FRAF vs. FSBC, SPFI, SMBK, CBNK, ALRS, MPB, QD, SHBI, BCAL, and YRD
Should you be buying Franklin Financial Services stock or one of its competitors? The main competitors of Franklin Financial Services include Five Star Bancorp (FSBC), South Plains Financial (SPFI), SmartFinancial (SMBK), Capital Bancorp (CBNK), Alerus Financial (ALRS), Mid Penn Bancorp (MPB), Qudian (QD), Shore Bancshares (SHBI), California BanCorp (BCAL), and Yirendai (YRD). These companies are all part of the "banking" industry.
Franklin Financial Services vs. Its Competitors
Franklin Financial Services (NASDAQ:FRAF) and Five Star Bancorp (NASDAQ:FSBC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, risk, dividends, institutional ownership, profitability, valuation, analyst recommendations and media sentiment.
24.8% of Franklin Financial Services shares are held by institutional investors. Comparatively, 46.9% of Five Star Bancorp shares are held by institutional investors. 6.9% of Franklin Financial Services shares are held by company insiders. Comparatively, 21.7% of Five Star Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
Franklin Financial Services pays an annual dividend of $1.32 per share and has a dividend yield of 3.6%. Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.6%. Franklin Financial Services pays out 50.8% of its earnings in the form of a dividend. Five Star Bancorp pays out 35.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Franklin Financial Services has raised its dividend for 1 consecutive years. Franklin Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Five Star Bancorp has a consensus price target of $35.00, suggesting a potential upside of 15.07%. Given Five Star Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Five Star Bancorp is more favorable than Franklin Financial Services.
Five Star Bancorp has higher revenue and earnings than Franklin Financial Services. Five Star Bancorp is trading at a lower price-to-earnings ratio than Franklin Financial Services, indicating that it is currently the more affordable of the two stocks.
Five Star Bancorp has a net margin of 21.64% compared to Franklin Financial Services' net margin of 9.82%. Five Star Bancorp's return on equity of 12.24% beat Franklin Financial Services' return on equity.
Franklin Financial Services has a beta of 0.14, meaning that its stock price is 86% less volatile than the S&P 500. Comparatively, Five Star Bancorp has a beta of 0.51, meaning that its stock price is 49% less volatile than the S&P 500.
In the previous week, Five Star Bancorp had 4 more articles in the media than Franklin Financial Services. MarketBeat recorded 5 mentions for Five Star Bancorp and 1 mentions for Franklin Financial Services. Franklin Financial Services' average media sentiment score of 1.80 beat Five Star Bancorp's score of 0.94 indicating that Franklin Financial Services is being referred to more favorably in the media.
Summary
Five Star Bancorp beats Franklin Financial Services on 14 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding FRAF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Franklin Financial Services Competitors List
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This page (NASDAQ:FRAF) was last updated on 7/4/2025 by MarketBeat.com Staff
