Northrim BanCorp (NRIM) Competitors

Northrim BanCorp (NASDAQ:NRIM) and First Bancorp (NASDAQ:FBNC) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, profitability, media sentiment, community ranking, institutional ownership and earnings.

Is NRIM or FBNC a better dividend stock?

Northrim BanCorp pays an annual dividend of $2.56 per share and has a dividend yield of 3.2%. First Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 2.1%. Northrim BanCorp pays out 34.0% of its earnings in the form of a dividend. First Bancorp pays out 41.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Northrim BanCorp has increased its dividend for 16 consecutive years. Northrim BanCorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community prefer NRIM or FBNC?

First Bancorp received 205 more outperform votes than Northrim BanCorp when rated by MarketBeat users. Likewise, 62.69% of users gave First Bancorp an outperform vote while only 58.40% of users gave Northrim BanCorp an outperform vote.

Company	Underperform	Outperform
Northrim BanCorp	Outperform Votes 205 58.40%	Underperform Votes 146 41.60%
First Bancorp	Outperform Votes 410 62.69%	Underperform Votes 244 37.31%

Does the media refer more to NRIM or FBNC?

In the previous week, First Bancorp had 4 more articles in the media than Northrim BanCorp. MarketBeat recorded 12 mentions for First Bancorp and 8 mentions for Northrim BanCorp. Northrim BanCorp's average media sentiment score of 1.16 beat First Bancorp's score of 0.88 indicating that Northrim BanCorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Northrim BanCorp	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is NRIM or FBNC more profitable?

Northrim BanCorp has a net margin of 18.87% compared to First Bancorp's net margin of 14.19%. Northrim BanCorp's return on equity of 14.86% beat First Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Northrim BanCorp	18.87%	14.86%	1.30%
First Bancorp	14.19%	8.04%	0.95%

Which has better valuation & earnings, NRIM or FBNC?

First Bancorp has higher revenue and earnings than Northrim BanCorp. Northrim BanCorp is trading at a lower price-to-earnings ratio than First Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Northrim BanCorp	$166.43M	2.69	$36.97M	$7.52	10.76
First Bancorp	$357.46M	4.74	$76.21M	$2.11	19.44

Do institutionals and insiders hold more shares of NRIM or FBNC?

66.0% of Northrim BanCorp shares are owned by institutional investors. Comparatively, 68.4% of First Bancorp shares are owned by institutional investors. 3.9% of Northrim BanCorp shares are owned by company insiders. Comparatively, 3.7% of First Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Do analysts prefer NRIM or FBNC?

Northrim BanCorp presently has a consensus price target of $104.00, indicating a potential upside of 28.47%. First Bancorp has a consensus price target of $50.00, indicating a potential upside of 21.91%. Given Northrim BanCorp's stronger consensus rating and higher possible upside, analysts clearly believe Northrim BanCorp is more favorable than First Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northrim BanCorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has more risk & volatility, NRIM or FBNC?

Northrim BanCorp has a beta of 0.73, indicating that its stock price is 27% less volatile than the S&P 500. Comparatively, First Bancorp has a beta of 0.89, indicating that its stock price is 11% less volatile than the S&P 500.

Summary

Northrim BanCorp beats First Bancorp on 11 of the 21 factors compared between the two stocks.