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Independent Bank (IBCP) Competitors

Independent Bank logo
$31.81 -0.74 (-2.27%)
Closing price 05/21/2025 04:00 PM Eastern
Extended Trading
$31.85 +0.04 (+0.13%)
As of 05/21/2025 07:25 PM Eastern
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IBCP vs. LU, BFH, ENVA, FINV, PPBI, FBK, NTB, CASH, NIC, and HUT

Should you be buying Independent Bank stock or one of its competitors? The main competitors of Independent Bank include Lufax (LU), Bread Financial (BFH), Enova International (ENVA), FinVolution Group (FINV), Pacific Premier Bancorp (PPBI), FB Financial (FBK), Bank of N.T. Butterfield & Son (NTB), Pathward Financial (CASH), Nicolet Bankshares (NIC), and Hut 8 (HUT). These companies are all part of the "banking" industry.

Independent Bank vs.

Independent Bank (NASDAQ:IBCP) and Lufax (NYSE:LU) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, institutional ownership, dividends, profitability, community ranking, risk and valuation.

79.4% of Independent Bank shares are owned by institutional investors. Comparatively, 69.1% of Lufax shares are owned by institutional investors. 5.7% of Independent Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Independent Bank has a beta of 0.83, suggesting that its stock price is 17% less volatile than the S&P 500. Comparatively, Lufax has a beta of 0.71, suggesting that its stock price is 29% less volatile than the S&P 500.

Lufax has higher revenue and earnings than Independent Bank. Lufax is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$216.85M3.04$66.79M$3.1410.13
Lufax$20.29B0.13$125.31M-$0.77-3.81

Independent Bank received 202 more outperform votes than Lufax when rated by MarketBeat users. Likewise, 54.09% of users gave Independent Bank an outperform vote while only 41.07% of users gave Lufax an outperform vote.

CompanyUnderperformOutperform
Independent BankOutperform Votes
225
54.09%
Underperform Votes
191
45.91%
LufaxOutperform Votes
23
41.07%
Underperform Votes
33
58.93%

Independent Bank pays an annual dividend of $1.04 per share and has a dividend yield of 3.3%. Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 4.1%. Independent Bank pays out 33.1% of its earnings in the form of a dividend. Lufax pays out -15.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 11 consecutive years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.

Independent Bank currently has a consensus price target of $36.67, indicating a potential upside of 15.27%. Lufax has a consensus price target of $2.98, indicating a potential upside of 1.36%. Given Independent Bank's stronger consensus rating and higher possible upside, equities analysts clearly believe Independent Bank is more favorable than Lufax.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Lufax
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67

Independent Bank has a net margin of 20.67% compared to Lufax's net margin of -12.75%. Independent Bank's return on equity of 15.43% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank20.67% 15.43% 1.27%
Lufax -12.75%-3.63%-1.45%

In the previous week, Lufax had 1 more articles in the media than Independent Bank. MarketBeat recorded 3 mentions for Lufax and 2 mentions for Independent Bank. Lufax's average media sentiment score of 1.70 beat Independent Bank's score of 0.81 indicating that Lufax is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Lufax
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

Independent Bank beats Lufax on 14 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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IBCP vs. The Competition

MetricIndependent BankState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$659.14M$3.25B$11.49B$8.39B
Dividend Yield3.17%3.70%5.45%4.10%
P/E Ratio10.0723.8022.4819.71
Price / Sales3.043.0827.29117.39
Price / Cash10.0010.6317.6234.62
Price / Book1.641.192.794.50
Net Income$66.79M$372.21M$1.04B$248.18M
7 Day Performance-2.96%-2.49%-0.02%0.20%
1 Month Performance2.75%4.92%6.70%12.37%
1 Year Performance22.21%16.14%537.71%7.04%

Independent Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
IBCP
Independent Bank
3.2919 of 5 stars
$31.81
-2.3%
$36.67
+15.3%
+21.1%$659.14M$216.85M10.07920
LU
Lufax
1.2788 of 5 stars
$3.10
+2.6%
$2.98
-4.0%
-33.7%$2.69B$20.29B-4.0392,400Positive News
Upcoming Earnings
BFH
Bread Financial
3.4174 of 5 stars
$53.38
-1.1%
$60.27
+12.9%
+20.7%$2.48B$3.82B9.627,500Positive News
ENVA
Enova International
2.9627 of 5 stars
$97.20
-0.7%
$111.00
+14.2%
+51.7%$2.47B$2.79B13.061,800Positive News
Analyst Revision
FINV
FinVolution Group
2.9811 of 5 stars
$8.79
+3.4%
$11.40
+29.7%
+82.0%$2.23B$13.09B7.584,260Trending News
Earnings Report
Gap Up
PPBI
Pacific Premier Bancorp
4.4018 of 5 stars
$22.17
-0.4%
$27.25
+22.9%
-8.9%$2.15B$541.46M13.521,430Positive News
Analyst Forecast
FBK
FB Financial
4.4493 of 5 stars
$45.63
-0.3%
$53.80
+17.9%
+11.1%$2.10B$482.15M18.471,760Positive News
NTB
Bank of N.T. Butterfield & Son
3.0379 of 5 stars
$42.94
+0.1%
$44.67
+4.0%
+20.1%$2.04B$587.36M9.101,340Positive News
CASH
Pathward Financial
3.0587 of 5 stars
$81.15
-0.3%
$92.00
+13.4%
+41.1%$1.94B$616.00M11.831,150Positive News
NIC
Nicolet Bankshares
1.8678 of 5 stars
$123.23
+0.4%
$119.25
-3.2%
+48.7%$1.86B$356.32M15.35860Positive News
Dividend Increase
High Trading Volume
HUT
Hut 8
3.4616 of 5 stars
$17.17
+0.2%
$25.93
+51.0%
+68.7%$1.79B$254.83M0.00219Positive News

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This page (NASDAQ:IBCP) was last updated on 5/22/2025 by MarketBeat.com Staff
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