Five Star Bancorp (FSBC) Competitors

FinVolution Group (NYSE:FINV) and Five Star Bancorp (NASDAQ:FSBC) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, risk, community ranking, earnings, profitability, dividends, valuation, institutional ownership and media sentiment.

Does the media prefer FINV or FSBC?

In the previous week, Five Star Bancorp had 8 more articles in the media than FinVolution Group. MarketBeat recorded 9 mentions for Five Star Bancorp and 1 mentions for FinVolution Group. Five Star Bancorp's average media sentiment score of 0.83 beat FinVolution Group's score of 0.82 indicating that Five Star Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FinVolution Group	0 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Five Star Bancorp	4 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FINV or FSBC a better dividend stock?

FinVolution Group pays an annual dividend of $0.21 per share and has a dividend yield of 2.4%. Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.9%. FinVolution Group pays out 15.3% of its earnings in the form of a dividend. Five Star Bancorp pays out 35.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is FINV or FSBC more profitable?

Five Star Bancorp has a net margin of 21.40% compared to FinVolution Group's net margin of 17.36%. FinVolution Group's return on equity of 16.66% beat Five Star Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FinVolution Group	17.36%	16.66%	10.85%
Five Star Bancorp	21.40%	12.89%	1.25%

Do analysts prefer FINV or FSBC?

FinVolution Group presently has a consensus price target of $11.55, indicating a potential upside of 31.00%. Five Star Bancorp has a consensus price target of $35.00, indicating a potential upside of 29.06%. Given FinVolution Group's stronger consensus rating and higher probable upside, equities research analysts plainly believe FinVolution Group is more favorable than Five Star Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FinVolution Group	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Five Star Bancorp	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80

Do insiders & institutionals have more ownership in FINV or FSBC?

31.1% of FinVolution Group shares are owned by institutional investors. Comparatively, 46.9% of Five Star Bancorp shares are owned by institutional investors. 44.0% of FinVolution Group shares are owned by company insiders. Comparatively, 21.7% of Five Star Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Does the MarketBeat Community believe in FINV or FSBC?

Five Star Bancorp received 65 more outperform votes than FinVolution Group when rated by MarketBeat users. Likewise, 62.40% of users gave Five Star Bancorp an outperform vote while only 59.09% of users gave FinVolution Group an outperform vote.

Company	Underperform	Outperform
FinVolution Group	Outperform Votes 13 59.09%	Underperform Votes 9 40.91%
Five Star Bancorp	Outperform Votes 78 62.40%	Underperform Votes 47 37.60%

Which has better earnings & valuation, FINV or FSBC?

FinVolution Group has higher revenue and earnings than Five Star Bancorp. FinVolution Group is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FinVolution Group	$13.40B	0.17	$329.70M	$1.37	6.44
Five Star Bancorp	$131.69M	4.39	$45.67M	$2.28	11.89

Which has more volatility & risk, FINV or FSBC?

FinVolution Group has a beta of 0.37, suggesting that its stock price is 63% less volatile than the S&P 500. Comparatively, Five Star Bancorp has a beta of 0.51, suggesting that its stock price is 49% less volatile than the S&P 500.

Summary

Five Star Bancorp beats FinVolution Group on 12 of the 20 factors compared between the two stocks.