Home Federal Bancorp, Inc. of Louisiana (HFBL) Competitors

Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) and United Security Bancshares (NASDAQ:UBFO) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, media sentiment, earnings, valuation, institutional ownership, risk and dividends.

Does the media prefer HFBL or UBFO?

In the previous week, United Security Bancshares had 3 more articles in the media than Home Federal Bancorp, Inc. of Louisiana. MarketBeat recorded 4 mentions for United Security Bancshares and 1 mentions for Home Federal Bancorp, Inc. of Louisiana. Home Federal Bancorp, Inc. of Louisiana's average media sentiment score of 1.87 beat United Security Bancshares' score of 1.76 indicating that Home Federal Bancorp, Inc. of Louisiana is being referred to more favorably in the media.

Company	Overall Sentiment
Home Federal Bancorp, Inc. of Louisiana	Very Positive
United Security Bancshares	Very Positive

Which has more volatility & risk, HFBL or UBFO?

Home Federal Bancorp, Inc. of Louisiana has a beta of 0.33, meaning that its stock price is 67% less volatile than the S&P 500. Comparatively, United Security Bancshares has a beta of 0.39, meaning that its stock price is 61% less volatile than the S&P 500.

Is HFBL or UBFO a better dividend stock?

Home Federal Bancorp, Inc. of Louisiana pays an annual dividend of $0.54 per share and has a dividend yield of 4.0%. United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 5.4%. Home Federal Bancorp, Inc. of Louisiana pays out 42.9% of its earnings in the form of a dividend. United Security Bancshares pays out 72.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Home Federal Bancorp, Inc. of Louisiana has increased its dividend for 11 consecutive years and United Security Bancshares has increased its dividend for 2 consecutive years.

Is HFBL or UBFO more profitable?

United Security Bancshares has a net margin of 17.07% compared to Home Federal Bancorp, Inc. of Louisiana's net margin of 11.98%. United Security Bancshares' return on equity of 8.43% beat Home Federal Bancorp, Inc. of Louisiana's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Home Federal Bancorp, Inc. of Louisiana	11.98%	7.16%	0.63%
United Security Bancshares	17.07%	8.43%	0.92%

Which has stronger valuation & earnings, HFBL or UBFO?

United Security Bancshares has higher revenue and earnings than Home Federal Bancorp, Inc. of Louisiana. Home Federal Bancorp, Inc. of Louisiana is trading at a lower price-to-earnings ratio than United Security Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Home Federal Bancorp, Inc. of Louisiana	$32.47M	1.29	$3.89M	$1.26	10.62
United Security Bancshares	$65.46M	2.39	$14.78M	$0.66	13.55

Do institutionals & insiders have more ownership in HFBL or UBFO?

21.1% of Home Federal Bancorp, Inc. of Louisiana shares are owned by institutional investors. Comparatively, 30.9% of United Security Bancshares shares are owned by institutional investors. 25.6% of Home Federal Bancorp, Inc. of Louisiana shares are owned by company insiders. Comparatively, 22.1% of United Security Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

United Security Bancshares beats Home Federal Bancorp, Inc. of Louisiana on 11 of the 16 factors compared between the two stocks.