Independent Bank (IBCP) Competitors $31.67 0.00 (0.00%) Closing price 04:00 PM EasternExtended Trading$31.68 +0.01 (+0.03%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock IBCP vs. ABCB, BUSE, CATY, CTBI, FRME, HOPE, MBWM, STBA, THFF, and TOWNShould you be buying Independent Bank stock or one of its competitors? The main competitors of Independent Bank include Ameris Bancorp (ABCB), First Busey (BUSE), Cathay General Bancorp (CATY), Community Trust Bancorp (CTBI), First Merchants (FRME), Hope Bancorp (HOPE), Mercantile Bank (MBWM), S&T Bancorp (STBA), First Financial Corporation Indiana (THFF), and Towne Bank (TOWN). These companies are all part of the "finance" sector. Independent Bank vs. Its Competitors Ameris Bancorp First Busey Cathay General Bancorp Community Trust Bancorp First Merchants Hope Bancorp Mercantile Bank S&T Bancorp First Financial Corporation Indiana Towne Bank Independent Bank (NASDAQ:IBCP) and Ameris Bancorp (NASDAQ:ABCB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, earnings, dividends, institutional ownership, media sentiment, valuation, profitability and analyst recommendations. Which has more volatility and risk, IBCP or ABCB? Independent Bank has a beta of 0.79, suggesting that its stock price is 21% less volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.94, suggesting that its stock price is 6% less volatile than the S&P 500. Which has better valuation & earnings, IBCP or ABCB? Ameris Bancorp has higher revenue and earnings than Independent Bank. Independent Bank is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioIndependent Bank$323.14M2.03$66.79M$3.0710.32Ameris Bancorp$1.13B4.48$358.68M$5.6812.96 Is IBCP or ABCB more profitable? Ameris Bancorp has a net margin of 21.46% compared to Independent Bank's net margin of 20.31%. Independent Bank's return on equity of 14.05% beat Ameris Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Independent Bank20.31% 14.05% 1.21% Ameris Bancorp 21.46%9.57%1.32% Do insiders & institutionals believe in IBCP or ABCB? 79.4% of Independent Bank shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 5.7% of Independent Bank shares are owned by company insiders. Comparatively, 5.5% of Ameris Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Is IBCP or ABCB a better dividend stock? Independent Bank pays an annual dividend of $1.04 per share and has a dividend yield of 3.3%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. Independent Bank pays out 33.9% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 11 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Does the media prefer IBCP or ABCB? In the previous week, Independent Bank had 3 more articles in the media than Ameris Bancorp. MarketBeat recorded 3 mentions for Independent Bank and 0 mentions for Ameris Bancorp. Ameris Bancorp's average media sentiment score of 1.21 beat Independent Bank's score of 0.83 indicating that Ameris Bancorp is being referred to more favorably in the news media. Company Overall Sentiment Independent Bank Positive Ameris Bancorp Positive Do analysts rate IBCP or ABCB? Independent Bank currently has a consensus price target of $36.00, suggesting a potential upside of 13.67%. Ameris Bancorp has a consensus price target of $72.14, suggesting a potential downside of 1.97%. Given Independent Bank's higher probable upside, analysts plainly believe Independent Bank is more favorable than Ameris Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Independent Bank 0 Sell rating(s) 3 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.25Ameris Bancorp 0 Sell rating(s) 1 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.86 SummaryAmeris Bancorp beats Independent Bank on 13 of the 19 factors compared between the two stocks. Get Independent Bank News Delivered to You Automatically Sign up to receive the latest news and ratings for IBCP and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding IBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart IBCP vs. The Competition Export to ExcelMetricIndependent BankBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$655.87M$2.54B$12.65B$10.46BDividend Yield3.28%3.66%5.56%4.77%P/E Ratio10.3210.5230.0027.36Price / Sales2.032.2929.78135.99Price / Cash8.6210.7222.8061.86Price / Book1.461.192.326.81Net Income$66.79M$174.54M$1.02B$276.80M7 Day Performance1.67%-0.60%-0.06%0.27%1 Month Performance0.25%-1.95%-0.23%8.31%1 Year Performance-7.18%6.01%536.77%35.60% Independent Bank Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)IBCPIndependent Bank3.7317 of 5 stars$31.67flat$36.00+13.7%-5.2%$655.87M$323.14M10.32920ABCBAmeris Bancorp3.2074 of 5 stars$74.83+1.4%$72.14-3.6%+17.1%$5.13B$1.13B14.362,850Positive NewsBUSEFirst Busey4.8721 of 5 stars$23.37+0.9%$27.33+17.0%-4.6%$2.06B$663.36M20.871,548Dividend AnnouncementCATYCathay General Bancorp3.6586 of 5 stars$49.03+1.5%$50.17+2.3%+10.5%$3.34B$760.46M11.841,266Upcoming EarningsCTBICommunity Trust Bancorp4.2622 of 5 stars$56.45+2.2%$64.50+14.3%+12.2%$1.00B$376.01M11.11980News CoverageEarnings ReportAnalyst ForecastGap DownHigh Trading VolumeFRMEFirst Merchants4.9622 of 5 stars$38.49+1.3%$48.00+24.7%-0.2%$2.19B$1.07B9.972,120News CoverageUpcoming EarningsAnalyst UpgradeHOPEHope Bancorp4.8264 of 5 stars$11.12+3.2%$13.25+19.2%-14.7%$1.38B$1.00B31.771,244MBWMMercantile Bank4.2947 of 5 stars$45.74+1.9%$55.25+20.8%+6.6%$729.40M$361.89M9.08670News CoverageUpcoming EarningsAnalyst ForecastSTBAS&T Bancorp3.799 of 5 stars$37.71+0.9%$42.00+11.4%-10.1%$1.43B$564.96M11.061,206THFFFirst Financial Corporation Indiana3.7665 of 5 stars$54.55+0.3%$57.67+5.7%+26.0%$644.67M$307.51M10.43880TOWNTowne Bank4.4167 of 5 stars$34.37-0.2%$41.00+19.3%-1.8%$2.58B$1.03B14.942,720News CoverageUpcoming Earnings Related Companies and Tools Related Companies Ameris Bancorp Alternatives First Busey Alternatives Cathay General Bancorp Alternatives Community Trust Bancorp Alternatives First Merchants Alternatives Hope Bancorp Alternatives Mercantile Bank Alternatives S&T Bancorp Alternatives First Financial Corporation Indiana Alternatives Towne Bank Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:IBCP) was last updated on 10/15/2025 by MarketBeat.com Staff From Our PartnersURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredArizona-made nanochips the new millionaire maker?George Gilder handed President Reagan the first microchip that helped create $6.5 trillion in wealth over the ...Banyan Hill Publishing | SponsoredBuy UBER immediatelyBULLISH: It's time to buy this 'hidden' AI stock An award-winning stock-rating system has turned BULLISH on...Chaikin Analytics | SponsoredFront-Run Buffett's Shocking Gold MoveA Historic Gold Announcement Is About to Rock Wall Street? 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