International Bancshares (IBOC) Competitors

Ameris Bancorp (NASDAQ:ABCB) and International Bancshares (NASDAQ:IBOC) are both mid-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, dividends, media sentiment, risk, institutional ownership, valuation, earnings and analyst recommendations.

Do insiders and institutionals hold more shares of ABCB or IBOC?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 65.9% of International Bancshares shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by insiders. Comparatively, 13.4% of International Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Do analysts recommend ABCB or IBOC?

Ameris Bancorp presently has a consensus price target of $71.43, suggesting a potential upside of 7.75%. Given Ameris Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Ameris Bancorp is more favorable than International Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
International Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has stronger valuation & earnings, ABCB or IBOC?

International Bancshares has lower revenue, but higher earnings than Ameris Bancorp. International Bancshares is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.12B	4.07	$358.68M	$5.40	12.28
International Bancshares	$1.04B	4.14	$409.17M	$6.57	10.57

Does the media favor ABCB or IBOC?

In the previous week, Ameris Bancorp had 6 more articles in the media than International Bancshares. MarketBeat recorded 8 mentions for Ameris Bancorp and 2 mentions for International Bancshares. International Bancshares' average media sentiment score of 1.76 beat Ameris Bancorp's score of 1.50 indicating that International Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
International Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is ABCB or IBOC a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. International Bancshares pays an annual dividend of $1.40 per share and has a dividend yield of 2.0%. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. International Bancshares pays out 21.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. International Bancshares has raised its dividend for 16 consecutive years. International Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is ABCB or IBOC more profitable?

International Bancshares has a net margin of 39.30% compared to Ameris Bancorp's net margin of 21.46%. International Bancshares' return on equity of 14.84% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
International Bancshares	39.30%	14.84%	2.58%

Which has more risk & volatility, ABCB or IBOC?

Ameris Bancorp has a beta of 0.93, suggesting that its stock price is 7% less volatile than the S&P 500. Comparatively, International Bancshares has a beta of 0.82, suggesting that its stock price is 18% less volatile than the S&P 500.

Summary

International Bancshares beats Ameris Bancorp on 10 of the 19 factors compared between the two stocks.