MetroCity Bankshares (MCBS) Competitors

MetroCity Bankshares (NASDAQ:MCBS) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, risk, dividends, valuation, analyst recommendations, media sentiment, profitability and earnings.

Do institutionals and insiders believe in MCBS or BUSE?

25.3% of MetroCity Bankshares shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 27.5% of MetroCity Bankshares shares are held by insiders. Comparatively, 3.9% of First Busey shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Does the media refer more to MCBS or BUSE?

In the previous week, First Busey had 12 more articles in the media than MetroCity Bankshares. MarketBeat recorded 14 mentions for First Busey and 2 mentions for MetroCity Bankshares. First Busey's average media sentiment score of 1.41 beat MetroCity Bankshares' score of 1.18 indicating that First Busey is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MetroCity Bankshares	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Busey	12 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is MCBS or BUSE a better dividend stock?

MetroCity Bankshares pays an annual dividend of $1.00 per share and has a dividend yield of 3.4%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. MetroCity Bankshares pays out 39.1% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Busey has increased its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has stronger earnings & valuation, MCBS or BUSE?

First Busey has higher revenue and earnings than MetroCity Bankshares. MetroCity Bankshares is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetroCity Bankshares	$235.98M	3.19	$64.50M	$2.56	11.52
First Busey	$663.36M	3.31	$113.69M	$1.12	22.04

Which has more risk & volatility, MCBS or BUSE?

MetroCity Bankshares has a beta of 0.67, meaning that its stock price is 33% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.82, meaning that its stock price is 18% less volatile than the S&P 500.

Do analysts rate MCBS or BUSE?

MetroCity Bankshares presently has a consensus target price of $34.00, indicating a potential upside of 15.29%. First Busey has a consensus target price of $27.33, indicating a potential upside of 10.75%. Given MetroCity Bankshares' higher possible upside, research analysts clearly believe MetroCity Bankshares is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is MCBS or BUSE more profitable?

MetroCity Bankshares has a net margin of 27.98% compared to First Busey's net margin of 9.48%. MetroCity Bankshares' return on equity of 15.61% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MetroCity Bankshares	27.98%	15.61%	1.83%
First Busey	9.48%	8.76%	1.04%

Summary

First Busey beats MetroCity Bankshares on 12 of the 19 factors compared between the two stocks.