MetroCity Bankshares (MCBS) Competitors

MetroCity Bankshares (NASDAQ:MCBS) and Inter & Co, Inc. (NASDAQ:INTR) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, valuation, earnings, profitability, community ranking, media sentiment and analyst recommendations.

Is MCBS or INTR a better dividend stock?

MetroCity Bankshares pays an annual dividend of $0.92 per share and has a dividend yield of 3.3%. Inter & Co, Inc. pays an annual dividend of $0.08 per share and has a dividend yield of 1.1%. MetroCity Bankshares pays out 35.8% of its earnings in the form of a dividend. Inter & Co, Inc. pays out 19.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community favor MCBS or INTR?

MetroCity Bankshares received 6 more outperform votes than Inter & Co, Inc. when rated by MarketBeat users. However, 54.55% of users gave Inter & Co, Inc. an outperform vote while only 42.86% of users gave MetroCity Bankshares an outperform vote.

Company	Underperform	Outperform
MetroCity Bankshares	Outperform Votes 18 42.86%	Underperform Votes 24 57.14%
Inter & Co, Inc.	Outperform Votes 12 54.55%	Underperform Votes 10 45.45%

Do institutionals and insiders have more ownership in MCBS or INTR?

25.3% of MetroCity Bankshares shares are owned by institutional investors. Comparatively, 22.9% of Inter & Co, Inc. shares are owned by institutional investors. 27.5% of MetroCity Bankshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has higher earnings & valuation, MCBS or INTR?

Inter & Co, Inc. has higher revenue and earnings than MetroCity Bankshares. MetroCity Bankshares is trading at a lower price-to-earnings ratio than Inter & Co, Inc., indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetroCity Bankshares	$143.02M	4.99	$64.50M	$2.57	10.93
Inter & Co, Inc.	$6.84B	0.45	$168.18M	$0.41	17.00

Do analysts recommend MCBS or INTR?

MetroCity Bankshares presently has a consensus price target of $34.00, indicating a potential upside of 21.00%. Inter & Co, Inc. has a consensus price target of $6.48, indicating a potential downside of 7.10%. Given MetroCity Bankshares' higher probable upside, equities analysts plainly believe MetroCity Bankshares is more favorable than Inter & Co, Inc..

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Inter & Co, Inc.	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media favor MCBS or INTR?

In the previous week, Inter & Co, Inc. had 2 more articles in the media than MetroCity Bankshares. MarketBeat recorded 3 mentions for Inter & Co, Inc. and 1 mentions for MetroCity Bankshares. MetroCity Bankshares' average media sentiment score of 1.73 beat Inter & Co, Inc.'s score of 1.07 indicating that MetroCity Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MetroCity Bankshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Inter & Co, Inc.	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, MCBS or INTR?

MetroCity Bankshares has a beta of 0.66, suggesting that its stock price is 34% less volatile than the S&P 500. Comparatively, Inter & Co, Inc. has a beta of 1.18, suggesting that its stock price is 18% more volatile than the S&P 500.

Is MCBS or INTR more profitable?

MetroCity Bankshares has a net margin of 27.33% compared to Inter & Co, Inc.'s net margin of 11.74%. MetroCity Bankshares' return on equity of 15.98% beat Inter & Co, Inc.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MetroCity Bankshares	27.33%	15.98%	1.79%
Inter & Co, Inc.	11.74%	10.06%	1.28%

Summary

MetroCity Bankshares beats Inter & Co, Inc. on 11 of the 20 factors compared between the two stocks.