Eagle Bancorp Montana (EBMT) Competitors

Eagle Bancorp Montana (NASDAQ:EBMT) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, institutional ownership, community ranking, risk, valuation, dividends, earnings and analyst recommendations.

Is EBMT or SMBK a better dividend stock?

Eagle Bancorp Montana pays an annual dividend of $0.57 per share and has a dividend yield of 3.3%. SmartFinancial pays an annual dividend of $0.32 per share and has a dividend yield of 1.1%. Eagle Bancorp Montana pays out 40.4% of its earnings in the form of a dividend. SmartFinancial pays out 14.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Eagle Bancorp Montana has increased its dividend for 14 consecutive years. Eagle Bancorp Montana is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders and institutionals have more ownership in EBMT or SMBK?

35.7% of Eagle Bancorp Montana shares are held by institutional investors. Comparatively, 58.8% of SmartFinancial shares are held by institutional investors. 6.1% of Eagle Bancorp Montana shares are held by insiders. Comparatively, 7.6% of SmartFinancial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has preferable earnings & valuation, EBMT or SMBK?

SmartFinancial has higher revenue and earnings than Eagle Bancorp Montana. Eagle Bancorp Montana is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Eagle Bancorp Montana	$79.65M	1.75	$9.78M	$1.41	12.41
SmartFinancial	$178.24M	2.91	$36.14M	$2.26	13.47

Do analysts rate EBMT or SMBK?

Eagle Bancorp Montana currently has a consensus target price of $13.50, indicating a potential downside of 22.86%. SmartFinancial has a consensus target price of $33.70, indicating a potential upside of 10.70%. Given SmartFinancial's stronger consensus rating and higher probable upside, analysts plainly believe SmartFinancial is more favorable than Eagle Bancorp Montana.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Eagle Bancorp Montana	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
SmartFinancial	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.40

Is EBMT or SMBK more profitable?

SmartFinancial has a net margin of 12.67% compared to Eagle Bancorp Montana's net margin of 8.02%. SmartFinancial's return on equity of 7.33% beat Eagle Bancorp Montana's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Eagle Bancorp Montana	8.02%	5.68%	0.46%
SmartFinancial	12.67%	7.33%	0.71%

Does the MarketBeat Community favor EBMT or SMBK?

SmartFinancial received 29 more outperform votes than Eagle Bancorp Montana when rated by MarketBeat users. Likewise, 57.96% of users gave SmartFinancial an outperform vote while only 43.50% of users gave Eagle Bancorp Montana an outperform vote.

Company	Underperform	Outperform
Eagle Bancorp Montana	Outperform Votes 164 43.50%	Underperform Votes 213 56.50%
SmartFinancial	Outperform Votes 193 57.96%	Underperform Votes 140 42.04%

Does the media favor EBMT or SMBK?

In the previous week, Eagle Bancorp Montana had 10 more articles in the media than SmartFinancial. MarketBeat recorded 11 mentions for Eagle Bancorp Montana and 1 mentions for SmartFinancial. Eagle Bancorp Montana's average media sentiment score of 0.94 beat SmartFinancial's score of 0.27 indicating that Eagle Bancorp Montana is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Eagle Bancorp Montana	2 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SmartFinancial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more risk & volatility, EBMT or SMBK?

Eagle Bancorp Montana has a beta of 0.4, indicating that its share price is 60% less volatile than the S&P 500. Comparatively, SmartFinancial has a beta of 0.59, indicating that its share price is 41% less volatile than the S&P 500.

Summary

SmartFinancial beats Eagle Bancorp Montana on 17 of the 21 factors compared between the two stocks.