Eagle Bancorp Montana (EBMT) Competitors

Eagle Bancorp Montana (NASDAQ:EBMT) and Third Coast Bancshares (NASDAQ:TCBX) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, analyst recommendations, earnings, risk, profitability, media sentiment, valuation and institutional ownership.

Is EBMT or TCBX more profitable?

Third Coast Bancshares has a net margin of 16.30% compared to Eagle Bancorp Montana's net margin of 10.09%. Third Coast Bancshares' return on equity of 12.05% beat Eagle Bancorp Montana's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Eagle Bancorp Montana	10.09%	7.10%	0.60%
Third Coast Bancshares	16.30%	12.05%	1.17%

Does the media favor EBMT or TCBX?

In the previous week, Eagle Bancorp Montana had 3 more articles in the media than Third Coast Bancshares. MarketBeat recorded 7 mentions for Eagle Bancorp Montana and 4 mentions for Third Coast Bancshares. Eagle Bancorp Montana's average media sentiment score of 1.14 beat Third Coast Bancshares' score of 0.34 indicating that Eagle Bancorp Montana is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Eagle Bancorp Montana	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Third Coast Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate EBMT or TCBX?

Third Coast Bancshares has a consensus target price of $40.00, suggesting a potential upside of 4.30%. Given Third Coast Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Third Coast Bancshares is more favorable than Eagle Bancorp Montana.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Eagle Bancorp Montana	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Third Coast Bancshares	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

Which has preferable earnings and valuation, EBMT or TCBX?

Third Coast Bancshares has higher revenue and earnings than Eagle Bancorp Montana. Eagle Bancorp Montana is trading at a lower price-to-earnings ratio than Third Coast Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Eagle Bancorp Montana	$84.53M	1.63	$9.78M	$1.60	10.83
Third Coast Bancshares	$186.02M	2.86	$47.67M	$3.27	11.73

Is EBMT or TCBX a better dividend stock?

Eagle Bancorp Montana pays an annual dividend of $0.58 per share and has a dividend yield of 3.3%. Third Coast Bancshares pays an annual dividend of $16.87 per share and has a dividend yield of 44.0%. Eagle Bancorp Montana pays out 36.2% of its earnings in the form of a dividend. Third Coast Bancshares pays out 515.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Eagle Bancorp Montana has increased its dividend for 14 consecutive years.

Do institutionals & insiders hold more shares of EBMT or TCBX?

35.7% of Eagle Bancorp Montana shares are owned by institutional investors. Comparatively, 36.9% of Third Coast Bancshares shares are owned by institutional investors. 6.1% of Eagle Bancorp Montana shares are owned by insiders. Comparatively, 10.3% of Third Coast Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Which has more risk and volatility, EBMT or TCBX?

Eagle Bancorp Montana has a beta of 0.34, indicating that its share price is 66% less volatile than the S&P 500. Comparatively, Third Coast Bancshares has a beta of 0.41, indicating that its share price is 59% less volatile than the S&P 500.

Summary

Third Coast Bancshares beats Eagle Bancorp Montana on 15 of the 19 factors compared between the two stocks.