Franklin Financial Services (FRAF) Competitors $47.25 +0.23 (+0.49%) Closing price 09/5/2025 04:00 PM EasternExtended Trading$47.22 -0.02 (-0.05%) As of 09/5/2025 04:41 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock FRAF vs. EQBK, MCBS, DEFT, BFST, JFIN, NBBK, VEL, BITF, FSBC, and MPBShould you be buying Franklin Financial Services stock or one of its competitors? The main competitors of Franklin Financial Services include Equity Bancshares (EQBK), MetroCity Bankshares (MCBS), DeFi Technologies (DEFT), Business First Bancshares (BFST), Jiayin Group (JFIN), NB Bancorp (NBBK), Velocity Financial (VEL), Bitfarms (BITF), Five Star Bancorp (FSBC), and Mid Penn Bancorp (MPB). These companies are all part of the "banking" industry. Franklin Financial Services vs. Its Competitors Equity Bancshares MetroCity Bankshares DeFi Technologies Business First Bancshares Jiayin Group NB Bancorp Velocity Financial Bitfarms Five Star Bancorp Mid Penn Bancorp Equity Bancshares (NYSE:EQBK) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap banking companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, profitability, institutional ownership, analyst recommendations, risk, media sentiment, earnings and dividends. Which has better earnings & valuation, EQBK or FRAF? Equity Bancshares has higher revenue and earnings than Franklin Financial Services. Equity Bancshares is trading at a lower price-to-earnings ratio than Franklin Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEquity Bancshares$335.67M2.42$62.62M$4.0310.48Franklin Financial Services$115.13M1.84$11.10M$3.2614.49 Which has more risk & volatility, EQBK or FRAF? Equity Bancshares has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500. Comparatively, Franklin Financial Services has a beta of 0.2, suggesting that its share price is 80% less volatile than the S&P 500. Does the media prefer EQBK or FRAF? In the previous week, Equity Bancshares had 4 more articles in the media than Franklin Financial Services. MarketBeat recorded 7 mentions for Equity Bancshares and 3 mentions for Franklin Financial Services. Franklin Financial Services' average media sentiment score of 1.01 beat Equity Bancshares' score of 0.39 indicating that Franklin Financial Services is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Equity Bancshares 1 Very Positive mention(s) 0 Positive mention(s) 5 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Franklin Financial Services 2 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Is EQBK or FRAF a better dividend stock? Equity Bancshares pays an annual dividend of $0.60 per share and has a dividend yield of 1.4%. Franklin Financial Services pays an annual dividend of $1.32 per share and has a dividend yield of 2.8%. Equity Bancshares pays out 14.9% of its earnings in the form of a dividend. Franklin Financial Services pays out 40.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Franklin Financial Services has raised its dividend for 1 consecutive years. Franklin Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Do analysts prefer EQBK or FRAF? Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Equity Bancshares 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 4.00Franklin Financial Services 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Is EQBK or FRAF more profitable? Equity Bancshares has a net margin of 19.99% compared to Franklin Financial Services' net margin of 11.78%. Equity Bancshares' return on equity of 12.17% beat Franklin Financial Services' return on equity.Company Net Margins Return on Equity Return on Assets Equity Bancshares19.99% 12.17% 1.33% Franklin Financial Services 11.78%9.64%0.65% Do insiders & institutionals have more ownership in EQBK or FRAF? 71.8% of Equity Bancshares shares are held by institutional investors. Comparatively, 24.8% of Franklin Financial Services shares are held by institutional investors. 6.6% of Equity Bancshares shares are held by company insiders. Comparatively, 6.9% of Franklin Financial Services shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term. SummaryEquity Bancshares beats Franklin Financial Services on 13 of the 18 factors compared between the two stocks. Get Franklin Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for FRAF and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. 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The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FRAF vs. The Competition Export to ExcelMetricFranklin Financial ServicesBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$211.52M$954.41M$12.64B$9.93BDividend Yield2.79%2.99%5.41%4.52%P/E Ratio14.4916.98232.4226.11Price / Sales1.842.2431.01189.88Price / Cash12.8850.2522.1359.28Price / Book1.441.162.296.09Net Income$11.10M$54.23M$1.01B$266.51M7 Day Performance1.18%-0.08%0.41%0.46%1 Month Performance21.40%7.02%3.76%4.59%1 Year Performance46.74%16.66%540.98%26.04% Franklin Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FRAFFranklin Financial Services1.7134 of 5 stars$47.25+0.5%N/A+46.2%$211.52M$115.13M14.49280News CoveragePositive NewsEQBKEquity Bancshares1.545 of 5 stars$40.86-1.1%N/AN/A$793.90M$228.94M10.14700News CoverageAnalyst UpgradeMCBSMetroCity Bankshares3.5593 of 5 stars$29.72-1.2%$34.00+14.4%-1.3%$768.44M$144.66M11.61220Positive NewsDEFTDeFi TechnologiesN/A$2.19-2.2%$6.25+185.4%N/A$756.70M$40.30M24.3320News CoverageAnalyst DowngradeGap UpBFSTBusiness First Bancshares4.141 of 5 stars$25.16-1.0%$30.75+22.2%+4.1%$752.51M$458.96M10.02750News CoveragePositive NewsShort Interest ↑JFINJiayin Group2.1444 of 5 stars$14.24+1.1%N/A+118.9%$751.98M$6.51B3.391,028News CoverageNBBKNB Bancorp3.1454 of 5 stars$18.66-0.9%$20.00+7.2%+2.8%$749.93M$304.05M14.03342News CoveragePositive NewsVELVelocity Financial2.3663 of 5 stars$18.95-1.2%$21.33+12.6%-1.3%$737.64M$135.80M8.58220High Trading VolumeBITFBitfarms2.6041 of 5 stars$1.24-2.4%$3.95+218.5%-32.5%$706.31M$192.88M-7.29110Positive NewsFSBCFive Star Bancorp3.8976 of 5 stars$32.32-0.9%$35.00+8.3%+15.6%$696.81M$213.40M13.19180Positive NewsMPBMid Penn Bancorp3.9893 of 5 stars$29.63-0.9%$34.50+16.4%+4.2%$687.66M$309.08M12.40620Positive News Related Companies and Tools Related Companies Equity Bancshares Alternatives MetroCity Bankshares Alternatives DeFi Technologies Alternatives Business First Bancshares Alternatives Jiayin Group Alternatives NB Bancorp Alternatives Velocity Financial Alternatives Bitfarms Alternatives Five Star Bancorp Alternatives Mid Penn Bancorp Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:FRAF) was last updated on 9/6/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredScientists Discover Untapped Energy Source in Heart of USACrash Coming Sept 30? 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