Magyar Bancorp (MGYR) Competitors

Magyar Bancorp (NASDAQ:MGYR) and First Business Financial Services (NASDAQ:FBIZ) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, risk, institutional ownership, community ranking, dividends, profitability, earnings, valuation and media sentiment.

Is MGYR or FBIZ a better dividend stock?

Magyar Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.5%. First Business Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 2.4%. Magyar Bancorp pays out 16.7% of its earnings in the form of a dividend. First Business Financial Services pays out 21.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Magyar Bancorp has increased its dividend for 3 consecutive years and First Business Financial Services has increased its dividend for 13 consecutive years. First Business Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals and insiders believe in MGYR or FBIZ?

46.3% of Magyar Bancorp shares are owned by institutional investors. Comparatively, 60.1% of First Business Financial Services shares are owned by institutional investors. 7.4% of Magyar Bancorp shares are owned by company insiders. Comparatively, 5.1% of First Business Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the media refer more to MGYR or FBIZ?

In the previous week, First Business Financial Services had 1 more articles in the media than Magyar Bancorp. MarketBeat recorded 3 mentions for First Business Financial Services and 2 mentions for Magyar Bancorp. Magyar Bancorp's average media sentiment score of 1.32 beat First Business Financial Services' score of 1.16 indicating that Magyar Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Magyar Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Business Financial Services	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend MGYR or FBIZ?

First Business Financial Services has a consensus target price of $57.25, indicating a potential upside of 20.27%. Given First Business Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe First Business Financial Services is more favorable than Magyar Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Magyar Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First Business Financial Services	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more risk and volatility, MGYR or FBIZ?

Magyar Bancorp has a beta of 0.17, suggesting that its stock price is 83% less volatile than the S&P 500. Comparatively, First Business Financial Services has a beta of 0.66, suggesting that its stock price is 34% less volatile than the S&P 500.

Is MGYR or FBIZ more profitable?

First Business Financial Services has a net margin of 16.86% compared to Magyar Bancorp's net margin of 15.25%. First Business Financial Services' return on equity of 14.33% beat Magyar Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Magyar Bancorp	15.25%	7.49%	0.86%
First Business Financial Services	16.86%	14.33%	1.16%

Which has better earnings & valuation, MGYR or FBIZ?

First Business Financial Services has higher revenue and earnings than Magyar Bancorp. First Business Financial Services is trading at a lower price-to-earnings ratio than Magyar Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Magyar Bancorp	$33.73M	3.04	$7.78M	$1.44	11.02
First Business Financial Services	$158.03M	2.51	$44.24M	$5.50	8.65

Does the MarketBeat Community favor MGYR or FBIZ?

First Business Financial Services received 202 more outperform votes than Magyar Bancorp when rated by MarketBeat users. However, 60.82% of users gave Magyar Bancorp an outperform vote while only 60.28% of users gave First Business Financial Services an outperform vote.

Company	Underperform	Outperform
Magyar Bancorp	Outperform Votes 59 60.82%	Underperform Votes 38 39.18%
First Business Financial Services	Outperform Votes 261 60.28%	Underperform Votes 172 39.72%

Summary

First Business Financial Services beats Magyar Bancorp on 15 of the 21 factors compared between the two stocks.