Independent Bank (IBCP) Competitors

Inter & Co, Inc. (NASDAQ:INTR) and Independent Bank (NASDAQ:IBCP) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their community ranking, risk, valuation, analyst recommendations, institutional ownership, profitability, media sentiment, dividends and earnings.

Does the MarketBeat Community favor INTR or IBCP?

Independent Bank received 213 more outperform votes than Inter & Co, Inc. when rated by MarketBeat users. However, 54.55% of users gave Inter & Co, Inc. an outperform vote while only 54.09% of users gave Independent Bank an outperform vote.

Company	Underperform	Outperform
Inter & Co, Inc.	Outperform Votes 12 54.55%	Underperform Votes 10 45.45%
Independent Bank	Outperform Votes 225 54.09%	Underperform Votes 191 45.91%

Is INTR or IBCP a better dividend stock?

Inter & Co, Inc. pays an annual dividend of $0.08 per share and has a dividend yield of 1.2%. Independent Bank pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. Inter & Co, Inc. pays out 20.5% of its earnings in the form of a dividend. Independent Bank pays out 33.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has raised its dividend for 11 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate INTR or IBCP?

Inter & Co, Inc. presently has a consensus price target of $6.78, suggesting a potential upside of 4.47%. Independent Bank has a consensus price target of $36.67, suggesting a potential upside of 19.55%. Given Independent Bank's higher possible upside, analysts plainly believe Independent Bank is more favorable than Inter & Co, Inc..

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Inter & Co, Inc.	1 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.60
Independent Bank	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Do institutionals & insiders hold more shares of INTR or IBCP?

22.9% of Inter & Co, Inc. shares are held by institutional investors. Comparatively, 79.4% of Independent Bank shares are held by institutional investors. 5.7% of Independent Bank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has more risk and volatility, INTR or IBCP?

Inter & Co, Inc. has a beta of 1.24, meaning that its stock price is 24% more volatile than the S&P 500. Comparatively, Independent Bank has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500.

Is INTR or IBCP more profitable?

Independent Bank has a net margin of 20.67% compared to Inter & Co, Inc.'s net margin of 11.74%. Independent Bank's return on equity of 15.43% beat Inter & Co, Inc.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Inter & Co, Inc.	11.74%	10.06%	1.28%
Independent Bank	20.67%	15.43%	1.27%

Which has higher earnings & valuation, INTR or IBCP?

Inter & Co, Inc. has higher revenue and earnings than Independent Bank. Independent Bank is trading at a lower price-to-earnings ratio than Inter & Co, Inc., indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Inter & Co, Inc.	$6.40B	0.44	$168.18M	$0.39	16.64
Independent Bank	$215.80M	2.98	$66.79M	$3.14	9.77

Does the media refer more to INTR or IBCP?

In the previous week, Independent Bank had 13 more articles in the media than Inter & Co, Inc.. MarketBeat recorded 17 mentions for Independent Bank and 4 mentions for Inter & Co, Inc.. Inter & Co, Inc.'s average media sentiment score of 0.62 beat Independent Bank's score of 0.37 indicating that Inter & Co, Inc. is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Inter & Co, Inc.	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Independent Bank	2 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Independent Bank beats Inter & Co, Inc. on 11 of the 21 factors compared between the two stocks.