FRAF vs. IBCP, SMBC, FSBC, FUFU, ORRF, VEL, BITF, SPFI, ALRS, and MPB
Should you be buying Franklin Financial Services stock or one of its competitors? The main competitors of Franklin Financial Services include Independent Bank (IBCP), Southern Missouri Bancorp (SMBC), Five Star Bancorp (FSBC), BitFuFu (FUFU), Orrstown Financial Services (ORRF), Velocity Financial (VEL), Bitfarms (BITF), South Plains Financial (SPFI), Alerus Financial (ALRS), and Mid Penn Bancorp (MPB). These companies are all part of the "banking" industry.
Franklin Financial Services vs.
Franklin Financial Services (NASDAQ:FRAF) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, dividends, community ranking, institutional ownership, valuation, analyst recommendations, risk and media sentiment.
In the previous week, Franklin Financial Services and Franklin Financial Services both had 2 articles in the media. Independent Bank's average media sentiment score of 0.81 beat Franklin Financial Services' score of 0.60 indicating that Independent Bank is being referred to more favorably in the news media.
Franklin Financial Services pays an annual dividend of $1.32 per share and has a dividend yield of 3.4%. Independent Bank pays an annual dividend of $1.04 per share and has a dividend yield of 3.3%. Franklin Financial Services pays out 50.8% of its earnings in the form of a dividend. Independent Bank pays out 33.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Franklin Financial Services has increased its dividend for 1 consecutive years and Independent Bank has increased its dividend for 11 consecutive years.
Independent Bank received 225 more outperform votes than Franklin Financial Services when rated by MarketBeat users.
24.8% of Franklin Financial Services shares are held by institutional investors. Comparatively, 79.4% of Independent Bank shares are held by institutional investors. 6.9% of Franklin Financial Services shares are held by company insiders. Comparatively, 5.7% of Independent Bank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Franklin Financial Services has a beta of 0.14, suggesting that its share price is 86% less volatile than the S&P 500. Comparatively, Independent Bank has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500.
Independent Bank has higher revenue and earnings than Franklin Financial Services. Independent Bank is trading at a lower price-to-earnings ratio than Franklin Financial Services, indicating that it is currently the more affordable of the two stocks.
Independent Bank has a net margin of 20.67% compared to Franklin Financial Services' net margin of 9.64%. Independent Bank's return on equity of 15.43% beat Franklin Financial Services' return on equity.
Independent Bank has a consensus target price of $36.67, indicating a potential upside of 15.27%. Given Independent Bank's stronger consensus rating and higher probable upside, analysts clearly believe Independent Bank is more favorable than Franklin Financial Services.
Summary
Independent Bank beats Franklin Financial Services on 15 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Franklin Financial Services Competitors List
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This page (NASDAQ:FRAF) was last updated on 5/22/2025 by MarketBeat.com Staff
