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Columbia Banking System (COLB) Financials

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$29.18 +0.47 (+1.62%)
As of 10:07 AM Eastern
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Annual Income Statements for Columbia Banking System

Annual Income Statements for Columbia Banking System

This table shows Columbia Banking System's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 99 105 113 173 194 154 420 337 349 534 550
Consolidated Net Income / (Loss)		 99 105 113 173 194 154 420 337 349 534 550
Net Income / (Loss) Continuing Operations		 99 105 113 173 194 154 420 337 349 534 550
Total Pre-Tax Income 		142 150 178 212 242 192 558 451 471 719 728
Total Revenue		 416 422 478 567 591 605 1,276 1,270 1,997 1,929 2,301
Net Interest Income / (Expense)		 325 334 368 479 493 500 920 1,070 1,793 1,718 2,003
Total Interest Income		 329 338 375 497 530 518 962 1,148 2,539 2,755 2,916
Loans and Leases Interest Income		 286 291 324 428 448 426 891 1,050 2,114 2,320 2,458
Investment Securities Interest Income		 43 46 50 68 81 91 68 78 314 345 387
Other Interest Income		 - - - - - - 3.86 20 111 90 71
Total Interest Expense		 4.00 4.35 6.76 18 37 18 42 78 746 1,037 913
Deposits Interest Expense		 2.98 3.13 4.80 12 22 9.37 27 48 462 803 747
Long-Term Debt Interest Expense		 0.47 0.67 1.38 5.62 14 8.14 15 29 281 229 162
Federal Funds Purchased and Securities Sold Interest Expense		 - - - - - - 0.28 1.00 3.00 5.00 4.00
Total Non-Interest Income		 91 88 110 88 97 105 356 200 204 211 298
Other Service Charges		 43 30 37 39 47 44 64 -1.01 28 32 47
Net Realized & Unrealized Capital Gains on Investments		 -2.43 -1.40 14 -0.09 2.13 17 14 -0.40 9.00 -13 18
Other Non-Interest Income		 38 48 48 38 35 31 278 201 167 192 233
Provision for Credit Losses		 8.59 11 8.63 15 3.49 78 -43 84 213 106 150
Total Non-Interest Expense		 266 261 291 340 345 335 760 735 1,313 1,104 1,423
Salaries and Employee Benefits		 149 150 170 200 213 210 481 441 616 589 672
Net Occupancy & Equipment Expense		 52 50 51 20 62 65 138 138 183 182 216
Marketing Expense		 4.71 4.60 4.47 5.58 4.93 4.47 7.38 6.54 11 11 15
Property & Liability Insurance Claims		 4.81 3.78 3.18 3.71 1.92 2.96 9.24 14 71 42 28
Other Operating Expenses		 48 46 57 99 53 43 106 113 149 137 217
Amortization Expense		 6.88 5.95 6.33 12 10 8.72 4.52 4.10 111 119 127
Restructuring Charge		 - - - - - - 15 17 172 24 148
Income Tax Expense		 43 45 65 39 47 38 138 114 122 185 178
Basic Earnings per Share		 $1.71 $1.81 $1.86 $2.36 $2.68 $2.17 $3.22 $2.60 $1.79 $2.56 $2.31
Weighted Average Basic Shares Outstanding		 57.02M 57.18M 59.88M 72.39M 72.00M 70.84M 130.50M 129.28M 195.30M 208.46M 238.02M
Diluted Earnings per Share		 $1.71 $1.81 $1.86 $2.36 $2.68 $2.17 $3.21 $2.60 $1.78 $2.55 $2.30
Weighted Average Diluted Shares Outstanding		 57.03M 57.19M 59.89M 72.39M 72.03M 70.88M 131.03M 129.73M 195.87M 209.34M 239.12M
Weighted Average Basic & Diluted Shares Outstanding		 57.80M 57.90M 60.70M 73.30M 72.15M 71.63M 78.54M 78.68M 208.63M 209.65M 295.55M
Cash Dividends to Common per Share		 $1.34 $1.53 $0.88 $1.14 $1.40 $1.34 $1.14 $1.40 $1.43 $1.44 $1.45

Quarterly Income Statements for Columbia Banking System

This table shows Columbia Banking System's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 136 94 124 120 146 143 87 152 96 215 192
Consolidated Net Income / (Loss)		 136 94 124 120 146 143 87 152 96 215 192
Net Income / (Loss) Continuing Operations		 136 94 124 120 146 143 87 152 96 215 192
Total Pre-Tax Income 		184 127 169 161 196 192 124 203 119 282 255
Total Revenue		 525 519 474 472 496 487 491 511 582 717 677
Net Interest Income / (Expense)		 481 454 423 427 430 437 425 446 505 627 594
Total Interest Income		 696 692 684 696 699 677 648 671 740 858 816
Loans and Leases Interest Income		 570 578 575 584 589 573 553 564 619 722 684
Investment Securities Interest Income		 92 90 86 89 85 85 79 91 101 117 118
Other Interest Income		 34 24 24 23 25 19 16 16 20 19 14
Total Interest Expense		 215 238 261 268 269 239 223 224 235 232 222
Deposits Interest Expense		 127 171 198 207 208 189 177 180 195 195 184
Long-Term Debt Interest Expense		 87 66 61 59 60 49 45 43 39 35 37
Federal Funds Purchased and Securities Sold Interest Expense		 1.22 1.23 1.27 1.52 1.00 0.97 1.00 0.96 1.00 1.07 1.00
Total Non-Interest Income		 44 66 50 45 66 50 66 64 77 90 83
Other Service Charges		 -5.12 18 11 6.88 5.00 2.88 6.00 11 13 17 13
Net Realized & Unrealized Capital Gains on Investments		 -0.18 3.81 -3.70 -11 11 -3.13 9.00 0.80 6.00 2.39 -1.00
Other Non-Interest Income		 49 43 43 49 50 50 51 53 58 71 71
Provision for Credit Losses		 37 55 17 32 29 28 27 29 70 23 28
Total Non-Interest Expense		 304 337 288 279 271 267 340 278 393 412 394
Salaries and Employee Benefits		 159 158 155 145 147 142 145 155 171 201 196
Net Occupancy & Equipment Expense		 43 48 45 45 45 47 48 47 54 67 66
Marketing Expense		 2.89 5.52 1.94 2.31 3.00 3.72 3.00 2.81 4.00 4.80 5.00
Property & Liability Insurance Claims		 11 43 14 9.66 9.00 8.12 8.00 8.14 8.00 3.83 9.00
Other Operating Expenses		 39 43 35 33 36 35 94 31 38 55 53
Amortization Expense		 30 33 32 29 29 29 28 26 31 42 41
Restructuring Charge		 19 7.17 4.48 15 2.00 2.23 14 8.19 87 38 24
Income Tax Expense		 48 34 45 41 50 49 37 51 23 67 63
Basic Earnings per Share		 $0.65 $0.59 $0.60 $0.58 $0.70 $0.68 $0.41 $0.73 $0.40 $0.77 $0.66
Weighted Average Basic Shares Outstanding		 208.07M 195.30M 208.26M 208.50M 208.55M 208.46M 208.80M 209.13M 237.84M 238.02M 290.93M
Diluted Earnings per Share		 $0.65 $0.58 $0.59 $0.57 $0.70 $0.69 $0.41 $0.73 $0.40 $0.76 $0.66
Weighted Average Diluted Shares Outstanding		 208.65M 195.87M 208.96M 209.01M 209.45M 209.34M 210.02M 209.98M 238.93M 239.12M 292.16M
Weighted Average Basic & Diluted Shares Outstanding		 208.58M 208.63M 209.38M 209.48M 209.53M 209.65M 210.20M 210.30M 299.12M 295.55M 289.49M
Cash Dividends to Common per Share		 $0.36 - $0.36 $0.36 $0.36 - $0.36 $0.36 $0.36 - $0.37

Annual Cash Flow Statements for Columbia Banking System

This table details how cash moves in and out of Columbia Banking System's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -13 49 118 -65 -30 406 188 -1,467 868 -285 502
Net Cash From Operating Activities		 135 146 129 237 205 192 663 1,065 670 659 746
Net Cash From Continuing Operating Activities		 135 146 129 237 205 192 663 1,065 670 659 746
Net Income / (Loss) Continuing Operations		 99 105 113 173 194 154 420 337 349 534 550
Consolidated Net Income / (Loss)		 99 105 113 173 194 154 420 337 349 534 550
Provision For Loan Losses		 8.59 11 8.63 15 3.49 78 -43 84 213 106 150
Depreciation Expense		 30 35 31 33 34 15 31 28 144 150 141
Amortization Expense		 - - - - - - 14 6.60 -68 -78 -92
Non-Cash Adjustments to Reconcile Net Income		 3.90 5.12 15 7.45 -17 -29 74 199 151 -13 136
Changes in Operating Assets and Liabilities, net		 -6.88 -9.46 -39 9.13 -10 -25 165 410 -119 -40 -139
Net Cash From Investing Activities		 -423 -549 -199 -506 -865 -1,919 -1,534 -3,533 502 114 2,172
Net Cash From Continuing Investing Activities		 -423 -549 -199 -506 -865 -1,919 -1,534 -3,533 502 114 2,172
Purchase of Investment Securities		 -869 -1,032 -722 -1,210 -1,820 -2,841 -2,572 -4,200 -2,264 -763 -2,014
Sale and/or Maturity of Investments		 450 488 453 699 954 928 1,054 694 2,766 877 4,186
Net Cash From Financing Activities		 275 452 189 204 631 2,133 1,060 1,001 -304 -1,058 -2,416
Net Cash From Continuing Financing Activities		 275 452 189 204 631 2,133 1,060 1,001 -304 -1,058 -2,416
Net Change in Deposits		 514 621 354 -74 227 3,185 1,973 471 -651 114 -2,035
Issuance of Debt		 1,703 1,392 2,301 4,941 6,881 1,562 0.00 1,650 17,350 4,900 11,675
Issuance of Common Equity		 - - - - - - 0.03 0.05 1.00 0.00 3.00
Repayment of Debt		 -1,859 -1,454 -2,403 -4,586 -6,327 -2,508 -765 -750 -16,587 -5,750 -11,585
Repurchase of Common Equity		 -0.91 -1.13 -7.35 0.00 -51 -20 -81 -4.16 -6.00 -6.00 -109
Payment of Dividends		 -77 -89 -51 -83 -102 -96 -184 -182 -270 -300 -335
Other Financing Activities, Net		 -4.12 -17 -3.70 6.22 2.58 8.93 117 -183 -141 -16 -30
Cash Interest Paid		 4.15 4.44 6.63 18 36 19 43 71 693 1,078 930
Cash Income Taxes Paid		 31 33 59 24 47 43 105 72 139 101 123

Quarterly Cash Flow Statements for Columbia Banking System

This table details how cash moves in and out of Columbia Banking System's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 -1,004 -241 39 -132 42 -233 194 -131 400 38 -281
Net Cash From Operating Activities		 350 92 186 150 67 256 122 107 236 281 494
Net Cash From Continuing Operating Activities		 350 92 186 150 67 256 122 107 236 281 494
Net Income / (Loss) Continuing Operations		 136 94 124 120 146 143 87 152 96 215 192
Consolidated Net Income / (Loss)		 136 94 124 120 146 143 87 152 96 215 192
Provision For Loan Losses		 37 55 17 32 29 28 27 29 70 23 28
Depreciation Expense		 39 42 40 37 37 36 21 33 34 39 21
Non-Cash Adjustments to Reconcile Net Income		 90 42 -18 -10 -4.74 22 -3.00 12 18 109 234
Changes in Operating Assets and Liabilities, net		 69 -120 40 -6.56 -120 46 -10 -96 45 -77 19
Net Cash From Investing Activities		 232 -200 -78 -8.14 323 -122 250 -484 1,823 583 112
Net Cash From Continuing Investing Activities		 232 -200 -78 -8.14 323 -122 250 -484 1,823 583 112
Purchase of Investment Securities		 -154 -704 -283 -299 179 -334 4.00 -746 -571 -702 -448
Sale and/or Maturity of Investments		 339 507 205 297 151 228 246 262 2,394 1,285 560
Net Cash From Financing Activities		 -1,586 -134 -69 -274 -348 -366 -178 247 -1,659 -826 -887
Net Cash From Continuing Financing Activities		 -1,586 -134 -69 -274 -348 -366 -178 247 -1,659 -826 -887
Net Change in Deposits		 790 -17 99 -183 -8.58 206 497 -475 -510 -1,547 -722
Issuance of Debt		 2,250 5,250 3,900 - - 1,000 2,050 3,475 2,800 3,350 3,400
Issuance of Common Equity		 - - 0.00 - - - 1.00 - 1.62 - 2.00
Repayment of Debt		 -4,515 -5,285 -3,950 - -250 -1,550 -2,600 -2,675 -3,850 -2,460 -3,200
Repurchase of Common Equity		 -0.15 -0.18 -4.85 -0.77 -0.02 -0.08 -7.00 -1.86 -0.40 -100 -215
Payment of Dividends		 -75 -75 -75 -75 -75 -75 -75 -75 -76 -109 -107
Other Financing Activities, Net		 -37 -6.26 -39 -16 -14 53 -44 -0.95 -25 40 -45
Cash Interest Paid		 228 236 279 247 265 288 221 219 244 246 227
Cash Income Taxes Paid		 1.70 59 0.57 52 14 35 1.00 83 37 1.00 2.00

Annual Balance Sheets for Columbia Banking System

This table presents Columbia Banking System's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 - 9,510 - 13,095 14,080 16,585 20,945 31,849 52,174 51,576 66,832
Cash and Due from Banks		 - 193 - 260 224 219 978 327 498 497 511
Interest Bearing Deposits at Other Banks		 - 31 - 17 24 435 671 967 1,664 1,381 1,869
Trading Account Securities		 - 2,284 - 3,171 3,764 5,250 5,921 3,270 8,863 8,349 11,392
Loans and Leases, Net of Allowance		 - 6,143 - 8,308 8,659 9,279 10,486 25,855 37,001 37,256 47,310
Loans and Leases		 - 6,213 - 8,392 8,743 9,428 10,642 26,156 37,442 37,681 47,776
Allowance for Loan and Lease Losses		 - 70 - 83 84 149 156 301 441 425 466
Premises and Equipment, Net		 - 150 - 169 165 162 172 176 339 349 422
Goodwill		 - 383 - 766 766 766 823 0.00 1,029 1,029 1,482
Intangible Assets		 - 18 - 46 35 27 35 4.75 604 484 712
Other Assets		 - 307 - 358 442 448 2,670 1,248 2,175 2,231 3,134
Total Liabilities & Shareholders' Equity		 - 9,510 - 13,095 14,080 16,585 20,945 31,849 52,174 51,576 66,832
Total Liabilities		 - 8,259 - 11,061 11,920 14,237 9,176 29,369 47,179 46,458 58,992
Non-Interest Bearing Deposits		 - 3,944 - 5,227 5,328 6,913 8,857 10,289 14,256 13,308 17,419
Interest Bearing Deposits		 - 4,115 - 5,231 5,357 6,957 - 16,777 27,351 28,413 36,792
Short-Term Debt		 - 81 - 61 64 74 86 309 252 237 207
Long-Term Debt		 - 6.49 - 435 989 43 - 1,230 4,374 3,539 3,635
Other Long-Term Liabilities		 - 112 - 107 182 251 233 677 945 961 939
Commitments & Contingencies		 - 0.00 - - - - - 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 - 1,251 - 2,034 2,160 2,348 2,589 2,480 4,995 5,118 7,840
Total Preferred & Common Equity		 - 1,251 - 2,034 2,160 2,348 2,589 2,480 4,995 5,118 7,840
Preferred Stock		 - 2.22 - - - - - 0.00 0.00 0.00 0.00
Total Common Equity		 - 1,249 - 2,034 2,160 2,348 2,589 2,480 4,995 5,118 7,840
Common Stock		 - 996 - 1,642 1,651 1,661 1,930 3,450 5,803 5,817 8,099
Retained Earnings		 - 272 - 427 520 575 694 -544 -468 -237 -26
Accumulated Other Comprehensive Income / (Loss)		 - -19 - -35 40 182 35 -427 -340 -462 -233

Quarterly Balance Sheets for Columbia Banking System

This table presents Columbia Banking System's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 20,405 53,994 53,592 51,994 52,224 52,047 51,909 51,519 51,901 67,496 66,027
Cash and Due from Banks		 264 556 539 492 440 515 591 591 608 535 577
Interest Bearing Deposits at Other Banks		 54 3,079 2,869 1,911 1,761 1,554 1,520 1,481 1,334 1,808 1,522
Trading Account Securities		 6,795 9,301 9,184 8,567 8,666 8,562 8,746 8,296 8,721 11,371 11,014
Loans and Leases, Net of Allowance		 11,537 36,674 36,645 36,754 37,228 37,291 37,083 37,195 37,216 47,989 47,238
Loans and Leases		 11,692 37,091 37,049 37,171 37,642 37,710 37,503 37,616 37,637 48,462 47,697
Allowance for Loan and Lease Losses		 155 417 405 417 414 419 420 421 421 473 459
Premises and Equipment, Net		 162 375 369 338 337 338 338 345 357 416 426
Goodwill		 823 1,030 1,029 1,029 1,029 1,029 1,029 1,029 1,029 1,481 1,482
Intangible Assets		 28 702 667 637 572 542 513 456 430 754 671
Other Assets		 743 2,276 2,215 2,265 2,191 2,216 2,088 2,126 2,206 3,142 3,097
Total Liabilities & Shareholders' Equity		 20,405 53,994 53,592 51,994 52,224 52,047 51,909 51,519 51,901 67,496 66,027
Total Liabilities		 18,290 49,110 48,764 47,362 47,267 47,071 46,635 46,281 46,560 59,706 58,363
Non-Interest Bearing Deposits		 8,911 17,216 16,019 15,533 13,809 13,482 13,534 13,414 13,220 17,810 17,635
Interest Bearing Deposits		 9,030 24,371 24,816 26,091 27,898 28,042 27,981 28,804 28,523 37,961 35,854
Short-Term Debt		 49 271 295 258 214 198 184 2,742 191 167 3,562
Long-Term Debt		 35 6,356 6,563 4,424 4,317 4,318 4,070 428 3,781 2,738 430
Other Long-Term Liabilities		 265 896 963 1,054 1,030 1,032 867 893 845 1,030 882
Commitments & Contingencies		 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,115 4,885 4,828 4,632 4,957 4,977 5,274 5,238 5,342 7,790 7,664
Total Preferred & Common Equity		 2,115 4,885 4,828 4,632 4,957 4,977 5,274 5,238 5,342 7,790 7,664
Preferred Stock		 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 2,115 4,885 4,828 4,632 4,957 4,977 5,274 5,238 5,342 7,790 7,664
Common Stock		 1,940 5,789 5,793 5,798 5,802 5,807 5,812 5,823 5,826 8,189 7,896
Retained Earnings		 805 -604 -546 -486 -419 -375 -305 -227 -151 -131 59
Accumulated Other Comprehensive Income / (Loss)		 -559 -300 -419 -680 -426 -456 -234 -358 -334 -268 -291

Annual Metrics And Ratios for Columbia Banking System

This table displays calculated financial ratios and metrics derived from Columbia Banking System's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.71 $1.81 $1.86 $2.36 $2.68 $2.17 $2.79 $3.20 $1.79 $2.56 $2.31
Adjusted Weighted Average Basic Shares Outstanding		 57.02M 57.18M 59.88M 72.39M 72.00M 70.84M 72.68M 78.05M 195.30M 208.46M 238.02M
Adjusted Diluted Earnings per Share		 $1.71 $1.81 $1.86 $2.36 $2.68 $2.17 $2.78 $3.20 $1.78 $2.55 $2.30
Adjusted Weighted Average Diluted Shares Outstanding		 57.03M 57.19M 59.89M 72.39M 72.03M 70.88M 72.87M 78.19M 195.87M 209.34M 239.12M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $2.68 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 57.74M 58.17M 73.04M 73.27M 72.15M 71.63M 78.54M 78.68M 208.63M 209.65M 295.55M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Columbia Banking System

This table displays calculated financial ratios and metrics derived from Columbia Banking System's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - - 295,550,687.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 295,550,687.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 0.65
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 65.54% 52.53% 10.31% -9.83% -5.43% -6.17% 3.73% 8.21% 17.34% - 37.88%
EBITDA Growth		 68.95% 23.61% 2,634.59% -13.59% 5.40% 40.42% -24.14% 20.92% -40.95% - 90.34%
EBIT Growth		 64.98% 13.02% 993.40% -10.05% 6.67% 51.37% -26.75% 26.31% -39.29% - 105.65%
NOPAT Growth		 61.64% 12.74% 1,036.68% -9.92% 7.61% 53.18% -30.20% 26.87% -34.25% - 120.69%
Net Income Growth		 61.64% 12.74% 983.89% -9.92% 7.61% 53.18% -30.20% 26.87% -34.25% - 120.69%
EPS Growth		 0.00% -9.38% 755.56% -10.94% 7.69% 18.97% -30.51% 28.07% -42.86% - 60.98%
Operating Cash Flow Growth		 8.01% -42.40% 576.06% -43.57% -80.80% 176.98% -34.23% -28.94% 251.47% - 304.92%
Free Cash Flow Firm Growth		 -2,499.79% -169.56% 123.62% 125.12% 99.05% 115.82% -45.69% -85.69% -1,517.93% - -361.90%
Invested Capital Growth		 323.63% 139.44% -17.58% -18.77% 2.28% -7.57% -11.38% -1.88% 12.26% - 38.62%
Revenue Q/Q Growth		 0.23% -1.09% -8.75% -0.33% 5.13% -1.86% 0.87% 3.98% 13.91% - -5.54%
EBITDA Q/Q Growth		 -0.79% -26.24% 28.26% -7.93% 21.02% -1.73% -30.71% 46.75% -40.77% - -5.70%
EBIT Q/Q Growth		 2.73% -30.93% 33.05% -4.72% 21.83% -1.99% -35.61% 64.29% -41.51% - -9.47%
NOPAT Q/Q Growth		 1.85% -31.15% 32.66% -3.17% 21.67% -1.99% -39.55% 75.99% -37.02% - -10.68%
Net Income Q/Q Growth		 1.85% -31.15% 32.66% -3.17% 21.67% -1.99% -39.55% 75.99% -37.02% - -10.68%
EPS Q/Q Growth		 1.56% -10.77% 1.72% -3.39% 22.81% -1.43% -40.58% 78.05% -45.21% - -13.16%
Operating Cash Flow Q/Q Growth		 31.46% -73.62% 100.83% -18.98% -55.27% 280.61% -52.31% -12.47% 121.16% - 75.80%
Free Cash Flow Firm Q/Q Growth		 24.22% 21.07% 138.98% 7.74% -102.86% 1,419.06% 33.84% -71.61% -423.75% - -18.75%
Invested Capital Q/Q Growth		 -20.29% 3.29% -1.39% 0.05% 0.37% -6.65% -5.45% 10.77% 14.83% - -0.22%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 38.53% 28.74% 40.39% 37.31% 42.95% 43.01% 29.54% 41.69% 21.68% - 40.77%
EBIT Margin		 35.05% 24.48% 35.69% 34.12% 39.54% 39.49% 25.20% 39.82% 20.45% - 37.67%
Profit (Net Income) Margin		 25.88% 18.02% 26.19% 25.45% 29.45% 29.41% 17.63% 29.83% 16.49% - 28.36%
Tax Burden Percent		 73.84% 73.61% 73.39% 74.58% 74.49% 74.49% 69.93% 74.91% 80.67% - 75.29%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate		 26.16% 26.39% 26.61% 25.42% 25.51% 25.51% 30.07% 25.09% 19.33% - 24.71%
Return on Invested Capital (ROIC)		 8.17% 5.28% 5.09% 4.78% 6.13% 6.13% 3.84% 6.30% 3.38% - 7.03%
ROIC Less NNEP Spread (ROIC-NNEP)		 8.17% 5.28% 5.09% 4.78% 6.13% 6.13% 3.84% 6.30% 3.38% - 7.03%
Return on Net Nonoperating Assets (RNNOA)		 5.77% 4.35% 5.77% 5.55% 5.53% 5.09% 2.90% 5.18% 1.85% - 3.90%
Return on Equity (ROE)		 13.95% 9.63% 10.87% 10.33% 11.66% 11.22% 6.73% 11.48% 5.23% - 10.93%
Cash Return on Invested Capital (CROIC)		 -117.74% -77.04% 23.91% 25.19% 2.88% 13.63% 17.61% 7.52% -6.82% - -25.84%
Operating Return on Assets (OROA)		 1.76% 1.16% 1.37% 1.29% 1.49% 1.47% 0.95% 1.52% 0.71% - 1.59%
Return on Assets (ROA)		 1.30% 0.86% 1.01% 0.96% 1.11% 1.09% 0.66% 1.14% 0.57% - 1.20%
Return on Common Equity (ROCE)		 13.95% 9.63% 10.87% 10.33% 11.66% 11.22% 6.73% 11.48% 5.23% - 10.93%
Return on Equity Simple (ROE_SIMPLE)		 7.30% 0.00% 9.82% 9.52% 9.18% 0.00% 9.47% 9.89% 6.14% - 8.55%
Net Operating Profit after Tax (NOPAT)		 136 94 124 120 146 143 87 152 96 - 192
NOPAT Margin		 25.88% 18.02% 26.19% 25.45% 29.45% 29.41% 17.63% 29.83% 16.49% - 28.36%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
SG&A Expenses to Revenue		 39.06% 40.69% 42.59% 40.77% 39.37% 39.53% 40.05% 40.10% 39.35% - 39.44%
Operating Expenses to Revenue		 57.95% 64.95% 60.69% 59.14% 54.67% 54.72% 69.22% 54.41% 67.53% - 58.20%
Earnings before Interest and Taxes (EBIT)		 184 127 169 161 196 192 124 203 119 - 255
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 202 149 191 176 213 209 145 213 126 - 276
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.85 1.04 0.79 0.82 1.04 1.11 1.00 0.92 0.69 - 1.06
Price to Tangible Book Value (P/TBV)		 1.33 1.55 1.16 1.20 1.47 1.57 1.39 1.27 0.97 - 1.47
Price to Revenue (P/Rev)		 2.17 2.61 1.91 2.06 2.79 2.93 2.69 2.47 2.61 - 3.26
Price to Earnings (P/E)		 11.67 14.95 8.01 8.66 11.30 10.60 10.54 9.30 11.31 - 12.38
Dividend Yield		 6.97% 5.52% 7.70% 7.35% 5.52% 5.33% 5.77% 6.16% 5.59% - 5.32%
Earnings Yield		 8.57% 6.69% 12.48% 11.55% 8.85% 9.43% 9.49% 10.75% 8.84% - 8.08%
Enterprise Value to Invested Capital (EV/IC)		 0.67 0.80 0.66 0.69 0.80 0.85 0.75 0.75 0.56 - 0.86
Enterprise Value to Revenue (EV/Rev)		 3.42 3.84 3.05 3.29 3.88 3.92 3.25 3.50 2.88 - 4.02
Enterprise Value to EBITDA (EV/EBITDA)		 11.99 14.02 8.35 9.11 10.43 9.56 8.50 8.89 8.62 - 10.00
Enterprise Value to EBIT (EV/EBIT)		 13.64 16.29 9.45 10.21 11.65 10.51 9.39 9.70 9.35 - 11.64
Enterprise Value to NOPAT (EV/NOPAT)		 18.42 22.02 12.80 13.83 15.73 14.16 12.75 13.14 12.49 - 15.27
Enterprise Value to Operating Cash Flow (EV/OCF)		 8.44 11.46 6.97 8.41 15.37 11.47 10.63 12.58 8.29 - 8.94
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 2.48 2.46 28.02 5.99 4.01 9.82 0.00 - 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.01 0.93 0.91 0.91 0.81 0.74 0.61 0.74 0.37 - 0.52
Long-Term Debt to Equity		 0.96 0.88 0.87 0.87 0.77 0.69 0.08 0.71 0.35 - 0.06
Financial Leverage		 0.71 0.82 1.13 1.16 0.90 0.83 0.76 0.82 0.55 - 0.56
Leverage Ratio		 10.73 11.24 10.79 10.77 10.49 10.26 10.18 10.07 9.14 - 9.11
Compound Leverage Factor		 10.73 11.24 10.79 10.77 10.49 10.26 10.18 10.07 9.14 - 9.11
Debt to Total Capital		 50.27% 48.08% 47.75% 47.57% 44.65% 42.45% 37.71% 42.65% 27.16% - 34.25%
Short-Term Debt to Total Capital		 2.77% 2.62% 2.25% 2.08% 1.93% 2.66% 32.61% 2.06% 1.56% - 30.56%
Long-Term Debt to Total Capital		 47.50% 45.46% 45.50% 45.49% 42.72% 39.79% 5.09% 40.59% 25.60% - 3.69%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Common Equity to Total Capital		 49.73% 51.92% 52.25% 52.43% 55.36% 57.55% 62.29% 57.35% 72.84% - 65.75%
Debt to EBITDA		 9.02 8.45 6.07 6.28 5.83 4.78 4.26 5.09 4.19 - 3.99
Net Debt to EBITDA		 4.39 4.50 3.12 3.40 2.94 2.40 1.48 2.60 0.81 - 1.89
Long-Term Debt to EBITDA		 8.52 7.99 5.78 6.01 5.58 4.48 0.58 4.84 3.95 - 0.43
Debt to NOPAT		 13.85 13.27 9.31 9.54 8.79 7.07 6.39 7.52 6.07 - 6.09
Net Debt to NOPAT		 6.74 7.07 4.79 5.17 4.43 3.55 2.21 3.84 1.17 - 2.89
Long-Term Debt to NOPAT		 13.08 12.54 8.87 9.12 8.41 6.63 0.86 7.15 5.72 - 0.66
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -6,980 -5,510 2,147 2,314 -66 871 1,166 331 -1,072 - -3,055
Operating Cash Flow to CapEx		 0.00% 2,743.42% 3,144.74% 0.00% 0.00% 1,636.17% 0.00% 0.00% 0.00% - 0.00%
Free Cash Flow to Firm to Interest Expense		 -32.45 -23.15 8.23 8.63 -0.25 3.64 5.25 1.48 -4.56 - -13.76
Operating Cash Flow to Interest Expense		 1.63 0.39 0.71 0.56 0.25 1.07 0.55 0.48 1.01 - 2.23
Operating Cash Flow Less CapEx to Interest Expense		 1.63 0.37 0.69 0.56 0.25 1.00 0.55 0.48 1.01 - 2.23
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.05 0.05 0.04 0.04 0.04 0.04 0.04 0.04 0.03 - 0.04
Fixed Asset Turnover		 7.28 7.76 5.73 5.63 5.80 5.61 5.71 5.72 5.49 - 6.45
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 9,315 9,621 9,488 9,493 9,527 8,893 8,409 9,314 10,695 - 11,656
Invested Capital Turnover		 0.32 0.29 0.19 0.19 0.21 0.21 0.22 0.21 0.20 - 0.25
Increase / (Decrease) in Invested Capital		 7,116 5,603 -2,023 -2,193 212 -728 -1,080 -179 1,168 - 3,247
Enterprise Value (EV)		 6,227 7,678 6,232 6,548 7,612 7,556 6,327 6,944 5,975 - 10,000
Market Capitalization		 3,948 5,214 3,902 4,101 5,470 5,659 5,229 4,914 5,413 - 8,107
Book Value per Share		 $22.21 $23.95 $23.80 $23.77 $25.18 $24.43 $24.98 $25.41 $37.04 - $25.93
Tangible Book Value per Share		 $14.22 $16.12 $16.12 $16.26 $17.81 $17.20 $17.90 $18.47 $26.41 - $18.65
Total Capital		 9,315 9,621 9,488 9,493 9,527 8,893 8,409 9,314 10,695 - 11,656
Total Debt		 4,683 4,626 4,531 4,516 4,253 3,775 3,171 3,972 2,905 - 3,992
Total Long-Term Debt		 4,424 4,374 4,317 4,318 4,070 3,539 428 3,781 2,738 - 430
Net Debt		 2,279 2,464 2,330 2,447 2,142 1,897 1,098 2,030 562 - 1,893
Capital Expenditures (CapEx)		 0.00 3.37 5.90 0.00 0.00 16 0.00 0.00 0.00 - 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00
Net Nonoperating Obligations (NNO)		 4,683 4,626 4,531 4,516 4,253 3,775 3,171 3,972 2,905 - 3,992
Total Depreciation and Amortization (D&A)		 18 22 22 15 17 17 21 9.54 7.16 - 21
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.65 $0.59 $0.60 $0.58 $0.70 $0.68 $0.41 $0.73 $0.40 $0.77 $0.66
Adjusted Weighted Average Basic Shares Outstanding		 208.07M 195.30M 208.26M 208.50M 208.55M 208.46M 208.80M 209.13M 237.84M 238.02M 290.93M
Adjusted Diluted Earnings per Share		 $0.65 $0.58 $0.59 $0.57 $0.70 $0.69 $0.41 $0.73 $0.40 $0.76 $0.66
Adjusted Weighted Average Diluted Shares Outstanding		 208.65M 195.87M 208.96M 209.01M 209.45M 209.34M 210.02M 209.98M 238.93M 239.12M 292.16M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 208.58M 208.63M 209.38M 209.48M 209.53M 209.65M 210.20M 210.30M 299.12M 295.55M 289.49M
Normalized Net Operating Profit after Tax (NOPAT)		 150 99 127 131 148 145 97 159 166 - 210
Normalized NOPAT Margin		 28.55% 19.03% 26.89% 27.76% 29.80% 29.75% 19.67% 31.03% 28.55% - 31.03%
Pre Tax Income Margin		 35.05% 24.48% 35.69% 34.12% 39.54% 39.49% 25.20% 39.82% 20.45% - 37.67%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.86 0.53 0.65 0.60 0.73 0.80 0.56 0.91 0.51 - 1.15
NOPAT to Interest Expense		 0.63 0.39 0.48 0.45 0.54 0.60 0.39 0.68 0.41 - 0.86
EBIT Less CapEx to Interest Expense		 0.86 0.52 0.63 0.60 0.73 0.74 0.56 0.91 0.51 - 1.15
NOPAT Less CapEx to Interest Expense		 0.63 0.38 0.45 0.45 0.54 0.53 0.39 0.68 0.41 - 0.86
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 71.25% 77.50% 61.56% 63.32% 62.00% 56.26% 60.54% 56.88% 62.95% - 56.03%
Augmented Payout Ratio		 73.06% 79.30% 62.77% 64.57% 63.20% 57.33% 62.07% 58.53% 64.77% - 104.43%

Financials Breakdown Chart

Key Financial Trends

Here is a concise, investor-focused read on Columbia Banking System (COLB) using the last four years of quarterly data provided. The focus is on trends in income, cash flow, and balance sheet fundamentals across 2022–2025, with emphasis on what matters most to shareholders and potential investors today.

  • Net interest income (NII) shows a clear uptrend through 2025, rising from roughly $424M in Q1 2025 to about $627M in Q4 2025, helping drive higher overall revenue and earnings.
  • Total revenue climbs to $716.72M in Q4 2025, the strongest quarterly level in the period analyzed, supported by higher NII and solid noninterest income.
  • Net income attributable to common shareholders reaches about $214.97M in Q4 2025, reflecting improved profitability versus earlier quarters in 2025.
  • Loans and leases, net of allowance expand meaningfully, reaching about $47.99B in Q3 2025 (signaling robust loan growth and funded asset growth).
  • Net cash from continuing operating activities stays ample and improves in Q4 2025 (about $281M), underscoring strong cash generation from core operations.
  • Total equity rises to roughly $7.79B by Q3 2025, indicating a stronger capital base to support growth and risk management.
  • Non-interest income increases modestly in Q4 2025, providing some diversification to earnings without dominating revenue composition.
  • Deposit funding remains solid, with substantial non-interest bearing and interest bearing deposits contributing to a stable funding base for loan growth.
  • Provision for credit losses declines in Q4 2025 relative to Q3 2025 (about $23.1M vs. $70M), improving earnings quality and potential reserve release as credit conditions moderate.
  • Non-interest expense rises in Q4 2025 to about $411.88M (up from Q3 2025), highlighting margin pressure from higher salaries, occupancy, and related costs that may temper profitability if revenue growth slows.

Bottom line: COLB demonstrates stronger 2025 profitability driven by rising net interest income and solid loan growth, supported by a robust cash flow profile. However, the company does face rising non-interest expenses and some restructuring-related charges that could weigh on margins if revenue growth slows. Investors should monitor the pace of loan growth, credit provisioning, and the cost base as key indicators of future profitability and efficiency.

05/14/26 10:07 AM ETAI Generated. May Contain Errors.

Columbia Banking System Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Columbia Banking System's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Columbia Banking System's net income appears to be on an upward trend, with a most recent value of $550 million in 2025, rising from $98.83 million in 2015. The previous period was $534 million in 2024. Check out Columbia Banking System's forecast to explore projected trends and price targets.

Over the last 10 years, Columbia Banking System's total revenue changed from $416.36 million in 2015 to $2.30 billion in 2025, a change of 452.6%.

Columbia Banking System's total liabilities were at $58.99 billion at the end of 2025, a 27.0% increase from 2024, and a 5,899,200,000,000.0% increase since 2015.

In the past 10 years, Columbia Banking System's cash and equivalents has ranged from $0.00 in 2015 to $978.13 million in 2021, and is currently $511 million as of their latest financial filing in 2025.


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Financial statements for NASDAQ:COLB last updated on 5/8/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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