HBT Financial (HBT) Competitors

HBT Financial (NASDAQ:HBT) and Inter & Co, Inc. (NASDAQ:INTR) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, media sentiment, profitability, risk, community ranking, earnings, analyst recommendations, dividends and valuation.

Which has more volatility & risk, HBT or INTR?

HBT Financial has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500. Comparatively, Inter & Co, Inc. has a beta of 1.18, meaning that its share price is 18% more volatile than the S&P 500.

Do analysts rate HBT or INTR?

HBT Financial presently has a consensus price target of $25.80, suggesting a potential upside of 8.09%. Inter & Co, Inc. has a consensus price target of $6.48, suggesting a potential downside of 8.93%. Given HBT Financial's higher possible upside, research analysts plainly believe HBT Financial is more favorable than Inter & Co, Inc..

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HBT Financial	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.20
Inter & Co, Inc.	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Do institutionals and insiders believe in HBT or INTR?

78.6% of HBT Financial shares are held by institutional investors. Comparatively, 22.9% of Inter & Co, Inc. shares are held by institutional investors. 59.7% of HBT Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Does the media refer more to HBT or INTR?

In the previous week, HBT Financial and HBT Financial both had 2 articles in the media. HBT Financial's average media sentiment score of 1.51 beat Inter & Co, Inc.'s score of 1.31 indicating that HBT Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HBT Financial	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Inter & Co, Inc.	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is HBT or INTR more profitable?

HBT Financial has a net margin of 24.99% compared to Inter & Co, Inc.'s net margin of 11.74%. HBT Financial's return on equity of 14.57% beat Inter & Co, Inc.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HBT Financial	24.99%	14.57%	1.50%
Inter & Co, Inc.	11.74%	10.06%	1.28%

Is HBT or INTR a better dividend stock?

HBT Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.5%. Inter & Co, Inc. pays an annual dividend of $0.08 per share and has a dividend yield of 1.1%. HBT Financial pays out 35.3% of its earnings in the form of a dividend. Inter & Co, Inc. pays out 19.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. HBT Financial has increased its dividend for 5 consecutive years. HBT Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community believe in HBT or INTR?

HBT Financial received 16 more outperform votes than Inter & Co, Inc. when rated by MarketBeat users. However, 54.55% of users gave Inter & Co, Inc. an outperform vote while only 42.42% of users gave HBT Financial an outperform vote.

Company	Underperform	Outperform
HBT Financial	Outperform Votes 28 42.42%	Underperform Votes 38 57.58%
Inter & Co, Inc.	Outperform Votes 12 54.55%	Underperform Votes 10 45.45%

Which has stronger earnings and valuation, HBT or INTR?

Inter & Co, Inc. has higher revenue and earnings than HBT Financial. HBT Financial is trading at a lower price-to-earnings ratio than Inter & Co, Inc., indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HBT Financial	$228.13M	3.30	$71.78M	$2.38	10.03
Inter & Co, Inc.	$6.84B	0.46	$168.18M	$0.41	17.34

Summary

HBT Financial beats Inter & Co, Inc. on 12 of the 20 factors compared between the two stocks.