Magyar Bancorp (MGYR) Competitors

Magyar Bancorp (NASDAQ:MGYR) and ACNB (NASDAQ:ACNB) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, institutional ownership, dividends, profitability, risk and valuation.

Do institutionals and insiders hold more shares of MGYR or ACNB?

46.3% of Magyar Bancorp shares are held by institutional investors. Comparatively, 32.4% of ACNB shares are held by institutional investors. 7.4% of Magyar Bancorp shares are held by company insiders. Comparatively, 3.5% of ACNB shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Which has more volatility & risk, MGYR or ACNB?

Magyar Bancorp has a beta of 0.22, meaning that its share price is 78% less volatile than the S&P 500. Comparatively, ACNB has a beta of 0.93, meaning that its share price is 7% less volatile than the S&P 500.

Which has better valuation & earnings, MGYR or ACNB?

ACNB has higher revenue and earnings than Magyar Bancorp. Magyar Bancorp is trading at a lower price-to-earnings ratio than ACNB, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Magyar Bancorp	$35.35M	3.12	$7.78M	$1.57	10.91
ACNB	$132.20M	3.49	$31.85M	$2.69	16.40

Is MGYR or ACNB a better dividend stock?

Magyar Bancorp pays an annual dividend of $0.32 per share and has a dividend yield of 1.9%. ACNB pays an annual dividend of $1.36 per share and has a dividend yield of 3.1%. Magyar Bancorp pays out 20.4% of its earnings in the form of a dividend. ACNB pays out 50.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Magyar Bancorp has raised its dividend for 3 consecutive years and ACNB has raised its dividend for 8 consecutive years. ACNB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer MGYR or ACNB?

ACNB has a consensus price target of $49.25, indicating a potential upside of 11.65%. Given ACNB's stronger consensus rating and higher possible upside, analysts clearly believe ACNB is more favorable than Magyar Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Magyar Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
ACNB	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is MGYR or ACNB more profitable?

ACNB has a net margin of 15.64% compared to Magyar Bancorp's net margin of 15.12%. ACNB's return on equity of 10.22% beat Magyar Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Magyar Bancorp	15.12%	8.64%	0.99%
ACNB	15.64%	10.22%	1.25%

Does the media favor MGYR or ACNB?

In the previous week, Magyar Bancorp and Magyar Bancorp both had 2 articles in the media. ACNB's average media sentiment score of 1.86 beat Magyar Bancorp's score of 1.28 indicating that ACNB is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Magyar Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
ACNB	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Summary

ACNB beats Magyar Bancorp on 15 of the 18 factors compared between the two stocks.