NBT Bancorp (NBTB) Competitors $44.88 +2.36 (+5.55%) Closing price 08/22/2025 04:00 PM EasternExtended Trading$44.89 +0.01 (+0.02%) As of 08/22/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock NBTB vs. FFBC, HOPE, PPBI, SFNC, STBA, TOWN, UBSI, WSBC, CBU, and PRKShould you be buying NBT Bancorp stock or one of its competitors? The main competitors of NBT Bancorp include First Financial Bancorp. (FFBC), Hope Bancorp (HOPE), Pacific Premier Bancorp (PPBI), Simmons First National (SFNC), S&T Bancorp (STBA), Towne Bank (TOWN), United Bankshares (UBSI), WesBanco (WSBC), Community Financial System (CBU), and Park National (PRK). These companies are all part of the "finance" sector. NBT Bancorp vs. Its Competitors First Financial Bancorp. Hope Bancorp Pacific Premier Bancorp Simmons First National S&T Bancorp Towne Bank United Bankshares WesBanco Community Financial System Park National NBT Bancorp (NASDAQ:NBTB) and First Financial Bancorp. (NASDAQ:FFBC) are both mid-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, risk, earnings, valuation, media sentiment, profitability, analyst recommendations and dividends. Is NBTB or FFBC more profitable? First Financial Bancorp. has a net margin of 19.41% compared to NBT Bancorp's net margin of 16.10%. First Financial Bancorp.'s return on equity of 10.57% beat NBT Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets NBT Bancorp16.10% 9.81% 1.10% First Financial Bancorp. 19.41%10.57%1.42% Do analysts recommend NBTB or FFBC? NBT Bancorp currently has a consensus price target of $52.00, indicating a potential upside of 15.86%. First Financial Bancorp. has a consensus price target of $29.40, indicating a potential upside of 10.73%. Given NBT Bancorp's higher probable upside, analysts plainly believe NBT Bancorp is more favorable than First Financial Bancorp..Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score NBT Bancorp 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40First Financial Bancorp. 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40 Do institutionals & insiders have more ownership in NBTB or FFBC? 58.5% of NBT Bancorp shares are held by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are held by institutional investors. 3.0% of NBT Bancorp shares are held by insiders. Comparatively, 1.1% of First Financial Bancorp. shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth. Which has higher valuation & earnings, NBTB or FFBC? First Financial Bancorp. has higher revenue and earnings than NBT Bancorp. First Financial Bancorp. is trading at a lower price-to-earnings ratio than NBT Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioNBT Bancorp$788.49M2.98$140.64M$2.7716.20First Financial Bancorp.$1.62B1.57$228.83M$2.5010.62 Does the media favor NBTB or FFBC? In the previous week, First Financial Bancorp. had 6 more articles in the media than NBT Bancorp. MarketBeat recorded 12 mentions for First Financial Bancorp. and 6 mentions for NBT Bancorp. NBT Bancorp's average media sentiment score of 1.18 beat First Financial Bancorp.'s score of 0.93 indicating that NBT Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment NBT Bancorp 6 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Financial Bancorp. 7 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is NBTB or FFBC a better dividend stock? NBT Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.0%. First Financial Bancorp. pays an annual dividend of $0.96 per share and has a dividend yield of 3.6%. NBT Bancorp pays out 49.1% of its earnings in the form of a dividend. First Financial Bancorp. pays out 38.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NBT Bancorp has raised its dividend for 12 consecutive years and First Financial Bancorp. has raised its dividend for 1 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has more volatility and risk, NBTB or FFBC? NBT Bancorp has a beta of 0.59, suggesting that its stock price is 41% less volatile than the S&P 500. Comparatively, First Financial Bancorp. has a beta of 0.98, suggesting that its stock price is 2% less volatile than the S&P 500. SummaryFirst Financial Bancorp. beats NBT Bancorp on 10 of the 17 factors compared between the two stocks. Get NBT Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for NBTB and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding NBTB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart NBTB vs. The Competition Export to ExcelMetricNBT BancorpBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$2.23B$879.45M$12.40B$9.58BDividend Yield3.20%3.13%5.52%4.10%P/E Ratio16.2016.5819.3926.04Price / Sales2.982.3526.07102.77Price / Cash11.7949.2221.7558.48Price / Book1.301.142.356.61Net Income$140.64M$53.90M$1.01B$265.56M7 Day Performance6.53%4.27%1.73%1.97%1 Month Performance5.77%2.12%1.02%-0.36%1 Year Performance-8.63%14.40%537.30%19.03% NBT Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)NBTBNBT Bancorp4.3042 of 5 stars$44.88+5.6%$52.00+15.9%-3.4%$2.23B$788.49M16.202,083Positive NewsFFBCFirst Financial Bancorp.4.5212 of 5 stars$24.68+0.1%$29.00+17.5%+4.2%$2.36B$1.62B9.872,090News CoverageAnalyst ForecastHOPEHope Bancorp4.7409 of 5 stars$10.36+0.6%$13.25+27.9%-9.7%$1.32B$1.00B29.601,244News CoveragePositive NewsPPBIPacific Premier Bancorp3.6642 of 5 stars$23.24+0.5%$27.50+18.3%-0.8%$2.24B$905.41M16.371,325Positive NewsSFNCSimmons First National4.6938 of 5 stars$19.95+0.6%$22.75+14.0%+3.3%$2.87B$1.46B15.712,946News CoveragePositive NewsSTBAS&T Bancorp3.8856 of 5 stars$37.46+0.8%$42.00+12.1%-4.0%$1.43B$564.96M10.991,206Positive NewsTOWNTowne Bank3.5508 of 5 stars$36.90+0.4%$40.67+10.2%+12.9%$2.76B$1.03B16.042,720News CoverageUBSIUnited Bankshares3.5509 of 5 stars$37.21+0.9%$40.50+8.8%+5.6%$5.23B$1.63B13.152,553Positive NewsWSBCWesBanco4.87 of 5 stars$31.24+1.9%$38.83+24.3%+6.6%$2.94B$953.62M18.822,195News CoveragePositive NewsDividend AnnouncementShort Interest ↓CBUCommunity Financial System4.7588 of 5 stars$57.13+1.3%$68.00+19.0%+2.3%$2.98B$940.71M15.572,918News CoveragePositive NewsPRKPark National2.1958 of 5 stars$166.42+0.3%$177.75+6.8%+5.1%$2.67B$543.45M17.881,790Trending News Related Companies and Tools Related Companies First Financial Bancorp. Alternatives Hope Bancorp Alternatives Pacific Premier Bancorp Alternatives Simmons First National Alternatives S&T Bancorp Alternatives Towne Bank Alternatives United Bankshares Alternatives WesBanco Alternatives Community Financial System Alternatives Park National Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:NBTB) was last updated on 8/23/2025 by MarketBeat.com Staff From Our PartnersBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. Economist ...Goldco Precious Metals | SponsoredAlex’s “Next Magnificent Seven” stocksThe original “Magnificent Seven” turned $7K into $1.18 million. 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