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NBT Bancorp (NBTB) Competitors

NBT Bancorp logo
$40.56 -0.82 (-1.98%)
Closing price 08/1/2025 04:00 PM Eastern
Extended Trading
$40.54 -0.02 (-0.05%)
As of 08/1/2025 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

NBTB vs. FFBC, HOPE, PPBI, SFNC, STBA, TOWN, UBSI, WSBC, CBU, and PRK

Should you be buying NBT Bancorp stock or one of its competitors? The main competitors of NBT Bancorp include First Financial Bancorp. (FFBC), Hope Bancorp (HOPE), Pacific Premier Bancorp (PPBI), Simmons First National (SFNC), S&T Bancorp (STBA), Towne Bank (TOWN), United Bankshares (UBSI), WesBanco (WSBC), Community Financial System (CBU), and Park National (PRK). These companies are all part of the "finance" sector.

NBT Bancorp vs. Its Competitors

NBT Bancorp (NASDAQ:NBTB) and First Financial Bancorp. (NASDAQ:FFBC) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, profitability, dividends, analyst recommendations, valuation, institutional ownership and media sentiment.

First Financial Bancorp. has higher revenue and earnings than NBT Bancorp. First Financial Bancorp. is trading at a lower price-to-earnings ratio than NBT Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NBT Bancorp$788.49M2.43$140.64M$2.7714.64
First Financial Bancorp.$1.62B1.40$228.83M$2.509.46

58.5% of NBT Bancorp shares are held by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are held by institutional investors. 3.0% of NBT Bancorp shares are held by company insiders. Comparatively, 1.1% of First Financial Bancorp. shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

NBT Bancorp has a beta of 0.59, indicating that its stock price is 41% less volatile than the S&P 500. Comparatively, First Financial Bancorp. has a beta of 0.98, indicating that its stock price is 2% less volatile than the S&P 500.

In the previous week, NBT Bancorp had 13 more articles in the media than First Financial Bancorp.. MarketBeat recorded 19 mentions for NBT Bancorp and 6 mentions for First Financial Bancorp.. First Financial Bancorp.'s average media sentiment score of 0.82 beat NBT Bancorp's score of 0.78 indicating that First Financial Bancorp. is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
NBT Bancorp
6 Very Positive mention(s)
0 Positive mention(s)
7 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
First Financial Bancorp.
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Financial Bancorp. has a net margin of 19.41% compared to NBT Bancorp's net margin of 16.10%. First Financial Bancorp.'s return on equity of 10.57% beat NBT Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
NBT Bancorp16.10% 9.81% 1.10%
First Financial Bancorp. 19.41%10.57%1.42%

NBT Bancorp presently has a consensus price target of $52.00, indicating a potential upside of 28.21%. First Financial Bancorp. has a consensus price target of $29.00, indicating a potential upside of 22.67%. Given NBT Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe NBT Bancorp is more favorable than First Financial Bancorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NBT Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
First Financial Bancorp.
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

NBT Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.4%. First Financial Bancorp. pays an annual dividend of $0.96 per share and has a dividend yield of 4.1%. NBT Bancorp pays out 49.1% of its earnings in the form of a dividend. First Financial Bancorp. pays out 38.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NBT Bancorp has raised its dividend for 12 consecutive years and First Financial Bancorp. has raised its dividend for 1 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

First Financial Bancorp. beats NBT Bancorp on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NBTB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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NBTB vs. The Competition

MetricNBT BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$1.96B$844.46M$12.04B$9.53B
Dividend Yield3.29%3.21%5.63%4.09%
P/E Ratio14.6415.7019.7823.83
Price / Sales2.432.1325.9466.13
Price / Cash11.4848.6321.3357.96
Price / Book1.061.052.095.54
Net Income$140.64M$54.19M$1.00B$259.28M
7 Day Performance-1.98%-3.17%-2.46%-4.67%
1 Month Performance-6.63%-3.26%-0.85%4.38%
1 Year Performance-11.03%11.32%537.09%17.90%

NBT Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
NBTB
NBT Bancorp
4.445 of 5 stars
$40.56
-2.0%
$52.00
+28.2%
-13.5%$1.96B$788.49M14.642,083News Coverage
Earnings Report
Dividend Increase
Analyst Forecast
Analyst Revision
FFBC
First Financial Bancorp.
4.6462 of 5 stars
$24.59
-1.1%
$28.75
+16.9%
-9.7%$2.38B$1.62B9.352,090
HOPE
Hope Bancorp
4.8976 of 5 stars
$11.36
-0.3%
$13.50
+18.8%
-23.1%$1.46B$1.00B14.561,244Gap Down
PPBI
Pacific Premier Bancorp
4.1127 of 5 stars
$21.95
-0.7%
$27.25
+24.1%
-18.1%$2.14B$905.41M14.541,325News Coverage
Positive News
Analyst Revision
SFNC
Simmons First National
4.8975 of 5 stars
$20.08
+0.1%
$22.67
+12.9%
-7.4%$2.53B$1.46B13.742,946Positive News
STBA
S&T Bancorp
4.2915 of 5 stars
$38.96
-0.4%
$42.00
+7.8%
-16.1%$1.50B$564.96M11.271,206Dividend Announcement
TOWN
Towne Bank
3.7494 of 5 stars
$35.78
-0.4%
$40.00
+11.8%
+7.2%$2.69B$1.03B15.162,720
UBSI
United Bankshares
4.0569 of 5 stars
$37.15
-0.4%
$40.63
+9.4%
-6.0%$5.30B$1.63B13.872,553Positive News
WSBC
WesBanco
4.9794 of 5 stars
$32.67
-0.5%
$38.71
+18.5%
-3.5%$3.14B$953.62M13.572,195Earnings Report
Short Interest ↑
Analyst Revision
CBU
Community Financial System
4.8445 of 5 stars
$57.92
-0.9%
$71.00
+22.6%
-14.4%$3.09B$940.71M16.042,918Analyst Downgrade
PRK
Park National
2.9436 of 5 stars
$171.32
+0.4%
$177.75
+3.8%
-6.8%$2.77B$528.91M18.401,790Trending News
Dividend Announcement

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This page (NASDAQ:NBTB) was last updated on 8/2/2025 by MarketBeat.com Staff
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