.66 2.66 2.66
Income Tax Expense
44 33 29 23 47 33 39 35 41 36 51
Net Income / (Loss) Attributable to Noncontrolling Interest
0.33 -0.02 -0.05 -0.01 0.02 -0.03 - -0.01 0.05 -0.02 -0.04
Basic Earnings per Share
$2.27 $2.04 $1.28 $1.29 $2.54 $2.18 $2.13 $1.86 $2.19 $2.22 $2.90
Weighted Average Basic Shares Outstanding
65.99M 65.55M 65.65M 64.29M 63.71M 63.49M 63.75M 63.55M 63.21M 62.84M 62.62M
Diluted Earnings per Share
$2.27 $2.04 $1.28 $1.29 $2.54 $2.18 $2.13 $1.86 $2.19 $2.22 $2.90
Weighted Average Diluted Shares Outstanding
65.99M 65.55M 65.65M 64.29M 63.71M 63.49M 63.75M 63.55M 63.21M 62.84M 62.62M
Weighted Average Basic & Diluted Shares Outstanding
66.37M 65.66M 65.06M 64.52M 64.13M 64.12M 64.23M 64.26M 63.61M 63.25M 60.70M
Cash Dividends to Common per Share
$0.54 $0.54 $0.55 $0.55 $0.55 $0.55 $0.57 $0.57 $0.57 $0.57 $0.63

Annual Cash Flow Statements for BOK Financial

This table details how cash moves in and out of BOK Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents
168 -106 -220 -1,174 115 -78 1,657 -1,436 -53 86 223
Net Cash From Operating Activities
296 -92 215 -552 -474 -416 -3,693 5,122 66 1,430 740
Net Cash From Continuing Operating Activities
296 -92 215 -552 -474 -416 -3,693 5,122 66 1,430 740
Net Income / (Loss) Continuing Operations
292 232 336 446 501 435 616 520 531 524 578
Consolidated Net Income / (Loss)
292 232 336 446 501 435 616 520 531 524 578
Provision For Loan Losses
34 65 -7.00 8.00 44 223 -100 30 46 18 2.00
Depreciation Expense
38 47 54 61 95 99 102 108 110 105 110
Amortization Expense
55 42 29 31 -17 5.36 18 9.22 -20 -45 -52
Non-Cash Adjustments to Reconcile Net Income
-79 -48 57 47 -23 -72 -50 -26 159 -193 79
Changes in Operating Assets and Liabilities, net
-44 -430 -254 -1,145 -1,073 -1,107 -4,280 4,481 -760 1,021 22
Net Cash From Investing Activities
-2,001 -286 740 -1,808 -2,324 -2,459 2,603 -4,603 -1,791 -477 -1,522
Net Cash From Continuing Investing Activities
-2,001 -286 740 -1,808 -2,324 -2,459 2,603 -4,603 -1,791 -477 -1,522
Purchase of Investment Securities
-5,447 -3,300 -3,208 -4,148 -5,525 -5,941 -1,797 -7,324 -4,593 -3,834 -4,485
Divestitures
- - - - - - 0.00 0.00 33 0.00 0.00
Sale and/or Maturity of Investments
3,411 2,981 4,016 2,302 3,175 3,489 4,410 2,711 2,855 3,256 2,972
Other Investing Activities, net
34 33 -69 38 25 -6.36 -10 9.63 -86 101 -8.35
Net Cash From Financing Activities
1,873 272 -1,175 1,186 2,913 2,797 2,747 -1,955 1,672 -867 1,006
Net Cash From Continuing Financing Activities
1,873 272 -1,175 1,186 2,913 2,797 2,747 -1,955 1,672 -867 1,006
Net Change in Deposits
-53 1,061 -687 -87 2,357 8,523 5,098 -6,761 -461 4,172 1,244
Issuance of Debt
2,548 145 - 1,295 - -5,091 -1,269 4,610 0.00 0.00 397
Issuance of Common Equity
6.71 12 4.37 - -0.01 -4.93 -4.87 -4.91 -4.94 -3.76 -6.56
Repayment of Debt
-122 -833 -11 - 1,111 0.00 -150 - 1,803 -4,527 -266
Repurchase of Common Equity
-230 -67 -7.40 -54 -129 -76 -118 -155 -177 -90 -413
Payment of Dividends
-115 -113 -116 -127 -143 -144 -144 -144 -143 -143 -148
Other Financing Activities, Net
-162 67 -358 158 -282 -410 -665 500 655 -275 198
Cash Interest Paid
66 83 128 243 417 160 69 176 1,045 1,428 1,205
Cash Income Taxes Paid
102 80 122 92 87 136 135 80 22 18 13

Quarterly Cash Flow Statements for BOK Financial

This table details how cash moves in and out of BOK Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025
Net Change in Cash & Equivalents
83 -72 -27 -193 -80 400 -41 -18 -58 67 232
Net Cash From Operating Activities
-3,025 1,088 -462 179 464 247 541 20 89 868 -238
Net Cash From Continuing Operating Activities
-3,025 1,083 -457 179 464 247 541 20 89 868 -238
Net Income / (Loss) Continuing Operations
152 134 83 84 164 140 136 120 140 141 177
Consolidated Net Income / (Loss)
152 134 83 84 164 140 136 120 140 141 177
Depreciation Expense
30 24 29 26 26 26 27 27 27 28 28
Amortization Expense
-4.57 -5.48 -5.77 -8.92 -11 -12 -13 -13 -13 -13 -13
Non-Cash Adjustments to Reconcile Net Income
-126 -21 206 -52 -125 26 -78 64 48 -41 7.45
Changes in Operating Assets and Liabilities, net
-3,093 944 -775 122 402 64 469 -179 -113 751 -437
Net Cash From Investing Activities
-656 -637 -185 -597 -522 781 -139 435 -687 -531 -739
Net Cash From Continuing Investing Activities
-656 -637 -185 -597 -522 781 -139 435 -687 -531 -739
Purchase of Investment Securities
-1,043 -1,215 -1,303 -1,901 -1,134 25 -811 -243 -1,237 -1,395 -1,610
Sale and/or Maturity of Investments
408 561 1,179 1,256 564 761 663 713 529 871 858
Other Investing Activities, net
-20 18 -94 48 48 -4.87 9.63 -35 22 -7.04 12
Net Cash From Financing Activities
3,764 -523 620 225 -21 -628 -444 -473 540 -270 1,209
Net Cash From Continuing Financing Activities
3,764 -523 620 225 -21 -628 -444 -473 540 -270 1,209
Net Change in Deposits
714 358 367 1,364 858 985 964 90 -36 254 935
Issuance of Debt
- - - - - - - - - -622 543
Repayment of Debt
- -302 -104 -840 - - - -340 207 - -134
Repurchase of Common Equity
-23 -60 -50 -52 -38 - -0.08 -0.99 -63 -41 -308
Payment of Dividends
-36 -36 -36 -36 -35 -35 -37 -36 -37 -36 -38
Other Financing Activities, Net
222 -484 443 -208 -155 295 -207 -181 -7.61 169 218
Cash Interest Paid
237 305 339 348 394 355 330 302 317 321 265
Cash Income Taxes Paid
123 32 18 1.27 38 29 33 1.47 49 22 -60

Annual Balance Sheets for BOK Financial

This table presents BOK Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets
31,476 32,772 32,272 38,021 42,172 46,671 49,291 47,791 49,825 49,686 52,238
Cash and Due from Banks
2,644 621 603 742 736 799 712 944 948 1,044 1,001
Interest Bearing Deposits at Other Banks
- 1,917 1,715 402 523 382 2,125 458 401 391 657
Trading Account Securities
10,793 10,328 10,222 11,923 14,609 19,181 23,838 19,724 20,212 20,106 21,281
Loans and Leases, Net of Allowance
15,716 16,744 16,923 21,449 21,540 22,619 19,949 22,321 23,628 23,835 25,376
Loans and Leases
15,941 16,990 17,153 21,657 21,751 23,008 20,206 22,557 23,905 24,115 25,651
Allowance for Loan and Lease Losses
226 246 231 207 211 389 256 236 277 280 276
Accrued Investment Income
163 773 179 205 232 246 223 274 318 281 293
Premises and Equipment, Net
306 326 317 330 536 551 574 565 622 634 639
Goodwill
385 449 447 1,049 1,048 1,048 1,045 1,045 1,045 1,045 1,045
Intangible Assets
44 47 29 135 125 113 92 76 60 47 35
Other Assets
1,116 1,267 1,617 1,786 2,641 1,731 733 2,384 2,592 2,303 1,911
Total Liabilities & Shareholders' Equity
31,476 32,772 32,272 38,021 42,172 46,671 50,249 47,791 49,825 49,686 52,238
Total Liabilities
28,208 29,466 28,754 33,577 37,308 41,380 44,881 43,103 44,679 44,135 46,317
Non-Interest Bearing Deposits
8,297 9,236 9,243 10,415 9,461 12,266 15,344 13,395 9,196 8,372 8,082
Interest Bearing Deposits
12,791 13,512 12,818 14,849 18,160 23,878 25,898 21,085 24,823 29,819 31,353
Federal Funds Purchased and Securities Sold
491 58 575 1,018 3,818 1,662 2,326 2,270 1,123 1,293 1,492
Short-Term Debt
6,159 6,186 5,646 6,643 4,961 2,546 473 5,439 254 3,673 4,135
Other Short-Term Payables
120 147 165 193 260 324 273 297 - 352 383
Long-Term Debt
226 145 145 276 276 276 131 131 7,833 131 397
Other Long-Term Liabilities
124 183 162 183 372 427 435 485 1,450 494 476
Total Equity & Noncontrolling Interests
3,268 3,306 3,518 4,443 4,864 5,292 5,368 4,687 5,145 5,551 5,921
Total Preferred & Common Equity
3,231 3,275 3,495 4,432 4,856 5,266 5,364 4,683 5,142 5,548 5,919
Total Common Equity
3,231 3,275 3,495 4,432 4,856 5,266 5,364 4,683 5,142 5,548 5,919
Common Stock
982 1,007 1,036 1,334 1,351 1,368 1,379 1,390 1,407 1,430 1,429
Retained Earnings
2,704 2,823 3,048 3,370 3,730 3,974 4,448 4,824 5,212 5,592 6,023
Treasury Stock
-477 -544 -553 -199 -330 -411 -535 -695 -877 -970 -1,367
Accumulated Other Comprehensive Income / (Loss)
22 -11 -36 -73 105 336 72 -837 -599 -503 -166
Noncontrolling Interest
37 32 23 11 8.12 25 4.64 4.71 2.98 2.60 2.03

Quarterly Balance Sheets for BOK Financial

This table presents BOK Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025
Total Assets
43,645 45,524 49,238 48,931 50,160 50,403 50,082 50,472 50,998 50,193
Cash and Due from Banks
804 792 876 854 802 898 929 990 1,074 881
Interest Bearing Deposits at Other Banks
805 572 572 521 354 178 547 426 285 545
Trading Account Securities
16,684 17,475 20,415 19,592 20,639 20,487 20,675 21,411 21,376 20,078
Loans and Leases, Net of Allowance
21,549 22,501 22,975 23,452 23,891 24,266 23,701 23,412 24,015 24,588
Loans and Leases
21,790 22,750 23,238 23,724 24,173 24,554 23,985 23,690 24,292 24,865
Allowance for Loan and Lease Losses
242 249 263 272 282 288 284 279 277 278
Accrued Investment Income
200 266 264 255 309 334 300 262 299 288
Premises and Equipment, Net
569 623 618 616 628 632 633 636 637 636
Goodwill
1,045 1,045 1,045 1,045 1,045 1,045 1,045 1,045 1,045 1,045
Intangible Assets
80 73 69 66 57 54 51 44 40 37
Other Assets
1,910 2,178 2,405 2,530 2,437 2,509 2,202 2,246 2,226 2,095
Total Liabilities & Shareholders' Equity
43,645 45,524 49,238 48,931 50,160 50,403 50,082 50,472 50,998 50,193
Total Liabilities
39,131 40,646 44,371 44,114 45,029 45,171 44,467 44,698 45,105 44,168
Non-Interest Bearing Deposits
14,985 11,607 10,783 9,974 8,414 8,840 8,260 8,288 7,999 7,907
Interest Bearing Deposits
21,431 20,974 22,512 23,678 26,969 27,401 28,967 29,993 30,247 30,593
Federal Funds Purchased and Securities Sold
627 1,600 5,447 2,723 1,262 814 744 852 682 971
Short-Term Debt
1,262 262 4,728 6,841 7,427 7,164 5,510 4,666 5,390 3,868
Other Short-Term Payables
212 - 229 244 319 306 340 291 303 312
Long-Term Debt
131 4,867 131 131 131 131 131 131 0.00 0.00
Other Long-Term Liabilities
483 1,336 541 522 506 515 515 475 484 517
Total Equity & Noncontrolling Interests
4,514 4,878 4,867 4,817 5,132 5,232 5,615 5,774 5,893 6,025
Total Preferred & Common Equity
4,510 4,875 4,864 4,814 5,129 5,229 5,612 5,772 5,891 6,023
Total Common Equity
4,510 4,875 4,864 4,814 5,129 5,229 5,612 5,772 5,891 6,023
Common Stock
1,385 1,397 1,402 1,405 1,411 1,417 1,425 1,436 1,441 1,447
Retained Earnings
4,692 4,950 5,066 5,165 5,260 5,388 5,493 5,675 5,779 5,884
Treasury Stock
-663 -744 -767 -826 -932 -970 -970 -977 -1,040 -1,081
Accumulated Other Comprehensive Income / (Loss)
-905 -729 -837 -929 -610 -606 -335 -362 -289 -227
Noncontrolling Interest
4.37 3.24 3.54 3.19 2.88 2.84 2.76 2.57 2.47 2.39

Annual Metrics And Ratios for BOK Financial

This table displays calculated financial ratios and metrics derived from BOK Financial's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding
- - - - - - - - - - 63,247,676.00
DEI Adjusted Shares Outstanding
- - - - - - - - - - 63,247,676.00
DEI Earnings Per Adjusted Shares Outstanding
- - - - - - - - - - 9.14
Growth Metrics
- - - - - - - - - - -
Profitability Metrics
- - - - - - - - - - -
Valuation Ratios
- - - - - - - - - - -
Leverage & Solvency
- - - - - - - - - - -
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Efficiency Ratios
- - - - - - - - - - -
Capital & Investment Metrics
- - - - - - - - - - -
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$4.22 $3.53 $5.11 $6.63 $7.03 $6.19 $8.95 $7.68 $8.02 $8.14 $9.17
Adjusted Weighted Average Basic Shares Outstanding
67.59M 65.09M 64.75M 66.63M 70.79M 69.84M 68.59M 67.21M 65.65M 63.75M 62.62M
Adjusted Diluted Earnings per Share
$4.21 $3.53 $5.11 $6.63 $7.03 $6.19 $8.95 $7.68 $8.02 $8.14 $9.17
Adjusted Weighted Average Diluted Shares Outstanding
67.69M 65.14M 64.81M 66.66M 70.80M 69.84M 68.59M 67.21M 65.65M 63.75M 62.62M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $7.03 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
66.12M 65.49M 65.55M 72.25M 70.69M 69.58M 68.32M 66.97M 65.06M 64.23M 60.70M
Debt Service Ratios
- - - - - - - - - - -
Payout Ratios
- - - - - - - - - - -

Quarterly Metrics And Ratios for BOK Financial

This table displays calculated financial ratios and metrics derived from BOK Financial's official financial filings.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025
DEI Shares Outstanding
- - - - - - - - - - 63,247,676.00
DEI Adjusted Shares Outstanding
- - - - - - - - - - 63,247,676.00
DEI Earnings Per Adjusted Shares Outstanding
- - - - - - - - - - 2.80
Growth Metrics
- - - - - - - - - - -
Profitability Metrics
- - - - - - - - - - -
Valuation Ratios
- - - - - - - - - - -
Leverage & Solvency
- - - - - - - - - - -
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Efficiency Ratios
- - - - - - - - - - -
Capital & Investment Metrics
- - - - - - - - - - -
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$2.27 $2.04 $1.28 $1.29 $2.54 $2.18 $2.13 $1.86 $2.19 $2.22 $2.90
Adjusted Weighted Average Basic Shares Outstanding
65.99M 65.55M 65.65M 64.29M 63.71M 63.49M 63.75M 63.55M 63.21M 62.84M 62.62M
Adjusted Diluted Earnings per Share
$2.27 $2.04 $1.28 $1.29 $2.54 $2.18 $2.13 $1.86 $2.19 $2.22 $2.90
Adjusted Weighted Average Diluted Shares Outstanding
65.99M 65.55M 65.65M 64.29M 63.71M 63.49M 63.75M 63.55M 63.21M 62.84M 62.62M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
66.37M 65.66M 65.06M 64.52M 64.13M 64.12M 64.23M 64.26M 63.61M 63.25M 60.70M
Debt Service Ratios
- - - - - - - - - - -
Payout Ratios
- - - - - - - - - - -

Financials Breakdown Chart

Key Financial Trends

Here are the most notable trends for BOK Financial (BOKF) based on the last four years of quarterly statements, focusing on revenue, profitability, and balance-sheet health. Bullets are organized to highlight positives first, then neutral observations, then potential negatives.

  • Total revenue growth: Q4 2025 revenue rose to 589.6 million vs. about 523.1 million in Q4 2024, signaling strengthening topline performance year over year.
  • Net interest income trend: Q4 2025 net interest income reached about 345.3 million, up from roughly 313.0 million in Q4 2024, reflecting a higher earnings contribution from the core lending/interest activities.
  • Non-interest income expansion: Q4 2025 non-interest income was about 244.3 million, up from around 210.0 million in Q4 2024, driven by higher service charges and investment gains.
  • Earnings per share uplift: Q4 2025 basic and diluted earnings per share (EPS) were about 2.90, up from roughly 2.13 in Q4 2024, supporting a stronger per-share profitability narrative for the quarter.
  • Dividend per share increase: Cash dividends per common share rose to 0.63 in Q4 2025 vs about 0.55 in Q4 2024, signaling a more favorable payout path for shareholders.
  • Lending book stability: The Loans and Leases portfolio remains a core earnings driver, with net of allowance figures in the mid-to-high 20s billions over 2025, indicating a relatively stable loan book alongside ongoing earning capacity.
  • Balance sheet scale and liquidity: Total assets run around 50 billion and deposits broadly in the high-30 billions, reflecting a sizable and stable balance sheet with ample liquidity to support operations and growth.
  • Operating cash flow variability: Cash flow from continuing operating activities can be volatile within quarters (e.g., Q4 2025 showed a negative net cash from continuing operating activities due to working capital movements), though other 2025 quarters remained positive.
  • Financing activities and near-term cash flow headwinds: Q4 2025 recorded sizable net cash outflows from financing activities, contributing to a negative net change in cash for the quarter and highlighting near-term cash-flow headwinds from financing actions.
  • Quarterly cash-flow mix pressures: While profitability remained strong, several quarters in 2025 showed shifting cash flow from investing and financing activities that could pressure near-term cash balances, even as earnings remain solid.
05/06/26 12:35 AM ETAI Generated. May Contain Errors.

Frequently Asked Questions About BOK Financial's Financials

When does BOK Financial's financial year end?

According to the most recent income statement we have on file, BOK Financial's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

How has BOK Financial's net income changed over the last 10 years?

BOK Financial's net income appears to be on an upward trend, with a most recent value of $577.98 million in 2025, rising from $292.26 million in 2015. The previous period was $523.55 million in 2024. See where experts think BOK Financial is headed by visiting BOK Financial's forecast page.

How has BOK Financial's revenue changed over the last 10 years?

Over the last 10 years, BOK Financial's total revenue changed from $1.36 billion in 2015 to $2.18 billion in 2025, a change of 59.7%.

How much debt does BOK Financial have?

BOK Financial's total liabilities were at $46.32 billion at the end of 2025, a 4.9% increase from 2024, and a 64.2% increase since 2015.

How much cash does BOK Financial have?

In the past 10 years, BOK Financial's cash and equivalents has ranged from $602.51 million in 2017 to $2.64 billion in 2015, and is currently $1.00 billion as of their latest financial filing in 2025.



Financial statements for NASDAQ:BOKF last updated on 2/22/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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