Enterprise Financial Services (EFSC) Stock Price, News & Analysis

Company Overview

Enterprise Financial Services Corp. is a financial holding company headquartered in Clayton, Missouri. Through its principal subsidiary, Enterprise Bank & Trust, the company provides banking and wealth management services to businesses, professionals, individuals and families.

Enterprise Bank & Trust offers commercial and personal deposit accounts, loans, lines of credit, treasury management, cash management, online banking and other financial services. Its commercial banking activities include lending to operating companies, commercial real estate borrowers and small businesses, while its wealth management business provides investment management, trust, financial planning and related services.

Founded in 1990, the company serves clients through banking and wealth management operations in Missouri, Kansas, Arizona and New Mexico. Enterprise Financial Services Corp. is led by Jim Lally, who serves as president and chief executive officer.

Key Stats

• Today's Range: $63.50 to $64.60
• 50-Day Range: $62.80 to $68.52
• 52-Week Range: $51.18 to $68.73
• Volume: 214,696 shs
• Average Volume: 177,297 shs
• Market Capitalization: $2.32 billion
• P/E Ratio: 12.75
• Dividend Yield: 2.12%
• Price Target: $70.00
• Consensus Rating: Moderate Buy

Enterprise Financial Services Stock Analysis - MarketRank™

Enterprise Financial Services scored higher than 78% of companies evaluated by MarketBeat, and ranked 296th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Enterprise Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on no strong buy ratings, 4 buy ratings, 1 hold rating, and no sell ratings.

Upside/Downside

The consensus price target for Enterprise Financial Services is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Enterprise Financial Services has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.30%

Earnings Growth

Earnings for Enterprise Financial Services are expected to grow by 11.30% in the coming year, from $5.31 to $5.91 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Enterprise Financial Services is 12.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.11.

Price to Earnings Ratio vs. Sector

The P/E ratio of Enterprise Financial Services is 12.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.67.

Price to Book Value per Share Ratio

Enterprise Financial Services has a P/B Ratio of 1.21. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.16% of the float of Enterprise Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Enterprise Financial Services has a short interest ratio ("days to cover") of 6.48.

Change versus previous month

Short interest in Enterprise Financial Services has recently increased by 10.82%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Enterprise Financial Services pays a meaningful dividend of 2.13%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Enterprise Financial Services has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Enterprise Financial Services is 27.04%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Enterprise Financial Services will have a dividend payout ratio of 23.01% next year. This indicates that Enterprise Financial Services will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.97

News Sentiment

Enterprise Financial Services has a news sentiment score of 0.97. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Enterprise Financial Services this week, compared to 3 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Enterprise Financial Services insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.20% of the stock of Enterprise Financial Services is held by insiders.

Percentage Held by Institutions

72.21% of the stock of Enterprise Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 6/30 Dividend: 6/15/2026
• Ex-Dividend for 6/30 Dividend: 6/15/2026
• Dividend Payable: 6/30/2026
• Last Earnings: 7/22/2026
• Today: 9/12/2026
• Record date for 9/30 Dividend: 9/15/2026
• Ex-Dividend for 9/30 Dividend: 9/15/2026
• Dividend Payable: 9/30/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:EFSC
• CIK: 1025835
• Web: www.enterprisebank.com
• Phone: (314) 725-5500
• Fax: 314-812-4025
• Employees: 1,418
• Year Founded: 1988

Price Target and Rating

• Average Price Target for Enterprise Financial Services: $70.00
• High Price Target: $72.00
• Low Price Target: $68.00
• Potential Upside/Downside: +9.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.03
• Trailing P/E Ratio: 12.75
• Forward P/E Ratio: 12.08
• P/E Growth: N/A
• Net Income: $201.37 million
• Net Margins: 18.72%
• Pretax Margin: 26.91%
• Return on Equity: 9.70%
• Return on Assets: 1.11%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.85
• Quick Ratio: 0.85

Sales & Book Value

• Annual Sales: $1.00 billion
• Price / Sales: 2.32
• Cash Flow: $5.80 per share
• Price / Cash Flow: 11.05
• Book Value: $53.16 per share
• Price / Book: 1.21

Miscellaneous

• Outstanding Shares: 36,190,000
• Free Float: 35,397,000
• Market Cap: $2.32 billion
• Optionable: Optionable
• Beta: 0.78