Jiayin Group (JFIN) Competitors $9.86 +0.08 (+0.82%) As of 02:44 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock JFIN vs. PGY, CMPO, CUBI, NTB, BBAR, NIC, LC, PWP, VBTX, and FINVShould you be buying Jiayin Group stock or one of its competitors? The main competitors of Jiayin Group include Pagaya Technologies (PGY), CompoSecure (CMPO), Customers Bancorp (CUBI), Bank of N.T. Butterfield & Son (NTB), BBVA Banco Frances (BBAR), Nicolet Bankshares (NIC), LendingClub (LC), Perella Weinberg Partners (PWP), Veritex (VBTX), and PPDAI Group (FINV). These companies are all part of the "banking" industry. Jiayin Group vs. Its Competitors Pagaya Technologies CompoSecure Customers Bancorp Bank of N.T. Butterfield & Son BBVA Banco Frances Nicolet Bankshares LendingClub Perella Weinberg Partners Veritex PPDAI Group Jiayin Group (NASDAQ:JFIN) and Pagaya Technologies (NASDAQ:PGY) are both banking companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, valuation, profitability, media sentiment, institutional ownership, analyst recommendations, dividends and risk. Do analysts recommend JFIN or PGY? Pagaya Technologies has a consensus price target of $34.33, indicating a potential upside of 17.46%. Given Pagaya Technologies' higher probable upside, analysts plainly believe Pagaya Technologies is more favorable than Jiayin Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Jiayin Group 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00Pagaya Technologies 1 Sell rating(s) 2 Hold rating(s) 8 Buy rating(s) 0 Strong Buy rating(s) 2.64 Is JFIN or PGY more profitable? Jiayin Group has a net margin of 24.60% compared to Pagaya Technologies' net margin of -24.36%. Jiayin Group's return on equity of 47.37% beat Pagaya Technologies' return on equity.Company Net Margins Return on Equity Return on Assets Jiayin Group24.60% 47.37% 26.34% Pagaya Technologies -24.36%19.14%6.79% Does the media refer more to JFIN or PGY? In the previous week, Pagaya Technologies had 3 more articles in the media than Jiayin Group. MarketBeat recorded 3 mentions for Pagaya Technologies and 0 mentions for Jiayin Group. Pagaya Technologies' average media sentiment score of 0.12 beat Jiayin Group's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the news media. Company Overall Sentiment Jiayin Group Neutral Pagaya Technologies Neutral Which has more volatility & risk, JFIN or PGY? Jiayin Group has a beta of 0.87, indicating that its share price is 13% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.86, indicating that its share price is 486% more volatile than the S&P 500. Which has preferable valuation & earnings, JFIN or PGY? Jiayin Group has higher earnings, but lower revenue than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioJiayin Group$794.74M0.66$144.74M$4.202.35Pagaya Technologies$1.13B1.99-$401.41M-$3.83-7.63 Do institutionals & insiders believe in JFIN or PGY? 44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by company insiders. Comparatively, 47.6% of Pagaya Technologies shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth. SummaryJiayin Group and Pagaya Technologies tied by winning 8 of the 16 factors compared between the two stocks. Get Jiayin Group News Delivered to You Automatically Sign up to receive the latest news and ratings for JFIN and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding JFIN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart JFIN vs. The Competition Export to ExcelMetricJiayin GroupINTERNET SOFTWARE IndustryComputer SectorNASDAQ ExchangeMarket Cap$528.36M$19.69B$32.97B$10.63BDividend Yield8.19%3.75%3.22%4.85%P/E Ratio2.3673.2495.7627.24Price / Sales0.66105.331,512.27189.00Price / Cash3.5082.3634.6830.35Price / Book1.239.197.506.67Net Income$144.74M$356.34M$818.98M$276.25M7 Day Performance-3.52%0.29%-0.07%0.10%1 Month Performance-10.36%-1.03%2.29%3.84%1 Year Performance44.36%58.69%23,922.56%33.07% Jiayin Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)JFINJiayin GroupN/A$9.86+0.8%N/A+36.4%$528.36M$794.74M2.361,028PGYPagaya Technologies3.2597 of 5 stars$28.91+9.1%$34.33+18.8%+148.8%$2.03B$1.03B-7.55800CMPOCompoSecure2.0659 of 5 stars$19.98+1.9%$18.83-5.7%+32.5%$2.01B$267.82M-11.891,007CUBICustomers Bancorp3.3101 of 5 stars$64.66+3.6%$76.88+18.9%+38.6%$1.98B$1.39B16.00640Upcoming EarningsNTBBank of N.T. Butterfield & Son4.1127 of 5 stars$42.00+1.3%$50.00+19.0%+8.4%$1.97B$815.73M8.431,306News CoverageUpcoming EarningsBBARBBVA Banco Frances4.782 of 5 stars$9.37-0.2%$20.67+120.6%-19.0%$1.92B$4.86B6.996,289NICNicolet Bankshares3.1695 of 5 stars$128.50+2.8%$145.33+13.1%+26.1%$1.86B$520.63M14.75860LCLendingClub4.2755 of 5 stars$16.38+6.4%$16.57+1.2%+29.2%$1.77B$787.01M25.591,002Upcoming EarningsPWPPerella Weinberg Partners2.0281 of 5 stars$19.43+1.1%$22.67+16.7%-12.4%$1.68B$871.01M23.70600VBTXVeritex4.2387 of 5 stars$30.26+1.0%$33.25+9.9%+10.0%$1.66B$797.62M14.41770News CoverageUpcoming EarningsHigh Trading VolumeFINVPPDAI Group3.8509 of 5 stars$6.49+0.2%$11.55+78.1%+7.4%$1.64B$1.79B4.383,623Positive News Related Companies and Tools Related Companies PGY Alternatives CMPO Alternatives CUBI Alternatives NTB Alternatives BBAR Alternatives NIC Alternatives LC Alternatives PWP Alternatives VBTX Alternatives FINV Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:JFIN) was last updated on 10/21/2025 by MarketBeat.com Staff From Our PartnersYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? 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