MetroCity Bankshares (MCBS) Competitors

MetroCity Bankshares (NASDAQ:MCBS) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, media sentiment, risk, analyst recommendations, profitability, institutional ownership, dividends and earnings.

Which has stronger valuation and earnings, MCBS or BUSE?

First Busey has higher revenue and earnings than MetroCity Bankshares. MetroCity Bankshares is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetroCity Bankshares	$235.98M	3.06	$64.50M	$2.56	11.03
First Busey	$663.36M	3.12	$113.69M	$1.12	20.75

Is MCBS or BUSE a better dividend stock?

MetroCity Bankshares pays an annual dividend of $1.00 per share and has a dividend yield of 3.5%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.3%. MetroCity Bankshares pays out 39.1% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Busey has increased its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts rate MCBS or BUSE?

MetroCity Bankshares currently has a consensus target price of $34.00, suggesting a potential upside of 20.44%. First Busey has a consensus target price of $27.17, suggesting a potential upside of 16.90%. Given MetroCity Bankshares' higher possible upside, analysts plainly believe MetroCity Bankshares is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more volatility and risk, MCBS or BUSE?

MetroCity Bankshares has a beta of 0.64, meaning that its stock price is 36% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500.

Is MCBS or BUSE more profitable?

MetroCity Bankshares has a net margin of 27.98% compared to First Busey's net margin of 9.48%. MetroCity Bankshares' return on equity of 15.61% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MetroCity Bankshares	27.98%	15.61%	1.83%
First Busey	9.48%	8.76%	1.04%

Do insiders & institutionals believe in MCBS or BUSE?

25.3% of MetroCity Bankshares shares are owned by institutional investors. Comparatively, 56.5% of First Busey shares are owned by institutional investors. 27.5% of MetroCity Bankshares shares are owned by company insiders. Comparatively, 3.9% of First Busey shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Does the media prefer MCBS or BUSE?

In the previous week, First Busey had 2 more articles in the media than MetroCity Bankshares. MarketBeat recorded 3 mentions for First Busey and 1 mentions for MetroCity Bankshares. MetroCity Bankshares' average media sentiment score of 1.87 beat First Busey's score of 1.34 indicating that MetroCity Bankshares is being referred to more favorably in the media.

Company	Overall Sentiment
MetroCity Bankshares	Very Positive
First Busey	Positive

Summary

First Busey beats MetroCity Bankshares on 11 of the 19 factors compared between the two stocks.