Magyar Bancorp (MGYR) Competitors

Magyar Bancorp (NASDAQ:MGYR) and First Foundation (NYSE:FFWM) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their earnings, dividends, risk, institutional ownership, media sentiment, valuation, profitability and analyst recommendations.

Which has more volatility and risk, MGYR or FFWM?

Magyar Bancorp has a beta of 0.17, suggesting that its share price is 83% less volatile than the S&P 500. Comparatively, First Foundation has a beta of 0.97, suggesting that its share price is 3% less volatile than the S&P 500.

Which has higher earnings & valuation, MGYR or FFWM?

Magyar Bancorp has higher earnings, but lower revenue than First Foundation. First Foundation is trading at a lower price-to-earnings ratio than Magyar Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Magyar Bancorp	$52.18M	2.07	$7.78M	$1.44	11.60
First Foundation	$545.12M	0.85	-$92.41M	-$1.27	-4.41

Is MGYR or FFWM more profitable?

Magyar Bancorp has a net margin of 14.34% compared to First Foundation's net margin of -13.06%. Magyar Bancorp's return on equity of 8.08% beat First Foundation's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Magyar Bancorp	14.34%	8.08%	0.92%
First Foundation	-13.06%	-0.08%	-0.01%

Is MGYR or FFWM a better dividend stock?

Magyar Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.4%. First Foundation pays an annual dividend of $0.04 per share and has a dividend yield of 0.7%. Magyar Bancorp pays out 16.7% of its earnings in the form of a dividend. First Foundation pays out -3.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Magyar Bancorp has increased its dividend for 3 consecutive years. Magyar Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media refer more to MGYR or FFWM?

In the previous week, Magyar Bancorp and Magyar Bancorp both had 1 articles in the media. Magyar Bancorp's average media sentiment score of 0.59 beat First Foundation's score of 0.00 indicating that Magyar Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Magyar Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Foundation	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do institutionals and insiders hold more shares of MGYR or FFWM?

46.3% of Magyar Bancorp shares are owned by institutional investors. Comparatively, 73.1% of First Foundation shares are owned by institutional investors. 7.4% of Magyar Bancorp shares are owned by insiders. Comparatively, 9.5% of First Foundation shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Magyar Bancorp beats First Foundation on 10 of the 15 factors compared between the two stocks.