Jiayin Group (JFIN) Competitors

Customers Bancorp (NYSE:CUBI) and Jiayin Group (NASDAQ:JFIN) are both banking companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, risk, earnings, profitability, dividends, valuation and analyst recommendations.

Which has more volatility & risk, CUBI or JFIN?

Customers Bancorp has a beta of 1.55, indicating that its stock price is 55% more volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 0.87, indicating that its stock price is 13% less volatile than the S&P 500.

Is CUBI or JFIN more profitable?

Jiayin Group has a net margin of 24.60% compared to Customers Bancorp's net margin of 10.77%. Jiayin Group's return on equity of 47.37% beat Customers Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Customers Bancorp	10.77%	11.98%	0.93%
Jiayin Group	24.60%	47.37%	26.34%

Which has higher earnings and valuation, CUBI or JFIN?

Customers Bancorp has higher revenue and earnings than Jiayin Group. Jiayin Group is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Customers Bancorp	$1.39B	1.49	$181.47M	$4.04	16.22
Jiayin Group	$794.74M	0.74	$144.74M	$4.20	2.63

Do insiders & institutionals have more ownership in CUBI or JFIN?

89.3% of Customers Bancorp shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 6.9% of Customers Bancorp shares are owned by company insiders. Comparatively, 51.2% of Jiayin Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Do analysts rate CUBI or JFIN?

Customers Bancorp presently has a consensus target price of $76.88, indicating a potential upside of 17.31%. Given Customers Bancorp's higher probable upside, analysts plainly believe Customers Bancorp is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Customers Bancorp	0 Sell rating(s)	5 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.50
Jiayin Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media favor CUBI or JFIN?

In the previous week, Jiayin Group had 2 more articles in the media than Customers Bancorp. MarketBeat recorded 2 mentions for Jiayin Group and 0 mentions for Customers Bancorp. Jiayin Group's average media sentiment score of 0.72 beat Customers Bancorp's score of 0.00 indicating that Jiayin Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Customers Bancorp	Neutral
Jiayin Group	Positive

Summary

Customers Bancorp and Jiayin Group tied by winning 8 of the 16 factors compared between the two stocks.