Landmark Bancorp (LARK) Competitors

Jiayin Group (NASDAQ:JFIN) and Landmark Bancorp (NASDAQ:LARK) are both small-cap banking companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, profitability, analyst recommendations, dividends, media sentiment, risk, valuation and institutional ownership.

Is JFIN or LARK more profitable?

Jiayin Group has a net margin of 24.60% compared to Landmark Bancorp's net margin of 17.55%. Jiayin Group's return on equity of 47.37% beat Landmark Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Jiayin Group	24.60%	47.37%	26.34%
Landmark Bancorp	17.55%	12.09%	1.08%

Which has more risk and volatility, JFIN or LARK?

Jiayin Group has a beta of 0.99, suggesting that its stock price is 1% less volatile than the S&P 500. Comparatively, Landmark Bancorp has a beta of 0.28, suggesting that its stock price is 72% less volatile than the S&P 500.

Does the media favor JFIN or LARK?

In the previous week, Jiayin Group and Jiayin Group both had 2 articles in the media. Jiayin Group's average media sentiment score of 1.81 beat Landmark Bancorp's score of 1.38 indicating that Jiayin Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Jiayin Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Landmark Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is JFIN or LARK a better dividend stock?

Jiayin Group pays an annual dividend of $0.79 per share and has a dividend yield of 7.1%. Landmark Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 3.1%. Jiayin Group pays out 18.8% of its earnings in the form of a dividend. Landmark Bancorp pays out 29.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Landmark Bancorp has raised its dividend for 6 consecutive years. Jiayin Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals & insiders believe in JFIN or LARK?

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 25.7% of Landmark Bancorp shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Comparatively, 12.8% of Landmark Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has preferable valuation and earnings, JFIN or LARK?

Jiayin Group has higher revenue and earnings than Landmark Bancorp. Jiayin Group is trading at a lower price-to-earnings ratio than Landmark Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jiayin Group	$794.74M	0.74	$144.74M	$4.20	2.63
Landmark Bancorp	$65.41M	2.39	$13M	$2.82	9.57

Summary

Jiayin Group beats Landmark Bancorp on 12 of the 15 factors compared between the two stocks.