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Chemung Financial (CHMG) Competitors

Chemung Financial logo
$44.34 -0.68 (-1.51%)
As of 04/30/2025 04:00 PM Eastern

CHMG vs. ATLC, PGY, OPFI, GHLD, FMBH, BHRB, CFB, NBN, HBT, and OSBC

Should you be buying Chemung Financial stock or one of its competitors? The main competitors of Chemung Financial include Atlanticus (ATLC), Pagaya Technologies (PGY), OppFi (OPFI), Guild (GHLD), First Mid Bancshares (FMBH), Burke & Herbert Financial Services (BHRB), CrossFirst Bankshares (CFB), Northeast Bank (NBN), HBT Financial (HBT), and Old Second Bancorp (OSBC). These companies are all part of the "banking" industry.

Chemung Financial vs.

Chemung Financial (NASDAQ:CHMG) and Atlanticus (NASDAQ:ATLC) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, community ranking, dividends, valuation, earnings, analyst recommendations, media sentiment, risk and institutional ownership.

Chemung Financial received 4 more outperform votes than Atlanticus when rated by MarketBeat users. However, 64.90% of users gave Atlanticus an outperform vote while only 50.36% of users gave Chemung Financial an outperform vote.

CompanyUnderperformOutperform
Chemung FinancialOutperform Votes
139
50.36%
Underperform Votes
137
49.64%
AtlanticusOutperform Votes
135
64.90%
Underperform Votes
73
35.10%

Chemung Financial currently has a consensus price target of $52.50, suggesting a potential upside of 18.40%. Atlanticus has a consensus price target of $61.00, suggesting a potential upside of 11.27%. Given Chemung Financial's higher probable upside, analysts plainly believe Chemung Financial is more favorable than Atlanticus.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chemung Financial
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Atlanticus
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

Chemung Financial has a net margin of 15.70% compared to Atlanticus' net margin of 8.39%. Atlanticus' return on equity of 25.14% beat Chemung Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Chemung Financial15.70% 11.47% 0.85%
Atlanticus 8.39%25.14%3.74%

47.5% of Chemung Financial shares are owned by institutional investors. Comparatively, 14.1% of Atlanticus shares are owned by institutional investors. 12.0% of Chemung Financial shares are owned by company insiders. Comparatively, 51.8% of Atlanticus shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Atlanticus has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than Atlanticus, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chemung Financial$98.04M2.17$23.67M$4.749.35
Atlanticus$299.40M2.77$102.85M$4.7711.49

Chemung Financial has a beta of 0.1, indicating that its share price is 90% less volatile than the S&P 500. Comparatively, Atlanticus has a beta of 2.16, indicating that its share price is 116% more volatile than the S&P 500.

In the previous week, Chemung Financial had 1 more articles in the media than Atlanticus. MarketBeat recorded 4 mentions for Chemung Financial and 3 mentions for Atlanticus. Atlanticus' average media sentiment score of 1.85 beat Chemung Financial's score of 0.55 indicating that Atlanticus is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Chemung Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive
Atlanticus
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

Atlanticus beats Chemung Financial on 14 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CHMG vs. The Competition

MetricChemung FinancialState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$212.39M$3.06B$11.12B$7.83B
Dividend Yield2.96%3.87%5.79%4.22%
P/E Ratio8.9423.1222.0018.48
Price / Sales2.172.9926.08103.59
Price / Cash8.5710.6317.6034.62
Price / Book1.071.152.654.25
Net Income$23.67M$372.21M$1.03B$248.23M
7 Day Performance1.63%0.00%0.57%0.89%
1 Month Performance-5.56%-1.21%-0.43%3.53%
1 Year Performance3.16%16.72%537.91%5.08%

Chemung Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CHMG
Chemung Financial
4.3447 of 5 stars
$44.34
-1.5%
$52.50
+18.4%
+5.2%$212.39M$98.04M8.94340News Coverage
Gap Up
ATLC
Atlanticus
3.2689 of 5 stars
$55.64
+0.7%
$61.00
+9.6%
+107.3%$840.89M$299.40M12.50330Positive News
Gap Down
PGY
Pagaya Technologies
4.218 of 5 stars
$11.02
-1.7%
$20.61
+87.0%
+12.6%$829.78M$1.00B-2.00800Upcoming Earnings
News Coverage
Gap Down
OPFI
OppFi
3.2739 of 5 stars
$9.50
+2.5%
$13.00
+36.8%
+251.5%$820.85M$525.96M59.38570Upcoming Earnings
GHLD
Guild
4.3315 of 5 stars
$13.20
+1.3%
$16.50
+25.0%
-7.0%$817.13M$1.06B-8.525,100Upcoming Earnings
Short Interest ↓
News Coverage
FMBH
First Mid Bancshares
3.6109 of 5 stars
$33.56
+0.2%
$45.00
+34.1%
+8.0%$804.84M$318.63M10.201,070News Coverage
Positive News
BHRB
Burke & Herbert Financial Services
2.984 of 5 stars
$53.40
+3.7%
$76.00
+42.3%
+6.7%$800.09M$256.55M22.25850Earnings Report
Dividend Announcement
Analyst Forecast
Insider Trade
Buyback Announcement
Analyst Revision
News Coverage
CFB
CrossFirst Bankshares
N/A$15.99
flat
$19.33
+20.9%
N/A$788.55M$261.78M10.25460
NBN
Northeast Bank
3.4989 of 5 stars
$92.41
+1.4%
$97.50
+5.5%
+60.1%$758.32M$170.62M10.76180Earnings Report
Dividend Announcement
News Coverage
Positive News
HBT
HBT Financial
3.0573 of 5 stars
$23.49
+0.4%
$24.75
+5.4%
+25.5%$743.01M$228.13M10.39730
OSBC
Old Second Bancorp
3.7827 of 5 stars
$15.97
+2.6%
$20.10
+25.9%
+15.3%$719.40M$282.62M8.54890Analyst Revision

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This page (NASDAQ:CHMG) was last updated on 5/1/2025 by MarketBeat.com Staff
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