Free Trial

Jiayin Group (JFIN) Competitors

Jiayin Group logo
$9.86 +0.08 (+0.82%)
As of 02:44 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

JFIN vs. PGY, CMPO, CUBI, NTB, BBAR, NIC, LC, PWP, VBTX, and FINV

Should you be buying Jiayin Group stock or one of its competitors? The main competitors of Jiayin Group include Pagaya Technologies (PGY), CompoSecure (CMPO), Customers Bancorp (CUBI), Bank of N.T. Butterfield & Son (NTB), BBVA Banco Frances (BBAR), Nicolet Bankshares (NIC), LendingClub (LC), Perella Weinberg Partners (PWP), Veritex (VBTX), and PPDAI Group (FINV). These companies are all part of the "banking" industry.

Jiayin Group vs. Its Competitors

Jiayin Group (NASDAQ:JFIN) and Pagaya Technologies (NASDAQ:PGY) are both banking companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, valuation, profitability, media sentiment, institutional ownership, analyst recommendations, dividends and risk.

Pagaya Technologies has a consensus price target of $34.33, indicating a potential upside of 17.46%. Given Pagaya Technologies' higher probable upside, analysts plainly believe Pagaya Technologies is more favorable than Jiayin Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Jiayin Group
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Pagaya Technologies
1 Sell rating(s)
2 Hold rating(s)
8 Buy rating(s)
0 Strong Buy rating(s)
2.64

Jiayin Group has a net margin of 24.60% compared to Pagaya Technologies' net margin of -24.36%. Jiayin Group's return on equity of 47.37% beat Pagaya Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Jiayin Group24.60% 47.37% 26.34%
Pagaya Technologies -24.36%19.14%6.79%

In the previous week, Pagaya Technologies had 3 more articles in the media than Jiayin Group. MarketBeat recorded 3 mentions for Pagaya Technologies and 0 mentions for Jiayin Group. Pagaya Technologies' average media sentiment score of 0.12 beat Jiayin Group's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Overall Sentiment
Jiayin Group Neutral
Pagaya Technologies Neutral

Jiayin Group has a beta of 0.87, indicating that its share price is 13% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.86, indicating that its share price is 486% more volatile than the S&P 500.

Jiayin Group has higher earnings, but lower revenue than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Jiayin Group$794.74M0.66$144.74M$4.202.35
Pagaya Technologies$1.13B1.99-$401.41M-$3.83-7.63

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by company insiders. Comparatively, 47.6% of Pagaya Technologies shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Jiayin Group and Pagaya Technologies tied by winning 8 of the 16 factors compared between the two stocks.

Get Jiayin Group News Delivered to You Automatically

Sign up to receive the latest news and ratings for JFIN and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

JFIN vs. The Competition

MetricJiayin GroupINTERNET SOFTWARE IndustryComputer SectorNASDAQ Exchange
Market Cap$528.36M$19.69B$32.97B$10.63B
Dividend Yield8.19%3.75%3.22%4.85%
P/E Ratio2.3673.2495.7627.24
Price / Sales0.66105.331,512.27189.00
Price / Cash3.5082.3634.6830.35
Price / Book1.239.197.506.67
Net Income$144.74M$356.34M$818.98M$276.25M
7 Day Performance-3.52%0.29%-0.07%0.10%
1 Month Performance-10.36%-1.03%2.29%3.84%
1 Year Performance44.36%58.69%23,922.56%33.07%

Jiayin Group Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
JFIN
Jiayin Group
N/A$9.86
+0.8%
N/A+36.4%$528.36M$794.74M2.361,028
PGY
Pagaya Technologies
3.2597 of 5 stars
$28.91
+9.1%
$34.33
+18.8%
+148.8%$2.03B$1.03B-7.55800
CMPO
CompoSecure
2.0659 of 5 stars
$19.98
+1.9%
$18.83
-5.7%
+32.5%$2.01B$267.82M-11.891,007
CUBI
Customers Bancorp
3.3101 of 5 stars
$64.66
+3.6%
$76.88
+18.9%
+38.6%$1.98B$1.39B16.00640Upcoming Earnings
NTB
Bank of N.T. Butterfield & Son
4.1127 of 5 stars
$42.00
+1.3%
$50.00
+19.0%
+8.4%$1.97B$815.73M8.431,306News Coverage
Upcoming Earnings
BBAR
BBVA Banco Frances
4.782 of 5 stars
$9.37
-0.2%
$20.67
+120.6%
-19.0%$1.92B$4.86B6.996,289
NIC
Nicolet Bankshares
3.1695 of 5 stars
$128.50
+2.8%
$145.33
+13.1%
+26.1%$1.86B$520.63M14.75860
LC
LendingClub
4.2755 of 5 stars
$16.38
+6.4%
$16.57
+1.2%
+29.2%$1.77B$787.01M25.591,002Upcoming Earnings
PWP
Perella Weinberg Partners
2.0281 of 5 stars
$19.43
+1.1%
$22.67
+16.7%
-12.4%$1.68B$871.01M23.70600
VBTX
Veritex
4.2387 of 5 stars
$30.26
+1.0%
$33.25
+9.9%
+10.0%$1.66B$797.62M14.41770News Coverage
Upcoming Earnings
High Trading Volume
FINV
PPDAI Group
3.8509 of 5 stars
$6.49
+0.2%
$11.55
+78.1%
+7.4%$1.64B$1.79B4.383,623Positive News

Related Companies and Tools


This page (NASDAQ:JFIN) was last updated on 10/21/2025 by MarketBeat.com Staff
From Our Partners