HBT Financial (HBT) Competitors

HBT Financial (NASDAQ:HBT) and First Hawaiian (NASDAQ:FHB) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, profitability, dividends, analyst recommendations, valuation, institutional ownership, community ranking and media sentiment.

Is HBT or FHB more profitable?

HBT Financial has a net margin of 24.99% compared to First Hawaiian's net margin of 19.74%. HBT Financial's return on equity of 14.57% beat First Hawaiian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HBT Financial	24.99%	14.57%	1.50%
First Hawaiian	19.74%	8.91%	0.96%

Does the MarketBeat Community favor HBT or FHB?

First Hawaiian received 253 more outperform votes than HBT Financial when rated by MarketBeat users. Likewise, 49.56% of users gave First Hawaiian an outperform vote while only 41.54% of users gave HBT Financial an outperform vote.

Company	Underperform	Outperform
HBT Financial	Outperform Votes 27 41.54%	Underperform Votes 38 58.46%
First Hawaiian	Outperform Votes 280 49.56%	Underperform Votes 285 50.44%

Which has better earnings & valuation, HBT or FHB?

First Hawaiian has higher revenue and earnings than HBT Financial. HBT Financial is trading at a lower price-to-earnings ratio than First Hawaiian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HBT Financial	$228.13M	3.20	$71.78M	$2.38	9.71
First Hawaiian	$780.50M	3.71	$230.13M	$1.84	12.47

Do analysts prefer HBT or FHB?

HBT Financial currently has a consensus price target of $24.75, indicating a potential upside of 7.14%. First Hawaiian has a consensus price target of $27.29, indicating a potential upside of 18.89%. Given First Hawaiian's higher possible upside, analysts plainly believe First Hawaiian is more favorable than HBT Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HBT Financial	1 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.17
First Hawaiian	3 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.57

Does the media favor HBT or FHB?

In the previous week, HBT Financial and HBT Financial both had 6 articles in the media. HBT Financial's average media sentiment score of 0.99 beat First Hawaiian's score of 0.68 indicating that HBT Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HBT Financial	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Hawaiian	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, HBT or FHB?

HBT Financial has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500. Comparatively, First Hawaiian has a beta of 0.77, suggesting that its share price is 23% less volatile than the S&P 500.

Is HBT or FHB a better dividend stock?

HBT Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.6%. First Hawaiian pays an annual dividend of $1.04 per share and has a dividend yield of 4.5%. HBT Financial pays out 35.3% of its earnings in the form of a dividend. First Hawaiian pays out 56.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do institutionals & insiders hold more shares of HBT or FHB?

78.6% of HBT Financial shares are owned by institutional investors. Comparatively, 97.6% of First Hawaiian shares are owned by institutional investors. 59.8% of HBT Financial shares are owned by insiders. Comparatively, 0.6% of First Hawaiian shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

First Hawaiian beats HBT Financial on 10 of the 19 factors compared between the two stocks.