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NBT Bancorp (NBTB) Competitors

NBT Bancorp logo
$43.30 -0.39 (-0.88%)
As of 10:08 AM Eastern
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NBTB vs. CFR, UMBF, WTFC, ZION, BPOP, ONB, PB, SNV, BOKF, and HOMB

Should you be buying NBT Bancorp stock or one of its competitors? The main competitors of NBT Bancorp include Cullen/Frost Bankers (CFR), UMB Financial (UMBF), Wintrust Financial (WTFC), Zions Bancorporation, National Association (ZION), Popular (BPOP), Old National Bancorp (ONB), Prosperity Bancshares (PB), Synovus Financial (SNV), BOK Financial (BOKF), and Home Bancshares, Inc. (Conway, AR) (HOMB). These companies are all part of the "regional banks" industry.

NBT Bancorp vs.

Cullen/Frost Bankers (NYSE:CFR) and NBT Bancorp (NASDAQ:NBTB) are both mid-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their media sentiment, risk, profitability, earnings, dividends, analyst recommendations, community ranking, valuation and institutional ownership.

86.9% of Cullen/Frost Bankers shares are owned by institutional investors. Comparatively, 58.5% of NBT Bancorp shares are owned by institutional investors. 2.9% of Cullen/Frost Bankers shares are owned by company insiders. Comparatively, 3.0% of NBT Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Cullen/Frost Bankers currently has a consensus price target of $131.93, suggesting a potential upside of 1.76%. NBT Bancorp has a consensus price target of $52.75, suggesting a potential upside of 21.84%. Given NBT Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe NBT Bancorp is more favorable than Cullen/Frost Bankers.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Cullen/Frost Bankers
3 Sell rating(s)
9 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
1.93
NBT Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Cullen/Frost Bankers received 112 more outperform votes than NBT Bancorp when rated by MarketBeat users. However, 52.01% of users gave NBT Bancorp an outperform vote while only 38.76% of users gave Cullen/Frost Bankers an outperform vote.

CompanyUnderperformOutperform
Cullen/Frost BankersOutperform Votes
345
38.76%
Underperform Votes
545
61.24%
NBT BancorpOutperform Votes
233
52.01%
Underperform Votes
215
47.99%

Cullen/Frost Bankers pays an annual dividend of $4.00 per share and has a dividend yield of 3.1%. NBT Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.1%. Cullen/Frost Bankers pays out 43.9% of its earnings in the form of a dividend. NBT Bancorp pays out 45.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cullen/Frost Bankers has increased its dividend for 32 consecutive years and NBT Bancorp has increased its dividend for 12 consecutive years.

Cullen/Frost Bankers has higher revenue and earnings than NBT Bancorp. Cullen/Frost Bankers is trading at a lower price-to-earnings ratio than NBT Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Cullen/Frost Bankers$2.10B3.96$582.54M$9.1114.23
NBT Bancorp$588.44M3.48$140.64M$3.0214.34

In the previous week, Cullen/Frost Bankers had 3 more articles in the media than NBT Bancorp. MarketBeat recorded 10 mentions for Cullen/Frost Bankers and 7 mentions for NBT Bancorp. Cullen/Frost Bankers' average media sentiment score of 1.74 beat NBT Bancorp's score of 1.28 indicating that Cullen/Frost Bankers is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Cullen/Frost Bankers
9 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
NBT Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Cullen/Frost Bankers has a net margin of 20.44% compared to NBT Bancorp's net margin of 17.84%. Cullen/Frost Bankers' return on equity of 15.95% beat NBT Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Cullen/Frost Bankers20.44% 15.95% 1.17%
NBT Bancorp 17.84%9.39%1.02%

Cullen/Frost Bankers has a beta of 0.67, meaning that its stock price is 33% less volatile than the S&P 500. Comparatively, NBT Bancorp has a beta of 0.58, meaning that its stock price is 42% less volatile than the S&P 500.

Summary

Cullen/Frost Bankers beats NBT Bancorp on 15 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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NBTB vs. The Competition

MetricNBT BancorpNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$2.05B$23.38B$11.61B$8.47B
Dividend Yield3.06%3.42%5.46%4.11%
P/E Ratio14.6213.0422.7119.95
Price / Sales3.482.9427.46114.60
Price / Cash15.0811.1617.6234.62
Price / Book1.341.212.834.58
Net Income$140.64M$2.17B$1.04B$248.19M
7 Day Performance-2.60%-0.32%0.43%2.14%
1 Month Performance9.22%10.27%8.67%16.20%
1 Year Performance12.78%19.83%538.56%7.87%

NBT Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
NBTB
NBT Bancorp
4.3011 of 5 stars
$43.30
-0.9%
$52.75
+21.8%
+14.1%$2.05B$588.44M14.621,860Positive News
Dividend Announcement
Analyst Downgrade
CFR
Cullen/Frost Bankers
4.6694 of 5 stars
$129.95
+4.1%
$132.14
+1.7%
+25.3%$8.35B$2.10B14.654,980Positive News
UMBF
UMB Financial
4.9569 of 5 stars
$107.28
+4.1%
$120.38
+12.2%
+23.7%$8.14B$1.62B11.933,770Positive News
WTFC
Wintrust Financial
4.8579 of 5 stars
$121.68
+4.8%
$133.54
+9.7%
+21.4%$8.14B$2.49B11.805,280Positive News
ZION
Zions Bancorporation, National Association
4.8116 of 5 stars
$49.46
+6.3%
$58.76
+18.8%
+11.0%$7.30B$3.18B9.999,990Positive News
Analyst Forecast
BPOP
Popular
4.9667 of 5 stars
$103.61
+3.3%
$111.14
+7.3%
+15.7%$7.18B$2.84B12.108,810Positive News
ONB
Old National Bancorp
4.8065 of 5 stars
$22.13
+3.4%
$25.63
+15.8%
+24.4%$7.08B$1.93B13.173,970News Coverage
Positive News
Dividend Announcement
PB
Prosperity Bancshares
4.9887 of 5 stars
$73.70
+3.4%
$83.71
+13.6%
+12.4%$7.02B$1.17B14.573,630
SNV
Synovus Financial
4.6914 of 5 stars
$49.33
+7.1%
$56.17
+13.9%
+23.1%$6.86B$2.01B16.175,110Positive News
Analyst Forecast
Gap Up
BOKF
BOK Financial
4.7618 of 5 stars
$98.76
+3.7%
$111.60
+13.0%
+2.9%$6.35B$1.98B12.154,790Positive News
HOMB
Home Bancshares, Inc. (Conway, AR)
3.4554 of 5 stars
$29.60
+3.5%
$32.40
+9.5%
+20.8%$5.84B$1.01B14.652,770Positive News

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This page (NASDAQ:NBTB) was last updated on 5/21/2025 by MarketBeat.com Staff
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