IBCP vs. LU, ENVA, BFH, FINV, PPBI, NTB, FBK, IREN, HUT, and CASH
Should you be buying Independent Bank stock or one of its competitors? The main competitors of Independent Bank include Lufax (LU), Enova International (ENVA), Bread Financial (BFH), FinVolution Group (FINV), Pacific Premier Bancorp (PPBI), Bank of N.T. Butterfield & Son (NTB), FB Financial (FBK), Iris Energy (IREN), Hut 8 (HUT), and Pathward Financial (CASH). These companies are all part of the "banking" industry.
Independent Bank vs.
Independent Bank (NASDAQ:IBCP) and Lufax (NYSE:LU) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, valuation, institutional ownership, community ranking, analyst recommendations, earnings, risk, profitability and media sentiment.
Independent Bank has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500. Comparatively, Lufax has a beta of 0.71, indicating that its stock price is 29% less volatile than the S&P 500.
Independent Bank received 202 more outperform votes than Lufax when rated by MarketBeat users. Likewise, 54.09% of users gave Independent Bank an outperform vote while only 41.07% of users gave Lufax an outperform vote.
In the previous week, Independent Bank had 1 more articles in the media than Lufax. MarketBeat recorded 2 mentions for Independent Bank and 1 mentions for Lufax. Independent Bank's average media sentiment score of 1.78 beat Lufax's score of 1.72 indicating that Independent Bank is being referred to more favorably in the media.
Independent Bank pays an annual dividend of $1.04 per share and has a dividend yield of 3.3%. Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 4.1%. Independent Bank pays out 33.1% of its earnings in the form of a dividend. Lufax pays out -15.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has raised its dividend for 11 consecutive years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.
Independent Bank presently has a consensus price target of $36.67, indicating a potential upside of 15.85%. Lufax has a consensus price target of $2.98, indicating a potential upside of 0.68%. Given Independent Bank's stronger consensus rating and higher probable upside, equities analysts clearly believe Independent Bank is more favorable than Lufax.
79.4% of Independent Bank shares are held by institutional investors. Comparatively, 69.1% of Lufax shares are held by institutional investors. 5.7% of Independent Bank shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Independent Bank has a net margin of 20.67% compared to Lufax's net margin of -12.75%. Independent Bank's return on equity of 15.43% beat Lufax's return on equity.
Lufax has higher revenue and earnings than Independent Bank. Lufax is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.
Summary
Independent Bank beats Lufax on 16 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:IBCP) was last updated on 6/11/2025 by MarketBeat.com Staff
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