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Independent Bank (IBCP) Competitors

Independent Bank logo
$31.63 +0.03 (+0.09%)
Closing price 09/24/2025 04:00 PM Eastern
Extended Trading
$31.64 +0.02 (+0.05%)
As of 08:46 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

IBCP vs. ABCB, BUSE, CATY, CTBI, FRME, HOPE, MBWM, STBA, THFF, and TOWN

Should you be buying Independent Bank stock or one of its competitors? The main competitors of Independent Bank include Ameris Bancorp (ABCB), First Busey (BUSE), Cathay General Bancorp (CATY), Community Trust Bancorp (CTBI), First Merchants (FRME), Hope Bancorp (HOPE), Mercantile Bank (MBWM), S&T Bancorp (STBA), First Financial Corporation Indiana (THFF), and Towne Bank (TOWN). These companies are all part of the "finance" sector.

Independent Bank vs. Its Competitors

Independent Bank (NASDAQ:IBCP) and Ameris Bancorp (NASDAQ:ABCB) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, dividends, valuation, risk, analyst recommendations, media sentiment, earnings and profitability.

In the previous week, Ameris Bancorp had 3 more articles in the media than Independent Bank. MarketBeat recorded 5 mentions for Ameris Bancorp and 2 mentions for Independent Bank. Independent Bank's average media sentiment score of 0.84 beat Ameris Bancorp's score of 0.63 indicating that Independent Bank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Independent Bank
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ameris Bancorp
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Independent Bank pays an annual dividend of $1.04 per share and has a dividend yield of 3.3%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. Independent Bank pays out 33.9% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 11 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Independent Bank presently has a consensus target price of $36.00, indicating a potential upside of 13.82%. Ameris Bancorp has a consensus target price of $72.14, indicating a potential downside of 3.58%. Given Independent Bank's higher probable upside, equities analysts plainly believe Independent Bank is more favorable than Ameris Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Ameris Bancorp
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86

Ameris Bancorp has a net margin of 21.46% compared to Independent Bank's net margin of 20.31%. Independent Bank's return on equity of 14.05% beat Ameris Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank20.31% 14.05% 1.21%
Ameris Bancorp 21.46%9.57%1.32%

79.4% of Independent Bank shares are held by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are held by institutional investors. 5.7% of Independent Bank shares are held by insiders. Comparatively, 5.5% of Ameris Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Independent Bank has a beta of 0.87, suggesting that its stock price is 13% less volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.97, suggesting that its stock price is 3% less volatile than the S&P 500.

Ameris Bancorp has higher revenue and earnings than Independent Bank. Independent Bank is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$216.12M3.03$66.79M$3.0710.30
Ameris Bancorp$1.13B4.56$358.68M$5.6813.17

Summary

Ameris Bancorp beats Independent Bank on 13 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding IBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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IBCP vs. The Competition

MetricIndependent BankBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$654.44M$2.60B$12.77B$10.41B
Dividend Yield3.32%3.58%5.44%4.62%
P/E Ratio10.3011.16239.4626.42
Price / Sales3.032.4731.70168.33
Price / Cash8.6010.9922.7761.52
Price / Book1.451.232.306.39
Net Income$66.79M$174.52M$1.01B$271.13M
7 Day Performance-1.06%-1.90%-0.42%0.93%
1 Month Performance-3.33%0.20%1.91%7.52%
1 Year Performance-2.98%11.25%540.58%30.06%

Independent Bank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
IBCP
Independent Bank
3.6992 of 5 stars
$31.63
+0.1%
$36.00
+13.8%
-4.4%$654.44M$216.12M10.30920
ABCB
Ameris Bancorp
3.2677 of 5 stars
$74.02
-0.5%
$72.14
-2.5%
+20.0%$5.08B$1.13B14.212,850
BUSE
First Busey
4.9738 of 5 stars
$24.44
-0.7%
$27.33
+11.8%
-8.0%$2.19B$663.36M21.821,548
CATY
Cathay General Bancorp
3.7873 of 5 stars
$48.72
-0.8%
$49.71
+2.0%
+14.0%$3.39B$1.39B11.771,266
CTBI
Community Trust Bancorp
4.515 of 5 stars
$56.42
-0.9%
$64.50
+14.3%
+15.5%$1.03B$376.01M11.11980Positive News
FRME
First Merchants
4.863 of 5 stars
$39.65
-0.9%
$48.25
+21.7%
+6.9%$2.31B$1.07B10.272,120News Coverage
HOPE
Hope Bancorp
4.9293 of 5 stars
$10.88
-0.5%
$13.25
+21.8%
-12.8%$1.40B$1.00B31.091,244Positive News
MBWM
Mercantile Bank
4.1576 of 5 stars
$47.45
-0.6%
$55.25
+16.4%
+6.8%$775.38M$361.89M9.41670Analyst Downgrade
STBA
S&T Bancorp
3.6755 of 5 stars
$38.56
-1.3%
$42.00
+8.9%
-8.1%$1.50B$564.96M11.311,206Positive News
THFF
First Financial Corporation Indiana
2.733 of 5 stars
$57.94
-0.7%
$57.67
-0.5%
+31.9%$691.48M$307.51M11.08880Positive News
TOWN
Towne Bank
3.1367 of 5 stars
$35.54
-1.0%
$40.67
+14.4%
+7.3%$2.69B$1.03B15.452,720Positive News

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This page (NASDAQ:IBCP) was last updated on 9/25/2025 by MarketBeat.com Staff
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