Columbia Banking System (COLB) Financials

$24.15 +0.56 (+2.37%)

Closing price 04:00 PM Eastern

Extended Trading

$24.60 +0.45 (+1.84%)

As of 07:41 PM Eastern

Annual Income Statements for Columbia Banking System

This table shows Columbia Banking System's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	534	349	337	420	154	194	173	113	105	99
Consolidated Net Income / (Loss)	534	349	337	420	154	194	173	113	105	99
Net Income / (Loss) Continuing Operations	534	349	337	420	154	194	173	113	105	99
Total Pre-Tax Income	719	471	451	558	192	242	212	178	150	142
Total Revenue	1,929	1,997	1,270	1,276	605	591	567	478	422	416
Net Interest Income / (Expense)	1,718	1,793	1,070	920	500	493	479	368	334	325
Total Interest Income	2,755	2,539	1,148	962	518	530	497	375	338	329
Loans and Leases Interest Income	2,320	2,114	1,050	891	426	448	428	324	291	286
Investment Securities Interest Income	345	314	78	68	91	81	68	50	46	43
Other Interest Income	90	112	20	3.86	-	-	-	-	-	-
Total Interest Expense	1,037	746	78	42	18	37	18	6.76	4.35	4.00
Deposits Interest Expense	803	462	48	27	9.37	22	12	4.80	3.13	2.98
Long-Term Debt Interest Expense	229	281	29	15	8.14	14	5.62	1.38	0.67	0.47
Federal Funds Purchased and Securities Sold Interest Expense	4.87	3.92	1.00	0.28	-	-	-	-	-	-
Total Non-Interest Income	211	204	200	356	105	97	88	110	88	91
Other Service Charges	23	31	-1.01	64	44	47	39	37	30	43
Net Realized & Unrealized Capital Gains on Investments	-3.22	6.73	-0.40	14	17	2.13	-0.09	14	-1.40	-2.43
Other Non-Interest Income	192	167	201	278	31	35	38	48	48	38
Provision for Credit Losses	106	213	84	-43	78	3.49	15	8.63	11	8.59
Total Non-Interest Expense	1,105	1,313	735	760	335	345	340	291	261	266
Salaries and Employee Benefits	589	616	441	481	210	213	200	170	150	149
Net Occupancy & Equipment Expense	182	183	138	138	65	62	20	51	50	52
Marketing Expense	11	11	6.54	7.38	4.47	4.93	5.58	4.47	4.60	4.71
Property & Liability Insurance Claims	42	71	14	9.24	2.96	1.92	3.71	3.18	3.78	4.81
Other Operating Expenses	138	147	113	106	43	53	99	57	46	48
Amortization Expense	119	111	4.10	4.52	8.72	10	12	6.33	5.95	6.88
Restructuring Charge	24	172	17	15	-	-	-	-	-	-
Income Tax Expense	185	122	114	138	38	47	39	65	45	43
Basic Earnings per Share	$2.56	$1.79	$2.60	$3.22	$2.17	$2.68	$2.36	$1.86	$1.81	$1.71
Weighted Average Basic Shares Outstanding	208.46M	195.30M	129.28M	130.50M	70.84M	72.00M	72.39M	59.88M	57.18M	57.02M
Diluted Earnings per Share	$2.55	$1.78	$2.60	$3.21	$2.17	$2.68	$2.36	$1.86	$1.81	$1.71
Weighted Average Diluted Shares Outstanding	209.34M	195.87M	129.73M	131.03M	70.88M	72.03M	72.39M	59.89M	57.19M	57.03M
Weighted Average Basic & Diluted Shares Outstanding	209.65M	208.63M	78.68M	78.54M	71.63M	72.15M	73.30M	60.70M	57.90M	57.80M
Cash Dividends to Common per Share	$1.44	$1.43	$1.40	$1.14	$1.34	$1.40	$1.14	$0.88	$1.53	$1.34

This table shows Columbia Banking System's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	87	143	146	120	124	94	136	133	-14	83	84
Consolidated Net Income / (Loss)	87	143	146	120	124	94	136	133	-14	83	84
Net Income / (Loss) Continuing Operations	87	143	146	120	124	94	136	133	-14	83	84
Total Pre-Tax Income	124	192	196	161	169	127	184	179	-19	112	112
Total Revenue	491	487	496	472	474	519	525	524	429	340	317
Net Interest Income / (Expense)	425	437	430	427	423	454	481	484	375	305	288
Total Interest Income	647	677	699	696	684	692	696	676	476	352	304
Loans and Leases Interest Income	553	573	589	584	575	578	570	553	414	322	279
Investment Securities Interest Income	78	85	86	89	86	90	92	88	44	20	20
Other Interest Income	16	19	25	23	24	24	34	35	19	10	5.12
Total Interest Expense	222	239	269	268	261	238	215	192	101	47	16
Deposits Interest Expense	177	189	208	207	198	171	127	100	64	31	9.09
Long-Term Debt Interest Expense	45	49	60	59	61	66	87	90	37	15	6.29
Federal Funds Purchased and Securities Sold Interest Expense	0.97	0.97	1.12	1.52	1.27	1.23	1.22	1.07	0.41	0.32	0.55
Total Non-Interest Income	66	50	66	45	50	66	44	40	55	35	29
Other Service Charges	6.28	2.88	14	-3.24	8.71	18	-5.12	3.81	14	-49	-11
Net Realized & Unrealized Capital Gains on Investments	8.82	-3.13	2.44	-1.19	-1.33	3.81	-0.18	-0.26	3.36	1.82	-1.12
Other Non-Interest Income	51	50	50	49	43	43	49	36	38	82	41
Provision for Credit Losses	27	28	29	32	17	55	37	16	106	33	28
Total Non-Interest Expense	340	267	271	279	288	337	304	329	343	195	178
Salaries and Employee Benefits	145	142	147	145	155	158	159	163	136	108	109
Net Occupancy & Equipment Expense	48	47	45	45	45	48	43	51	42	34	35
Marketing Expense	3.40	3.72	3.08	2.31	1.94	5.52	2.89	1.94	1.06	0.99	1.51
Property & Liability Insurance Claims	8.02	8.12	9.33	9.66	14	43	11	12	6.11	3.49	3.01
Other Operating Expenses	93	35	35	33	35	43	39	36	29	36	27
Amortization Expense	28	29	29	29	32	33	30	36	13	1.02	1.03
Restructuring Charge	14	2.23	2.36	15	4.48	7.17	19	30	116	12	0.77
Income Tax Expense	37	49	50	41	45	34	48	46	-4.89	29	27
Basic Earnings per Share	$0.41	$0.68	$0.70	$0.58	$0.60	$0.59	$0.65	$0.64	($0.09)	$0.63	$0.65
Weighted Average Basic Shares Outstanding	208.80M	208.46M	208.55M	208.50M	208.26M	195.30M	208.07M	207.98M	156.38M	129.28M	129.32M
Diluted Earnings per Share	$0.41	$0.69	$0.70	$0.57	$0.59	$0.58	$0.65	$0.64	($0.09)	$0.64	$0.65
Weighted Average Diluted Shares Outstanding	210.02M	209.34M	209.45M	209.01M	208.96M	195.87M	208.65M	208.55M	156.38M	129.73M	129.73M
Weighted Average Basic & Diluted Shares Outstanding	210.20M	209.65M	209.53M	209.48M	209.38M	208.63M	208.58M	208.57M	208.46M	78.68M	78.65M

This table details how cash moves in and out of Columbia Banking System's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	-284	868	-1,467	188	406	-30	-65	118	49	-13
Net Cash From Operating Activities	659	670	1,065	663	192	205	237	129	146	135
Net Cash From Continuing Operating Activities	659	670	1,065	663	192	205	237	129	146	135
Net Income / (Loss) Continuing Operations	534	349	337	420	154	194	173	113	105	99
Consolidated Net Income / (Loss)	534	349	337	420	154	194	173	113	105	99
Provision For Loan Losses	106	213	84	-43	78	3.49	15	8.63	11	8.59
Depreciation Expense	150	144	28	31	15	34	33	31	35	30
Amortization Expense	-78	-68	6.60	14	-	-	-	-	-	-
Non-Cash Adjustments to Reconcile Net Income	-12	150	199	74	-29	-17	7.45	15	5.12	3.90
Changes in Operating Assets and Liabilities, net	-40	-119	410	165	-25	-10	9.13	-39	-9.46	-6.88
Net Cash From Investing Activities	115	502	-3,533	-1,534	-1,919	-865	-506	-199	-549	-423
Net Cash From Continuing Investing Activities	115	502	-3,533	-1,534	-1,919	-865	-506	-199	-549	-423
Purchase of Property, Leasehold Improvements and Equipment	-36	41	-27	-15	-8.72	-8.45	-11	-6.50	-4.52	-7.58
Purchase of Investment Securities	-730	-2,579	-4,200	-2,572	-2,841	-1,820	-1,210	-722	-1,032	-869
Sale and/or Maturity of Investments	880	3,041	694	1,054	928	954	699	453	488	450
Net Cash From Financing Activities	-1,058	-304	1,001	1,060	2,133	631	204	189	452	275
Net Cash From Continuing Financing Activities	-1,058	-304	1,001	1,060	2,133	631	204	189	452	275
Net Change in Deposits	114	-651	471	1,973	3,185	227	-74	354	621	514
Issuance of Debt	4,900	17,350	1,650	0.00	1,562	6,881	4,941	2,301	1,392	1,703
Issuance of Common Equity	0.00	1.19	0.05	0.03	-	-	-	-	-	-
Repayment of Debt	-5,750	-16,587	-750	-765	-2,508	-6,327	-4,586	-2,403	-1,454	-1,859
Repurchase of Common Equity	-5.72	-6.28	-4.16	-81	-20	-51	0.00	-7.35	-1.13	-0.91
Payment of Dividends	-300	-270	-182	-184	-96	-102	-83	-51	-89	-77
Other Financing Activities, Net	-15	-141	-183	117	8.93	2.58	6.22	-3.70	-17	-4.12
Cash Interest Paid	1,078	693	71	43	19	36	18	6.63	4.44	4.15
Cash Income Taxes Paid	101	139	72	105	43	47	24	59	33	31

This table details how cash moves in and out of Columbia Banking System's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	194	-233	42	-132	39	-241	-1,004	-228	2,341	-259	551
Net Cash From Operating Activities	122	256	67	150	186	92	350	266	-39	160	324
Net Cash From Continuing Operating Activities	122	256	67	150	186	92	350	266	-39	160	324
Net Income / (Loss) Continuing Operations	87	143	146	120	124	94	136	133	-14	83	84
Consolidated Net Income / (Loss)	87	143	146	120	124	94	136	133	-14	83	84
Provision For Loan Losses	27	28	29	32	17	55	37	16	106	33	28
Depreciation Expense	35	36	37	37	40	42	39	44	19	6.75	6.88
Amortization Expense	-14	-19	-20	-22	-18	-20	-21	-19	-7.67	1.51	1.32
Non-Cash Adjustments to Reconcile Net Income	-3.22	22	-4.74	-10	-18	42	90	-12	30	93	55
Changes in Operating Assets and Liabilities, net	-10	46	-120	-6.56	40	-120	69	104	-171	-56	150
Net Cash From Investing Activities	250	-122	323	-8.14	-78	-200	232	8.50	461	-698	-1,018
Net Cash From Continuing Investing Activities	250	-122	323	-8.14	-78	-200	232	8.50	461	-698	-1,018
Purchase of Investment Securities	4.29	-334	179	-299	-277	-704	-154	-554	-1,167	-797	-1,280
Sale and/or Maturity of Investments	246	228	151	297	205	507	339	563	1,631	115	269
Net Cash From Financing Activities	-178	-366	-348	-274	-69	-134	-1,586	-503	1,918	278	1,245
Net Cash From Continuing Financing Activities	-178	-366	-348	-274	-69	-134	-1,586	-503	1,918	278	1,245
Net Change in Deposits	497	206	-8.58	-183	99	-17	790	-751	-673	249	685
Issuance of Debt	2,050	1,000	-	-	3,900	5,250	2,250	3,905	5,945	900	750
Issuance of Common Equity	1.38	-	-	-	-	-	-	-	-	-	-
Repayment of Debt	-2,600	-1,550	-250	-	-3,950	-5,285	-4,515	-3,605	-3,182	-750	-
Repurchase of Common Equity	-6.74	-0.08	-0.02	-0.77	-4.85	-0.18	-0.15	-0.74	-5.22	-0.01	-0.04
Payment of Dividends	-75	-75	-75	-75	-75	-75	-75	-75	-46	-46	-46
Other Financing Activities, Net	-44	53	-14	-16	-39	-6.26	-37	24	-122	-75	-144
Cash Interest Paid	221	288	265	247	279	236	228	145	84	38	16
Cash Income Taxes Paid	1.32	35	14	52	0.57	59	1.70	67	11	28	13

This table presents Columbia Banking System's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	51,576	52,174	31,849	20,945	16,585	14,080	13,095	-	9,510	-
Cash and Due from Banks	497	498	327	978	219	224	260	-	193	-
Interest Bearing Deposits at Other Banks	1,382	1,664	967	671	435	24	17	-	31	-
Trading Account Securities	8,348	8,863	3,270	5,921	5,250	3,764	3,171	-	2,284	-
Loans and Leases, Net of Allowance	37,256	37,001	25,855	10,486	9,279	8,659	8,308	-	6,143	-
Loans and Leases	37,681	37,442	26,156	10,642	9,428	8,743	8,392	-	6,213	-
Allowance for Loan and Lease Losses	425	441	301	156	149	84	83	-	70	-
Premises and Equipment, Net	349	339	176	172	162	165	169	-	150	-
Goodwill	1,029	1,029	0.00	823	766	766	766	-	383	-
Intangible Assets	484	604	4.75	35	27	35	46	-	18	-
Other Assets	2,231	2,175	1,248	2,670	448	442	358	-	307	-
Total Liabilities & Shareholders' Equity	51,576	52,174	31,849	20,945	16,585	14,080	13,095	-	9,510	-
Total Liabilities	46,458	47,179	29,369	9,176	14,237	11,920	11,061	-	8,259	-
Non-Interest Bearing Deposits	13,308	14,256	10,289	8,857	6,913	5,328	5,227	-	3,944	-
Interest Bearing Deposits	28,413	27,351	16,777	-	6,957	5,357	5,231	-	4,115	-
Short-Term Debt	237	252	309	86	74	64	61	-	81	-
Long-Term Debt	3,539	4,374	1,230	-	43	989	435	-	6.49	-
Other Long-Term Liabilities	962	945	677	233	251	182	107	-	112	-
Commitments & Contingencies	0.00	0.00	0.00	-	-	-	-	-	0.00	-
Total Equity & Noncontrolling Interests	5,118	4,995	2,480	2,589	2,348	2,160	2,034	-	1,251	-
Total Preferred & Common Equity	5,118	4,995	2,480	2,589	2,348	2,160	2,034	-	1,251	-
Preferred Stock	0.00	0.00	0.00	-	-	-	-	-	2.22	-
Total Common Equity	5,118	4,995	2,480	2,589	2,348	2,160	2,034	-	1,249	-
Common Stock	5,817	5,803	3,450	1,930	1,661	1,651	1,642	-	996	-
Retained Earnings	-237	-468	-544	694	575	520	427	-	272	-
Accumulated Other Comprehensive Income / (Loss)	-462	-340	-427	35	182	40	-35	-	-19	-

This table presents Columbia Banking System's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023	9/30/2022
Total Assets	51,519	51,909	52,047	52,224	51,994	53,592	53,994	20,405
Cash and Due from Banks	591	591	515	440	492	539	556	264
Interest Bearing Deposits at Other Banks	1,481	1,520	1,554	1,761	1,911	2,869	3,079	54
Trading Account Securities	8,296	8,746	8,562	8,666	8,567	9,184	9,301	6,795
Loans and Leases, Net of Allowance	37,195	37,083	37,291	37,228	36,754	36,645	36,674	11,537
Loans and Leases	37,616	37,503	37,710	37,642	37,171	37,049	37,091	11,692
Allowance for Loan and Lease Losses	421	420	419	414	417	405	417	155
Premises and Equipment, Net	345	338	338	337	338	369	375	162
Goodwill	1,029	1,029	1,029	1,029	1,029	1,029	1,030	823
Intangible Assets	456	513	542	572	637	667	702	28
Other Assets	2,126	2,088	2,216	2,191	2,265	2,215	2,276	743
Total Liabilities & Shareholders' Equity	51,519	51,909	52,047	52,224	51,994	53,592	53,994	20,405
Total Liabilities	46,281	46,635	47,071	47,267	47,362	48,764	49,110	18,290
Non-Interest Bearing Deposits	13,414	13,534	13,482	13,809	15,533	16,019	17,216	8,911
Interest Bearing Deposits	28,804	27,981	28,042	27,898	26,091	24,816	24,371	9,030
Short-Term Debt	2,742	184	198	214	258	295	271	49
Long-Term Debt	428	4,070	4,318	4,317	4,424	6,563	6,356	35
Other Long-Term Liabilities	893	867	1,032	1,030	1,054	963	896	265
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-
Total Equity & Noncontrolling Interests	5,238	5,274	4,977	4,957	4,632	4,828	4,885	2,115
Total Preferred & Common Equity	5,238	5,274	4,977	4,957	4,632	4,828	4,885	2,115
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-
Total Common Equity	5,238	5,274	4,977	4,957	4,632	4,828	4,885	2,115
Common Stock	5,823	5,812	5,807	5,802	5,798	5,793	5,789	1,940
Retained Earnings	-227	-305	-375	-419	-486	-546	-604	805
Accumulated Other Comprehensive Income / (Loss)	-358	-234	-456	-426	-680	-419	-300	-559

This table displays calculated financial ratios and metrics derived from Columbia Banking System's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	-3.39%	57.31%	-0.50%	111.04%	2.37%	4.14%	18.73%	13.26%	1.28%	14.45%
EBITDA Growth	44.25%	12.83%	-19.63%	191.42%	-24.85%	12.67%	17.09%	13.43%	7.21%	5.97%
EBIT Growth	52.54%	4.58%	-19.27%	190.12%	-20.37%	14.06%	19.02%	18.83%	5.76%	20.24%
NOPAT Growth	53.04%	3.55%	-19.88%	172.49%	-20.68%	12.48%	53.23%	7.59%	6.11%	21.15%
Net Income Growth	53.04%	3.55%	-19.88%	172.49%	-20.68%	12.48%	53.23%	7.59%	6.11%	21.15%
EPS Growth	43.26%	-31.54%	-19.00%	47.93%	-19.03%	13.56%	26.88%	2.76%	5.85%	12.50%
Operating Cash Flow Growth	-1.64%	-37.11%	60.71%	244.64%	-6.08%	-13.68%	84.56%	-11.88%	8.23%	-2.08%
Free Cash Flow Firm Growth	124.01%	-164.28%	191.11%	-1,093.07%	284.76%	79.25%	-262.41%	217.65%	-1,348.10%	-91.74%
Invested Capital Growth	-7.57%	139.44%	-66.11%	381.17%	-23.32%	27.02%	0.00%	-100.00%	0.00%	0.00%
Revenue Q/Q Growth	-1.63%	9.83%	-27.59%	110.37%	1.35%	0.40%	2.62%	4.77%	0.36%	3.12%
EBITDA Q/Q Growth	8.26%	5.49%	-34.17%	110.21%	4.76%	1.27%	5.23%	0.33%	2.23%	-2.73%
EBIT Q/Q Growth	9.99%	3.21%	-35.25%	102.57%	9.72%	1.07%	7.42%	-1.21%	3.95%	6.99%
NOPAT Q/Q Growth	10.28%	3.13%	-34.51%	92.61%	8.57%	0.72%	20.17%	-11.73%	3.94%	8.59%
Net Income Q/Q Growth	10.28%	3.13%	-34.51%	92.61%	8.57%	0.72%	20.17%	-11.73%	3.94%	8.59%
EPS Q/Q Growth	4.51%	-3.26%	-11.26%	4.90%	9.05%	1.13%	21.65%	-15.45%	4.02%	7.55%
Operating Cash Flow Q/Q Growth	33.00%	-9.22%	-22.73%	178.89%	-0.73%	-7.26%	19.00%	0.57%	-4.28%	-10.93%
Free Cash Flow Firm Q/Q Growth	364.40%	22.48%	1,033.71%	-4,974.70%	86.49%	80.60%	-255.09%	303.87%	-183.35%	8.59%
Invested Capital Q/Q Growth	-6.65%	3.29%	82.75%	392.83%	3.90%	18.40%	0.00%	-100.00%	149.60%	0.00%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	40.95%	27.43%	38.24%	47.34%	34.28%	46.70%	43.17%	43.78%	43.71%	41.29%
EBIT Margin	37.25%	23.59%	35.49%	43.74%	31.82%	40.91%	37.35%	37.26%	35.52%	34.01%
Profit (Net Income) Margin	27.66%	17.46%	26.53%	32.94%	25.51%	32.93%	30.49%	23.62%	24.87%	23.74%
Tax Burden Percent	74.25%	74.01%	74.74%	75.30%	80.17%	80.48%	81.61%	63.39%	70.01%	69.78%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	25.75%	25.99%	25.26%	24.70%	19.83%	19.52%	18.39%	36.61%	29.99%	30.22%
Return on Invested Capital (ROIC)	5.76%	5.11%	4.24%	5.87%	5.43%	6.77%	13.67%	16.86%	15.67%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	5.76%	5.11%	4.24%	5.87%	5.43%	6.77%	13.67%	16.86%	15.67%	0.00%
Return on Net Nonoperating Assets (RNNOA)	4.79%	4.22%	9.05%	11.16%	1.41%	2.50%	3.33%	1.18%	1.09%	0.00%
Return on Equity (ROE)	10.55%	9.33%	13.29%	17.03%	6.84%	9.27%	17.00%	18.04%	16.77%	0.00%
Cash Return on Invested Capital (CROIC)	13.63%	-77.04%	102.99%	-125.30%	31.83%	-17.03%	-186.33%	216.86%	-184.33%	0.00%
Operating Return on Assets (OROA)	1.39%	1.12%	1.71%	2.97%	1.25%	1.78%	3.24%	3.74%	3.15%	0.00%
Return on Assets (ROA)	1.03%	0.83%	1.28%	2.24%	1.01%	1.43%	2.64%	2.37%	2.21%	0.00%
Return on Common Equity (ROCE)	10.55%	9.33%	13.29%	17.03%	6.84%	9.27%	17.00%	18.01%	16.74%	0.00%
Return on Equity Simple (ROE_SIMPLE)	10.43%	6.98%	13.58%	16.24%	6.57%	9.00%	8.50%	0.00%	8.38%	0.00%
Net Operating Profit after Tax (NOPAT)	534	349	337	420	154	194	173	113	105	99
NOPAT Margin	27.66%	17.46%	26.53%	32.94%	25.51%	32.93%	30.49%	23.62%	24.87%	23.74%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	40.54%	40.61%	46.18%	49.04%	46.25%	47.42%	39.86%	47.06%	48.64%	49.56%
Operating Expenses to Revenue	57.26%	65.73%	57.89%	59.60%	55.33%	58.50%	60.04%	60.93%	61.93%	63.92%
Earnings before Interest and Taxes (EBIT)	719	471	451	558	192	242	212	178	150	142
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	790	548	485	604	207	276	245	209	184	172
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.11	1.04	0.84	0.85	0.91	1.08	1.00	0.00	1.51	0.00
Price to Tangible Book Value (P/TBV)	1.57	1.55	0.84	1.27	1.38	1.72	1.67	0.00	2.23	0.00
Price to Revenue (P/Rev)	2.93	2.61	1.64	1.73	3.54	3.96	3.60	3.96	4.49	3.12
Price to Earnings (P/E)	10.60	14.95	6.20	5.24	13.89	12.02	11.79	16.75	18.04	13.16
Dividend Yield	5.33%	5.52%	4.52%	5.06%	3.74%	3.46%	3.59%	3.30%	2.36%	2.84%
Earnings Yield	9.43%	6.69%	16.13%	19.08%	7.20%	8.32%	8.48%	5.97%	5.54%	7.60%
Enterprise Value to Invested Capital (EV/IC)	0.85	0.80	0.58	0.05	0.65	0.98	0.89	0.00	1.31	0.00
Enterprise Value to Revenue (EV/Rev)	3.92	3.84	1.84	0.50	2.65	5.32	3.98	3.96	4.17	3.12
Enterprise Value to EBITDA (EV/EBITDA)	9.56	14.02	4.80	1.06	7.74	11.39	9.22	9.04	9.53	7.57
Enterprise Value to EBIT (EV/EBIT)	10.51	16.29	5.18	1.15	8.34	13.01	10.66	10.62	11.73	9.19
Enterprise Value to NOPAT (EV/NOPAT)	14.16	22.02	6.93	1.52	10.41	16.16	13.06	16.75	16.75	13.16
Enterprise Value to Operating Cash Flow (EV/OCF)	11.47	11.46	2.19	0.96	8.35	15.35	9.52	14.70	12.05	9.65
Enterprise Value to Free Cash Flow (EV/FCFF)	5.99	0.00	0.29	0.00	1.78	0.00	0.00	1.30	0.00	13.16
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.74	0.93	0.62	0.03	0.05	0.49	0.24	0.00	0.07	0.00
Long-Term Debt to Equity	0.69	0.88	0.50	0.00	0.02	0.46	0.21	0.00	0.01	0.00
Financial Leverage	0.83	0.82	2.13	1.90	0.26	0.37	0.24	0.07	0.07	0.00
Leverage Ratio	10.26	11.24	10.42	7.60	6.80	6.48	6.44	7.60	7.60	0.00
Compound Leverage Factor	10.26	11.24	10.42	7.60	6.80	6.48	6.44	7.60	7.60	0.00
Debt to Total Capital	42.45%	48.08%	38.29%	3.22%	4.72%	32.78%	19.61%	0.00%	6.52%	0.00%
Short-Term Debt to Total Capital	2.66%	2.62%	7.68%	3.22%	3.00%	2.01%	2.42%	0.00%	6.04%	0.00%
Long-Term Debt to Total Capital	39.79%	45.46%	30.60%	0.00%	1.73%	30.77%	17.19%	0.00%	0.49%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.17%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	57.55%	51.92%	61.71%	96.78%	95.28%	67.22%	80.39%	0.00%	93.31%	0.00%
Debt to EBITDA	4.78	8.45	3.17	0.14	0.56	3.82	2.03	0.00	0.47	0.00
Net Debt to EBITDA	2.40	4.50	0.50	-2.59	-2.59	2.92	0.89	0.00	-0.74	0.00
Long-Term Debt to EBITDA	4.48	7.99	2.53	0.00	0.21	3.58	1.78	0.00	0.04	0.00
Debt to NOPAT	7.07	13.27	4.57	0.20	0.75	5.42	2.87	0.00	0.83	0.00
Net Debt to NOPAT	3.55	7.07	0.72	-3.72	-3.48	4.14	1.26	0.00	-1.31	0.00
Long-Term Debt to NOPAT	6.63	12.54	3.65	0.00	0.28	5.08	2.52	0.00	0.06	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.18%	0.18%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	1,262	-5,254	8,174	-8,972	903	-489	-2,357	1,451	-1,233	99
Operating Cash Flow to CapEx	1,847.37%	0.00%	3,932.03%	4,281.71%	3,331.46%	0.00%	0.00%	1,978.83%	3,226.70%	1,777.55%
Free Cash Flow to Firm to Interest Expense	1.22	-7.04	104.80	-211.61	51.05	-13.38	-129.28	214.76	-283.55	24.68
Operating Cash Flow to Interest Expense	0.64	0.90	13.65	15.63	10.87	5.60	13.01	19.02	33.53	33.66
Operating Cash Flow Less CapEx to Interest Expense	0.60	0.95	13.31	15.27	10.54	5.61	13.27	18.06	32.49	31.76
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.05	0.05	0.07	0.04	0.04	0.09	0.10	0.09	0.00
Fixed Asset Turnover	5.61	7.76	7.29	7.64	3.69	3.53	0.00	0.00	0.00	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	8,893	9,621	4,018	11,856	2,464	3,213	2,530	0.00	1,338	0.00
Invested Capital Turnover	0.21	0.29	0.16	0.18	0.21	0.21	0.45	0.71	0.63	0.00
Increase / (Decrease) in Invested Capital	-728	5,603	-7,837	9,392	-749	683	2,530	-1,338	1,338	0.00
Enterprise Value (EV)	7,556	7,678	2,332	639	1,605	3,142	2,257	1,890	1,757	1,301
Market Capitalization	5,659	5,214	2,088	2,203	2,142	2,337	2,039	1,890	1,891	1,301
Book Value per Share	$24.43	$23.95	$31.53	$32.97	$32.79	$29.94	$27.76	$0.00	$21.52	$0.00
Tangible Book Value per Share	$17.20	$16.12	$31.47	$22.04	$21.72	$18.83	$16.68	$0.00	$14.62	$0.00
Total Capital	8,893	9,621	4,018	2,675	2,464	3,213	2,530	0.00	1,338	0.00
Total Debt	3,775	4,626	1,539	86	116	1,053	496	0.00	87	0.00
Total Long-Term Debt	3,539	4,374	1,230	0.00	43	989	435	0.00	6.49	0.00
Net Debt	1,897	2,464	244	-1,563	-537	806	218	0.00	-137	0.00
Capital Expenditures (CapEx)	36	-41	27	15	5.77	-0.19	-4.70	6.50	4.52	7.58
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	3,775	4,626	1,539	9,267	116	1,053	496	0.00	87	0.00
Total Depreciation and Amortization (D&A)	71	77	35	46	15	34	33	31	35	30
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$2.56	$1.79	$3.20	$2.79	$2.17	$2.68	$2.36	$1.86	$1.81	$1.71
Adjusted Weighted Average Basic Shares Outstanding	208.46M	195.30M	78.05M	72.68M	70.84M	72.00M	72.39M	59.88M	57.18M	57.02M
Adjusted Diluted Earnings per Share	$2.55	$1.78	$3.20	$2.78	$2.17	$2.68	$2.36	$1.86	$1.81	$1.71
Adjusted Weighted Average Diluted Shares Outstanding	209.34M	195.87M	78.19M	72.87M	70.88M	72.03M	72.39M	59.89M	57.19M	57.03M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$2.68	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	209.65M	208.63M	78.68M	78.54M	71.63M	72.15M	73.27M	73.04M	58.17M	57.74M
Normalized Net Operating Profit after Tax (NOPAT)	551	476	350	432	154	194	173	113	105	99
Normalized NOPAT Margin	28.57%	23.82%	27.55%	33.84%	25.51%	32.93%	30.49%	23.62%	24.87%	23.74%
Pre Tax Income Margin	37.25%	23.59%	35.49%	43.74%	31.82%	40.91%	37.35%	37.26%	35.52%	34.01%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.69	0.63	5.78	13.17	10.87	6.61	11.62	26.34	34.43	35.37
NOPAT to Interest Expense	0.51	0.47	4.32	9.91	8.72	5.32	9.48	16.70	24.11	24.68
EBIT Less CapEx to Interest Expense	0.66	0.69	5.43	12.80	10.54	6.62	11.88	25.38	33.39	33.48
NOPAT Less CapEx to Interest Expense	0.48	0.52	3.97	9.55	8.39	5.33	9.74	15.74	23.07	22.79
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	56.26%	77.50%	54.13%	43.72%	61.92%	52.41%	48.26%	45.47%	84.71%	78.32%
Augmented Payout Ratio	57.33%	79.30%	55.36%	62.91%	74.89%	78.55%	48.26%	51.98%	85.78%	79.24%

This table displays calculated financial ratios and metrics derived from Columbia Banking System's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	3.73%	-6.17%	-5.43%	-9.83%	10.31%	52.53%	65.54%	72.59%	39.10%	-58.70%	102.59%
EBITDA Growth	-24.14%	40.42%	5.40%	-13.59%	2,634.59%	23.61%	68.95%	77.47%	-105.80%	-68.06%	69.04%
EBIT Growth	-26.75%	51.37%	6.67%	-10.05%	993.40%	13.02%	64.98%	70.33%	-115.58%	-68.57%	67.71%
NOPAT Growth	-30.20%	53.18%	7.61%	-9.92%	1,036.68%	12.74%	61.64%	69.71%	-114.53%	-68.14%	58.52%
Net Income Growth	-30.20%	53.18%	7.61%	-9.92%	983.89%	12.74%	61.64%	69.71%	-115.40%	-68.14%	58.52%
EPS Growth	-30.51%	18.97%	7.69%	-10.94%	755.56%	-9.38%	0.00%	4.92%	-112.86%	-34.02%	-12.16%
Operating Cash Flow Growth	-34.23%	176.98%	-80.80%	-43.57%	576.06%	-42.40%	8.01%	-12.73%	-114.15%	-66.14%	425.72%
Free Cash Flow Firm Growth	-45.69%	115.82%	99.05%	125.12%	123.62%	-169.56%	-2,499.79%	-5,105.94%	-62,187.94%	186.74%	1,443.01%
Invested Capital Growth	-11.38%	-7.57%	2.28%	-18.77%	-17.58%	139.44%	323.63%	399.14%	373.21%	-66.11%	-8.60%
Revenue Q/Q Growth	0.87%	-1.86%	5.13%	-0.33%	-8.75%	-1.09%	0.23%	21.94%	26.17%	7.35%	4.50%
EBITDA Q/Q Growth	-30.71%	-1.73%	21.02%	-7.93%	28.26%	-26.24%	-0.79%	2,800.52%	-106.26%	0.81%	4.21%
EBIT Q/Q Growth	-35.61%	-1.99%	21.83%	-4.72%	33.05%	-30.93%	2.73%	1,046.31%	-116.83%	0.82%	6.06%
NOPAT Q/Q Growth	-39.55%	-1.99%	21.67%	-3.17%	32.66%	-31.15%	1.85%	1,106.86%	-115.97%	-1.28%	6.93%
Net Income Q/Q Growth	-39.55%	-1.99%	21.67%	-3.17%	32.66%	-31.15%	1.85%	1,050.11%	-116.92%	-1.28%	6.93%
EPS Q/Q Growth	-40.58%	-1.43%	22.81%	-3.39%	1.72%	-10.77%	1.56%	811.11%	-114.06%	-1.54%	6.56%
Operating Cash Flow Q/Q Growth	-52.31%	280.61%	-55.27%	-18.98%	100.83%	-73.62%	31.46%	783.47%	-124.30%	-50.53%	6.21%
Free Cash Flow Firm Q/Q Growth	33.84%	1,419.06%	-102.86%	7.74%	138.98%	21.07%	24.22%	-1.31%	-214.79%	2,622.97%	58.08%
Invested Capital Q/Q Growth	-5.45%	-6.65%	0.37%	0.05%	-1.39%	3.29%	-20.29%	1.52%	186.47%	82.75%	-6.08%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	29.54%	43.01%	42.95%	37.31%	40.39%	28.74%	38.53%	38.93%	-1.76%	35.46%	37.76%
EBIT Margin	25.20%	39.49%	39.54%	34.12%	35.69%	24.48%	35.05%	34.20%	-4.41%	33.03%	35.17%
Profit (Net Income) Margin	17.63%	29.41%	29.45%	25.45%	26.19%	18.02%	25.88%	25.47%	-3.27%	24.38%	26.51%
Tax Burden Percent	69.93%	74.49%	74.49%	74.58%	73.39%	73.61%	73.84%	74.48%	74.18%	73.79%	75.36%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	30.07%	25.51%	25.51%	25.42%	26.61%	26.39%	26.16%	25.52%	0.00%	26.21%	24.64%
Return on Invested Capital (ROIC)	3.84%	6.13%	6.13%	4.78%	5.09%	5.28%	8.17%	5.85%	-0.62%	3.90%	20.19%
ROIC Less NNEP Spread (ROIC-NNEP)	3.84%	6.13%	6.13%	4.78%	5.09%	5.28%	8.17%	5.85%	-0.64%	3.90%	20.19%
Return on Net Nonoperating Assets (RNNOA)	2.90%	5.09%	5.53%	5.55%	5.77%	4.35%	5.77%	5.75%	-0.59%	8.31%	0.75%
Return on Equity (ROE)	6.73%	11.22%	11.66%	10.33%	10.87%	9.63%	13.95%	11.60%	-1.21%	12.21%	20.94%
Cash Return on Invested Capital (CROIC)	17.61%	13.63%	2.88%	25.19%	23.91%	-77.04%	-117.74%	-129.16%	-126.90%	102.99%	31.32%
Operating Return on Assets (OROA)	0.95%	1.47%	1.49%	1.29%	1.37%	1.16%	1.76%	1.49%	-0.16%	1.59%	3.16%
Return on Assets (ROA)	0.66%	1.09%	1.11%	0.96%	1.01%	0.86%	1.30%	1.11%	-0.12%	1.17%	2.38%
Return on Common Equity (ROCE)	6.73%	11.22%	11.66%	10.33%	10.87%	9.63%	13.95%	11.60%	-1.21%	12.21%	20.94%
Return on Equity Simple (ROE_SIMPLE)	9.47%	0.00%	9.18%	9.52%	9.82%	0.00%	7.30%	5.93%	4.74%	0.00%	24.31%
Net Operating Profit after Tax (NOPAT)	87	143	146	120	124	94	136	133	-13	83	84
NOPAT Margin	17.63%	29.41%	29.45%	25.45%	26.19%	18.02%	25.88%	25.47%	-3.08%	24.38%	26.51%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.02%	0.00%	0.00%
SG&A Expenses to Revenue	40.05%	39.53%	39.37%	40.77%	42.59%	40.69%	39.06%	41.23%	41.65%	42.01%	45.96%
Operating Expenses to Revenue	69.22%	54.72%	54.67%	59.14%	60.69%	64.95%	57.95%	62.74%	79.83%	57.29%	56.13%
Earnings before Interest and Taxes (EBIT)	124	192	196	161	169	127	184	179	-19	112	112
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	145	209	213	176	191	149	202	204	-7.55	121	120
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.00	1.11	1.04	0.82	0.79	1.04	0.85	0.80	0.31	0.84	0.95
Price to Tangible Book Value (P/TBV)	1.39	1.57	1.47	1.20	1.16	1.55	1.33	1.24	0.48	0.84	1.59
Price to Revenue (P/Rev)	2.69	2.93	2.79	2.06	1.91	2.61	2.17	2.40	1.09	1.64	1.14
Price to Earnings (P/E)	10.54	10.60	11.30	8.66	8.01	14.95	11.67	13.51	6.55	6.20	3.90
Dividend Yield	5.77%	5.33%	5.52%	7.35%	7.70%	5.52%	6.97%	6.79%	6.23%	4.52%	5.80%
Earnings Yield	9.49%	9.43%	8.85%	11.55%	12.48%	6.69%	8.57%	7.40%	15.27%	16.13%	25.64%
Enterprise Value to Invested Capital (EV/IC)	0.75	0.85	0.80	0.69	0.66	0.80	0.67	0.63	0.39	0.58	0.81
Enterprise Value to Revenue (EV/Rev)	3.25	3.92	3.88	3.29	3.05	3.84	3.42	4.55	3.24	1.84	1.01
Enterprise Value to EBITDA (EV/EBITDA)	8.50	9.56	10.43	9.11	8.35	14.02	11.99	16.76	12.96	4.80	2.40
Enterprise Value to EBIT (EV/EBIT)	9.39	10.51	11.65	10.21	9.45	16.29	13.64	19.06	14.53	5.18	2.55
Enterprise Value to NOPAT (EV/NOPAT)	12.75	14.16	15.73	13.83	12.80	22.02	18.42	25.56	19.47	6.93	3.44
Enterprise Value to Operating Cash Flow (EV/OCF)	10.63	11.47	15.37	8.41	6.97	11.46	8.44	10.28	6.00	2.19	1.29
Enterprise Value to Free Cash Flow (EV/FCFF)	4.01	5.99	28.02	2.46	2.48	0.00	0.00	0.00	0.00	0.29	2.46
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.61	0.74	0.81	0.91	0.91	0.93	1.01	1.42	1.36	0.62	0.04
Long-Term Debt to Equity	0.08	0.69	0.77	0.87	0.87	0.88	0.96	1.36	1.30	0.50	0.02
Financial Leverage	0.76	0.83	0.90	1.16	1.13	0.82	0.71	0.98	0.92	2.13	0.04
Leverage Ratio	10.18	10.26	10.49	10.77	10.79	11.24	10.73	10.49	10.35	10.42	8.79
Compound Leverage Factor	10.18	10.26	10.49	10.77	10.79	11.24	10.73	10.49	10.35	10.42	8.79
Debt to Total Capital	37.71%	42.45%	44.65%	47.57%	47.75%	48.08%	50.27%	58.68%	57.57%	38.29%	3.79%
Short-Term Debt to Total Capital	32.61%	2.66%	1.93%	2.08%	2.25%	2.62%	2.77%	2.52%	2.35%	7.68%	2.22%
Long-Term Debt to Total Capital	5.09%	39.79%	42.72%	45.49%	45.50%	45.46%	47.50%	56.16%	55.21%	30.60%	1.58%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	62.29%	57.55%	55.36%	52.43%	52.25%	51.92%	49.73%	41.32%	42.43%	61.71%	96.21%
Debt to EBITDA	4.26	4.78	5.83	6.28	6.07	8.45	9.02	15.70	19.06	3.17	0.11
Net Debt to EBITDA	1.48	2.40	2.94	3.40	3.12	4.50	4.39	7.90	8.60	0.50	-0.32
Long-Term Debt to EBITDA	0.58	4.48	5.58	6.01	5.78	7.99	8.52	15.03	18.28	2.53	0.05
Debt to NOPAT	6.39	7.07	8.79	9.54	9.31	13.27	13.85	23.95	28.62	4.57	0.16
Net Debt to NOPAT	2.21	3.55	4.43	5.17	4.79	7.07	6.74	12.05	12.92	0.72	-0.46
Long-Term Debt to NOPAT	0.86	6.63	8.41	9.12	8.87	12.54	13.08	22.92	27.45	3.65	0.07
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	1,166	871	-66	2,314	2,147	-5,510	-6,980	-9,211	-9,092	7,920	291
Operating Cash Flow to CapEx	0.00%	1,636.17%	0.00%	0.00%	3,144.74%	2,743.42%	0.00%	0.00%	-1,117.81%	1,013.22%	5,155.07%
Free Cash Flow to Firm to Interest Expense	5.25	3.64	-0.25	8.63	8.23	-23.15	-32.45	-48.04	-89.80	169.35	18.27
Operating Cash Flow to Interest Expense	0.55	1.07	0.25	0.56	0.71	0.39	1.63	1.39	-0.38	3.43	20.36
Operating Cash Flow Less CapEx to Interest Expense	0.55	1.00	0.25	0.56	0.69	0.37	1.63	1.39	-0.42	3.09	19.96
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.05	0.05	0.04	0.04	0.05	0.09
Fixed Asset Turnover	5.71	5.61	5.80	5.63	5.73	7.76	7.28	5.99	5.10	7.29	10.98
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	8,409	8,893	9,527	9,493	9,488	9,621	9,315	11,686	11,512	4,018	2,199
Invested Capital Turnover	0.22	0.21	0.21	0.19	0.19	0.29	0.32	0.23	0.20	0.16	0.76
Increase / (Decrease) in Invested Capital	-1,080	-728	212	-2,193	-2,023	5,603	7,116	9,345	9,079	-7,837	-207
Enterprise Value (EV)	6,327	7,556	7,612	6,548	6,232	7,678	6,227	7,320	4,508	2,332	1,771
Market Capitalization	5,229	5,659	5,470	4,101	3,902	5,214	3,948	3,869	1,516	2,088	2,005
Book Value per Share	$24.98	$24.43	$25.18	$23.77	$23.80	$23.95	$22.21	$23.16	$62.09	$31.53	$26.90
Tangible Book Value per Share	$17.90	$17.20	$17.81	$16.26	$16.12	$16.12	$14.22	$15.03	$40.07	$31.47	$16.08
Total Capital	8,409	8,893	9,527	9,493	9,488	9,621	9,315	11,686	11,512	4,018	2,199
Total Debt	3,171	3,775	4,253	4,516	4,531	4,626	4,683	6,858	6,627	1,539	83
Total Long-Term Debt	428	3,539	4,070	4,318	4,317	4,374	4,424	6,563	6,356	1,230	35
Net Debt	1,098	1,897	2,142	2,447	2,330	2,464	2,279	3,451	2,992	244	-234
Capital Expenditures (CapEx)	0.00	16	0.00	0.00	5.90	3.37	0.00	0.00	3.49	16	6.29
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.79	0.00	0.00
Net Nonoperating Obligations (NNO)	3,171	3,775	4,253	4,516	4,531	4,626	4,683	6,858	6,627	1,539	83
Total Depreciation and Amortization (D&A)	21	17	17	15	22	22	18	25	11	8.26	8.20
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.41	$0.68	$0.70	$0.58	$0.60	$0.59	$0.65	$0.64	($0.09)	$0.63	$0.83
Adjusted Weighted Average Basic Shares Outstanding	208.80M	208.46M	208.55M	208.50M	208.26M	195.30M	208.07M	207.98M	156.38M	129.28M	78.10M
Adjusted Diluted Earnings per Share	$0.41	$0.69	$0.70	$0.57	$0.59	$0.58	$0.65	$0.64	($0.09)	$0.64	$0.83
Adjusted Weighted Average Diluted Shares Outstanding	210.02M	209.34M	209.45M	209.01M	208.96M	195.87M	208.65M	208.55M	156.38M	129.73M	78.23M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	210.20M	209.65M	209.53M	209.48M	209.38M	208.63M	208.58M	208.57M	208.46M	78.68M	78.65M
Normalized Net Operating Profit after Tax (NOPAT)	97	145	148	131	127	99	150	155	68	92	85
Normalized NOPAT Margin	19.67%	29.75%	29.80%	27.76%	26.89%	19.03%	28.55%	29.69%	15.81%	26.90%	26.69%
Pre Tax Income Margin	25.20%	39.49%	39.54%	34.12%	35.69%	24.48%	35.05%	34.20%	-4.41%	33.03%	35.17%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.56	0.80	0.73	0.60	0.65	0.53	0.86	0.93	-0.19	2.40	7.00
NOPAT to Interest Expense	0.39	0.60	0.54	0.45	0.48	0.39	0.63	0.70	-0.13	1.77	5.28
EBIT Less CapEx to Interest Expense	0.56	0.74	0.73	0.60	0.63	0.52	0.86	0.93	-0.22	2.07	6.61
NOPAT Less CapEx to Interest Expense	0.39	0.53	0.54	0.45	0.45	0.38	0.63	0.70	-0.17	1.44	4.88
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	60.54%	56.26%	62.00%	63.32%	61.56%	77.50%	71.25%	73.90%	78.74%	54.13%	50.66%
Augmented Payout Ratio	62.07%	57.33%	63.20%	64.57%	62.77%	79.30%	73.06%	76.00%	81.04%	55.36%	50.66%

Frequently Asked Questions About Columbia Banking System's Financials

When does Columbia Banking System's fiscal year end?

According to the most recent income statement we have on file, Columbia Banking System's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Columbia Banking System's net income changed over the last 9 years?

Columbia Banking System's net income appears to be on an upward trend, with a most recent value of $533.68 million in 2024, rising from $98.83 million in 2015. The previous period was $348.72 million in 2023. View Columbia Banking System's forecast to see where analysts expect Columbia Banking System to go next.

How has Columbia Banking System revenue changed over the last 9 years?

Over the last 9 years, Columbia Banking System's total revenue changed from $416.36 million in 2015 to $1.93 billion in 2024, a change of 363.4%.

How much debt does Columbia Banking System have?

Columbia Banking System's total liabilities were at $46.46 billion at the end of 2024, a 1.5% decrease from 2023, and a 4,645,817,300,000.0% increase since 2015.

How much cash does Columbia Banking System have?

In the past 9 years, Columbia Banking System's cash and equivalents has ranged from $0.00 in 2015 to $978.13 million in 2021, and is currently $496.67 million as of their latest financial filing in 2024.

How has Columbia Banking System's book value per share changed over the last 9 years?

Over the last 9 years, Columbia Banking System's book value per share changed from 0.00 in 2015 to 24.43 in 2024, a change of 2,442.7%.

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This page (NASDAQ:COLB) was last updated on 5/27/2025 by MarketBeat.com Staff

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Columbia Banking System (COLB) Financials

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Columbia Banking System (COLB) Financials

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