First Business Financial Services (FBIZ) Competitors

First Business Financial Services (NASDAQ:FBIZ) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, media sentiment, dividends, institutional ownership, analyst recommendations, profitability and earnings.

Is FBIZ or CCNE a better dividend stock?

First Business Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 2.5%. CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 3.2%. First Business Financial Services pays out 20.6% of its earnings in the form of a dividend. CNB Financial pays out 30.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Business Financial Services has raised its dividend for 13 consecutive years and CNB Financial has raised its dividend for 1 consecutive years.

Do institutionals & insiders have more ownership in FBIZ or CCNE?

60.1% of First Business Financial Services shares are held by institutional investors. Comparatively, 52.3% of CNB Financial shares are held by institutional investors. 5.1% of First Business Financial Services shares are held by insiders. Comparatively, 2.8% of CNB Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is FBIZ or CCNE more profitable?

First Business Financial Services has a net margin of 17.59% compared to CNB Financial's net margin of 14.56%. First Business Financial Services' return on equity of 14.22% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Business Financial Services	17.59%	14.22%	1.17%
CNB Financial	14.56%	9.90%	0.89%

Do analysts recommend FBIZ or CCNE?

First Business Financial Services presently has a consensus target price of $57.25, suggesting a potential upside of 22.09%. CNB Financial has a consensus target price of $27.75, suggesting a potential upside of 23.44%. Given CNB Financial's higher probable upside, analysts plainly believe CNB Financial is more favorable than First Business Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Business Financial Services	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has preferable earnings and valuation, FBIZ or CCNE?

CNB Financial has lower revenue, but higher earnings than First Business Financial Services. First Business Financial Services is trading at a lower price-to-earnings ratio than CNB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Business Financial Services	$262.38M	1.49	$44.24M	$5.62	8.34
CNB Financial	$231.04M	2.04	$54.58M	$2.38	9.45

Which has more volatility & risk, FBIZ or CCNE?

First Business Financial Services has a beta of 0.7, suggesting that its share price is 30% less volatile than the S&P 500. Comparatively, CNB Financial has a beta of 0.64, suggesting that its share price is 36% less volatile than the S&P 500.

Does the media favor FBIZ or CCNE?

In the previous week, First Business Financial Services had 18 more articles in the media than CNB Financial. MarketBeat recorded 19 mentions for First Business Financial Services and 1 mentions for CNB Financial. CNB Financial's average media sentiment score of 0.77 beat First Business Financial Services' score of 0.64 indicating that CNB Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Business Financial Services	5 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
CNB Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

First Business Financial Services beats CNB Financial on 13 of the 19 factors compared between the two stocks.