NBT Bancorp (NBTB) Competitors $43.28 -0.91 (-2.06%) Closing price 09/19/2025 04:00 PM EasternExtended Trading$43.28 -0.01 (-0.01%) As of 09/19/2025 04:22 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock NBTB vs. FFBC, HOPE, NWBI, SFNC, STBA, TOWN, UBSI, WSBC, CBU, and PRKShould you be buying NBT Bancorp stock or one of its competitors? The main competitors of NBT Bancorp include First Financial Bancorp. (FFBC), Hope Bancorp (HOPE), Northwest Bancshares (NWBI), Simmons First National (SFNC), S&T Bancorp (STBA), Towne Bank (TOWN), United Bankshares (UBSI), WesBanco (WSBC), Community Financial System (CBU), and Park National (PRK). These companies are all part of the "finance" sector. NBT Bancorp vs. Its Competitors First Financial Bancorp. Hope Bancorp Northwest Bancshares Simmons First National S&T Bancorp Towne Bank United Bankshares WesBanco Community Financial System Park National First Financial Bancorp. (NASDAQ:FFBC) and NBT Bancorp (NASDAQ:NBTB) are both mid-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, dividends, profitability, valuation, earnings, risk and institutional ownership. Do institutionals and insiders hold more shares of FFBC or NBTB? 77.2% of First Financial Bancorp. shares are owned by institutional investors. Comparatively, 58.5% of NBT Bancorp shares are owned by institutional investors. 1.1% of First Financial Bancorp. shares are owned by company insiders. Comparatively, 3.0% of NBT Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term. Do analysts recommend FFBC or NBTB? First Financial Bancorp. presently has a consensus price target of $29.40, indicating a potential upside of 11.53%. NBT Bancorp has a consensus price target of $52.00, indicating a potential upside of 20.15%. Given NBT Bancorp's higher possible upside, analysts clearly believe NBT Bancorp is more favorable than First Financial Bancorp..Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Financial Bancorp. 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40NBT Bancorp 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40 Is FFBC or NBTB a better dividend stock? First Financial Bancorp. pays an annual dividend of $1.00 per share and has a dividend yield of 3.8%. NBT Bancorp pays an annual dividend of $1.48 per share and has a dividend yield of 3.4%. First Financial Bancorp. pays out 40.0% of its earnings in the form of a dividend. NBT Bancorp pays out 53.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Financial Bancorp. has raised its dividend for 1 consecutive years and NBT Bancorp has raised its dividend for 12 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has better earnings and valuation, FFBC or NBTB? First Financial Bancorp. has higher revenue and earnings than NBT Bancorp. First Financial Bancorp. is trading at a lower price-to-earnings ratio than NBT Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFirst Financial Bancorp.$1.62B1.56$228.83M$2.5010.54NBT Bancorp$788.49M2.88$140.64M$2.7715.62 Does the media refer more to FFBC or NBTB? In the previous week, First Financial Bancorp. had 1 more articles in the media than NBT Bancorp. MarketBeat recorded 7 mentions for First Financial Bancorp. and 6 mentions for NBT Bancorp. NBT Bancorp's average media sentiment score of 1.13 beat First Financial Bancorp.'s score of 0.96 indicating that NBT Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First Financial Bancorp. 4 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive NBT Bancorp 4 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is FFBC or NBTB more profitable? First Financial Bancorp. has a net margin of 19.41% compared to NBT Bancorp's net margin of 16.10%. First Financial Bancorp.'s return on equity of 10.57% beat NBT Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets First Financial Bancorp.19.41% 10.57% 1.42% NBT Bancorp 16.10%9.81%1.10% Which has more volatility & risk, FFBC or NBTB? First Financial Bancorp. has a beta of 1.02, suggesting that its share price is 2% more volatile than the S&P 500. Comparatively, NBT Bancorp has a beta of 0.6, suggesting that its share price is 40% less volatile than the S&P 500. SummaryFirst Financial Bancorp. beats NBT Bancorp on 10 of the 17 factors compared between the two stocks. Get NBT Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for NBTB and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding NBTB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart NBTB vs. The Competition Export to ExcelMetricNBT BancorpBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$2.27B$945.87M$12.77B$10.46BDividend Yield3.42%2.99%5.43%4.57%P/E Ratio15.6217.24243.8726.86Price / Sales2.882.3231.30125.79Price / Cash12.0022.8319.8331.15Price / Book1.341.162.336.42Net Income$140.64M$54.35M$1.01B$271.73M7 Day Performance1.12%0.80%0.51%2.82%1 Month Performance-3.57%0.58%1.94%6.60%1 Year Performance-4.31%12.59%541.31%28.60% NBT Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)NBTBNBT Bancorp4.4851 of 5 stars$43.28-2.1%$52.00+20.1%-4.3%$2.27B$788.49M15.622,083Positive NewsHigh Trading VolumeFFBCFirst Financial Bancorp.4.4463 of 5 stars$25.51-1.7%$29.40+15.2%+3.6%$2.49B$1.62B10.202,090HOPEHope Bancorp4.909 of 5 stars$10.88-0.5%$13.25+21.8%-14.9%$1.40B$1.00B31.091,244Positive NewsNWBINorthwest Bancshares3.7489 of 5 stars$12.43-0.7%$15.00+20.7%-6.4%$1.83B$756.21M11.102,027SFNCSimmons First National4.8194 of 5 stars$19.98-2.4%$22.75+13.9%-7.1%$2.96B$1.46B15.732,946Positive NewsSTBAS&T Bancorp3.3831 of 5 stars$38.56-1.3%$42.00+8.9%-9.2%$1.50B$564.96M11.311,206Positive NewsTOWNTowne Bank3.6406 of 5 stars$35.54-1.0%$40.67+14.4%+4.9%$2.69B$1.03B15.452,720Positive NewsUBSIUnited Bankshares3.5109 of 5 stars$37.15-0.7%$40.50+9.0%-0.8%$5.30B$1.63B13.132,553Positive NewsWSBCWesBanco4.9933 of 5 stars$31.35-0.8%$38.83+23.9%+5.7%$3.03B$953.62M18.892,195Trending NewsCBUCommunity Financial System4.3447 of 5 stars$57.97-1.5%$68.00+17.3%+3.2%$3.11B$940.71M15.802,918PRKPark National2.0632 of 5 stars$166.27-1.6%$177.75+6.9%-3.0%$2.67B$543.45M17.861,790Trending News Related Companies and Tools Related Companies First Financial Bancorp. Alternatives Hope Bancorp Alternatives Northwest Bancshares Alternatives Simmons First National Alternatives S&T Bancorp Alternatives Towne Bank Alternatives United Bankshares Alternatives WesBanco Alternatives Community Financial System Alternatives Park National Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:NBTB) was last updated on 9/22/2025 by MarketBeat.com Staff From Our PartnersA New Way to Double Your Retirement Income?Bloomberg reports that a new class of investments is “entering a golden era,” with yields fueling a retail boo...Investors Alley | SponsoredOut of 18,347 Cryptocurrencies... 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