Chemung Financial (CHMG) Competitors

First Mid Bancshares (NASDAQ:FMBH) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, valuation, analyst recommendations, media sentiment, institutional ownership, risk, profitability, community ranking and earnings.

Does the media prefer FMBH or CHMG?

In the previous week, First Mid Bancshares had 2 more articles in the media than Chemung Financial. MarketBeat recorded 2 mentions for First Mid Bancshares and 0 mentions for Chemung Financial. First Mid Bancshares' average media sentiment score of 1.05 beat Chemung Financial's score of 0.00 indicating that First Mid Bancshares is being referred to more favorably in the media.

Company	Overall Sentiment
First Mid Bancshares	Positive
Chemung Financial	Neutral

Which has better earnings & valuation, FMBH or CHMG?

First Mid Bancshares has higher revenue and earnings than Chemung Financial. Chemung Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Mid Bancshares	$322.32M	2.64	$78.90M	$3.36	10.57
Chemung Financial	$98.04M	2.30	$23.67M	$4.74	9.93

Is FMBH or CHMG more profitable?

First Mid Bancshares has a net margin of 17.39% compared to Chemung Financial's net margin of 15.70%. Chemung Financial's return on equity of 11.47% beat First Mid Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Mid Bancshares	17.39%	10.10%	1.09%
Chemung Financial	15.70%	11.47%	0.85%

Is FMBH or CHMG a better dividend stock?

First Mid Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.7%. Chemung Financial pays an annual dividend of $1.28 per share and has a dividend yield of 2.7%. First Mid Bancshares pays out 28.6% of its earnings in the form of a dividend. Chemung Financial pays out 27.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has raised its dividend for 3 consecutive years and Chemung Financial has raised its dividend for 1 consecutive years. Chemung Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts prefer FMBH or CHMG?

First Mid Bancshares currently has a consensus price target of $43.83, suggesting a potential upside of 23.46%. Chemung Financial has a consensus price target of $52.50, suggesting a potential upside of 11.56%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe First Mid Bancshares is more favorable than Chemung Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
Chemung Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more volatility and risk, FMBH or CHMG?

First Mid Bancshares has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500. Comparatively, Chemung Financial has a beta of 0.36, indicating that its stock price is 64% less volatile than the S&P 500.

Does the MarketBeat Community prefer FMBH or CHMG?

First Mid Bancshares received 54 more outperform votes than Chemung Financial when rated by MarketBeat users. Likewise, 52.16% of users gave First Mid Bancshares an outperform vote while only 50.36% of users gave Chemung Financial an outperform vote.

Company	Underperform	Outperform
First Mid Bancshares	Outperform Votes 193 52.16%	Underperform Votes 177 47.84%
Chemung Financial	Outperform Votes 139 50.36%	Underperform Votes 137 49.64%

Do institutionals and insiders believe in FMBH or CHMG?

47.6% of First Mid Bancshares shares are owned by institutional investors. Comparatively, 47.5% of Chemung Financial shares are owned by institutional investors. 7.7% of First Mid Bancshares shares are owned by company insiders. Comparatively, 12.4% of Chemung Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

First Mid Bancshares beats Chemung Financial on 16 of the 21 factors compared between the two stocks.