Five Star Bancorp (FSBC) Competitors

First Busey (NASDAQ:BUSE) and Five Star Bancorp (NASDAQ:FSBC) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, media sentiment, institutional ownership, analyst recommendations, profitability, valuation, earnings and risk.

Is BUSE or FSBC more profitable?

Five Star Bancorp has a net margin of 22.14% compared to First Busey's net margin of 9.48%. Five Star Bancorp's return on equity of 12.89% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
Five Star Bancorp	22.14%	12.89%	1.25%

Do analysts rate BUSE or FSBC?

First Busey currently has a consensus target price of $27.33, suggesting a potential upside of 17.21%. Five Star Bancorp has a consensus target price of $35.40, suggesting a potential upside of 8.06%. Given First Busey's higher possible upside, research analysts plainly believe First Busey is more favorable than Five Star Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43
Five Star Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86

Is BUSE or FSBC a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.3%. Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.4%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Five Star Bancorp pays out 32.7% of its earnings in the form of a dividend. First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk & volatility, BUSE or FSBC?

First Busey has a beta of 0.77, indicating that its stock price is 23% less volatile than the S&P 500. Comparatively, Five Star Bancorp has a beta of 0.51, indicating that its stock price is 49% less volatile than the S&P 500.

Does the media favor BUSE or FSBC?

In the previous week, Five Star Bancorp had 2 more articles in the media than First Busey. MarketBeat recorded 10 mentions for Five Star Bancorp and 8 mentions for First Busey. Five Star Bancorp's average media sentiment score of 0.68 beat First Busey's score of 0.53 indicating that Five Star Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	0 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Five Star Bancorp	2 Very Positive mention(s)	2 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable earnings & valuation, BUSE or FSBC?

First Busey has higher revenue and earnings than Five Star Bancorp. Five Star Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.13	$113.69M	$1.12	20.82
Five Star Bancorp	$139.23M	5.03	$45.67M	$2.45	13.37

Do insiders & institutionals believe in BUSE or FSBC?

56.5% of First Busey shares are owned by institutional investors. Comparatively, 46.9% of Five Star Bancorp shares are owned by institutional investors. 3.9% of First Busey shares are owned by insiders. Comparatively, 21.7% of Five Star Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Five Star Bancorp beats First Busey on 11 of the 19 factors compared between the two stocks.