First Business Financial Services (FBIZ) Competitors

First Business Financial Services (NASDAQ:FBIZ) and CNB Financial (NASDAQ:CCNE) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, profitability, valuation, media sentiment, dividends and risk.

Is FBIZ or CCNE a better dividend stock?

First Business Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 2.2%. CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 2.7%. First Business Financial Services pays out 20.6% of its earnings in the form of a dividend. CNB Financial pays out 30.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Business Financial Services has raised its dividend for 13 consecutive years and CNB Financial has raised its dividend for 1 consecutive years.

Which has better valuation & earnings, FBIZ or CCNE?

CNB Financial has higher revenue and earnings than First Business Financial Services. First Business Financial Services is trading at a lower price-to-earnings ratio than CNB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Business Financial Services	$262.38M	1.65	$44.24M	$5.62	9.27
CNB Financial	$364.58M	2.13	$54.58M	$2.38	11.06

Which has more volatility and risk, FBIZ or CCNE?

First Business Financial Services has a beta of 0.7, suggesting that its share price is 30% less volatile than the S&P 500. Comparatively, CNB Financial has a beta of 0.68, suggesting that its share price is 32% less volatile than the S&P 500.

Do insiders and institutionals have more ownership in FBIZ or CCNE?

60.1% of First Business Financial Services shares are owned by institutional investors. Comparatively, 52.4% of CNB Financial shares are owned by institutional investors. 5.1% of First Business Financial Services shares are owned by insiders. Comparatively, 2.8% of CNB Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Do analysts rate FBIZ or CCNE?

First Business Financial Services presently has a consensus price target of $59.67, suggesting a potential upside of 14.57%. CNB Financial has a consensus price target of $27.75, suggesting a potential upside of 5.43%. Given First Business Financial Services' stronger consensus rating and higher probable upside, equities analysts plainly believe First Business Financial Services is more favorable than CNB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Business Financial Services	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media favor FBIZ or CCNE?

In the previous week, CNB Financial had 1 more articles in the media than First Business Financial Services. MarketBeat recorded 1 mentions for CNB Financial and 0 mentions for First Business Financial Services. CNB Financial's average media sentiment score of 1.43 beat First Business Financial Services' score of 1.00 indicating that CNB Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
First Business Financial Services	Positive
CNB Financial	Positive

Is FBIZ or CCNE more profitable?

First Business Financial Services has a net margin of 17.59% compared to CNB Financial's net margin of 14.56%. First Business Financial Services' return on equity of 14.22% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Business Financial Services	17.59%	14.22%	1.17%
CNB Financial	14.56%	9.79%	0.89%

Summary

First Business Financial Services beats CNB Financial on 12 of the 19 factors compared between the two stocks.