Home Bancorp (HBCP) Competitors

Home Bancorp (NASDAQ:HBCP) and Berkshire Hills Bancorp (NYSE:BHLB) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, earnings, analyst recommendations, media sentiment, valuation, profitability, dividends, community ranking and institutional ownership.

Which has preferable valuation & earnings, HBCP or BHLB?

Berkshire Hills Bancorp has higher revenue and earnings than Home Bancorp. Berkshire Hills Bancorp is trading at a lower price-to-earnings ratio than Home Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Home Bancorp	$138.20M	2.80	$36.43M	$4.78	10.37
Berkshire Hills Bancorp	$438.66M	2.67	$61M	$2.47	10.23

Do insiders & institutionals hold more shares of HBCP or BHLB?

49.4% of Home Bancorp shares are held by institutional investors. Comparatively, 83.1% of Berkshire Hills Bancorp shares are held by institutional investors. 7.9% of Home Bancorp shares are held by insiders. Comparatively, 1.0% of Berkshire Hills Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Does the media prefer HBCP or BHLB?

In the previous week, Berkshire Hills Bancorp had 2 more articles in the media than Home Bancorp. MarketBeat recorded 5 mentions for Berkshire Hills Bancorp and 3 mentions for Home Bancorp. Berkshire Hills Bancorp's average media sentiment score of 1.49 beat Home Bancorp's score of 0.72 indicating that Berkshire Hills Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Home Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Berkshire Hills Bancorp	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer HBCP or BHLB?

Home Bancorp presently has a consensus price target of $55.50, indicating a potential upside of 11.96%. Berkshire Hills Bancorp has a consensus price target of $31.13, indicating a potential upside of 23.12%. Given Berkshire Hills Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Berkshire Hills Bancorp is more favorable than Home Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Home Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Berkshire Hills Bancorp	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	2 Strong Buy rating(s)	2.83

Is HBCP or BHLB a better dividend stock?

Home Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.2%. Berkshire Hills Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 2.8%. Home Bancorp pays out 22.6% of its earnings in the form of a dividend. Berkshire Hills Bancorp pays out 29.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Home Bancorp has increased its dividend for 10 consecutive years.

Which has more risk and volatility, HBCP or BHLB?

Home Bancorp has a beta of 0.56, meaning that its share price is 44% less volatile than the S&P 500. Comparatively, Berkshire Hills Bancorp has a beta of 0.53, meaning that its share price is 47% less volatile than the S&P 500.

Does the MarketBeat Community prefer HBCP or BHLB?

Berkshire Hills Bancorp received 13 more outperform votes than Home Bancorp when rated by MarketBeat users. However, 58.30% of users gave Home Bancorp an outperform vote while only 49.91% of users gave Berkshire Hills Bancorp an outperform vote.

Company	Underperform	Outperform
Home Bancorp	Outperform Votes 260 58.30%	Underperform Votes 186 41.70%
Berkshire Hills Bancorp	Outperform Votes 273 49.91%	Underperform Votes 274 50.09%

Is HBCP or BHLB more profitable?

Home Bancorp has a net margin of 18.27% compared to Berkshire Hills Bancorp's net margin of 8.56%. Home Bancorp's return on equity of 9.57% beat Berkshire Hills Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Home Bancorp	18.27%	9.57%	1.07%
Berkshire Hills Bancorp	8.56%	8.91%	0.79%

Summary

Home Bancorp and Berkshire Hills Bancorp tied by winning 11 of the 22 factors compared between the two stocks.