MetroCity Bankshares (MCBS) Competitors

MetroCity Bankshares (NASDAQ:MCBS) and Park National (NYSE:PRK) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, institutional ownership, media sentiment, valuation, dividends, risk and profitability.

Which has more risk & volatility, MCBS or PRK?

MetroCity Bankshares has a beta of 0.61, meaning that its stock price is 39% less volatile than the S&P 500. Comparatively, Park National has a beta of 0.82, meaning that its stock price is 18% less volatile than the S&P 500.

Is MCBS or PRK more profitable?

MetroCity Bankshares has a net margin of 28.03% compared to Park National's net margin of 23.46%. MetroCity Bankshares' return on equity of 15.91% beat Park National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MetroCity Bankshares	28.03%	15.91%	1.83%
Park National	23.46%	12.31%	1.50%

Which has higher valuation & earnings, MCBS or PRK?

Park National has higher revenue and earnings than MetroCity Bankshares. MetroCity Bankshares is trading at a lower price-to-earnings ratio than Park National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetroCity Bankshares	$235.98M	3.25	$64.50M	$2.57	11.75
Park National	$528.91M	5.43	$151.42M	$9.74	18.20

Does the media favor MCBS or PRK?

In the previous week, Park National had 37 more articles in the media than MetroCity Bankshares. MarketBeat recorded 38 mentions for Park National and 1 mentions for MetroCity Bankshares. MetroCity Bankshares' average media sentiment score of 0.00 beat Park National's score of 0.00 indicating that MetroCity Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MetroCity Bankshares	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Park National	5 Very Positive mention(s)	4 Positive mention(s)	21 Neutral mention(s)	3 Negative mention(s)	5 Very Negative mention(s)	Neutral

Do institutionals and insiders believe in MCBS or PRK?

25.3% of MetroCity Bankshares shares are owned by institutional investors. Comparatively, 62.7% of Park National shares are owned by institutional investors. 27.5% of MetroCity Bankshares shares are owned by insiders. Comparatively, 2.7% of Park National shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Is MCBS or PRK a better dividend stock?

MetroCity Bankshares pays an annual dividend of $0.92 per share and has a dividend yield of 3.0%. Park National pays an annual dividend of $4.28 per share and has a dividend yield of 2.4%. MetroCity Bankshares pays out 35.8% of its earnings in the form of a dividend. Park National pays out 43.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Park National has raised its dividend for 8 consecutive years. MetroCity Bankshares is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts recommend MCBS or PRK?

MetroCity Bankshares currently has a consensus target price of $34.00, suggesting a potential upside of 12.58%. Park National has a consensus target price of $177.75, suggesting a potential upside of 0.25%. Given MetroCity Bankshares' higher possible upside, equities research analysts plainly believe MetroCity Bankshares is more favorable than Park National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Park National	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

Park National beats MetroCity Bankshares on 9 of the 17 factors compared between the two stocks.