Chemung Financial (CHMG) Competitors

Origin Bancorp (NASDAQ:OBK) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, institutional ownership, risk, media sentiment, valuation, profitability and analyst recommendations.

Which has preferable valuation & earnings, OBK or CHMG?

Origin Bancorp has higher revenue and earnings than Chemung Financial. Origin Bancorp is trading at a lower price-to-earnings ratio than Chemung Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Origin Bancorp	$358.20M	3.07	$76.49M	$2.24	15.78
Chemung Financial	$150.79M	1.56	$23.67M	$2.34	21.00

Is OBK or CHMG a better dividend stock?

Origin Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 1.7%. Chemung Financial pays an annual dividend of $1.28 per share and has a dividend yield of 2.6%. Origin Bancorp pays out 26.8% of its earnings in the form of a dividend. Chemung Financial pays out 54.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Chemung Financial has raised its dividend for 1 consecutive years. Chemung Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is OBK or CHMG more profitable?

Origin Bancorp has a net margin of 12.34% compared to Chemung Financial's net margin of 8.19%. Chemung Financial's return on equity of 10.83% beat Origin Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Origin Bancorp	12.34%	6.91%	0.77%
Chemung Financial	8.19%	10.83%	0.86%

Which has more risk and volatility, OBK or CHMG?

Origin Bancorp has a beta of 0.83, meaning that its stock price is 17% less volatile than the S&P 500. Comparatively, Chemung Financial has a beta of 0.39, meaning that its stock price is 61% less volatile than the S&P 500.

Do insiders and institutionals hold more shares of OBK or CHMG?

54.7% of Origin Bancorp shares are held by institutional investors. Comparatively, 47.5% of Chemung Financial shares are held by institutional investors. 6.4% of Origin Bancorp shares are held by insiders. Comparatively, 12.4% of Chemung Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Do analysts prefer OBK or CHMG?

Origin Bancorp currently has a consensus price target of $43.20, suggesting a potential upside of 22.25%. Chemung Financial has a consensus price target of $54.50, suggesting a potential upside of 10.91%. Given Origin Bancorp's stronger consensus rating and higher probable upside, equities analysts clearly believe Origin Bancorp is more favorable than Chemung Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Origin Bancorp	0 Sell rating(s)	0 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	3.00
Chemung Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the media prefer OBK or CHMG?

In the previous week, Origin Bancorp had 5 more articles in the media than Chemung Financial. MarketBeat recorded 11 mentions for Origin Bancorp and 6 mentions for Chemung Financial. Chemung Financial's average media sentiment score of 1.56 beat Origin Bancorp's score of 1.01 indicating that Chemung Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Origin Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Chemung Financial	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Summary

Origin Bancorp beats Chemung Financial on 11 of the 19 factors compared between the two stocks.