Netcapital (NCPL) Competitors $2.95 -0.06 (-1.96%) As of 09:54 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesSEC FilingsShort InterestTrendsBuy This Stock NCPL vs. FSEA, OPHC, CNF, CLST, NLIT, TCBS, MOGO, SBNY, CIZN, and USIOShould you be buying Netcapital stock or one of its competitors? The main competitors of Netcapital include First Seacoast Bancorp (FSEA), OptimumBank (OPHC), CNFinance (CNF), Catalyst Bancorp (CLST), Northern Lights Acquisition (NLIT), Texas Community Bancshares (TCBS), Mogo (MOGO), Signature Bank (SBNY), Citizens (CIZN), and Usio (USIO). These companies are all part of the "banking" industry. Netcapital vs. Its Competitors First Seacoast Bancorp OptimumBank CNFinance Catalyst Bancorp Northern Lights Acquisition Texas Community Bancshares Mogo Signature Bank Citizens Usio Netcapital (NASDAQ:NCPL) and First Seacoast Bancorp (NASDAQ:FSEA) are both small-cap banking companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, media sentiment, dividends, profitability, analyst recommendations, valuation, institutional ownership and earnings. Which has more volatility & risk, NCPL or FSEA? Netcapital has a beta of 0.8, suggesting that its stock price is 20% less volatile than the S&P 500. Comparatively, First Seacoast Bancorp has a beta of 0.1, suggesting that its stock price is 90% less volatile than the S&P 500. Which has preferable earnings and valuation, NCPL or FSEA? First Seacoast Bancorp has higher revenue and earnings than Netcapital. First Seacoast Bancorp is trading at a lower price-to-earnings ratio than Netcapital, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioNetcapital$4.95M2.35-$4.99M-$20.20-0.15First Seacoast Bancorp$29.33M1.81-$510K-$0.02-563.25 Do institutionals & insiders hold more shares of NCPL or FSEA? 30.7% of Netcapital shares are owned by institutional investors. Comparatively, 38.4% of First Seacoast Bancorp shares are owned by institutional investors. 6.8% of Netcapital shares are owned by company insiders. Comparatively, 7.8% of First Seacoast Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Is NCPL or FSEA more profitable? First Seacoast Bancorp has a net margin of 0.12% compared to Netcapital's net margin of -1,274.54%. First Seacoast Bancorp's return on equity of 0.06% beat Netcapital's return on equity.Company Net Margins Return on Equity Return on Assets Netcapital-1,274.54% -28.04% -25.15% First Seacoast Bancorp 0.12%0.06%0.01% Does the media refer more to NCPL or FSEA? In the previous week, Netcapital had 4 more articles in the media than First Seacoast Bancorp. MarketBeat recorded 5 mentions for Netcapital and 1 mentions for First Seacoast Bancorp. Netcapital's average media sentiment score of 0.33 beat First Seacoast Bancorp's score of 0.00 indicating that Netcapital is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Netcapital 1 Very Positive mention(s) 0 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral First Seacoast Bancorp 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral SummaryFirst Seacoast Bancorp beats Netcapital on 8 of the 13 factors compared between the two stocks. Get Netcapital News Delivered to You Automatically Sign up to receive the latest news and ratings for NCPL and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding NCPL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart NCPL vs. The Competition Export to ExcelMetricNetcapitalTechnology Services IndustryBusiness SectorNASDAQ ExchangeMarket Cap$11.87M$2.52B$15.10B$9.40BDividend YieldN/A1.52%2.76%4.03%P/E Ratio-0.1530.8727.6219.22Price / Sales2.3536.4744.1099.38Price / CashN/A43.8226.7928.17Price / Book0.036.256.485.70Net Income-$4.99M$33.22M$196.20M$257.84M7 Day Performance-35.05%3.92%5.66%2.96%1 Month Performance-28.45%10.81%9.99%13.26%1 Year Performance-62.34%37.09%25.81%17.12% Netcapital Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)NCPLNetcapital0.2693 of 5 stars$2.96-1.8%N/A-58.7%$11.87M$4.95M-0.15N/AUpcoming EarningsFSEAFirst Seacoast Bancorp0.8734 of 5 stars$11.22-0.8%N/A+22.9%$53.35M$29.33M-560.7280News CoveragePositive NewsOPHCOptimumBankN/A$4.51+0.2%N/A+5.0%$53.00M$40.98M3.4240CNFCNFinanceN/A$0.79+3.9%N/A-32.7%$52.12M$205.99M2.55900Gap UpCLSTCatalyst BancorpN/A$12.25-1.7%N/A+5.0%$52.09M$10.02M21.8860NLITNorthern Lights AcquisitionN/A$3.38+9.3%N/A+459.9%$50.37MN/A0.003Gap DownTCBSTexas Community Bancshares1.4765 of 5 stars$15.97-0.2%N/A+14.0%$48.68M$20.55M23.8460MOGOMogo3.6872 of 5 stars$1.91-2.6%$4.00+109.4%+29.5%$47.97M$51.97M-2.98350SBNYSignature Bank0.2203 of 5 stars$0.75-4.5%N/A-74.3%$47.20M$2.70B0.002,240Gap DownCIZNCitizens3.0964 of 5 stars$8.14-2.7%$26.00+219.4%-2.7%$46.02M$40.95M8.31250Positive NewsUSIOUsio2.9622 of 5 stars$1.70-1.7%$4.00+135.3%+8.2%$45.87M$82.93M15.46110 Related Companies and Tools Related Companies First Seacoast Bancorp Competitors OptimumBank Competitors CNFinance Competitors Catalyst Bancorp Competitors Northern Lights Acquisition Competitors Texas Community Bancshares Competitors Mogo Competitors Signature Bank Competitors Citizens Competitors Usio Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:NCPL) was last updated on 7/22/2025 by MarketBeat.com Staff From Our PartnersHIDDEN IN THE BOOK OF GENESIS…“This land I will give to you…” — a 4,000-year-old line from Genesis may hold the key to unlocking a $150 tril...Paradigm Press | SponsoredYour Bank Account Is No Longer SafeWhat If Washington Declared That: YOUR Money ISN'T Actually Yours? 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