HBT Financial (HBT) Competitors

First Hawaiian (NASDAQ:FHB) and HBT Financial (NASDAQ:HBT) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, valuation, media sentiment, analyst recommendations, profitability, earnings, dividends and institutional ownership.

Is FHB or HBT more profitable?

HBT Financial has a net margin of 26.22% compared to First Hawaiian's net margin of 21.45%. HBT Financial's return on equity of 13.98% beat First Hawaiian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Hawaiian	21.45%	9.29%	1.04%
HBT Financial	26.22%	13.98%	1.55%

Which has preferable earnings and valuation, FHB or HBT?

First Hawaiian has higher revenue and earnings than HBT Financial. HBT Financial is trading at a lower price-to-earnings ratio than First Hawaiian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Hawaiian	$1.17B	2.73	$230.13M	$1.94	13.15
HBT Financial	$287.27M	2.91	$71.78M	$2.42	10.98

Do insiders & institutionals believe in FHB or HBT?

97.6% of First Hawaiian shares are owned by institutional investors. Comparatively, 78.6% of HBT Financial shares are owned by institutional investors. 0.6% of First Hawaiian shares are owned by insiders. Comparatively, 59.7% of HBT Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Does the media refer more to FHB or HBT?

In the previous week, First Hawaiian had 9 more articles in the media than HBT Financial. MarketBeat recorded 10 mentions for First Hawaiian and 1 mentions for HBT Financial. First Hawaiian's average media sentiment score of 1.22 beat HBT Financial's score of 1.02 indicating that First Hawaiian is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Hawaiian	6 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
HBT Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, FHB or HBT?

First Hawaiian has a beta of 0.84, meaning that its share price is 16% less volatile than the S&P 500. Comparatively, HBT Financial has a beta of 0.63, meaning that its share price is 37% less volatile than the S&P 500.

Is FHB or HBT a better dividend stock?

First Hawaiian pays an annual dividend of $1.04 per share and has a dividend yield of 4.1%. HBT Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.2%. First Hawaiian pays out 53.6% of its earnings in the form of a dividend. HBT Financial pays out 34.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. HBT Financial has increased its dividend for 5 consecutive years.

Do analysts rate FHB or HBT?

First Hawaiian currently has a consensus target price of $27.07, indicating a potential upside of 6.12%. HBT Financial has a consensus target price of $28.80, indicating a potential upside of 8.35%. Given HBT Financial's stronger consensus rating and higher probable upside, analysts clearly believe HBT Financial is more favorable than First Hawaiian.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Hawaiian	4 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.43
HBT Financial	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

HBT Financial beats First Hawaiian on 11 of the 19 factors compared between the two stocks.