Eagle Bancorp Montana (EBMT) Competitors

Eagle Bancorp Montana (NASDAQ:EBMT) and Capital Bancorp (NASDAQ:CBNK) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, analyst recommendations, dividends, institutional ownership, valuation, risk, community ranking, media sentiment and profitability.

Which has more volatility & risk, EBMT or CBNK?

Eagle Bancorp Montana has a beta of 0.36, indicating that its share price is 64% less volatile than the S&P 500. Comparatively, Capital Bancorp has a beta of 0.68, indicating that its share price is 32% less volatile than the S&P 500.

Does the MarketBeat Community favor EBMT or CBNK?

Eagle Bancorp Montana received 58 more outperform votes than Capital Bancorp when rated by MarketBeat users. However, 53.27% of users gave Capital Bancorp an outperform vote while only 43.50% of users gave Eagle Bancorp Montana an outperform vote.

Company	Underperform	Outperform
Eagle Bancorp Montana	Outperform Votes 164 43.50%	Underperform Votes 213 56.50%
Capital Bancorp	Outperform Votes 106 53.27%	Underperform Votes 93 46.73%

Does the media refer more to EBMT or CBNK?

In the previous week, Capital Bancorp had 4 more articles in the media than Eagle Bancorp Montana. MarketBeat recorded 5 mentions for Capital Bancorp and 1 mentions for Eagle Bancorp Montana. Eagle Bancorp Montana's average media sentiment score of 1.44 beat Capital Bancorp's score of 0.66 indicating that Eagle Bancorp Montana is being referred to more favorably in the media.

Company	Overall Sentiment
Eagle Bancorp Montana	Positive
Capital Bancorp	Positive

Do analysts rate EBMT or CBNK?

Eagle Bancorp Montana currently has a consensus target price of $13.50, indicating a potential downside of 18.63%. Capital Bancorp has a consensus target price of $34.50, indicating a potential upside of 6.38%. Given Capital Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Capital Bancorp is more favorable than Eagle Bancorp Montana.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Eagle Bancorp Montana	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Capital Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Do insiders and institutionals have more ownership in EBMT or CBNK?

35.7% of Eagle Bancorp Montana shares are owned by institutional investors. Comparatively, 56.1% of Capital Bancorp shares are owned by institutional investors. 6.1% of Eagle Bancorp Montana shares are owned by insiders. Comparatively, 32.5% of Capital Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Is EBMT or CBNK a better dividend stock?

Eagle Bancorp Montana pays an annual dividend of $0.57 per share and has a dividend yield of 3.4%. Capital Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. Eagle Bancorp Montana pays out 40.4% of its earnings in the form of a dividend. Capital Bancorp pays out 16.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Eagle Bancorp Montana has raised its dividend for 14 consecutive years and Capital Bancorp has raised its dividend for 3 consecutive years. Eagle Bancorp Montana is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is EBMT or CBNK more profitable?

Capital Bancorp has a net margin of 12.66% compared to Eagle Bancorp Montana's net margin of 8.02%. Capital Bancorp's return on equity of 14.89% beat Eagle Bancorp Montana's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Eagle Bancorp Montana	8.02%	5.68%	0.46%
Capital Bancorp	12.66%	14.89%	1.64%

Which has stronger valuation & earnings, EBMT or CBNK?

Capital Bancorp has higher revenue and earnings than Eagle Bancorp Montana. Eagle Bancorp Montana is trading at a lower price-to-earnings ratio than Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Eagle Bancorp Montana	$81.43M	1.63	$9.78M	$1.41	11.77
Capital Bancorp	$201.34M	2.68	$30.97M	$2.48	13.08

Summary

Capital Bancorp beats Eagle Bancorp Montana on 17 of the 21 factors compared between the two stocks.