HBT Financial (HBT) Competitors

HBT Financial (NASDAQ:HBT) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, valuation, analyst recommendations, media sentiment, risk, dividends, profitability and institutional ownership.

Is HBT or BUSE a better dividend stock?

HBT Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.3%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. HBT Financial pays out 34.7% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. HBT Financial has raised its dividend for 5 consecutive years and First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is HBT or BUSE more profitable?

HBT Financial has a net margin of 26.22% compared to First Busey's net margin of 9.48%. HBT Financial's return on equity of 13.98% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HBT Financial	26.22%	13.98%	1.55%
First Busey	9.48%	8.76%	1.04%

Do institutionals and insiders believe in HBT or BUSE?

78.6% of HBT Financial shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 59.8% of HBT Financial shares are held by company insiders. Comparatively, 3.9% of First Busey shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Which has better valuation & earnings, HBT or BUSE?

First Busey has higher revenue and earnings than HBT Financial. HBT Financial is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HBT Financial	$287.27M	2.83	$71.78M	$2.42	10.67
First Busey	$663.36M	3.26	$113.69M	$1.12	21.71

Does the media prefer HBT or BUSE?

In the previous week, First Busey had 6 more articles in the media than HBT Financial. MarketBeat recorded 8 mentions for First Busey and 2 mentions for HBT Financial. HBT Financial's average media sentiment score of 0.77 beat First Busey's score of 0.76 indicating that HBT Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HBT Financial	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Busey	5 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive

Do analysts recommend HBT or BUSE?

HBT Financial currently has a consensus price target of $28.80, indicating a potential upside of 11.58%. First Busey has a consensus price target of $27.33, indicating a potential upside of 12.44%. Given First Busey's higher probable upside, analysts clearly believe First Busey is more favorable than HBT Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HBT Financial	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more volatility & risk, HBT or BUSE?

HBT Financial has a beta of 0.66, meaning that its stock price is 34% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.82, meaning that its stock price is 18% less volatile than the S&P 500.

Summary

First Busey beats HBT Financial on 9 of the 17 factors compared between the two stocks.