JFIN vs. EBC, INTR, RIOT, FHB, BUR, PRK, LU, CLSK, BFH, and ENVA
Should you be buying Jiayin Group stock or one of its competitors? The main competitors of Jiayin Group include Eastern Bankshares (EBC), Inter & Co, Inc. (INTR), Riot Platforms (RIOT), First Hawaiian (FHB), Burford Capital (BUR), Park National (PRK), Lufax (LU), CleanSpark (CLSK), Bread Financial (BFH), and Enova International (ENVA). These companies are all part of the "banking" industry.
Jiayin Group vs. Its Competitors
Jiayin Group (NASDAQ:JFIN) and Eastern Bankshares (NASDAQ:EBC) are both computer and technology companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, community ranking, media sentiment, valuation, earnings, institutional ownership, analyst recommendations, risk and dividends.
Jiayin Group received 12 more outperform votes than Eastern Bankshares when rated by MarketBeat users. Likewise, 53.52% of users gave Jiayin Group an outperform vote while only 52.00% of users gave Eastern Bankshares an outperform vote.
Eastern Bankshares has a consensus target price of $19.25, suggesting a potential upside of 26.31%. Given Eastern Bankshares' stronger consensus rating and higher probable upside, analysts clearly believe Eastern Bankshares is more favorable than Jiayin Group.
Jiayin Group has higher revenue and earnings than Eastern Bankshares. Eastern Bankshares is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.
Jiayin Group has a net margin of 19.17% compared to Eastern Bankshares' net margin of 11.07%. Jiayin Group's return on equity of 43.90% beat Eastern Bankshares' return on equity.
44.1% of Jiayin Group shares are held by institutional investors. Comparatively, 71.7% of Eastern Bankshares shares are held by institutional investors. 51.2% of Jiayin Group shares are held by company insiders. Comparatively, 1.1% of Eastern Bankshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
Jiayin Group pays an annual dividend of $0.49 per share and has a dividend yield of 2.7%. Eastern Bankshares pays an annual dividend of $0.52 per share and has a dividend yield of 3.4%. Jiayin Group pays out 14.2% of its earnings in the form of a dividend. Eastern Bankshares pays out -80.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Eastern Bankshares has increased its dividend for 5 consecutive years. Eastern Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Jiayin Group has a beta of 1.02, suggesting that its stock price is 2% more volatile than the S&P 500. Comparatively, Eastern Bankshares has a beta of 0.95, suggesting that its stock price is 5% less volatile than the S&P 500.
In the previous week, Jiayin Group had 6 more articles in the media than Eastern Bankshares. MarketBeat recorded 9 mentions for Jiayin Group and 3 mentions for Eastern Bankshares. Eastern Bankshares' average media sentiment score of 0.88 beat Jiayin Group's score of 0.69 indicating that Eastern Bankshares is being referred to more favorably in the news media.
Summary
Jiayin Group beats Eastern Bankshares on 11 of the 21 factors compared between the two stocks.
Get Jiayin Group News Delivered to You Automatically
Sign up to receive the latest news and ratings for JFIN and its competitors with MarketBeat's FREE daily newsletter.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Jiayin Group Competitors List
Related Companies and Tools
This page (NASDAQ:JFIN) was last updated on 6/12/2025 by MarketBeat.com Staff
Buy JFIN Stock Free JFIN Stock Alerts