Five Star Bancorp (FSBC) Competitors

Five Star Bancorp (NASDAQ:FSBC) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, profitability, analyst recommendations, institutional ownership, earnings, valuation, risk and media sentiment.

Does the media prefer FSBC or BUSE?

In the previous week, First Busey had 10 more articles in the media than Five Star Bancorp. MarketBeat recorded 15 mentions for First Busey and 5 mentions for Five Star Bancorp. Five Star Bancorp's average media sentiment score of 1.72 beat First Busey's score of 1.41 indicating that Five Star Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Five Star Bancorp	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
First Busey	12 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FSBC or BUSE more profitable?

Five Star Bancorp has a net margin of 22.14% compared to First Busey's net margin of 9.48%. Five Star Bancorp's return on equity of 12.89% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Five Star Bancorp	22.14%	12.89%	1.25%
First Busey	9.48%	8.76%	1.04%

Which has more risk and volatility, FSBC or BUSE?

Five Star Bancorp has a beta of 0.52, meaning that its stock price is 48% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.82, meaning that its stock price is 18% less volatile than the S&P 500.

Which has better earnings & valuation, FSBC or BUSE?

First Busey has higher revenue and earnings than Five Star Bancorp. Five Star Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Five Star Bancorp	$213.40M	3.30	$45.67M	$2.45	13.47
First Busey	$557.44M	3.93	$113.69M	$1.12	21.97

Do insiders and institutionals hold more shares of FSBC or BUSE?

46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 25.6% of Five Star Bancorp shares are held by company insiders. Comparatively, 3.9% of First Busey shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Is FSBC or BUSE a better dividend stock?

Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.4%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. Five Star Bancorp pays out 32.7% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate FSBC or BUSE?

Five Star Bancorp presently has a consensus price target of $35.00, suggesting a potential upside of 6.09%. First Busey has a consensus price target of $27.33, suggesting a potential upside of 11.07%. Given First Busey's higher probable upside, analysts clearly believe First Busey is more favorable than Five Star Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Five Star Bancorp	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

First Busey beats Five Star Bancorp on 10 of the 19 factors compared between the two stocks.