Positive News SentimentPositive NewsNASDAQ:CZWI Citizens Community Bancorp (CZWI) Stock Price, News & Analysis $23.54 +0.72 (+3.16%) Closing price 04:00 PM EasternExtended Trading$23.48 -0.06 (-0.28%) As of 04:31 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Citizens Community Bancorp Stock (NASDAQ:CZWI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get CZWI alerts:Sign Up Key Stats Today's Range$22.80▼$24.0550-Day Range$20.00▼$22.9052-Week Range$13.43▼$24.05Volume369,888 shsAverage Volume59,740 shsMarket Capitalization$226.93 millionP/E Ratio15.39Dividend Yield1.78%Price TargetN/AConsensus RatingModerate Buy Company Overview Citizens Community Bancorp, Inc. is a bank holding company headquartered in Columbia Station, Ohio. Its primary subsidiary, Citizens Community Savings Bank, offers a range of community banking services to individuals and businesses. The company operates through a network of branch offices in Lorain and Medina counties and surrounding communities, providing personalized financial solutions with a focus on local relationships and customer service. The bank’s deposit products include checking and savings accounts, money market accounts and certificates of deposit, while its lending portfolio features residential mortgage loans, home equity lines of credit, commercial real estate loans, and small-business financing. Citizens Community Bancorp also provides digital and mobile banking platforms, enabling customers to manage accounts, make payments and access online statements. Ancillary services such as safe-deposit boxes, investment referrals and cash management solutions support both retail and commercial clients. Established as a community banking institution, Citizens Community Bancorp has maintained a commitment to the markets it serves by reinvesting in local economic development and charitable initiatives. The company is overseen by a seasoned executive team and board of directors with extensive experience in community banking. As a publicly traded company on the NASDAQ under the symbol CZWI, it continues to pursue measured growth while upholding a local-first approach to banking.AI Generated. May Contain Errors. Read More Citizens Community Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks83rd Percentile Overall ScoreCZWI MarketRank™: Citizens Community Bancorp scored higher than 83% of companies evaluated by MarketBeat, and ranked 254th out of 875 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.5 / 5Analyst RatingModerate Buy Consensus RatingCitizens Community Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.Amount of Analyst CoverageCitizens Community Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about Citizens Community Bancorp's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth22.65% Earnings GrowthEarnings for Citizens Community Bancorp are expected to grow by 22.65% in the coming year, from $1.81 to $2.22 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens Community Bancorp is 15.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.19.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens Community Bancorp is 15.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.45.Price to Book Value per Share RatioCitizens Community Bancorp has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Citizens Community Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.00% of the float of Citizens Community Bancorp has been sold short.Short Interest Ratio / Days to CoverCitizens Community Bancorp has a short interest ratio ("days to cover") of 0.81, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Citizens Community Bancorp has recently increased by 11.09%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend YieldCitizens Community Bancorp pays a meaningful dividend of 1.89%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCitizens Community Bancorp has been increasing its dividend for 6 years.Dividend CoverageThe dividend payout ratio of Citizens Community Bancorp is 27.45%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Citizens Community Bancorp will have a dividend payout ratio of 18.92% next year. This indicates that Citizens Community Bancorp will be able to sustain or increase its dividend.Read more about Citizens Community Bancorp's dividend. News and Social Media3.0 / 5News SentimentN/A News SentimentCitizens Community Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.78 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Citizens Community Bancorp this week, compared to 1 article on an average week. Company Ownership2.9 / 5Insider TradingSelling Shares Cluster Insider Buying3 insiders have purchased shares of Citizens Community Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.Insider Buying vs. Insider SellingIn the past three months, Citizens Community Bancorp insiders have sold 49.19% more of their company's stock than they have bought. Specifically, they have bought $69,815.00 in company stock and sold $104,160.00 in company stock.Percentage Held by Insiders4.10% of the stock of Citizens Community Bancorp is held by insiders.Percentage Held by Institutions55.11% of the stock of Citizens Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Citizens Community Bancorp's insider trading history. Receive CZWI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens Community Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CZWI Stock News HeadlinesCitizens Community Bancorp Stockholders Approve Governance and IncentivesJune 17, 2026 | tipranks.comPleasing Signs As A Number Of Insiders Buy Citizens Community Bancorp StockMay 18, 2026 | finance.yahoo.comThe $700 billion problem Elon, Zuck, and Pichai can't fixElon Musk warned that AI will demand more electricity than the grid can supply. Morgan Stanley backs him up - projecting a 49-gigawatt power shortfall by 2028. Solar, wind, and nuclear can't close that gap in time. One geothermal company already has Google signed and Gates invested - and the DOE has confirmed the technology works.June 26 at 1:00 AM | Behind the Markets (Ad)Citizens Community Bancorp (CZWI) price target increased by 12.94% to 24.48May 14, 2026 | msn.comCitizens Community Bancorp Reports Solid First-Quarter 2026 ResultsApril 27, 2026 | tipranks.comCitizens Community Bancorp, Inc. Reports First Quarter 2026 Earnings of $0.39 Per Share; Board Approves Quarterly Dividend at $0.105 per ShareApril 27, 2026 | globenewswire.comCitizens Community Bancorp Announces Upcoming Director RetirementApril 16, 2026 | tipranks.comCitizens Community Bancorp (CZWI) price target increased by 12.00% to 21.42February 4, 2026 | msn.comSee More Headlines CZWI Stock Analysis - Frequently Asked Questions How have CZWI shares performed this year? Citizens Community Bancorp's stock was trading at $17.82 at the start of the year. Since then, CZWI stock has increased by 32.1% and is now trading at $23.54. How were Citizens Community Bancorp's earnings last quarter? Citizens Community Bancorp, Inc. (NASDAQ:CZWI) posted its earnings results on Monday, April, 27th. The bank reported $0.39 EPS for the quarter, topping the consensus estimate of $0.36 by $0.03. The bank had revenue of $16.11 million for the quarter, compared to analyst estimates of $15.70 million. Citizens Community Bancorp had a trailing twelve-month return on equity of 8.00% and a net margin of 15.02%. Who are Citizens Community Bancorp's major shareholders? Top institutional shareholders of Citizens Community Bancorp include The Manufacturers Life Insurance Company (5.02%), Dimensional Fund Advisors LP (3.60%), Rhino Investment Partners Inc (1.68%) and Arrowstreet Capital Limited Partnership (1.53%). Insiders that own company stock include Stephen M Bianchi, James S Broucek, James D Moll, Timothy L Olson, Francis E Felber, Kristina M Bourget, Michael R Conner and Kathleen Skarvan. View institutional ownership trends. How do I buy shares of Citizens Community Bancorp? Shares of CZWI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Citizens Community Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Citizens Community Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Arista Networks (ANET), Jabil (JBL), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE). Company Calendar Last Earnings4/27/2026Record date for 5/22 Dividend5/08/2026Ex-Dividend for 5/22 Dividend5/08/2026Dividend Payable5/22/2026Today6/26/2026Next Earnings (Estimated)7/27/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (10m+) 1-Year History Jun 25 Sep 25 Dec 25 Mar 26 Jun 26 CZWI's financial health is in the Green zone, according to TradeSmith. CZWI has been in this zone for over 10 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryBanking Current SymbolNASDAQ:CZWI CIK1367859 Webwww.ccf.us Phone(715) 836-9994FaxN/AEmployees220Year Founded1938Profitability EPS (Trailing Twelve Months)$1.53 Trailing P/E Ratio15.39 Forward P/E Ratio13.01 P/E GrowthN/ANet Income$14.42 million Net Margins15.02% Pretax Margin18.16% Return on Equity8.00% Return on Assets0.85% Debt Debt-to-Equity RatioN/A Current Ratio0.95 Quick Ratio0.95 Sales & Book Value Annual Sales$98.77 million Price / Sales2.30 Cash Flow$1.96 per share Price / Cash Flow12.04 Book Value$19.46 per share Price / Book1.21Miscellaneous Outstanding Shares9,640,000Free Float9,249,000Market Cap$226.93 million OptionableNot Optionable Beta0.52 Social Links 7 Stocks That Will Be Magnificent in 2026Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. 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